FICO

MARCH 25, 2020

Home Credit , a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. They are one of our most sophisticated clients in terms of advanced analytics.”.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Payment APIs and Integration 88

Tearsheet

AUGUST 7, 2024

Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. All of these features are powered by our AI-driven underwriting and risk-scoring infrastructure, which is built in-house from the ground up. The partnership brings together J.P. By combining J.P.

AI 59

AI B2B Finance Underwriting 59

Nanonets

APRIL 5, 2023

Traditional underwriting processes may not assess creditworthiness accurately for a borrower who derives income from non-traditional sources. Filtering customers based on income and savings, in addition to credit scores, can be a stronger predictor of mortgage risk. Verify KYC/AML based on geography.

Automation 52

Automation Process Risk Assessment Assessments 52

FICO

FEBRUARY 6, 2017

Securitization plays a key role in driving increased liquidity in the mortgage market, ensuring that banks can fund more loans, at lower cost. FICO Scores, of course, play an important role in the risk management and transparency that powers the secondary market. This in turn gives consumers greater access to affordable mortgages.

Credit Risk 40

Credit Risk Risk Assessment Risk Payer 40

FICO

OCTOBER 26, 2021

Credit unions are different and they inherently think of themselves that way – as part of a microcosm, somewhat separate from the broader financial services industry. But the reality is that credit unions are still competing for customers in the same market as big banks and FinTechs. Let’s consider the competition.

Credit Union 52

Credit Union AI Non-Bank Risk Assessment 52

PYMNTS

DECEMBER 19, 2016

16) said Lendingkart will offer its credit risk assessment technology to banks and other alt-lenders starting in 2017. “We plan to offer our analytics technology to other NBFCs [non-banking financial companies] and financial institutions sometime in 2017,” the executive said in an interview with Livemint.

Credit Risk 40

Credit Risk Risk Risk Assessment Assessments 40