FICO

SEPTEMBER 9, 2019

But there are likely several other important factors pushing U.S. There has been increased consumer awareness around FICO Scores and credit education. Negative credit information is being removed from credit files. FICO Scorable Population Shows Significant Improvement in Key Credit Metrics Over Past Decade.

Fed 74

Fed Push-to-Card Origination Consumer 74

FICO

FEBRUARY 12, 2018

For all the talk in the UK about disruptors and fintechs and new entrants to the credit market, and about how banks and card issuers need to manage customers in arrears, there’s one group that seems strangely absent from this focus: retailers. It is estimated over £200 billion of UK household debt is in unsecured retail credit.

Push-to-Card 63

Push-to-Card Card Issuer Debit Card Compliance 63

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Virtual card issuance. Business lending and corporate cards. Supporting merchant partner growth. Growing the internet economy.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

The Fintech Times

MARCH 28, 2024

M&As Abrigo, a provider of compliance, credit risk, and lending solutions for financial institutions, has acquired TPG Software, an investment accounting and management solutions company. As a result, customers are covered for travel and accommodation expenses that are paid for with their Yonder card.

FinTech 64

FinTech Online and Mobile Banking Central Bank Push-to-Card 64

Fintech Labs Insights

MARCH 13, 2025

Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. Its core mission is to help businesses save time and money. It has more than 1,000 employees and a revenue run rate of $700 million. billion in April 2024.

Push-to-Card 29

Push-to-Card AI Finance Multi-Currency 29

FICO

JUNE 16, 2022

The following credit card performance figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. Unemployment rate is typically a key factor used in credit card loss forecasting models due to its high correlation with delinquency and loss.

Credit Cards 52

Credit Cards Push-to-Card CHIPS Credit Limit 52

The Fintech Times

MARCH 9, 2024

“Regulation of the sector would bring it in line with existing forms of credit, and improve transparency while offering greater customer protection. Now, reports suggest that NatWest is planning to shut down its BNPL offering for good, less than two years after its launch.

BNPL 72

BNPL Risk Management Risk Push-to-Card 72

PYMNTS

JANUARY 25, 2019

Consumers are used to having any number of payment options on offer when they’re ready to push a buy button onscreen, at any time of day. Credit can bridge the gap as companies run their day-to-day operations, and help them capture top- and bottom-line growth. Credit decisions can be made within three minutes, he said.

B2B 63

B2B B2C Payment APIs and Integration Point-of-Sale (POS) 63

FICO

SEPTEMBER 18, 2018

Andy: Credit risk is the bigger player in account originations. The overall question the organization is asking is ‘should we extend credit to this(these) individual(s)?'. To answer that, there are more underlying questions: Does the application meet with credit policy - do we think they can afford to repay?

Fraud Detection 51

Fraud Detection Best Practices Checks Automation 51

FICO

MAY 18, 2020

Whether dealing with true losses or impairments, organisations needed to really push their data science teams to address the customer in the round. Anything less and organisations faced the risk of hemorrhaging customers and losses. For example, card clients saw a 10x increase in their provisions on their card portfolios.

Regulations 52

Regulations Credit Risk Push-to-Card Risk 52

PYMNTS

FEBRUARY 7, 2020

Things were a bit more active on the Amazon front, with a big infrastructure investment pushing its market cap back over the $1 trillion line, a new B2B financing partnership with Goldman Sachs potentially in the offing and its expanding stores and services menu. Big News of the Week: The Potential Goldman Partnership .

Push-to-Card 52

Push-to-Card Underwriting Caps Small Business 52

FICO

SEPTEMBER 20, 2018

Andy: Credit risk is the bigger player in account originations. The overall question the organization is asking is ‘Should we extend credit to this(these) individual(s)?'. To answer that, there are more underlying questions: Does the application meet with credit policy - do we think they can afford to repay?

Fraud Detection 45

Fraud Detection Best Practices Checks Automation 45

FICO

OCTOBER 20, 2020

FICO monitors the UK credit market using data reported by the UK’s leading credit card issuers through its FICO® Benchmark Reporting Service. Our UK Credit Report for August 2020 provides a clear picture of the ongoing impact of COVID-19 on consumer finances. Spend on UK cards continues to increase.

Issuers 52

Issuers Push-to-Card Credit Cards Card Issuer 52

PYMNTS

DECEMBER 10, 2016

“The consumer credit market has huge potential — trillions and trillions of dollars — and I wanted to ride that winner. Lending Club’s model does not need bank branches on each street corner, and it can turn around in minutes and hours, not days. This is the future,” noted angel investor and entrepreneur Liron Petrushka. “I IPO of the year.

Non-Bank 73

Non-Bank Compliance Push-to-Card Origination 73

PYMNTS

OCTOBER 31, 2016

Disappointed millennials rejected by credit card companies. Millennials’ “take it or leave it” attitude toward credit has been well documented over the last several years. The Cubs may be in the early phases of a rally. We — like the rest of population not living in Cleveland right now — are pulling for them.

Credit Cards 43

Credit Cards Push-to-Card Federal Reserve Consumer 43

FICO

JUNE 22, 2022

Netflix posts viewing recommendations that continually hit the button, while online fast-food outlets are creating bespoke menus for every loyalty card-holding customer. 6 Digital Transformation Trends Highlighted at FICO World 2022. Tue, 07/02/2019 - 02:45. expand_less Back To Top. Wed, 06/22/2022 - 12:30.

BNPL 52

BNPL Online and Mobile Banking Credit Risk AI 52

FICO

OCTOBER 20, 2020

FICO monitors the UK credit market using data reported by the UK’s leading credit card issuers through its FICO® Benchmark Reporting Service. Our UK Credit Report for August 2020 provides a clear picture of the ongoing impact of COVID-19 on consumer finances. Spend on UK cards continues to increase.

Issuers 40

Issuers Push-to-Card Credit Cards Card Issuer 40

Fintech Labs Insights

JULY 16, 2015

Big Data Scoring’s credit scoring methods help the consumer credit industry by using publicly available, unstructured data to evaluate clients without traditional credit bureau data. After a month-long screening process, we narrowed the pile to the newest and most innovative ideas in fintech.

Online and Mobile Banking 26

Online and Mobile Banking Payment APIs and Integration Advisors Push-to-Card 26

FICO

JANUARY 9, 2019

As advanced analytics permeated nearly every industry in 2018, FICO’s thought leaders continued to push it into new areas. Here were the top 5 posts in the Analytics & Optimization category last year. Advancing the Field of Prescriptive Analytics. FICO Xpress Mosel is available by downloading the FICO Xpress Community License.

Posting 40

Posting AI Fraud Detection Non-Bank 40

FICO

JUNE 14, 2022

This is not only the case for application fraud — where automation is used to create and submit hundreds if not thousands of applications — but also for card fraud. This is not only the case for application fraud — where automation is used to create and submit hundreds if not thousands of applications — but also for card fraud.

Bots 52

Bots Scams Financial Crimes Push-to-Card 52

PYMNTS

OCTOBER 4, 2019

India’s FinBox landed an undisclosed amount of pre-Series A funding, reports in Inc42 said this week, with investors at Arali Ventures leading the investment in the credit risk management technology startup. FinBox plans to use the investment on product research and development. Australia’s ANZ Bank led a $1.56 SaaSOptics.

B2B 51

B2B Payment APIs and Integration Small Business Participant 51

PYMNTS

NOVEMBER 28, 2016

They certainly don’t get much credit for credit, within the Beltway or in the media. Policymakers have to value the critical role that borrowing plays in the lives of normal people and the virtues of having financial service providers that are willing to lend money even when they face significant risks of not getting it back.

Consumer 51

Consumer CFPB Credit Cards Federal Reserve 51