PYMNTS

FEBRUARY 3, 2020

That means financial functions beyond banking are taking advantage of application programming interface (API) data integrations, with productivity gains particularly large for business end-users of these products and services. A New Data Security Paradigm.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

PYMNTS

DECEMBER 26, 2018

One of the biggest hurdles to open banking that will continue to emerge in 2019 is data security. Plus, API connectivities now present a multitude of more avenues through which cyber thieves can attempt to penetrate banks’ data troves.

B2B 70

B2B Payment APIs and Integration API Small Business 70

The Fintech Times

JANUARY 15, 2024

Added to this, over a third of UK fintechs are tangibly contributing to peace, justice, and accountability, focusing on crucial areas like data security and compliance. But momentum can’t slow The wider macro-environment continues to be challenging, with end users developing new and ever-evolving needs.

FinTech 84

FinTech Financial Crimes Financial Inclusion Crime 84

The Payments Association

NOVEMBER 12, 2024

Vendor Dependence: Reliance on a third party for critical functions and data security. Data Privacy Concerns: Sharing sensitive data with vendors may introduce privacy and compliance risks. Limited Customisation: May not fully meet all specific organisational requirements.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

PYMNTS

MAY 3, 2017

Reports this week said Dell released its End-User Security Survey, which explores data security practices within corporations, and found evidence that employees are often putting their companies at risk. New research coming from Dell sounds the alarm on unsafe practices within the enterprise.

Data Security 43

Data Security Best Practices Procedures End User 43

Stax

FEBRUARY 19, 2025

Monitor performance and optimize continuously After deployment, businesses should track key performance metrics, such as: User adoption rates and satisfaction levels. Leverage user feedback End-user feedback is valuable for refining integrations. Work closely with the ISV partner to implement user-driven improvements.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

PYMNTS

JANUARY 15, 2019

“The various processes and protocols differ from bank to bank in how they work,” continued Jamieson, highlighting the various ways that banks ensure data security depending on the unique needs of each corporate customer. “It adds layers of complexity in how Open Banking works in a day-to-day, operational perspective.”

Data Security 66

Data Security Multi-Currency FinTech Authorization 66

PYMNTS

DECEMBER 13, 2018

financial services space, data security will also come into focus for corporate finance executives even more than today. As more data flows between platforms, it becomes more difficult for security experts to ascertain whether access to sensitive customer information has been granted by the customer or not. In the U.S.,

Treasury Management 62

Treasury Management Treasury Payment APIs and Integration API 62

Fi911

FEBRUARY 29, 2024

Customer Satisfaction: Banks that efficiently manage VAR Sheets contribute to a better end-user experience by ensuring that transactions are processed securely and swiftly, thereby enhancing the reputation of both the bank and its merchant clients.

VARS 73

VARS Payment APIs and Integration Regulatory Compliance Gateways 73

Fintech Finance

MARCH 18, 2024

Clear Junction has a growing reputation for ensuring the highest adherence to regulatory compliance obligations and data security standards. Clear Junction implemented its Confirmation of Payee (CoP) a year ahead of the mandated deadline to boost payment security and minimise fraud risk for its clients and their customers.

Stablecoins 64

Stablecoins Cross-Border Payments Cross-Border Compliance 64

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. With surcharging, you pass these high interchange fees directly to the end-users. Security audits. General Data Protection Regulation (GDPR) for data privacy in the EU.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

PYMNTS

FEBRUARY 19, 2018

What is important is how that data is used, and it needs to be something that ultimately provides value and insight to end users.”. Zervant is adamant about data security and vows never to share its customers’ data with third parties.

Payment APIs and Integration 43

Payment APIs and Integration Faster Payments Payer B2G 43

Stax

JANUARY 8, 2024

Learn More Mitigating Risks as a PayFac: Key Risk Categories As you may already know, as a payment facilitator, you can enable your software users (or sub-merchants ) to accept payments through your SaaS platform—without having to use a third-party payment gateway or provider.

Risk Management 88

Risk Management Risk Money Laundering Procedures 88

PYMNTS

JANUARY 29, 2019

Organizations’ sales cycles are also facing the effects of heightened data security requirements, with the majority of professionals (87 percent) reporting that their sales cycles have faced delays because of customers’ privacy concerns — a 21 percent increase from last year. “As

Cybersecurity 59

Cybersecurity Data Breach Phishing Privacy 59

VISTA InfoSec

JULY 31, 2023

The PCI DSS Checklist is a crucial first step in securing your business. It’s a tool that helps businesses ensure they’re meeting all the requirements of the Payment Card Industry Data Security Standard (PCI DSS). or higher instead of early SSL, SSH v1.0, or higher.

PCI DSS 130

PCI DSS Security Encryption Compliance 130

PYMNTS

FEBRUARY 14, 2020

The initiative will be on hold until the government enacts new laws that would safeguard data security. The program was and is sweeping in scope, seeking fingerprints, other biometric and personal data tied to tens of millions of residents. The Micro Level.

Money Laundering 82

Money Laundering Privacy Financial Inclusion Use Case 82

CB Insights

MARCH 27, 2019

These high-profile data breaches (among many others over the last few years) have put the general public on high alert, with talk of data protection becoming an increasing priority. Read our future of data security report for more on this topic. ). This was only the start of a difficult two years for Facebook.

Cybersecurity 76

Cybersecurity Encryption Data Breach Breach 76

Fintech Finance

FEBRUARY 20, 2025

.” We are thrilled to join at such a pivotal moment in ID-Pals journey – to educate on the critical importance of data security, privacy preservation, and the latest in AI-driven fraud detection.

AI 52

AI Deepfake Verification Fraud Detection 52

Payments Source

OCTOBER 26, 2016

If online merchants can keep their sites secure, they stand to make big gains from a consumer base that is overwhelmingly willing to play its part in protecting payment credentials.

Security 96

Security Credential Consumer End User 96

PYMNTS

MARCH 7, 2019

The discussion was bolstered by the recent release of the latest PYMNTS Digital Identity Tracker , which found — among other data points — that 63 percent of consumers have become more concerned with data security and privacy over the last two years.

Fraud Prevention 69

Fraud Prevention Verification Authentication Push-to-Card 69

PYMNTS

JULY 1, 2020

This week’s look at the latest open banking and bank-FinTech collaborative initiatives reveals financial services firms continue to focus on elevated functionality, with data security seemingly more of a background priority. Amex Joins Revolut’s Open Banking Platform.

FinTech 56

FinTech Online and Mobile Banking Cross-Border Payments Visa 56

Stax

AUGUST 16, 2024

As Fred points out, with an embedded payment system, end users don’t have to go out and access different third-party solutions or open up various third-party URLs to complete payments. You need to constantly innovate with embedded payments, to keep up with the payments industry and to keep your data secure.

Embedded Payments 88

Embedded Payments Value Added Service Payments Product 88

Stax

MAY 21, 2024

That’s why enhancing the user experience should always be a priority. As such, they require solutions that streamline their workflows and ensure data security. To that end, see to it that your practice management software can adapt to a variety of legal workflows. This is where Stax Connect comes in.

Laws 88

Laws Legal Process Product 88

Fintech Finance

MARCH 20, 2024

End users will have enhanced security, participation in rewards programmes, and the assurance of card data processed through a secure and compliant gateway. Thomas Normann, CPO & Head of Express Issuance at MeaWallet commented: “We’re delighted to introduce the Mea Card Gateway.

PCI DSS 52

PCI DSS Gateways Security Push-to-Card 52

PYMNTS

AUGUST 20, 2019

Supply chains operate with common goals — to move goods or services from production to end user. To that end, Achilles Information, a supply chain risk and performance management firm based in the United Kingdom , said earlier this month that it has launched an online supplier network for the oil and gas industry.

Audit 43

Audit Compliance End User Data Security 43

PYMNTS

DECEMBER 30, 2019

It’s a delicate balance; in some ways, FinTech firms and banks are competing, but many FinTech firms rely on bank account data to provide the level of service that end users have come to expect. banking industry, as well as the inconsistencies in digitization, make the path toward ubiquitous Open Banking even more uncertain.

Non-Bank 57

Non-Bank Addressing On-Demand Fraud Detection 57

Stax

MARCH 21, 2024

This also ensures that SaaS products are compliant with the latest data security guidelines. SaaS provides end-users with ready-to-use software applications over the internet, while IaaS offers virtualized computing resources over the web. However, small businesses must keep in mind a few things before jumping into it.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

PYMNTS

MARCH 31, 2020

Traditional ERP systems for large enterprises tended to focus on centralizing data across a company’s own internal systems, with the intention of enabling these organizations to automate more of their processes. “More data you need to collect is coming from external sources. Driving Collaboration.

Payment APIs and Integration 52

Payment APIs and Integration Small Business API Automation 52

PYMNTS

DECEMBER 5, 2016

It’s really the smaller retailers or the smaller transactions that I believe will get end users … the end customers to get more comfortable with using the whole mobile payment system,” said Choudhury. More security. Securing the mobile payment interface requires three steps, Choudhury said. and Europe.

Mobile Payments 65

Mobile Payments Multifactor Authentication Online and Mobile Banking Authentication 65

PYMNTS

JULY 17, 2018

The beauty of working blockchain solutions is that banks can offer them to their corporates, while those end users don’t necessarily have to understand the underlying infrastructure to make use of the solution. What matters, he noted, is solving a problem for a client.

Blockchain 40

Blockchain Distributed Ledger Technology (DLT) Agreements Use Case 40

Exact Payments

SEPTEMBER 25, 2023

Improve the end-user experience? This typically includes a payment gateway, end-user interfaces, merchant management platforms, and merchant dashboards. These standards help ensure that sensitive data is kept secure during every step of the transaction process. Do you want to add a new revenue stream?

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

PYMNTS

FEBRUARY 20, 2018

For small companies, that includes issues surrounding logistics, data security and protection, and the ability of these factors to coordinate with the actual payment itself.

Cross-Border Payments 43

Cross-Border Payments Cross-Border International Payments Electronic Funds Transfer (EFT) 43

PYMNTS

JUNE 14, 2018

You have to make sure that you’re set up as a software company for if one of your end users of your software decides that they want to be forgotten, that they want all of their records to be deleted, you have to be set up to do that,” he said.

Privacy 50

Privacy Regulations Consumer NOV 50

Payments Source

JANUARY 23, 2017

A pair of technology entrepreneurs hopes the flexibility provided by mobile technology and open development tools can finally kill off the stale authentication method.

Authentication 60

Authentication Technology End User Data Security 60

Stax

JANUARY 17, 2024

These include the following: A robust technological infrastructure Customer privacy and security Interoperability User awareness and adoption Quick and easy onboarding process Final Words It shouldn’t come as a surprise that ACH PayFacs provide some exceptional benefits to SaaS companies and software service providers.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

PYMNTS

FEBRUARY 18, 2020

That means business end users aren’t just looking for access to a suite of services, but flexible access that is customizable to context, workflow and risk appetite. Onboarding processes, as well as identity verification and authentication processes, are not homogenous vertical to vertical or region to region, he noted.

Authentication 58

Authentication Verification API Process 58

PYMNTS

DECEMBER 7, 2017

Typically, financial institutions (FIs) are a tougher sell than end users when it comes to new money-moving products. After all, FIs are the ones who have to integrate the solutions they choose, ensuring that they work — and work fast — and keep their customers’ financial data secure.

Irrevocability 40

Irrevocability Payment APIs and Integration P2P Online and Mobile Banking 40