PYMNTS

FEBRUARY 10, 2020

And except when you’re the first retailer to get rung up under the new California Consumer Privacy Act (CCPA). Although the law has only been in effect since Jan.1, 1, the first-class action lawsuit alleging data breaches under the CCPA was filed on Feb 5. The California law is more specific and more punitive for breaches.

CCPA 62

CCPA Laws Privacy Data Breach 62

VISTA InfoSec

JULY 17, 2024

Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must. The EU has GDPR , while the US sticks to HIPAA for health data and CCPA in California for consumer privacy. Think about the various regulations around the world.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

PYMNTS

FEBRUARY 10, 2020

And except when you’re the first retailer to get rung up under the new California Consumer Privacy Act (CCPA). Although the law has only been in effect since Jan.1, 1, the first-class action lawsuit alleging data breaches under the CCPA was filed on Feb 5. The California law is more specific and more punitive for breaches.

CCPA 52

CCPA Laws Privacy Data Breach 52

Clearly Payments

NOVEMBER 13, 2024

Payment processors typically must apply for membership and meet the network’s standards, including security, compliance, and transaction volume criteria. Compliance with Network Standards : Visa and Mastercard, for example, require strict adherence to Payment Card Industry Data Security Standards (PCI DSS).

Process 104

Process Processors Payments Compliance 104

PYMNTS

FEBRUARY 20, 2020

will no longer have access to European Union data security, instead being moved by the tech giant to American jurisdiction, according to officials, according to Reuters on Wednesday (Feb. companies, is staying in the EU and will keep some of the EU’s famously stringent data protection rules, the General Data Protection Regulation.

Privacy 56

Privacy Law Enforcement Laws Rules 56

VISTA InfoSec

SEPTEMBER 14, 2023

If your business engages with these customers, it is subject to the EU’s General Data Protection Regulation (GDPR). This extensive data privacy regulation has an impact on many U.S. million) by Luxembourg’s National Commission for Data Protection (NCDP). Data Controller Classification: This implies that any U.S. .”

Compliance 130

Compliance Privacy Legal Processors 130

Neopay

DECEMBER 4, 2024

Addressing these issues effectively requires organisations to share personal information responsibly, ensuring compliance with data protection laws while prioritising public safety. Misconceptions about data protection laws can lead to reluctance among organisations, potentially allowing criminals to exploit these gaps.

Scams 52

Scams Fraud Prevention Laws Assessments 52

The Fintech Times

FEBRUARY 17, 2025

From the EUs tightening AI laws to the USs innovation-friendly approach, we examine how different regions are adapting. While the potential benefits appear endless, these advancements also present challenges, including tougher regulatory requirements, ethical considerations and the need for advanced data security measures.

FinTech 59

FinTech Romance Scams Scams AI 59

PYMNTS

JUNE 29, 2018

The state of California passed a new digital privacy law that provides consumers with more transparency and control over their digital data. Companies will also have a tougher time sharing and/or selling data on children under the age of 16, noted the report.

Laws 40

Laws Privacy Consumer Compliance 40

Payment Savvy

OCTOBER 13, 2021

Companies and business owners are responsible for safeguarding the personal data of their customers. A data privacy policy can help clarify your responsibilities and give your customers peace of mind. What is a Data Privacy Policy? Why is Data Privacy Important? What Should the Policy Contain?

Privacy 52

Privacy Checks Legal Laws 52

Payments Source

JULY 7, 2020

Technology has helped banks expand globally, but complying with country-specific laws restricting data flows is a constant struggle.

Regs 74

Regs Privacy Laws Technology 74

VISTA InfoSec

OCTOBER 26, 2023

SOC and SOX represent two pivotal compliance frameworks that help maintain financial reporting integrity and data security. federal law passed in 2002 to protect investors from fraudulent financial activities. These principles empower service providers to actively manage and safeguard customer data. What is SOX?

Audit 130

Audit Compliance Laws Government 130

PYMNTS

MARCH 18, 2019

The Conference of State Bank Supervisors (CSBC) said last week that there should be a “floor” for data privacy and security regulations, a statement issued by the Senate Committee on Banking, Housing and Urban Affairs. He pointed to the recent enactment of the California Consumer Privacy Act of 2018 as an example.

Privacy 49

Privacy Regs Identity Theft Data Breach 49

VISTA InfoSec

APRIL 12, 2024

Businesses deploy proxy servers to monitor and regulate their employees’ internet usage, ensuring data security and blocking access to harmful sites. Proxies also assist in complying with data protection regulations by anonymizing data and managing access to geolocation-specific content.

Cybersecurity 130

Cybersecurity Best Practices Encryption Privacy 130

PYMNTS

MARCH 30, 2020

California Consumer Privacy Act (CCPA), Washington Privacy Act (WPA) and other new privacy and online transaction standards are changing how businesses interact with consumers’ data in the U.S. However, this inundation of laws is creating uncertainty among merchants who want to keep their processes compliant.

Privacy 52

Privacy Rules CCPA Online and Mobile Banking 52

PYMNTS

MARCH 7, 2019

Data privacy and security is becoming a popular political issue, and the latest proof of that came Thursday (March 7) on Capitol Hill. The hearing took place at a time of increasing scrutiny for online privacy and security. During a hearing for the U.S. Equifax disclosed the hack in September of 2017.

Data Breach 71

Data Breach Breach Privacy Federal Trade Commission 71

VISTA InfoSec

JUNE 3, 2024

This rule, which started on May 25, 2018, gives customers more control over their data and makes data collection and use more transparent. A big part of the GDPR is protecting people’s privacy and data from unauthorized access. PCI PIN and PCI DSS: Standards for securing payment card data.

MFA 130

MFA Credential PCI DSS Compliance 130

PYMNTS

FEBRUARY 15, 2018

In the wake of breaches that have compromised the data of millions of Americans and companies as far-flung as Equifax and Uber, industry observers and participants told a House subcommittee on Wednesday that data security should be standardized at a national level. Federal legislation should also preempt state laws.

Data Security 40

Data Security Security Breach Privacy 40

PYMNTS

OCTOBER 2, 2018

about online privacy and data storage, Tim Berners-Lee has a plan to “decentralize the web and take back power from the forces that have profited from centralizing it,” according to a report. This would seem to be a favorable time for digital products and services that emphasize privacy and data security.

Privacy 75

Privacy Laws Consumer Duplicate 75

PYMNTS

SEPTEMBER 26, 2018

in which Uber will pay $148 million to resolve allegations that it violated state laws pertaining to data breach reporting. In a press release , the two AGs said the settlement also covers charges that Uber violated reasonable data security laws with its 2016 breach of driver and customer information.

Data Breach 69

Data Breach Breach Law Enforcement Settlement 69

PYMNTS

OCTOBER 1, 2018

about online privacy and data storage, Tim Berners-Lee has a plan to “decentralize the web and take back power from the forces that have profited from centralizing it,” according to a report. This would seem to be a favorable time for digital products and services that emphasize privacy and data security.

Privacy 40

Privacy Laws Consumer Technology 40

The Payments Association

SEPTEMBER 27, 2024

The design of the patented technology was born out of Lucinity’s research and development division, Lucinity Labs, which had been looking for a way to strengthen the financial services ecosystem while complying with data-sharing laws. We believe in bringing connectivity to parts of the world where it wasn’t possible before. “We

Financial Crimes 88

Financial Crimes Security AI Crime 88

Open Banking Excellence

SEPTEMBER 27, 2024

Half a decade ago, Mexico demonstrated its ongoing commitment to updating its financial regulation with the introduction of the Fintech Law. Nevertheless, it is essential to review and complement the existing legislation with complementary laws to fully unleash the potential of this ecosystem.

Financial Inclusion 147

Financial Inclusion FinTech Laws Regulations 147

VISTA InfoSec

JULY 5, 2023

Data security has become an essential aspect of our lives and is more crucial than ever before. In the healthcare industry, organizations are entrusted with a plethora of sensitive information, including PHI, PII, and financial data. What is data security in healthcare? million between May 2020 and March 2021.

PCI DSS 130

PCI DSS Compliance Data Breach Breach 130

PYMNTS

JANUARY 7, 2019

Biometrics promise to take a larger role in authentication security in 2019, helping to stop online fraud and bringing speed, efficiency and security to transactions ranging from QSR mobile-order ahead to airport car rentals. for use of biometric data. Illinois’ Role. Larger Trends.

Consumer 64

Consumer Laws Privacy Authentication 64

Fintech Review

FEBRUARY 13, 2024

As services transition online, consumers face new risks, including data breaches, online fraud, and exposure to unfair practices. It’s crucial for regulators to enforce stringent standards for data security and privacy to ensure consumer protection.

Consumer Protection 105

Consumer Protection Innovation Consumer FinTech 105

PYMNTS

MARCH 25, 2019

Department of Homeland Security (DHS) and data security and privacy practice chair of D.C.-based based law firm O’Melveny. As consumers start to demand more privacy from companies … you will see companies promising certain types of privacy and security around data.”. “As

Security 82

Security Privacy Regulations Cybersecurity 82

PYMNTS

NOVEMBER 1, 2020

The regulations are wide in scope, including things like antitrust, privacy, data security and localization, consumer protection, advertising sales, billing and eCommerce, product liability, intellectual property and more, the report stated.

Legal 94

Legal Regulations Consumer Protection Privacy 94

Payments Source

JULY 10, 2018

When GDPR went into effect in May, it was expected that the European law would touch a lot of U.S. firms will have to adhere to some version of the data-privacy law. payment companies because of their international scope. Now it's clear that even purely domestic U.S.

Laws 70

Laws Privacy Payments Data Security 70

PYMNTS

APRIL 24, 2019

More consumers keep using Facebook even as the social network said on Wednesday (April 24) that it faces a fine of between $3 billion and $5 billion from the Federal Trade Commission over privacy. The anticipated and one-time fine that Facebook will pay to the FTC stems from the agency’s investigation into Facebook’s privacy practices.

Privacy 43

Privacy FTC Federal Trade Commission Payments 43

VISTA InfoSec

OCTOBER 21, 2024

Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must. The EU has GDPR , while the US sticks to HIPAA for health data and CCPA in California for consumer privacy. Think about the various regulations around the world.

Cybersecurity 147

Cybersecurity Compliance Encryption Best Practices 147

PYMNTS

NOVEMBER 1, 2016

Though bitcoin had initially been billed as untraceable, to actually use bitcoin in any meaningful way, each user has a bitcoin address that law enforcement can — and has — linked to it owner. Users can opt out of this privacy function if they wish. This brings back a little bit of that privacy that computers have taken away from us.

Law Enforcement 66

Law Enforcement Bitcoin Privacy Laws 66

CB Insights

MAY 22, 2018

Following high-profile incidents like the Cambridge Analytica breach, internet data privacy concerns are at a tipping point. As more consumers find their data being misused by firms, regulators are globally stepping up to protect them. It calls for designing systems at the outset that protect user identity. 570+ items items.

Privacy 37

Privacy Laws Regulations Compliance 37

PYMNTS

MARCH 7, 2019

However, as stated, many still have qualms regarding Open Banking and data transparency when it comes to security and privacy, concerns that are still being debated in the Bulgarian government as GDPR progresses. GDPR was officially signed into law in 2016. How PSD2 is Changing Lending in the U.K. About the Tracker.

Privacy 79

Privacy Regulations Online and Mobile Banking Breach 79

The Finance Weekly

DECEMBER 30, 2021

Business intelligence, data security, and and has proved particularly effective for finance departments, given the recent powerful innovations in finance technologies. Moreover, how do you ensure data quality, security, and privacy as cybersecurity breaches stubbornly persist?

Technology 130

Technology MSPS Small Business Data Security 130

The Payments Association

MARCH 18, 2025

Industry Voices The evolution from open banking to open finance and open data represents a global paradigm shift fuelled by regulatory tailwinds like PSD3 in Europe and similar initiatives worldwide. This raises profound questions around privacy, consent, data security, and liability.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Stax

JANUARY 15, 2024

Surcharging involves understanding federal laws, state-specific restrictions, and international regulations. PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Surcharging restrictions for multi-location businesses can get confusing. ​​In

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88