Data Encryption Multifactor Authentication Procedures 
VISTA InfoSec
FEBRUARY 25, 2024
Accidental data leaks by insiders mishandling information also trigger breaches frequently. User Account Details Usernames, passwords, security questions, login timestamps, failed login attempt logs, password reset tokens, multifactor authentication details, and session IDs.
PYMNTS
APRIL 30, 2018
As Levin noted, there are ways to try to minimize the fines, such as by instituting technical safeguards like data encryption. PSD2 sets out the requirements for SCA, an identity verification procedure that leverages multifactor authentication. SCA pulls in factors such as ownership (i.e.,
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