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Enumeration attacks, where threat actors use automated scripts or botnets to repeatedly submit card-not-present (CNP) transactions using different combinations of payment values, such as a primary account number (PAN), a card’s verification value (CVV2), expiration date and postal code, cause as much as $1.1billion annually in fraud losses.
Innovators large and small are addressing some of the many friction points of paying suppliers with a commercial card, from a lack of vendor acceptance to inefficient reconciliation to cybersecurity risks.
As mentioned earlier, when a virtual credit card is compromised, it can lead to a greater threat of compromised cybersecurity – as opposed to someone just leaving their physical bank card in the reach of a thief. In short, stakeholders across the payment process are impacted negatively.
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