FICO

APRIL 6, 2017

Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Take, for example, our new credit decisioning solution, FICO Origination Manager Essentials – Small Business. It’s designed to help lenders make faster origination decisions without increasing risk.

Credit Risk 96

Credit Risk Risk AI Origination 96

PYMNTS

NOVEMBER 3, 2020

Today in B2B, Bloomberg broadens its credit risk data pool, and two ERP solutions secure B2B payments integrations. Bloomberg To Incorporate Credit Risk Data. The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment.

Credit Risk 88

Credit Risk B2B Risk ISO 20022 88

PYMNTS

DECEMBER 9, 2020

Managing credit risk used to be a reactive process. Bank customers would fall behind on their payments, and their banks might react by imposing fees or having a case manager work with them to bring their accounts back up to speed. This was not only costly for customers, but also financially dubious for their banks.

Credit Risk 98

Credit Risk AI Risk Fraud Detection 98

Finextra

NOVEMBER 7, 2024

Modern credit risk management now leans significantly on predictive modelling, moving far beyond tra.

Credit Risk 59

Credit Risk Risk Assessment Risk Assessments 59

PYMNTS

NOVEMBER 30, 2018

Joining PYMNTS’ Karen Webster for this week’s edition of the Unscripted Podcast, the pair agreed that in the digital age, risk management is such a complex, interconnected and vast topic that payments service providers in some sense need to write an entirely new rule book when to comes to capturing the emerging art of risk management. “On

Risk Management 65

Risk Management Risk Underwriting Payments 65

FICO

SEPTEMBER 2, 2020

How will these trends affect managing credit risk? Delinquency rates on consumer loans and credit cards, which are currently being suppressed with government and bank support, are expected to increase rapidly. Unfortunately, many of them will not be able to return to their workplaces after pandemic.

Credit Risk 69

Credit Risk Risk Credit Cards Risk Management 69

Fintech Finance

MARCH 18, 2025

AKUVO , a leading technology organization specializing in collections and credit risk management, is proud to announce that Prosperity Bank , with $40 billion in total assets, has chosen AKUVO’s platform to streamline its collections processes.

Credit Risk 59

Credit Risk Risk Management Volume Process 59

The Fintech Times

FEBRUARY 6, 2025

By merging credit spread data with essential corporate information, Agentic AI Company Research by martini.ai provides decision-makers including those in private credit with data-rich intelligence that highlights key trends, risks and opportunities. Rajiv Bhat, CEO of martini.ai Notably, all martini.ai The post martini.ai

Research 59

Research AI Risk Assessment Due Diligence 59

Fintech News

APRIL 16, 2024

This collaboration aims to introduce AI-led credit risk management to KBZ Bank, enhancing its ability to assess creditworthiness across retail and SME products with greater accuracy and efficiency. KBZ Bank operates over 500 branches and serves approximately 40% of Myanmar’s retail and commercial banking sectors.

Credit Risk 113

Credit Risk Risk Management Assessments AI 113

Fintech News

FEBRUARY 10, 2025

In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. These systems continuously learn from interactions, optimise their performance, and proactively solve problems in various domains.

AI 73

AI FinTech Fraud Detection Fraud Prevention 73

FICO

AUGUST 28, 2017

When it comes to using alternative data in credit risk assessments, the field has really opened up over the last few years. Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk models. Multiple Types of Alternative Data. How Much Value?

Credit Risk 52

Credit Risk Risk AI Assessments 52

FICO

APRIL 5, 2017

. Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning? Take, for example, our new credit decisioning solution, FICO Origination Solution, Powered by FICO Platform. It’s designed to help lenders make faster origination decisions without increasing risk.

Credit Risk 52

Credit Risk AI Risk Origination 52

PYMNTS

DECEMBER 10, 2020

And in banking, financial institutions can incorporate artificial intelligence into their consumer credit strategies at a time when a retroactive approach to credit risk management has become less feasible amid COVID-19. All this, Today in Data. Data: $189B : Amount that U.S.

Credit Risk 102

Credit Risk Risk Management AI On-Demand 102

FICO

OCTOBER 21, 2021

How can lenders best measure and manage credit risk, given the disruptive patterns in consumer behaviour over the last 18 months? Last week a FICO team met with chief risk officers from some of the biggest UK banks to discuss these and other challenges, at our UK CRO Summit.

Risk Management 52

Risk Management Risk Credit Risk Assessments 52

FICO

JANUARY 21, 2020

This shift towards a more risky profile among borrowers who were recently granted credit highlights the importance of careful risk monitoring of this population. Regular review of monitoring reports helps lenders identify if a tranche of business is shifting risk and merits proactive risk management. .

Credit Risk 52

Credit Risk Risk Economy Origination 52

PYMNTS

JANUARY 22, 2021

Given the roller coaster ride consumer finances have been on for the last 10 months, managing risk has become critical for financial institutions (FIs), both in terms of rising fraud counts and in terms of rising consumer delinquencies. Driving Actionable Intelligence In Real Time. Focusing On The Consumer And Building The AI.

AI 106

AI Credit Risk Point-of-Sale (POS) Risk 106

PYMNTS

NOVEMBER 3, 2020

The news comes as during Hong Kong FinTech Week, FinTech firms have certain "key advantages" over traditional banks when it comes to building out a client base and cutting down on risk. Bloomberg to Incorporate Credit Risk Data. Everlink, FINTAINIUM Team up to Offer Real-Time B2B, B2C Payments.

Zelle 122

Zelle ISO 20022 P2P Transactions 122

PYMNTS

JULY 8, 2020

AI Also Helps Manage Credit Risk. For instance, Mastercard has been using AI to help its banking partners with credit risk management, aiming to provide the right amount of credit to customers — and the smartest collections efforts — in today’s uncertain economic climate.

Visa 109

Visa AI Credit Risk Risk 109

The Fintech Times

APRIL 15, 2024

Natasa Kyprianidou, senior director at Alvarez & Marsal “Traditional credit decision timelines, extending over weeks or months, have been dramatically shortened to seconds thanks to AI-driven algorithms. .

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

FICO

AUGUST 16, 2019

It’s difficult to define the problem and many banking professionals debate the merits of who “owns” the first-party fraud problem — the credit risk group or the fraud group. The Relationship Between Credit Risk and First-Party Fraud. Credit Risk and Fraud Across the Customer Lifecycle.

Credit Risk 40

Credit Risk Risk Identity Theft Account Takeovers 40

The Fintech Times

NOVEMBER 2, 2024

Banks By 2020, Bhutan’s financial sector included five banks, three insurance companies, one CSI bank, five microfinance institutions, one pension institution, two telecom companies as well as a single stock exchange.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

PYMNTS

OCTOBER 3, 2017

French startup Tinubu Square has secured funding for its solution that provides trade credit risk management, according to news reports on Monday (Oct.2). Tinubu Square’s customers are credit and surety insurers, trade finance banks and export credit agencies, according to reports.

Credit Risk 40

Credit Risk Risk Risk Management Addressing 40

Finextra

JANUARY 14, 2025

AKUVO, a leading technology organization specializing in collections and credit risk management, is proud to announce that Prosperity Bank, with $40 billion in total assets, has chosen AKUVOs platform to streamline its collections processes.

Credit Risk 59

Credit Risk Risk Management Risk Process 59

The Fintech Times

APRIL 16, 2024

With this move, KBZ Bank will help accelerate the adoption of AI-led credit risk management in Myanmar. This will result in lower credit risks, higher approval rates and greater operational efficiency for the bank’s lending business. The collaboration will enable real-time, paperless loan assessments.

Checks 69

Checks Credit Risk Risk Management Assessments 69

Finextra

JULY 23, 2024

GDS Link, a leading player in credit risk management, is pleased to announce a partnership with the open banking provider, Atto.

Credit Risk 52

Credit Risk Risk Management Risk 52

Finextra

FEBRUARY 12, 2025

AKUVO, a leading technology organization specializing in collections and credit risk management, has announced the launch of its native texting functionality within the AKUVO collections platform.

Credit Risk 52

Credit Risk Risk Management Risk Technology 52

Finextra

MARCH 18, 2025

AKUVO, a leading technology organization specializing in collections and credit risk management, is proud to announce that Prosperity Bank, with $40 billion in total assets, has chosen AKUVOs platform to streamline its collections processes.

Credit Risk 52

Credit Risk Risk Management Risk Process 52

Fintech Finance

DECEMBER 10, 2024

Curve , the ultimate digital wallet, has announced the appointments of Robert Pasco as General Manager of Curve Credit and Ash Woolf as Senior Credit Risk Manager. Prior to Plend, Robert built extensive financial services and M&A transactions experience as an advisor at Deloitte and Ernst & Young.

Innovation 52

Innovation Consumer Credit Risk Risk Management 52

Fintech Review

MARCH 20, 2024

As well as the increasing application of AI in financial services for risk management and personalized experiences. These advancements aim to address both broad and specific risk scenarios while improving service customisation. There is a shift towards enterprise-wide technology to improve agility and customer service.

AI 104

AI API Risk Credit Risk 104

PYMNTS

DECEMBER 5, 2018

. “I would characterize it as a Big Data issue — it’s very intimidating to get started in third-party risk management,” Simkins said. ” Inexperienced or unfamiliar professionals may take a bottom-up approach to third-party risk management, analyzing risk on a vendor-by-vendor basis.

Risk Mitigation 76

Risk Mitigation Security Data Breach FinTech 76

PYMNTS

JUNE 1, 2020

invoice insurance provider Nimbla is teaming up with the credit risk assessment firm Wiserfunding , according to a report in Crowdfund Insider on Friday (May 29). s SMEs if they combine the various innovations from the FinTech space, insurance and risk management sectors.”.

Risk Assessment 67

Risk Assessment Risk Management Underwriting Credit Risk 67

FICO

JUNE 26, 2020

By studying past recessions, we know that in a down economy credit criteria goes up and access to credit goes down as lenders try to mitigate credit risk. The tool is now available to lenders from multiple credit bureaus.FICO® Resilience Index. Read the whitepaper from Tom Parrent, Principal, Quantilytic. .

Credit Risk 98

Credit Risk Risk Assessments Origination 98

FICO

DECEMBER 8, 2022

This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO ® Resilience Index. risk that only manifests during periods of economic stress) more precisely. Enhanced portfolio credit risk management loss forecasting accuracy.

Addressing 52

Addressing Risk Credit Risk Risk Management 52

FICO

OCTOBER 18, 2016

Just as the FICO Score provides the foundation for evaluating consumer credit risk, I believe the FICO Enterprise Security Score will become the cyber analog in the business-to-business world. Companies are unsure whether engaging with a new business partner will expose their assets and customer base to massive cyber threat.

Cybersecurity 96

Cybersecurity Assessments Ransomware Data Breach 96

The Paypers

OCTOBER 11, 2023

US-based lending provider EDOMx has partnered with B2B SaaS fintech finbotsAI to enable credit risk management using AI.

Credit Risk 48

Credit Risk Risk Management B2B AI 48

The Fintech Times

SEPTEMBER 11, 2024

MoneyLion has teamed up with Nova Credit to integrate cash flow underwriting into its decisioning engine, enabling credit issuers on its platform to access more comprehensive data for evaluating consumers’ financial health.

Underwriting 59

Underwriting Risk Management Credit Risk Issuers 59

PYMNTS

OCTOBER 7, 2016

Plati Potom develops post-payment solutions for eCommerce and offline retailers, as well as data analysis and credit risk management tools. For QIWI, this transaction is another step in implementing its M&A strategy of investing in promising teams and technologies in the FinTech space.

Cross-Border 55

Cross-Border Credit Risk Risk Management Acquirers 55