PYMNTS

FEBRUARY 18, 2020

The PSCU company Lumin Digital has signed Bartlett, Tennessee-based First South Financial credit union to a multi-year digital banking and cloud computing agreement, Lumin announced on Tuesday (Feb. The addition of Lumin Digital gives the credit union (CU) another offering on its menu of digital financial products and services.

Credit Union 82

Credit Union Digital Payments Online and Mobile Banking Origination 82

Finovate

JANUARY 14, 2025

Texas-based Sage Capital Bank has partnered with digital banking solutions provider Apiture. Courtesy of the partnership, Sage Capital Bank will deploy Apiture’s Consumer Banking, Business Banking, and Digital Account Opening solutions, as well as its Data Intelligence solution.

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Fraud Detection Mobile Banking 52

PYMNTS

NOVEMBER 27, 2019

In addressing the innovation gap that exists between credit unions and their larger financial institution (FI) brethren, credit unions (CUs) may be perceived to be at a disadvantage, at least when it comes to dollars. Increasingly, technology itself promotes a personalized experience.

Credit Union 86

Credit Union Innovation Payment APIs and Integration Online and Mobile Banking 86

Finovate

APRIL 2, 2024

Indiana-based New Washington State Bank (NWSB) has selected Apiture’s Digital Banking Platform to power its online and mobile banking solutions. The community bank will also deploy Apiture’s Account Opening and Data Intelligence solutions to onboard customers faster and to offer tailored campaigns.

Online and Mobile Banking 64

Online and Mobile Banking Mobile Banking Credit Union Community Banks 64

PYMNTS

NOVEMBER 20, 2020

Credit unions (CUs) have witnessed plenty of positive developments in recent years. CUs cannot rest on their laurels, however, given that competition in the banking space has been intense during the current economic downturn. Our challenge is showing them that online banking … is more advanced and secure than ever.”.

Credit Union 101

Credit Union Technology AI Direct Deposit 101

The Fintech Times

OCTOBER 11, 2024

Alkami Technology , a US and cloud-based digital banking solutions provider, has partnered with Intrepid Credit Union to launch a new digital banking platform that offers members self-service tools and a personalised user experience. ” In 2024, J.D. ” In 2024, J.D. . ” In 2024, J.D.

Credit Union 59

Credit Union Online and Mobile Banking Audit Mobile Banking 59

Finovate

MAY 29, 2024

Embedded finance and digital banking solutions provider Finotta has announced a strategic partnership with Constellation Digital Partners (Constellation). Constellation will integrate Finotta’s Personified platform into its own solution to help credit unions offer personalized financial guidance to their members.

Credit Union 59

Credit Union Online and Mobile Banking Embedded Finance Mobile Banking 59

Bank Automation

MARCH 13, 2024

Greylock Federal Credit Union has selected Alkami to improve its digital banking offerings. billion credit union will implement the Alkami Digital Banking Platform to provide online and mobile banking to its retail and business clients, according to Alkami’s March 5 release.

Credit Union 78

Credit Union Online and Mobile Banking Transactions Mobile Banking 78

PYMNTS

MAY 20, 2020

Brick-and-mortar presence used to give credit unions (CUs) a competitive edge over digital-only challenger banks. percent of CU members believe that being unable to visit branch locations represents one way in which using challenger banks would make their banking experiences worse. PYMNTS research shows that 41.5

Credit Union 60

Credit Union Online and Mobile Banking Innovation PayPal 60

PYMNTS

JANUARY 29, 2019

We’ll use that Buffett-ism as a jumping-off point to reflect on the fact that credit unions (CUs) have built strong reputations over decades. That’s reflected in data (this is Data Drivers, after all) from the Credit Union Innovation Index , a joint effort between PSCU and PYMNTS. The Trust Factor.

Credit Union 70

Credit Union Push-to-Card Online and Mobile Banking Innovation 70

PYMNTS

OCTOBER 6, 2020

5), J.P.Morgan CEO Jamie Dimon said banks that don’t adapt in how they deal with customers will go the way of the dinosaurs. Banks are good at creating pain points by making customers sign several forms and documents, Dimon told Sibos attendees. “We We’re a mobile app, and that’s how we deliver our services.”. On Monday (Oct.

Online and Mobile Banking 102

Online and Mobile Banking ATM Mobile Banking Ubiquitous 102

PYMNTS

JANUARY 26, 2021

The January Credit Union Tracker® explores the latest development in the credit union (CU) sector, including an examination of why it is so important for CUs to expedite their digital transformations and how they can help accommodate pandemic-induced challenges. Around The Credit Union Landscape .

Credit Union 110

Credit Union Contactless Payments Online and Mobile Banking Credit Union Service Organization 110

PYMNTS

OCTOBER 20, 2020

The pandemic may still be forcing financial institutions (FIs) to confront the new digital reality — but opportunities abound for credit unions to engage with members who are, just now, growing a bit more positive about spending money again. Stepping Up On Credit . More Comfort Online .

Credit Union 107

Credit Union Online and Mobile Banking Push-to-Card Debit Card 107

The Paypers

MARCH 25, 2024

US-based Emporia State Federal Credit Union has launched its updated online and mobile banking app powered by Bankjoy , a digital banking provider.

Mobile Banking 48

Mobile Banking Online and Mobile Banking Credit Union 48

PYMNTS

JULY 31, 2020

Credit unions (CUs) have competed with banks that offer similar products for years, but their strength has long remained in the value of member relationships and ownership in the CU. Challenger banks and neobanks are projected to grow at a compound annual growth rate (CAGR) of 46 percent worldwide over the next five years.

Credit Union 62

Credit Union Online and Mobile Banking ATM Data Security 62

PYMNTS

APRIL 1, 2019

In some ways, the average credit union customer is very much like the average customer of any financial institution. It doesn’t matter where you are banking, if you have a problem you want to be able to reach out at any time and get that problem solved,” Jack Lynch, chief risk officer at PSCU , told PYMNTS in a recent discussion.

Credit Union 56

Credit Union Innovation Online and Mobile Banking FinTech 56

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. The technology has moved with the times,” Davis told PYMNTS.

Payment APIs and Integration 99

Payment APIs and Integration Online and Mobile Banking Credit Union Community Banks 99

PYMNTS

JULY 29, 2020

Consumers’ affinity for online banking solutions, especially mobile banking, is far from new. The COVID-19 pandemic is highlighting how necessary these solutions are for consumers’ banking needs, however, and how high their standards for these channels have become. Around The Credit Union World.

Credit Union 67

Credit Union Online and Mobile Banking Remote Deposit Capture Mobile Banking 67

PYMNTS

APRIL 24, 2020

Some banks have shuttered their branches during the pandemic and are relying on digital or mobile channels to fulfill customer needs, but others do not have that option. Banks are altering their customer interaction approaches to take precautions against further spreading COVID-19 while maintaining sound customer service practices.

Technology 99

Technology ATM Online and Mobile Banking Credit Union 99

Wharton Fintech

OCTOBER 30, 2023

Narmi’s Co-Founder Nikhil Lakhanpal — building an API-driven digital banking platform In today’s episode, Kailee Costello hosts Nikhil Lakhanpal , Co-Founder at Narmi. Narmi’s mission is to offer financial institutions the best digital banking platform in the industry. A really big part of that is the core banking system.

API 130

API Online and Mobile Banking FedNow Credit Union 130

Fintech Finance

MARCH 27, 2024

Keynova Group , the principal competitive intelligence source for Mobile Banking Payments firms, has announced the results of the Q1 2024 edition of its semi-annual Mobile Banker Scorecard. Bank continued its winning streak, ranking No. mobile bank offerings.

Mobile Banking 52

Mobile Banking Transactions Online and Mobile Banking RTP 52

PYMNTS

OCTOBER 11, 2018

Credit unions can be easy to overlook and underestimate — individually, they generally don’t have a massive amount of assets, their membership bases are often pretty small and more localized, and on average their rate of credit card penetration among members is pretty small: 15 to 17 percent on average. The Member Experience.

Credit Union 56

Credit Union Fraud Detection Online and Mobile Banking Account Takeovers 56

PYMNTS

DECEMBER 28, 2020

The pandemic has cost more than 300,000 lives in the United States alone, and it has also challenged many institutions — such as credit unions (CUs) — that were never designed to operate on a primarily remote basis. Around The Credit Union Landscape. It also offers participating CUs customized consulting services.

Credit Union 79

Credit Union Credit Union Service Organization Online and Mobile Banking Innovation 79

PYMNTS

APRIL 1, 2020

Credit unions (CUs), as much as other financial entities, are seeing a boom in competition as banking moves to online and mobile channels. Around The Credit Union World. Members have different banking preferences today than they have exhibited in the past, with 21.9 This is a jump from the 17.3

Credit Union 72

Credit Union Online and Mobile Banking Innovation AI 72

PYMNTS

MAY 15, 2018

In a landscape that’s fast evolving to match the needs of tech-savvy customers, credit unions are innovating to compete with larger commercial banks and FinTech firms to attract and retain customers. Around the Credit Union World. It’s not just online experiences that are getting upgrades.

Credit Union 44

Credit Union Innovation Online and Mobile Banking Credit Union Service Organization 44

PYMNTS

AUGUST 21, 2020

Digital banking is reaching unprecedented levels of popularity amid the pandemic, with 89 percent of American bank customers using mobile banking apps to manage their savings and checking accounts. Developments From Around The World Of Digital-First Banking. billion by 2024. billion by 2024.

Blocks 106

Blocks Identity Theft ATM Online and Mobile Banking 106

PYMNTS

MAY 27, 2020

More consumers are turning to the omnichannel offerings of banks and credit unions (CUs) as they follow stay-at-home mandates, and cybercriminals are eager to launch attacks that make use of these channels. Deep Dive: Why Banks Must Examine Customer Behaviors Across Channels. Around The FI Fraud Decisioning World.

Scams 98

Scams Account Takeovers Online and Mobile Banking Credit Union 98

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Customers can initiate an ACH credit payment online or by phone.

ACH 88

ACH ACH Network Payer Payee 88

PYMNTS

APRIL 2, 2020

Competition for customers — especially millennials — from larger banks and FIs has long required credit unions to keep pace with their more innovative counterparts. This often means providing digital solutions and convenient banking options despite smaller technology and innovation budgets, however.

Credit Union 69

Credit Union Online and Mobile Banking Mobile Banking Security 69

PYMNTS

APRIL 30, 2020

Credit unions (CUs) have had to shutter many of their branches or limit capacity alongside other financial institutions (FIs) to protect members and staff as the COVID-19 virus continues on. Around The Credit Union World.

Credit Union 75

Credit Union Phishing Online and Mobile Banking Credit Union Service Organization 75

PYMNTS

FEBRUARY 14, 2020

Customer service is the lifeblood of financial services, just as much as credit cards, debit cards and checking accounts. But as banking becomes ever-more mobile, and account openings and activities are done through digital channels, the very definition of support – and how it should be provided – is changing.

Consumer 91

Consumer Online and Mobile Banking Small Business Debit Card 91

PYMNTS

JANUARY 1, 2021

Digital-First Banking. Banks will need to seriously revamp their in-branch experiences to accommodate the new normal as customers are growing used to the unparalleled convenience and speed that mobile banking has to offer. The year-over-year increase in cross-border online sales was even more dramatic in other regions.

Economy 103

Economy Online and Mobile Banking Credit Union Money Laundering 103

PYMNTS

APRIL 16, 2020

Such is the world credit unions (CUs) nationwide face today. Their priorities were around taking ideas and innovations they had been developing, testing, and, in some cases, even piloting them in limited run — and bringing them online for mass consumption with basically the flip of a switch.

Credit Union 56

Credit Union Innovation Online and Mobile Banking Underwriting 56

PYMNTS

DECEMBER 7, 2018

credit unions and banking institutions to its platform this month, according to a report. The list of banks added to the list has been growing recently, including international ones as well. 6, Google announced that Danske Bank would support the app. The American banks are: Arundel Federal Savings Bank.

Credit Union 52

Credit Union Mobile Payments Online and Mobile Banking Community Banks 52

Finovate

JUNE 17, 2024

Greenville, South Carolina-based MTC Federal Credit Union has turned to Mahalo Banking to enhance its member experience. Mahalo’s technology will bolster MTC FCU’s offerings, including online account opening, Skip-a-Pay, and Savings Jar. Founded in 2018, Mahalo Banking is headquartered in Troy, Michigan.

Credit Union 59

Credit Union Online and Mobile Banking Mobile Banking Innovation 59

PYMNTS

MAY 22, 2019

In banking, the customer journey, of course, begins with the first steps involved in setting up a relationship — offering up names, addresses, Social Security numbers (SSNs) and a wealth of other data to set up accounts. An online customer experience is the key metric that drives new customer acquisition and retention. “We

Fraud Prevention 67

Fraud Prevention Online and Mobile Banking Verification Accounts 67

The Paypers

JUNE 29, 2023

State Employees Credit Union has selected the Apiture Digital Banking Platform to deliver a better online and mobile banking experience to its members.

Credit Union 36

Credit Union Online and Mobile Banking Mobile Banking 36