PYMNTS

MARCH 30, 2020

California Consumer Privacy Act (CCPA), Washington Privacy Act (WPA) and other new privacy and online transaction standards are changing how businesses interact with consumers’ data in the U.S. However, this inundation of laws is creating uncertainty among merchants who want to keep their processes compliant.

Privacy 52

Privacy Rules CCPA Online and Mobile Banking 52

PYMNTS

OCTOBER 1, 2018

about online privacy and data storage, Tim Berners-Lee has a plan to “decentralize the web and take back power from the forces that have profited from centralizing it,” according to a report. This would seem to be a favorable time for digital products and services that emphasize privacy and data security.

Privacy 40

Privacy Laws Consumer Technology 40

VISTA InfoSec

JUNE 3, 2024

This rule, which started on May 25, 2018, gives customers more control over their data and makes data collection and use more transparent. A big part of the GDPR is protecting people’s privacy and data from unauthorized access. PCI PIN and PCI DSS: Standards for securing payment card data.

MFA 130

MFA Credential PCI DSS Compliance 130

PYMNTS

MARCH 18, 2019

The Conference of State Bank Supervisors (CSBC) said last week that there should be a “floor” for data privacy and security regulations, a statement issued by the Senate Committee on Banking, Housing and Urban Affairs. He pointed to the recent enactment of the California Consumer Privacy Act of 2018 as an example.

Privacy 49

Privacy Regs Identity Theft Data Breach 49

VISTA InfoSec

OCTOBER 26, 2023

SOC and SOX represent two pivotal compliance frameworks that help maintain financial reporting integrity and data security. federal law passed in 2002 to protect investors from fraudulent financial activities. These principles empower service providers to actively manage and safeguard customer data. What is SOX?

Audit 130

Audit Compliance Laws Government 130

PYMNTS

APRIL 24, 2019

More consumers keep using Facebook even as the social network said on Wednesday (April 24) that it faces a fine of between $3 billion and $5 billion from the Federal Trade Commission over privacy. The anticipated and one-time fine that Facebook will pay to the FTC stems from the agency’s investigation into Facebook’s privacy practices.

Privacy 43

Privacy FTC Federal Trade Commission Payments 43

VISTA InfoSec

JULY 17, 2024

Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must. The EU has GDPR , while the US sticks to HIPAA for health data and CCPA in California for consumer privacy. Think about the various regulations around the world.

Cybersecurity 186

Cybersecurity Compliance Encryption Best Practices 186

Fintech Review

FEBRUARY 13, 2024

As services transition online, consumers face new risks, including data breaches, online fraud, and exposure to unfair practices. It’s crucial for regulators to enforce stringent standards for data security and privacy to ensure consumer protection.

Consumer Protection 105

Consumer Protection Innovation Consumer FinTech 105

Payments Source

JULY 7, 2020

Technology has helped banks expand globally, but complying with country-specific laws restricting data flows is a constant struggle.

Regs 74

Regs Privacy Laws Technology 74

CB Insights

MAY 22, 2018

Following high-profile incidents like the Cambridge Analytica breach, internet data privacy concerns are at a tipping point. As more consumers find their data being misused by firms, regulators are globally stepping up to protect them. It calls for designing systems at the outset that protect user identity. 570+ items items.

Privacy 37

Privacy Laws Regulations Compliance 37

VISTA InfoSec

JULY 5, 2023

Data security has become an essential aspect of our lives and is more crucial than ever before. In the healthcare industry, organizations are entrusted with a plethora of sensitive information, including PHI, PII, and financial data. What is data security in healthcare? million between May 2020 and March 2021.

PCI DSS 130

PCI DSS Compliance Data Breach Breach 130

PYMNTS

MARCH 7, 2019

Data privacy and security is becoming a popular political issue, and the latest proof of that came Thursday (March 7) on Capitol Hill. The hearing took place at a time of increasing scrutiny for online privacy and security. During a hearing for the U.S. Equifax disclosed the hack in September of 2017.

Data Breach 71

Data Breach Breach Privacy Federal Trade Commission 71

Stax

MARCH 6, 2024

Legal and payment compliance Adhering to compliance standards, including those set by the Payment Card Industry Data Security Standard (PCI DSS), is essential. These standards ensure that customer payment information is handled securely and that transactions meet legal requirements.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

Segpay

DECEMBER 7, 2023

In this post, we will explain what is digital law , what it means for your business, and how Segpay can help you manage your online payments securely and efficiently. Implementing comprehensive data protection protocols and obtaining explicit user consent for data collection and processing are essential to compliance.

Compliance 52

Compliance Privacy Regulatory Compliance Data Security 52

PYMNTS

SEPTEMBER 26, 2018

in which Uber will pay $148 million to resolve allegations that it violated state laws pertaining to data breach reporting. In a press release , the two AGs said the settlement also covers charges that Uber violated reasonable data security laws with its 2016 breach of driver and customer information.

Data Breach 69

Data Breach Breach Law Enforcement Settlement 69

PYMNTS

OCTOBER 2, 2018

about online privacy and data storage, Tim Berners-Lee has a plan to “decentralize the web and take back power from the forces that have profited from centralizing it,” according to a report. This would seem to be a favorable time for digital products and services that emphasize privacy and data security.

Privacy 75

Privacy Laws Consumer Duplicate 75

PYMNTS

JANUARY 7, 2019

Biometrics promise to take a larger role in authentication security in 2019, helping to stop online fraud and bringing speed, efficiency and security to transactions ranging from QSR mobile-order ahead to airport car rentals. for use of biometric data. Illinois’ Role. Larger Trends.

Consumer 64

Consumer Laws Privacy Authentication 64

Payments Source

JULY 10, 2018

When GDPR went into effect in May, it was expected that the European law would touch a lot of U.S. firms will have to adhere to some version of the data-privacy law. payment companies because of their international scope. Now it's clear that even purely domestic U.S.

Laws 70

Laws Privacy Payments Data Security 70

PYMNTS

JULY 15, 2016

In the latest salvo in the battle between consumer privacy and the government’s right to data as evidence in criminal cases, Microsoft won a major skirmish. Department of Justice and a victory for privacy advocates.” and the data stored on them — are beyond the reach of U.S. Simply put, servers outside the U.S. —

Privacy 40

Privacy Law Enforcement Legal Rules 40

PYMNTS

NOVEMBER 1, 2020

The regulations are wide in scope, including things like antitrust, privacy, data security and localization, consumer protection, advertising sales, billing and eCommerce, product liability, intellectual property and more, the report stated.

Legal 94

Legal Regulations Consumer Protection Privacy 94

PYMNTS

MARCH 25, 2019

Department of Homeland Security (DHS) and data security and privacy practice chair of D.C.-based based law firm O’Melveny. As consumers start to demand more privacy from companies … you will see companies promising certain types of privacy and security around data.”. “As

Security 82

Security Privacy Regulations Cybersecurity 82

PYMNTS

JULY 13, 2018

In addition, the testimony reviewed the agency’s efforts to protect consumer privacy and promote data security, bringing more than 60 law enforcement actions against companies that allegedly engaged in unreasonable data security practices.

FTC 41

FTC Law Enforcement Federal Trade Commission Procedures 41

PYMNTS

NOVEMBER 1, 2016

Though bitcoin had initially been billed as untraceable, to actually use bitcoin in any meaningful way, each user has a bitcoin address that law enforcement can — and has — linked to it owner. Users can opt out of this privacy function if they wish. This brings back a little bit of that privacy that computers have taken away from us.

Law Enforcement 66

Law Enforcement Bitcoin Privacy Laws 66

PYMNTS

MARCH 7, 2019

However, as stated, many still have qualms regarding Open Banking and data transparency when it comes to security and privacy, concerns that are still being debated in the Bulgarian government as GDPR progresses. GDPR was officially signed into law in 2016. How PSD2 is Changing Lending in the U.K. About the Tracker.

Privacy 79

Privacy Regulations Online and Mobile Banking Breach 79

PYMNTS

DECEMBER 27, 2019

The data breach was the inevitable result of Wawa’s inadequate data security measures and cavalier approach to data security,” said one suit, filed by Haverford law firm Chimicles Schwartz Kriner & Donaldson-Smith. There have been at least six lawsuits filed in federal court recently.

Data Breach 52

Data Breach Breach Identity Theft Debit Card 52

PYMNTS

FEBRUARY 21, 2019

According to a report in The New York Times citing legislation being worked on around the country, the New Jersey Legislature and Philadelphia City Council have backed laws that would ban cashless stores. They also worry about privacy and data security in a cashless world.

Laws 60

Laws Privacy Data Security Digital Payments 60

PYMNTS

JUNE 4, 2018

In general, the product is designed to simplify the driver opt-in process for data sharing with OEMs, and to give vehicle owners a fuller picture of the data being shared with companies, with an interest in learning more about driving habits. So far, he said, 20 states have passed laws related to self-driving vehicles.

Privacy 42

Privacy Laws Data Security Wires 42

PYMNTS

APRIL 18, 2019

EU banks and merchants also face the changes to data security, transparency and privacy that the PSD2 and GDPR regulations have marshaled across the region. As European countries and consumers move forward with data transparency, other lawmakers and regulators are seeking to do the same. PSD 2, GDPR Adoption Challenges.

Regulations 74

Regulations Authentication Privacy Compliance 74

PYMNTS

DECEMBER 23, 2019

The report noted that evaluating emerging technologies and financial contingency plans industry-wide should be widely considered, while authorities should also be responsible for regulations and draft laws regarding data security and privacy protection.

Regulations 81

Regulations AI Finance Central Bank 81

Stax

MARCH 15, 2024

Compliance with these standards ensures that merchants and payment processors implement robust security measures to safeguard financial data. These standards help prevent card-present fraud by authenticating transactions through dynamic data authentication and cryptographic processes.

Process 88

Process Security PCI DSS Encryption 88

Stax

FEBRUARY 26, 2024

Also, as payment regulations evolve, businesses must stay vigilant to comply with various payment standards and laws. Keeping track of various state and country laws can be tough, so choosing a payment processor that ensures compliance is key to addressing this challenge. Ready to Learn More?

Best Practices 88

Best Practices Payment APIs and Integration Payment Gateways Payments 88

PYMNTS

FEBRUARY 14, 2020

The initiative will be on hold until the government enacts new laws that would safeguard data security. The program was and is sweeping in scope, seeking fingerprints, other biometric and personal data tied to tens of millions of residents. The Core Principles. Cohen told Webster the U.N.’s

Money Laundering 82

Money Laundering Privacy Financial Inclusion Use Case 82

PYMNTS

JANUARY 22, 2019

Last year brought the General Data Protection Regulation (GDPR) deadline, Europe’s attempt to boost online privacy and security for consumers — a law that just resulted in a $57 million fine against Google , which was accused of not doing enough to gain the consent of users when collecting data meant for targeted advertising.

Privacy 78

Privacy Regulations Payments Authentication 78

PYMNTS

MARCH 22, 2019

Congress have released rules to help regulate IoT data security. ETSI’s regulations ban companies from using default passwords and security solutions that many consumers fail to change, while Congress’ IoT Cybersecurity Improvement Act centers on improved cybersecurity standards.

Regulations 75

Regulations Cybersecurity Use Case Security 75

PYMNTS

MARCH 1, 2018

And where there’s data, value exists too — value that may prove alluring to individuals, companies, even governments. By shifting some of its iCloud operations to the Chinese mainland, Apple ’s latest corporate actions have raised eyebrows and debate around data privacy. Because of that U.S.

Legal 40

Legal Privacy Laws Governance 40

EBizCharge

AUGUST 30, 2024

While surcharging can offset or cover credit card processing fees altogether, merchants must comply with the rules set by credit card networks and local laws. Merchants must adhere to the Payment Card Industry Data Security Standard (PCI DSS) to protect cardholder data.

Credit Cards 52

Credit Cards Processors Process Card Issuer 52

PYMNTS

AUGUST 21, 2019

Along with the growing popularity of IoT devices, from fitness wearables to smart fridges, comes increased security and privacy issues. Mounting data breaches and device vulnerabilities have prompted wariness around IoT adoption. As alluded to above, data security must be considered over a device’s lifetime.

Security 66

Security Data Breach Encryption Breach 66