PYMNTS

SEPTEMBER 15, 2017

“We’re seeing robust use of same-day ACH credits,” said Larimer. As Phase 2 for debit transactions gets underway, the movement represents an option to transition to the two same-day windows now in place for credit transactions. Here are the numbers: $57 billion | Same-day ACH credit transactions between Sept.

Same Day ACH 52

Same Day ACH ACH NACHA Credit Transaction 52

Cardfellow

MARCH 30, 2025

The two categories essentially replaced Visas prior CPS interchange program, and apply to different consumer credit transactions. The broadest difference is that Restaurant 1 applies to card-not-present transactions and Restaurant 2 applies to card-present transactions.

Processors 52

Processors Credit Cards Transactions Process 52

Finovate

JULY 17, 2024

Socure Symphony AI Talkdesk Best Insurtech Solution Companjon Kakaopay Insurance Quantiphi TruStage Payment Guard Wysh Best RegTech Solution Kobalt Labs Napier AI Quavo Fraud & Disputes Symphony AI Tookitaki Holding Pte Ltd Winnow Solutions Best SMB/SME Banking Solution FINOM Neural Payments Relay TD Bank Best Wealth Management Solution Addepar (..)

Credit Union 122

Credit Union Visa AI Embedded Finance 122

Fintech News

SEPTEMBER 17, 2024

India has introduced interchange caps for debit and transactions on the United Payments Interface (UPI) network, but credit transactions remain uncapped.

APACS 106

APACS Regulations Caps Real Time Payments 106

The Paypers

FEBRUARY 15, 2022

Germany-based fintech for technology-driven end-to-end solutions for credit transactions CrossLend has become a member of the Federal Association of Alternative Investments (BAI).

Credit Transaction 53

Credit Transaction Transactions FinTech Technology 53

CB Insights

JUNE 11, 2021

Indonesia-based BukuWarung is a micro, small, and medium enterprise ( MSME)-focused accounting and digital payment application that offers financial products for lending, insurance, savings, and cash and credit transactions. The company reportedly has a portfolio of 6.5M registered merchants in 750 Indonesian cities.

Digital Payments 67

Digital Payments Credit Transaction Payments Participant 67

Fintech Finance

JULY 12, 2024

The data captured from the transaction inquiry is automatically routed to the service team. Clients can track the progress of the resolution and get real-time status updates and even view correspondence from a beneficiary’s bank.

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Transactions Correspondent Finance Wires 98

The Paypers

MARCH 19, 2019

(The Paypers) UK Finance has released data showing that more than 40% of all debit and credit transactions in the UK were processed using contactless technology in 2018.

Contactless Payments 47

Contactless Payments Credit Transaction Finance Payments 47

PYMNTS

JUNE 24, 2020

And as the ways and means of paying online – spanning mobile wallets, person to person (P2P), card-not-present (debit and credit) transactions and a host of others – proliferate, the merchants that pivot to take into account (and respond to) customer preferences will be successful.

PCI DSS 95

PCI DSS Payment APIs and Integration Gateways Payments 95

The Fintech Times

APRIL 15, 2025

In 2025, we also began operating as a direct credit company (sociedade de crdito direto), allowing us to issue and manage bank credit notes (CCBs) and tap into the massive market of credit transactions. Were also in the process of expanding further, with plans to acquire a new operations in the country.

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

PYMNTS

FEBRUARY 1, 2019

Mastercard revealed continued gains in processed transactions , with gross dollar volume up 14 percent to $1.5 trillion, while switched transactions came in at 20.1 billion transactions, a 17 percent boost year over year. Debit and prepaid transactions went up 12.2 percent to $787 billion.

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Visa Volume Transactions Credit Transaction 68

PYMNTS

SEPTEMBER 14, 2018

In July, NACHA announced that debit and credit transactions totaled more than 5.7 billion ACH debit transactions and close to 2.4 billion ACH credit transactions made in the second quarter of this year. billion internet transactions were made, representing a 14.3 According to NACHA, there were more than 3.3

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NACHA ACH Same Day ACH Volume 49

PYMNTS

APRIL 30, 2018

Today’s stories include a discussion about how India could go from credit card laggard to having one of the most sophisticated payments systems in the world, the outlook for initial coin offerings (ICOs), a development in augmented reality (AR) retail and news about growth in ACH debit and credit transactions.

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Same Day ACH ACH NACHA PayPal 41

PYMNTS

JANUARY 26, 2017

The Electronic Payments Association (NACHA), steward and rule maker of the ACH Network, recently provided the Same Day ACH transaction volume data for September 23 to December 30, 2016. Direct deposit made up the largest segment of Same Day ACH transaction volume — some 52 percent, or 6.8 million transactions that totaled $5.9

Same Day ACH 54

Same Day ACH ACH Direct Deposit NACHA 54

Fi911

JULY 19, 2024

Canceled Recurring Transaction 13.3: Credit Not Processed 13.7: Original Credit Transaction Not Accepted 13.9: Non-Receipt of Cash or Load Transaction Value The Reason Code Is Not Always Correct The purpose of the chargeback reason code system is to eliminate any ambiguity and make decisions more straightforward.

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Disputes Duplicate Non-Bank Authorization 92

PYMNTS

MARCH 9, 2020

The commercial launch is anticipated during the second half of 2020, after the platform finished in excess of $30 million in letter-of-credit transactions last year during the pilot phase. Last October, Singapore launched its first blockchain-based trade finance platform. .

Blockchain 61

Blockchain Finance Cross-Border Credit Transaction 61

PYMNTS

JANUARY 6, 2021

Merchants, with no additional bank fees in place, as is the case with debit and credit transactions, enjoy higher margins and more robust cash flow that can be redeployed into growing the business itself. Information, he said, generates money in the form of additional revenues yet to be realized.

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Central Bank Financial Inclusion Wire Transfer Payments 145

Tearsheet

APRIL 22, 2024

An OCT [Original Credit Transaction] operates as a push payment, where the payment service provider pushes funds directly into the cardholder’s account. The sending wallet queries the Visa+ service to match the recipient’s payname to the underlying Visa token.

Venmo 98

Venmo PayPal Payment APIs and Integration P2P 98

Paystand

SEPTEMBER 20, 2024

Common EFT types include ACH transfers, debit/credit transactions, and wire transfers. Advantages of EFT : increased security, faster transactions, recurring payment options, and flexibility for remote payments. An EFT example is direct deposit, where funds are transferred electronically into an employee’s account.

Transactions 40

Transactions Wire Transfer Direct Deposit ACH 40

PYMNTS

JANUARY 25, 2017

The first phase launched in September of last year, making ACH credit transactions eligible for same-day processing. According to the NACHA data, Same Day ACH was responsible for more than 13 million credit transactions in its just over three months of operation so far.

Same Day ACH 40

Same Day ACH NACHA ACH Direct Deposit 40

PYMNTS

SEPTEMBER 2, 2019

HSBC has issued its first yuan blockchain-based letter of credit transaction, Reuters reported. The move is significant progress in the use of the Voltron trade finance platform, which was developed by eight banks, including HSBC, BNP Paribas and Standard Chartered.

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Blockchain Non-Bank Duplicate Bitcoin 57

PYMNTS

JANUARY 14, 2021

Debit contactless transactions expanded to 17.1 percent of card present activity on contactless debit cards between the beginning of November and the end of December, as contactless credit transactions expanded to 12.1 percent of card present activity on contactless credit cards.

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Volume Credit Union Credit Union Service Organization NOV 62

PYMNTS

JANUARY 9, 2020

“Paytm Business Khata,” as it’s known, helps merchants log financial transactions, oversee payments, and secure insurance and loans. The service also will set a reminder for any credit transactions, sending links and audio alerts to customers, Sharma said.

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Push-to-Card Underserved Payments Credit Transaction 54

PYMNTS

JUNE 7, 2018

billion : The total number of ACH debit and credit transactions in Q1 2018. However, where there is waste, there are also those looking to fill the holes, pushing faster payments and enhanced security to go along with the increased speed. $2 2 trillion : The estimated worth of the logistics and freight forwarding space.

Process 43

Process Zelle ACH P2P 43

Paystand

NOVEMBER 21, 2024

Credit vs. Debit Transactions: While credit transactions involve extending credit to cardholders, debit transactions require the issuing bank to verify and deduct funds directly from the cardholder’s account.

Debit Transaction 40

Debit Transaction Debit Card Credit Risk Mitigation 40

EBizCharge

MAY 8, 2024

ACH debit ACH transactions come in two main varieties: ACH credit transactions and ACH debit transactions. ACH Credit Transactions: These transactions involve the payer initiating a payment and sending funds to the payee’s account.

ACH 52

ACH Checks Process ACH Network 52

PYMNTS

JANUARY 30, 2020

Drilling down into the payments volume, and as shown in supplemental materials from the company, total credit transaction volumes were $1.3 The total transaction count was up 10 percent to 54.8 trillion, up 6 percent in constant dollars; debit was $1 trillion, up 11 percent.

Contactless Payments 91

Contactless Payments Transactions Cross-Border Volume 91

PYMNTS

SEPTEMBER 19, 2016

Merchants in Europe will be able to accept payments across UnionPay via debit and credit transactions, with enablement via PayPal’s Braintree. The declining stocks among the names that we track had lesser, but still significant, relative showings, with Blackhawk Network off 7.6

Payments 46

Payments Credit Transaction PayPal Research 46

PYMNTS

JUNE 25, 2018

ACH debit and credit transactions totaled nearly 5.7 Those ACH debit and credit transactions marked a 5.9 The group said the strong uptick in transactions during the first quarter demonstrates the widespread use of ACH payments as well as the increased use of Same Day ACH transactions.

Same Day ACH 43

Same Day ACH Consumer ACH NACHA 43

PYMNTS

FEBRUARY 1, 2021

PYMNTS’ own research has shown that 59 percent of more than 2,270 consumers are finding it harder to pay their bills, and of those who were determined to be living paycheck to paycheck, only 30 percent of respondents said they prefer to pay for their eCommerce purchases with credit cards; about half opt for debit cards.

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Issuers Debit Card BNPL Point-of-Sale (POS) 82

PYMNTS

MAY 18, 2020

percent year over year, and the volume of overall debit transactions grew for the sixth consecutive week. Spending behaviors have also changed, with credit card-not-present (CNP) transactions comprising 51.3 percent of overall credit transactions and credit CNP purchases comprising 59.8

Debit Card 52

Debit Card Credit Union Service Organization Credit Cards Credit Union 52

PYMNTS

APRIL 23, 2019

In addition, top-tier banks have 50 percent of the cards out in force and 90 percent of usage in terms of credit transactions. Conversely, he explained, fewer than 10 percent of regional and community issuers have “any sort of credit [profit and loss] that matters.”.

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Issuers Credit Cards Payments Card Issuer 80

Finovate

FEBRUARY 26, 2024

CRB Securities, which has previously focused on assisting clients with privately placed credit transactions such as asset-backed securities, will advise clients on mergers and acquisitions, capital markets transactions, and other corporate finance decisions.

Credit Transaction 52

Credit Transaction FinTech Security Payments Tools 52

The Paypers

OCTOBER 16, 2019

(The Paypers) HSBC Bank has announced the first live pilot blockchain letter of credit transaction in Malaysia.

Blockchain 28

Blockchain Credit Transaction Transactions 28

The Paypers

AUGUST 8, 2019

(The Paypers) Standard Chartered has completed a pilot Letter of Credit transaction on the Voltron blockchain platform.

Blockchain 28

Blockchain Credit Transaction Transactions 28

The Paypers

SEPTEMBER 3, 2019

(The Paypers) HSBC has completed the first yuan-denominated blockchain-based letter of credit transaction within the Voltron trade finance platform.

Blockchain 28

Blockchain Process Credit Transaction Finance 28

The Fintech Times

FEBRUARY 12, 2024

This means that fees charged by a PSP for instant credit transaction in euro cannot be higher than the fees charged for ‘non-instant’ credit transfers. All PSPs operating in the EU should now provide a service to verify the identity of a recipient – without any additional charges or fees.

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Laws Rules Fraud Detection Money Laundering 59