Credit Risk Financial Inclusion Underwriting 
FICO
MAY 7, 2018
Some of the top thought leaders in banking, finance, artificial intelligence, machine learning, and credit risk came together in San Francisco to discuss the key trends and innovations in our industry. A key driver of successful financial inclusion is the ability for lenders to effectively gauge the risk of an underserved consumer.
FICO
MARCH 25, 2020
Home Credit , a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. This type of financial inclusion is good for the consumer and good for our business.
FICO
JULY 15, 2022
Financial Inclusion Using Analytics. Plus, it means going beyond the FICO® Scores based on traditional data, so we've also developed scores utilizing new alternative data sources that are specifically designed for financial inclusion. Using new approaches to improve financial inclusion. Saxon Shirley.
PYMNTS
MAY 29, 2018
In some instances, this helps them offer consumers new credit opportunities, and in other cases it might illuminate risk,” noted Paul DeSaulniers, Experian’s senior director of Risk Scoring and Trended/Alternative Data and Attributes. Consumers, notably, believe they will do better in an underwriting context. What’s Next.
FICO
APRIL 28, 2023
Credit Risk and FICO Score Trends? credit risk and FICO® Score trends. At the same time, increasing adoption of recent innovations in credit scoring solutions should benefit consumers, leading to greater consumer empowerment opportunities and credit access.
The Fintech Times
APRIL 15, 2024
. “AI’s contribution extends to intelligent underwriting, where it enables the creation of sophisticated risk profiles by analysing a wide range of data, including non-traditional indicators that might be overlooked in manual processes.
FICO
AUGUST 20, 2019
China Construction Bank (CCB) hopes to reach more millennial consumers and is using alternative scoring services to improve decision making and improve financial inclusion efforts to reach this demographic. Partnering with the FICO team, we have significantly improved our origination efficiency while maintaining our risk profiles.
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