PYMNTS

FEBRUARY 18, 2020

The PSCU company Lumin Digital has signed Bartlett, Tennessee-based First South Financial credit union to a multi-year digital banking and cloud computing agreement, Lumin announced on Tuesday (Feb. The addition of Lumin Digital gives the credit union (CU) another offering on its menu of digital financial products and services.

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Credit Union Digital Payments Online and Mobile Banking Origination 82

PYMNTS

OCTOBER 23, 2020

Consumers are increasingly seeking contactless ways to interact with their financial institutions (FIs), leading to a 200 percent jump in new mobile banking registrations during April. Foot traffic at bank branches fell by roughly 50 percent during the same month, illustrating just how many consumers are flocking to digital channels.

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Credit Union Mobile Banking Online and Mobile Banking Innovation 60

Payments Dive

NOVEMBER 14, 2019

The blockbuster agreement for Citi to integrate its Google Pay wallet with Citi and Stanford Federal Credit Union's mobile checking accounts represents an evolution of Big Tech and traditional banking to offer a mutually beneficial expansion of their digital banking and payments businesses.

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Mobile Banking Credit Union Agreements Payments 128

PYMNTS

NOVEMBER 24, 2020

So mobile is an extremely important aspect that one has to consider as the new norm.”. He uses the friendly, in-person relationships of a credit union as an example. Credit unions have taken a lot of pride in the relationship with their members [who] can walk in and talk to someone who knows [their] name and so on,” he said.

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Mobile Banking Credit Union FinTech Cost Structure 124

PYMNTS

NOVEMBER 20, 2020

Credit unions (CUs) have witnessed plenty of positive developments in recent years. These include South Bend, Indiana-based Teachers Credit Union (TCU), which has nearly $4 billion in assets and serves more than 300,000 customers at 57 branches across Indiana and southwest Michigan.

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Credit Union Technology AI Direct Deposit 101

PYMNTS

JANUARY 29, 2019

We’ll use that Buffett-ism as a jumping-off point to reflect on the fact that credit unions (CUs) have built strong reputations over decades. That’s reflected in data (this is Data Drivers, after all) from the Credit Union Innovation Index , a joint effort between PSCU and PYMNTS. The Trust Factor.

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Credit Union Push-to-Card Online and Mobile Banking Innovation 70

PYMNTS

AUGUST 31, 2020

PYMNTS’ August 2020 Credit Union Tracker® , done in collaboration with PSCU , examines the microbusiness landscape as the fog of COVID-19 begins to lift and new needs are clarified. Credit unions (CUs) have been especially invested in helping microbusinesses — 40.8 microbusinesses as well. PYMNTS’ findings reveal that 66.7

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Credit Union Community Banks SWIFT Mobile Banking 61

PYMNTS

NOVEMBER 20, 2020

April was also the month that financial institutions (FIs) and Big Tech firms alike learned that mobile banking had become a much bigger, more important channel, virtually overnight. It took crashing the websites of a string of major banks and credit unions for the sector to grasp what happened. Consumers are 8.7

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Mobile Banking Authentication Credit Union Accounts 94

Finovate

MAY 29, 2024

Embedded finance and digital banking solutions provider Finotta has announced a strategic partnership with Constellation Digital Partners (Constellation). Constellation will integrate Finotta’s Personified platform into its own solution to help credit unions offer personalized financial guidance to their members.

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Credit Union Online and Mobile Banking Embedded Finance Mobile Banking 59

The Fintech Times

OCTOBER 11, 2024

Alkami Technology , a US and cloud-based digital banking solutions provider, has partnered with Intrepid Credit Union to launch a new digital banking platform that offers members self-service tools and a personalised user experience. ” In 2024, J.D. .” ” In 2024, J.D. . ” In 2024, J.D.

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Credit Union Online and Mobile Banking Audit Mobile Banking 59

PYMNTS

APRIL 1, 2019

In some ways, the average credit union customer is very much like the average customer of any financial institution. It doesn’t matter where you are banking, if you have a problem you want to be able to reach out at any time and get that problem solved,” Jack Lynch, chief risk officer at PSCU , told PYMNTS in a recent discussion.

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Credit Union Innovation Online and Mobile Banking FinTech 56

PYMNTS

JUNE 26, 2020

The Credit Union Innovation Playbook series, Microbusiness Opportunity Edition , a PYMNTS and PSCU collaboration, analyzes this quadrant of the financial sector as it pertains to burgeoning microbusinesses, and the financial institutions crafting solutions for their needs. Digital Banking Meets The Micro Moment.

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Credit Union Mobile Banking Innovation Research 52

PYMNTS

NOVEMBER 17, 2020

Not only are many account holders visiting brick-and-mortar branches less often than they did before the pandemic, but many are also more reliant on digital banking channels — particularly mobile banking apps — than they have ever been. percent more likely to use mobile banking apps now than they were in 2019, and 51.1

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Mobile Banking Consumer Authentication Ubiquitous 93

Fintech Finance

FEBRUARY 27, 2025

currently Apple Pay) Leveraging Entrust’s expertise in digital payment enablement Creating a custom wallet in their own banking app, issuers can offer a digital-first payment and banking experience. .” Entrust has begun piloting the NFC Issuer Wallet Solution for iOS with several Tier 1 European financial institutions.

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Issuers Alternative Payment Methods Credit Union Digital Payments 80

PYMNTS

SEPTEMBER 23, 2016

Business Banking Mobile will also feature biometric authentication by incorporating Touch ID and Eyeprint ID for added security.

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Credit Union Community Banks Wire Transfer Wire 70

PYMNTS

APRIL 22, 2019

That would seem to apply to credit unions (CUs), and to Consumers Credit Union of Illinois specifically, one of the largest CUs around, which has been in business since 1930 (before the Great Depression reached its worst depths). “You can’t teach an old dog new tricks” — so goes the dim, cynical saying.

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Credit Union Push-to-Card Innovation Consumer 53

PYMNTS

MAY 20, 2020

Brick-and-mortar presence used to give credit unions (CUs) a competitive edge over digital-only challenger banks. percent of CU members believe that being unable to visit branch locations represents one way in which using challenger banks would make their banking experiences worse. PYMNTS research shows that 41.5

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Credit Union Online and Mobile Banking Innovation PayPal 60

PYMNTS

OCTOBER 11, 2018

Credit unions can be easy to overlook and underestimate — individually, they generally don’t have a massive amount of assets, their membership bases are often pretty small and more localized, and on average their rate of credit card penetration among members is pretty small: 15 to 17 percent on average. The Member Experience.

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Credit Union Fraud Detection Online and Mobile Banking Account Takeovers 56

Finextra

APRIL 24, 2024

2024, Finastra, a global provider of financial software applications and marketplaces, announced the availability of its latest mobile banking software, Next Gen Mobile Banking, a new digital banking experience for community banks and credit unions.

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Mobile Banking Credit Union Community Banks 59

PYMNTS

DECEMBER 28, 2018

It may come as no surprise to readers that, when asked about what influences the use of one payment method over another, credit union (CU) customers said it comes down to convenience and security. Most consumers haven’t used a mobile payment form at the point of sale yet. Making Security Stronger And More Subtle.

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Credit Union Push-to-Card Authentication Mobile Banking 52

PYMNTS

OCTOBER 20, 2020

The pandemic may still be forcing financial institutions (FIs) to confront the new digital reality — but opportunities abound for credit unions to engage with members who are, just now, growing a bit more positive about spending money again. Stepping Up On Credit .

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Credit Union Online and Mobile Banking Push-to-Card Debit Card 107

Payments Source

JULY 24, 2016

have another choice to make at the pump: Do they want to pay with a credit union's mobile banking app? Patrons of the GC Express gas station in Caro, Mich.,

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Credit Union Mobile Payments Mobile Banking Payments 97

PYMNTS

MAY 27, 2020

The COVID-19 pandemic is accelerating the pace of digital innovation across the financial sector, and credit unions (CUs) are no exception. The Credit Union Tracker® , done in collaboration with PSCU , is the go-to monthly resource for updates on trends and changes in the credit union industry.

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ATM Innovation Credit Union Mobile Banking 97

PYMNTS

JANUARY 21, 2021

One common theme amid bank earnings — beyond lofty trading revenues gleaned from Wall Street — has been the increased uptake of mobile banking. Stats from banks, pretty much across the board, have given evidence that consumers have been pivoting to their mobile devices to attend to their everyday financial needs.

Online and Mobile Banking 101

Online and Mobile Banking Credit Union Mobile Banking CBDC 101

PYMNTS

JANUARY 26, 2021

The January Credit Union Tracker® explores the latest development in the credit union (CU) sector, including an examination of why it is so important for CUs to expedite their digital transformations and how they can help accommodate pandemic-induced challenges. Around The Credit Union Landscape .

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Credit Union Contactless Payments Online and Mobile Banking Credit Union Service Organization 110

PYMNTS

MAY 15, 2018

In a landscape that’s fast evolving to match the needs of tech-savvy customers, credit unions are innovating to compete with larger commercial banks and FinTech firms to attract and retain customers. Around the Credit Union World. It’s not just online experiences that are getting upgrades.

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Credit Union Innovation Online and Mobile Banking Credit Union Service Organization 44

PYMNTS

APRIL 16, 2020

Such is the world credit unions (CUs) nationwide face today. Innovation-focused CUs have actually been faster to market than some of their big bank counterparts in rolling out necessary services to their members. “At

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Credit Union Innovation Online and Mobile Banking Underwriting 56

PYMNTS

JULY 31, 2020

Credit unions (CUs) have competed with banks that offer similar products for years, but their strength has long remained in the value of member relationships and ownership in the CU. percent of CU members citing it as a reason for their lack of interest in challenger banks, according to the Credit Union Innovation Playbook.

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Credit Union Online and Mobile Banking ATM Data Security 62

PYMNTS

FEBRUARY 16, 2017

15) that, along with Filene Research Institute, a credit union and consumer finance think tank, it has launched a research hub at UCI focused on studying how emerging technologies impact credit union business practices and clients. “We It will include recommendations to help credit union leaders make wiser decisions.

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Credit Union Research FinTech Financial Inclusion 43

The Paypers

APRIL 25, 2025

NuMark Credit Union has announced its partnership with Alkami in order to optimise its online and mobile banking experience for both retail and business members.

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Credit Union Online and Mobile Banking Mobile Banking 36

Finovate

JANUARY 14, 2025

Sage Capital Bank, an independent, Texas-based community financial institution, has chosen digital banking solutions provider Apiture to power its online and mobile banking services. Photo by nagaraju gajula The post Sage Capital Bank Partners with Digital Banking Solutions Provider Apiture appeared first on Finovate.

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Online and Mobile Banking Credit Union Fraud Detection Mobile Banking 52

PYMNTS

DECEMBER 28, 2020

The pandemic has cost more than 300,000 lives in the United States alone, and it has also challenged many institutions — such as credit unions (CUs) — that were never designed to operate on a primarily remote basis. Around The Credit Union Landscape. It also offers participating CUs customized consulting services.

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Credit Union Credit Union Service Organization Online and Mobile Banking Innovation 79

Bank Automation

MARCH 13, 2024

Greylock Federal Credit Union has selected Alkami to improve its digital banking offerings. billion credit union will implement the Alkami Digital Banking Platform to provide online and mobile banking to its retail and business clients, according to Alkami’s March 5 release.

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Credit Union Online and Mobile Banking Transactions Mobile Banking 78

The Paypers

MARCH 25, 2024

US-based Emporia State Federal Credit Union has launched its updated online and mobile banking app powered by Bankjoy , a digital banking provider.

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Mobile Banking Online and Mobile Banking Credit Union 48

Finovate

APRIL 2, 2024

Indiana-based New Washington State Bank (NWSB) has selected Apiture’s Digital Banking Platform to power its online and mobile banking solutions. The community bank will also deploy Apiture’s Account Opening and Data Intelligence solutions to onboard customers faster and to offer tailored campaigns.

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Online and Mobile Banking Mobile Banking Credit Union Community Banks 64

PYMNTS

NOVEMBER 16, 2017

As credit unions (CUs) face increased competition from traditional banks and new players from the FinTech crowd, many institutions ponder the same question: What can we do to keep our doors open? Mary’s Bank of Manchester, New Hampshire, holds the distinction of being the nation’s first and oldest credit union.

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Credit Union Online and Mobile Banking Third-Party Service Provider Origination 40

PYMNTS

MAY 7, 2018

Consumers, on the whole, really like doing business with their credit unions. According to the latest iteration of the Credit Union Tracker , 81 percent of credit union customers report being highly satisfied with their services. How Share Branching Redefines Credit Unions’ Banking Footprint.

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Credit Union Online and Mobile Banking ATM P2P 40