PYMNTS

SEPTEMBER 24, 2020

Social Security numbers. ATOs mostly] happen through social engineering,” he said. Axis verifies that the number the customer presents is the same as what they have in the national database in order to confirm their identity. It’s like the Social Security number in the U.S.,” Shetty explained.

Account Takeovers 82

Account Takeovers Database Authentication Crime 82

PYMNTS

MARCH 31, 2017

Just weeks ago at PYMNTS’ Innovation Project, Alison Connolly, director of strategic partnerships at Owl Cybersecurity , shared how the company is creating an opportunity for dark net big data to be harnessed through a commercially available database. Let The Search Begin. Putting Dark Data To Use.

Database 47

Database Cybersecurity Credit Cards Social Security 47

PYMNTS

JANUARY 24, 2019

A server running an Elasticsearch database contained sensitive data from as far back as 2008 that included loan and mortgage agreements, repayment schedules and other financial and tax documents. The database, which is believed to have been exposed for two weeks, was discovered by independent security researcher Bob Diachenko.

Law Enforcement 62

Law Enforcement Social Security Database Agreements 62

PYMNTS

DECEMBER 31, 2018

For example, Marriott , Facebook and a database marketing firm by the name of Exactis exposed the records of roughly 300 million people. We have investigated the matter thoroughly, addressed the cause and, as a precaution, have implemented additional security measures,” Macy’s said in an emailed statement. Fitness Hacks. Exactis Hack.

Data Breach 92

Data Breach Breach Database Compromise 92

PYMNTS

APRIL 1, 2019

As Harris noted during the discussion, synthetic fraud essentially centers around creating a person (a fictitious one, in this case) — where bad actors can and do use fake names, Social Security numbers or birthdates, and build credit histories. The Database — And Bureau — Cometh. That’s the longer-term goal of the company.

Social Security 73

Social Security Verification Database Risk 73

PYMNTS

AUGUST 16, 2019

The alleged hacker, Paige Thompson, was a former employee of Amazon Web Services, which hosted the Capital One database that was breached. “We Capital One stressed that credit card account numbers and login credentials were not compromised, while more than 99 percent of Social Security numbers were not impacted.

Caps 67

Caps Security Cybersecurity Breach 67

PYMNTS

JUNE 22, 2020

And for the customers, there’s the rabbit hole of trying to prove that the bad guys co-opted their names, social security numbers and other data. Against that backdrop, FIs must walk a tightrope, balancing customer security with the customer experience, minimizing onboarding friction while meeting regulatory requirements.

Identity Theft 77

Identity Theft Database Account Takeovers Issuers 77

PYMNTS

MARCH 27, 2020

The law forbids federal bodies, with the inclusion of the Transportation Security Administration, from taking “for official purposes licenses and identification cards from states that do not meet these standards,” per DHS. REAL ID requires individuals to verify themselves through Social Security cards and birth certificates.

Social Security 69

Social Security Database Security Laws 69

VISTA InfoSec

JULY 5, 2023

Personal health data, a compilation of information related to a patient such as their Names , Birthdates , Social Security Numbers , and other medical record data , is used to identify their medical history and records stored in a database. Healthcare data security includes protecting medical , financial , and personal data.

PCI DSS 130

PCI DSS Compliance Data Breach Breach 130

PYMNTS

FEBRUARY 1, 2019

The Aadhaar number — a sort of 12-digit confidential Social Security number — was accessible as a file name with the person’s photo. While not completely secret, Aadhaar numbers can be used to verify identities for citizens who want social services, or to do even more everyday tasks, like call an Uber or rent an Airbnb.

Compromise 40

Compromise Breach Database Social Security 40

PYMNTS

APRIL 3, 2019

“A central Georgia Tech database was accessed by an unknown outside entity. However, it’s unknown how long the hacker(s) had access to the database. “Georgia Tech is committed to the privacy and security of its personal data, and deeply regrets the potential impact on those affected,” said the release.

Data Breach 48

Data Breach Breach Database Social Security 48

PYMNTS

JUNE 15, 2018

“We’ve invented a way to take data, whether it’s from a transactional database or a file system. ALTR, said Sikora, can take the Social Security number out of the database. What we leave in the database is the reference pointer to the first piece of information that lives in the chain,” he told Webster.

Blockchain 43

Blockchain Security Database Social Security 43

PYMNTS

DECEMBER 18, 2019

Under a key provision, companies must give consumers the option to have their information deleted from databases,” the law said. Consumers the right to know what personal information companies collect from them, the California law says.

Privacy 52

Privacy Laws Consumer Social Security 52

PYMNTS

AUGUST 1, 2019

Although the investigation came around at the same time a Seattle woman hacked a database of credit-card issuer Capital One Financial that was stored on the eCommerce giant’s cloud server, examiners were reportedly not aware of the breach when they visited Amazon’s Virginia facility.

Regulations 43

Regulations Federal Reserve Database Card Issuer 43

PYMNTS

SEPTEMBER 13, 2017

The information includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers, though the company also reported U.S. 1,780,000 | Combined dollar amount Equifax execs unloaded before revealing fraudulent activity on company consumer and commercial credit reporting databases.

Data Breach 53

Data Breach Breach Disputes Social Security 53

PYMNTS

DECEMBER 19, 2019

Under a key provision, companies must give consumers the option to have their information deleted from databases,” the law said. Consumers have the right to know what personal information companies collect from them, the California law says.

Laws 52

Laws Privacy Consumer Social Security 52

PYMNTS

JUNE 29, 2018

While it doesn’t appear to include sensitive information, such as a credit card account numbers or social security numbers, it was close to two terabytes of data, including phone numbers, addresses, emails and other information — like interests, habits and the number of one’s children. “It

Data Breach 50

Data Breach Breach Database Credit Cards 50

PYMNTS

JULY 4, 2018

Based on the company’s investigation, the unauthorized access occurred from mid-May through July 2017, with no evidence of unauthorized activity on Equifax’s consumer or commercial credit reporting databases, the company said in the release. The company also reported that 209,000 U.S. consumers.

Cybersecurity 76

Cybersecurity Data Breach Breach Disputes 76

PYMNTS

NOVEMBER 7, 2019

The alleged hacker, Paige Thompson , was a former employee of Amazon Web Services, which hosted the Capital One database that was breached. Capital One stressed that credit card account numbers and login credentials were not compromised, while more than 99 percent of Social Security numbers were not impacted.

Data Breach 40

Data Breach Breach Security FBI 40

Payment Savvy

JULY 18, 2023

Method 3: Search online databases One of the most common questions regarding EINs is, “How do I find my EIN number online?” Exploring third-party databases and services – Another way of using online EIN lookup is through the services of third-party websites. However, they may charge you a fee before you can access the database.

IRS 52

IRS Database Consulting Verification 52

PYMNTS

DECEMBER 31, 2019

To get a sense of size and scope, among the biggest breaches of the year include the one seen at Facebook , as reported near the end of December, and where a database with 267 million user IDs, phone numbers and names was left unsecured — and accessed by hackers. Size and Scope. Separately, around 11.9

Data Breach 58

Data Breach Breach Social Security Compromise 58

PYMNTS

APRIL 5, 2018

According to Reuters , the suit alleges that the credit reporting firm failed to protect its databases or provide prompt notice of the massive data breach that exposed the personal data of 147 million people. A judge has ruled that the state of Massachusetts can move forward with its lawsuit against Equifax. million more consumers in the U.S.

Federal Trade Commission 43

Federal Trade Commission Request for Comment Breach Data Breach 43

Stax

NOVEMBER 27, 2023

This includes their name, date of birth, address, and identification number (such as a social security number). This can involve comparing the information provided to databases, and ensuring the customer isn’t a politically exposed person (PEP), on any sanctions list, or suspected to be involved in terrorism financing.

Due Diligence 88

Due Diligence Money Laundering AML Financial Crimes 88

PYMNTS

MARCH 1, 2018

“It’s about sifting through the previously identified stolen data, analyzing other information in our databases that was not taken by the attackers and making connections that enabled us to identify additional individuals.”.

Data Breach 41

Data Breach Breach Social Security Database 41

PYMNTS

FEBRUARY 26, 2019

To join Neon, users must first complete the onboarding process, which requires details such as their names, social security numbers and a selfie. As this information is collected, it is simultaneously verified against several databases. Selfie images are compared to liveness checks to ensure customers are real people.

Authentication 49

Authentication Financial Inclusion Social Security Database 49

PYMNTS

APRIL 23, 2019

The company can often verify users’ names, ages and the last four digits of their Social Security numbers before requiring them to provide additional details. It turns to a KYC aggregator to help verify customers’ data by pulling credentials from several different databases.

Money Laundering 43

Money Laundering SWIFT Security Account Takeovers 43

Nanonets

APRIL 30, 2023

Automate information extraction and sync databases Add proper rules to comply with your policies. Automate information extraction and sync databases What’s the use of having an automated payroll solution if you need to enter the data manually? We are listing four simple steps to shift to an automated payroll process.

Payroll 52

Payroll Automation Accounts Reconciliation 52

PYMNTS

DECEMBER 3, 2018

A consumer who tries to make an online purchase of eCigarettes might be asked to prove their age by — depending on the retailer — submitting a scan of their driver’s license, for instance, or entering the last four digits of their social security number, with that merchant then doing a background check.

Authentication 70

Authentication Privacy Checks AI 70

Nanonets

MARCH 28, 2023

When recruiters receive resumes from job applicants, they often have to manually enter the information into a database or applicant tracking system (ATS) so that it can be searched and analyzed later. This process can be time-consuming and error-prone, especially when dealing with a large number of resumes.

Automation 52

Automation AI Process Database 52

PYMNTS

JUNE 20, 2019

A consumer who tries to make an online purchase of prescription medicines might be asked to prove their age by — depending on the retailer — submitting a scan of their driver’s license, for instance, or entering the last four digits of their Social Security number, with that merchant then doing a background check.

Authentication 55

Authentication Breach Law Enforcement Data Breach 55

PYMNTS

MARCH 18, 2020

The government has digital disbursements — for tax refunds, for Social Security payments and the like — but those all require a registration process for consumers that gives the government both access to an email account to reach them and a mechanism to authenticate them and the accounts they want their funds deposited to.

Checks 73

Checks Governance Government Counterfeit Check 73

PYMNTS

MARCH 13, 2019

It also uses a thorough verification system to review government identifications, Social Security numbers and public records through databases like LexisNexis. The agency uses electronic fund transfers that can directly deliver approved aid to recipients’ checking or debit card accounts, meaning funds are available immediately.

Debit Card 40

Debit Card Federal Reserve Checks Governance 40

PYMNTS

NOVEMBER 12, 2019

consumers had their PII compromised in 2018 alone, and half of all consumers can find their birthdates, passwords, credit card details or even their Social Security numbers floating on the dark web. Some estimates claim that as much as 34 percent of U.S. Data primarily falls into two categories: structured and unstructured.

AI 40

AI Compromise Breach On-Demand 40

PYMNTS

MARCH 21, 2019

A consumer who tries to make an online purchase of eCigarettes might be asked to prove their age by — depending on the retailer — submitting a scan of their driver’s license, for instance, or entering the last four digits of their Social Security number, with that merchant then doing a background check.

Authentication 61

Authentication Verification Regulations Rules 61

PYMNTS

AUGUST 15, 2019

In the days before eCommerce, before data breaches grabbed everything from Social Security numbers to passwords, before fraudsters began to craft synthetic identities, strong customer authentication was rather simple. These data points, he said, fall under the designation of static PII. In one example, he said, 20 percent of the U.S.

Authentication 53

Authentication Compromise Addressing Regulations 53

PYMNTS

MARCH 14, 2017

With the possible exception of a social security number, a credit score is really one of the more impactful set of digits in a consumer’s life. To make it onto a credit report, the person’s name, address, social security number or date of birth must be included in the data before the negative information can be listed.

CFPB 40

CFPB Underwriting Social Security Risk 40

PYMNTS

JUNE 11, 2018

The difference in what we are trying to build and what exists currently in terms of marketplaces is that these other marketplaces are created by a database,” Hoffman told PYMNTS. “They are not really and truly free marketplaces. They are businesses that kind of look like a marketplace.”.

P2P 43

P2P Cryptocurrency Push-to-Card Transactions 43