Stax

MARCH 14, 2024

EMV (Europay, Mastercard, and Visa) chip card use has continued to expand in use since its tumultuous rollout in 2015. The EMV standard has now become a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions.

Chip Cards 88

Chip Cards CHIPS EMV Debit Card 88

Clearly Payments

NOVEMBER 17, 2023

Accept Debit Transactions, But Not Visa Debit Businesses can promote the usage of debit transactions as a means of reducing overall costs. Debit transactions, often characterized by lower processing fees compared to credit card transactions, offer a cost-efficient alternative for businesses.

Credit Cards 52

Credit Cards Process EMV Processors 52

PYMNTS

JUNE 27, 2016

over EMV PIN debit-card transactions, claiming that the card network threatened them with increased fees and eliminating debit acceptance capacity in-store, if the nation’s largest grocer refused to abide by Visa’s stated EMV rules. is suing Visa Inc.

EMV 41

EMV Debit Card CHIPS Debit Transaction 41

Payments Source

MAY 26, 2016

Citing a growing frustration with how the EMV transition has interfered with merchants' options for PIN debit transaction routing and authorization, the Merchant Advisory Group for the first time is asking federal auditors to examine the practices of some debit card issuers.

Card Issuer 79

Card Issuer Debit Transaction Debit Card EMV 79

PYMNTS

JANUARY 30, 2020

This payment rail’s use is going strong in the United States, with debit card penetration reaching 78 percent in 2018. Consumers also show continued interest in debit even as they adopt newer payment instruments, and a 2019 report found that 61 percent of mobile wallet users linked debit cards.

Security 73

Security Debit Card Fraud Detection Federal Trade Commission 73

Payments Source

NOVEMBER 16, 2016

Merchants may have gained an edge in their dispute with Visa over how EMV debit transaction routing is handled at the point of sale.

Fed 103

Fed Debit Transaction EMV Disputes 103

PYMNTS

NOVEMBER 23, 2016

22) that it is working to modify its debit routing policies, saying that it has “modified and clarified” its rules to boost EMV chip card adoption in the United States. Those modifications, the card giant said, come on the heels of guidance that has been issued by the Federal Reserve. Visa said Tuesday (Nov.

Adjustments 60

Adjustments Chip Cards EMV Debit Transaction 60