PYMNTS

JANUARY 22, 2021

Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. Driving Actionable Intelligence In Real Time. Focusing On The Consumer And Building The AI.

AI 106

AI Credit Risk Point-of-Sale (POS) Risk 106

The Payments Association

JANUARY 3, 2025

This view was widely supported, with participants pointing to examples of successful industry-level initiatives, such as fraud consortiums, which pool resources to identify and mitigate threats. Tao described the difficulties of navigating the legal and organisational hurdles that often impede data sharing.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Fintech News

DECEMBER 12, 2023

Initially, the focus is on assessing asset quality risks, which encompasses an examination of credit risks, market value fluctuations, and custody risks associated with the stablecoins.

Stablecoins 114

Stablecoins Assessments Risk Assessment Risk 114

PYMNTS

JUNE 25, 2020

Below, PYMNTS rounds up the latest efforts for AR and AP solution providers to mitigate friction for both buyers and suppliers. The tool addresses the needs of both buyers and suppliers, enabling suppliers to bridge the gap between sales and credit operations and to manage customer risk in real time.

B2B 112

B2B Cross-Border Credit Risk Accounts 112

Stax

MARCH 13, 2025

Apart from keeping complex payment structures running, interchange fees compensate issuing banks for taking on cardholder credit risk, and help card companies fund rewards programs. Covers risk taken on by issuing banks Issuing banks take on financial risks while extending credit to cardholders.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

FICO

JUNE 26, 2020

By studying past recessions, we know that in a down economy credit criteria goes up and access to credit goes down as lenders try to mitigate credit risk. The tool is now available to lenders from multiple credit bureaus.FICO® Resilience Index. Read the whitepaper from Tom Parrent, Principal, Quantilytic. .

Credit Risk 98

Credit Risk Risk Assessments Origination 98

The Paypers

MARCH 11, 2020

Trade Ledger and Wiserfunding have teamed up to allow banks and alternative finance providers to assess their mid-market commercial customers for secured and unsecured credit.

Risk Mitigation 28

Risk Mitigation Credit Risk Mitigation Risk 28

The Fintech Times

FEBRUARY 10, 2024

British bank HSBC has partnered with Google Cloud , in an effort to accelerate climate mitigation and resilience through financing and support for companies involved in the ‘Google Cloud Ready – Sustainability’ programme. ” The partnership builds on the launch of an HSBC credit risk advisory tool on Google Cloud.

Finance 103

Finance Credit Risk Advisors Mitigation 103

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

DECEMBER 5, 2018

Risk mitigation isn’t a new concept, Simkins noted, but today’s organizations are often unfamiliar with the correct strategies they need to deploy when mitigating third-party cyber risk. “They manage credit risk and liquidity risk, and more traditional third-party risk verticals,” he said.

Risk Mitigation 76

Risk Mitigation Security Data Breach FinTech 76

Finovate

DECEMBER 19, 2023

Liquidnet will leverage bondIT’s Scorable Credit Analytics to help traders better anticipate market trends. The technology will also help them mitigate credit risk and make more informed decisions quicker.

AI 104

AI Research Credit Risk Mitigation 104

The Fintech Times

APRIL 15, 2024

. “AI’s contribution extends to intelligent underwriting, where it enables the creation of sophisticated risk profiles by analysing a wide range of data, including non-traditional indicators that might be overlooked in manual processes. “Finally, AI is reducing risk in the embedded insurance space.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

PYMNTS

JUNE 17, 2020

Gianluca Pizzituti , CEO and co-founder of invoice financing platform Velotrade , told PYMNTS about the risks financiers must mitigate in the trade finance arena, the role of data in mitigating those threats, and the evolving role of invoice finance to help B2B companies endure the most volatile market many have seen in years.

Finance 68

Finance Mitigation B2B Underwriting 68

M2P Fintech

APRIL 4, 2025

The new-age credit stack can do this efficiently with smarter underwriting capabilities, integrated data collection mechanisms and ability to automate workflows in the process. Improved Risk Management To assess credit risk accurately, new-age credit stack incorporates advanced algorithms and real-time analytics.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

PYMNTS

JANUARY 7, 2021

It's a complex ecosystem, however, in which financial institutions must coordinate with insurers, institutional investors, and each other to not only originate trade finance, but mitigate risk and distribute assets. You have to look at risk in its entirety," said Gugelmann. There are many new ways of risk mitigation.".

Finance 70

Finance Risk Mitigation Mitigation Cross-Border 70

PYMNTS

FEBRUARY 22, 2019

21), C2FO and Euler Hermes announced their partnership, which will link C2FO small business customers with Euler Hermes’ Single Invoice Cover product, protecting B2B firms against the risk of non-payment and optimizing credit terms for buyers. In an announcement on Thursday (Feb. Euler Hermes U.K.

Credit Risk 53

Credit Risk Small Business Risk B2B 53

Finovate

AUGUST 30, 2024

Risk mitigation and compliance solution provider ValidiFI announced this week that Community Bank & Trust selected its technology to help verify bank account ownership and possession for potential borrowers. . ValidiFI was acquired by alternative bank and payment data firm Ribbit last June.

Community Banks 52

Community Banks Tax Refunds Accounts Risk Mitigation 52

The Finance Weekly

AUGUST 26, 2023

For example, it manages borrower’s credit data and spots early financial signs. This helps lenders proactively tackle credit risks. Also, AI's predictive analysis forecasts borrower defaults and risk levels using data. AI aids loan decisions, assessing individual risk profiles for granting loans and setting rates.

Risk Management 130

Risk Management Risk AI Liquidity Risk 130

Finovate

SEPTEMBER 24, 2024

The new offering, the FICO Customer Communications Service Scam Signal, combines real time network data with customer and payment data to identify and mitigate APP fraud as it happens. The company’s FICO Score has become the standard measure of consumer credit risk in the U.S.,

Authorization 59

Authorization Scams Fraud Prevention Payments 59

Paystand

NOVEMBER 21, 2024

Key Takeaways Central Role in Transactions: Issuing banks are pivotal to the payment process, ensuring secure and seamless credit and debit card transactions. Risk Management: Issuing banks face key risks, including credit risk, transaction fraud, and account fraud, requiring advanced tools and systems to mitigate them.

Debit Transaction 40

Debit Transaction Debit Card Credit Risk Mitigation 40

PYMNTS

FEBRUARY 22, 2019

were to materially worsen, the risk from these exposures would rise appreciably and indirect risks could begin to have greater bearing on banks’ creditworthiness, especially if mitigating actions prove difficult to implement,” the report said. . “If operating conditions in the U.S. has risen to over $2 trillion.

Risk 46

Risk Mitigation Non-Bank Credit Risk 46

PYMNTS

JULY 18, 2017

The Chicago-based provider uses predictive analytics and digital decisioning to understand customers and make optimal decisions, mitigating fraud and risk. Many of its customers have subprime credit, so making the right decision out of the gate is a critical part of protecting its revenue and reputation. “As

Underwriting 58

Underwriting Payment APIs and Integration Verification Credit Risk 58

PYMNTS

JANUARY 14, 2021

Card payments, he continued, mitigate risk for both buyers and suppliers, enabling vendors to provide discounts to their customers without taking on trade credit risk. "This has led to a multi-decades-long market share loss from the independent retailers toward major retailers," said Bhansali.

B2B 81

B2B B2C Facilitators Transactions 81

PYMNTS

FEBRUARY 6, 2019

Walford Trade Risk, a trade credit risk insurance provider, is rolling out a new product designed to help small businesses protect themselves against the risk of non-payment from their corporate customers.

Small Business 53

Small Business Risk Credit Risk Mitigation 53

EBizCharge

APRIL 29, 2024

This sale provides the business with immediate cash flow, allowing them to access funds without waiting for clients to pay their invoices within the standard credit terms. The factoring company takes on the risk of bad debt, providing the business with a greater sense of financial security. How do factoring companies pay for invoices?

Accounts 52

Accounts Credit Risk Non-Bank B2G 52

Tearsheet

AUGUST 7, 2024

Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. All of these features are powered by our AI-driven underwriting and risk-scoring infrastructure, which is built in-house from the ground up. The partnership brings together J.P. By combining J.P.

AI 59

AI B2B Finance Underwriting 59

FICO

JUNE 13, 2017

As more entities rely on these scores and ratings, their governing bodies and relevant regulatory agencies will care more about how these tools are used to drive decisions to mitigate risk. Establishing appropriate levels of transparency and responsible practices for model governance are equally important.

Risk 85

Risk Disputes Cybersecurity Best Practices 85

PYMNTS

MARCH 18, 2016

One thousand businesses responded to the Coface survey, which aimed to look at corporate credit risk mitigation, according to reports. Analysis found that 80 percent of Chinese companies are dealing with overdue payments.

Risk Mitigation 40

Risk Mitigation Credit Risk Payments Mitigation 40

PYMNTS

JANUARY 10, 2017

“No industry or company is immune from trade credit risk , and the failure of a buyer to pay for the goods or services purchased can have a catastrophic impact on the viability of a supplier.”. Trade Credit Insurance will provide a safety net for supplier to do business with peace of mind,” the executive continued.

Risk Mitigation 40

Risk Mitigation Credit Risk B2B Non-Bank 40

FICO

JUNE 30, 2023

What the FICO Score is not designed to do is provide a specific, fixed estimate of credit risk; we know from tracking the scores over three-plus decades that the relationship between the FICO Score and consumers’ likelihood of loan repayment can and does shift over time and across economic and financial cycles.

Underwriting 52

Underwriting Credit Risk Mitigation Risk 52

FICO

MAY 19, 2023

In total, Prosper extended more than USD $225M in credit access to these consumers. Prosper also proactively mitigates credit risk and meets the increasing credit demand for creditworthy customers based on their monthly updated FICO® Scores. You can read more about this story in the full media release.

Financial Inclusion 52

Financial Inclusion Credit Limit Financial Literacy Credit Risk 52

CB Insights

AUGUST 25, 2022

As digital lending services continue to gain traction, lenders are prioritizing technology solutions for automated underwriting, fraud prevention, loan application, and credit risk analysis. download the STATE OF FINTECH Q2 2022 report. hbspt.forms.create({. onFormReady: function ($form) {.

Origination 36

Origination Automation Underwriting Fraud Prevention 36

PYMNTS

SEPTEMBER 7, 2017

6), the companies said their collaboration will help suppliers be able to more seamlessly extend lines of credit to their corporate clients, with Apruve helping to mitigate the risk of doing so. According to Matrix and Apruve , the solution is an alternative to suppliers accepting credit cards.

B2B 41

B2B Process Credit Cards Payments 41

PYMNTS

JANUARY 25, 2019

Equipment finance company CapX Partners has announced an integration of Moody’s Analytics technology to strengthen its underwriting and risk mitigation capabilities. The company issued a press release on Thursday (Jan.

Underwriting 43

Underwriting Small Business Risk Mitigation Underserved 43

FICO

JULY 30, 2019

Credit risk? Also, is there a clear and agreed fraud risk appetite that has exec sponsorship and is agreed by all stakeholders? There are numerous examples of the industry coming together to share data of known fraud threats and profiles in order to mitigate the impact of fraudulent activity. Is it the fraud team?

Account Takeovers 52

Account Takeovers Fraud Prevention Credit Risk Non-Bank 52

PYMNTS

SEPTEMBER 29, 2017

One of the most crucial areas for banks’ treasuries is risk mitigation , which, according to Beaulande, has become more complex as it relates to other areas of treasury management. Managing liquidity and credit risk are definitely of main concern to FIs.

Treasury 56

Treasury Addressing Treasury Management FinTech 56

Fintech News

JANUARY 16, 2024

Banks must proactively plan and adapt to mitigate these risks effectively. While the regulatory landscape has expanded significantly, it has not addressed the key factors leading to banking failures, such as credit risk and liquidity.

AI 114

AI Risk Non-Bank On-Demand 114