CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. get the 86-page fintech report.

Debit Card 71

Debit Card Checks Accounts FinTech 71

PYMNTS

DECEMBER 16, 2020

In today’s top news in digital-first banking, FIS is working with Quontic Bank on the Bitcoin Rewards Checking Account, while Aeldra has chosen i2c Inc. to power its digital private banking offerings. FIS Powers Launch Of Quontic Bank’s Bitcoin Rewards Account. Aeldra Taps i2c To Enable Global Banking Services.

Online and Mobile Banking 62

Online and Mobile Banking FDIC Accounts Debit Card 62

EBizCharge

NOVEMBER 12, 2024

A merchant application is a formal document a business owner must complete and submit to a merchant account provider to be able to accept and process customer credit and debit cards and electronic payments. Bank statements: Last month’s statements to verify business cash flow.

Online and Mobile Banking 52

Online and Mobile Banking Processors Debit Card Volume 52

Stax

APRIL 18, 2024

Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Card Network (e.g., Card Network (e.g.,

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Stax

SEPTEMBER 17, 2024

A payment gateway is a must-have for online stores. And the best way for online businesses to start accepting payments is with a payment gateway. TL;DR A payment gateway is a solution that securely reads and transfers a customer’s payment information to a merchant’s bank account—both for online and in-person transactions.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 88

The Fintech Times

NOVEMBER 16, 2024

per cent Central Bank of Armenia (CBA) Armenia’s growth has been driven in part by its young, tech-savvy population. Through its regulatory sandbox, the Central Bank of Armenia (CBA) has attracted $90million in investments, propelling the country to 34th place in the Global Fintech Index 2023. per cent holding a credit card.

FinTech 68

FinTech Central Bank Financial Literacy Online and Mobile Banking 68

Stax

AUGUST 20, 2024

TL;DR Embedded finance integrates financial services into non-financial business processes, while embedded fintech integrates fintech solutions into the processes of an institution in the finance industry. This infrastructure helps businesses provide financial solutions, such as digital payments, directly on their websites or mobile apps.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

Stax

SEPTEMBER 12, 2024

Cash is no longer having its moment; card payments are in. From debit and credit cards to Google or Apple Pay, digital, contactless, and mobile payments are on the rise. That’s why for most businesses, it’s almost impossible to make do without a credit card terminal. Learn More What’s a Payment Terminal?

Payment APIs and Integration 88

Payment APIs and Integration Online and Mobile Banking Credit Cards Processors 88

Clearly Payments

JANUARY 25, 2024

In this 2024 report, we’ll explore how payment methods have evolved in the Canadian market, focusing particularly on the shift towards digital, contactless payments , and mobile along with other 2024 trends. Non-employer businesses are simply single businesses with no employees. Plus, people’s banking habits are changing.

Process 94

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 94

Fintech News

SEPTEMBER 17, 2024

UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that enables instant money transfers between two bank accounts through a mobile platform. By FY 2028-29, the number of active credit cards is expected to double to 200 million, supported by a compound annual growth rate (CAGR) of 15%.

Digital Payments 101

Digital Payments Credit Cards Payments Online and Mobile Banking 101

Finovate

FEBRUARY 2, 2024

First up is news that Grupo Financiero Banorte has launched Mexico’s first fully digital bank, bineo. Account holders will have access to both a digital and a physical debit card that includes a feature that enables them to allocate their savings toward specific goals. The company noted that it hopes to add 2.8

BNPL 59

BNPL Online and Mobile Banking Debit Card Non-Bank 59

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. The company also provides a card reader and mobile POS app for free. Read on to find out.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Stax

MAY 7, 2024

Credit card merchant fees are split between multiple key players- merchants, credit card networks, banks, and processors. Generally, here’s a breakdown of the types of payment processing fees you can expect: Interchange fees These are fees a merchant pays directly to the credit card provider.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

PYMNTS

MARCH 30, 2020

As retailers determine the best ways to reach retail customers during the coronavirus pandemic, ICICI Bank launched its banking services on Monday (March 30) on WhatsApp. . Additionally, users can get details of the nearest ICICI Bank ATMs and branches, all from the social platform. .

Online and Mobile Banking 58

Online and Mobile Banking Non-Bank Credit Cards Debit Card 58

Payment Savvy

JULY 12, 2024

A convenience fee is an additional charge added to a customer’s bill when they use a non-standard payment method. For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card.

Card Network Rules 52

Card Network Rules Non-Bank Alternative Payment Methods Credit Cards 52

Stax

SEPTEMBER 26, 2024

But merchants often confuse surcharge fees with other types of fees, so let’s sort out their differences below: Customers who choose non-standard payment options are subject to convenience fees. A good example is when a restaurant that only accepts in-person payments tacks on an extra fee for online orders.

Credit Cards 88

Credit Cards Caps Best Practices Laws 88

PYMNTS

JANUARY 25, 2021

In today’s top digital-first banking news, German neobank N26 has hired a new chief financial officer (CFO) as it eyes a future initial public offering (IPO), while FinTech app Goalsetter has raised $3.9 The mobile banking program also allows for peer-to-peer (P2P) transactions and money transfers. million in a seed round.

Financial Literacy 74

Financial Literacy Underwriting Online and Mobile Banking Debit Card 74

Payment Savvy

MAY 10, 2024

With almost 7 out of 10 shoppers abandoning their carts, online businesses face an uphill task to increase sales and profits. Shopping cart abandonment is when online shoppers add items to their cart but leave the site without completing the purchase. Cart abandonment is a major issue faced by ecommerce businesses.

Best Practices 52

Best Practices Online and Mobile Banking Process Payment Solutions 52

PYMNTS

APRIL 21, 2020

The coronavirus pandemic — which has forced all of us online — is exposing just who in financial services has embraced digitization, and who is truly digital native. We now must bank entirely online, by necessity. And many of us must transact entirely online, by necessity, to get the goods and services we need on a daily basis.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

PYMNTS

DECEMBER 19, 2019

To that end, on a grand stage, in payments it is the BRICS that may shape – at least in part – how mobile payments evolve. Drilling down a bit, and as reported in March, through the Russian publication Izvestia, the joint efforts could see the creation of an online wallet that would unite the payment systems of each of those countries.

Mobile Payments 52

Mobile Payments Cross-Border Online and Mobile Banking Payments 52

PYMNTS

DECEMBER 19, 2019

To that end, on a grand stage, in payments it is the BRICS that may shape – at least in part – how mobile payments evolve. Drilling down a bit, and as reported in March, through the Russian publication Izvestia, the joint efforts could see the creation of an online wallet that would unite the payment systems of each of those countries.

Mobile Payments 52

Mobile Payments Cross-Border Online and Mobile Banking Payments 52

Stax

JANUARY 1, 2024

Accounts combining high-interest rates, no fees, and advanced online solutions are available. Equipped with knowledge of the accounts and a thorough assessment of the internal requirements, getting set up is as simple as visiting a branch or going online.

Accounts 88

Accounts Online and Mobile Banking API ATM 88

Stax

FEBRUARY 28, 2024

In this article, we’ll be examining fully-integrated terminals, semi-integrated terminals, and non-integrated terminals. What is a Non-Integrated Terminal? It’s possible to have a non-integrated system, but this is becoming increasingly less common. Previously you would swipe your magstripe card in a payment terminal.

Payments 88

Payments Credit Cards Non-Bank Contactless Payments 88

EBizCharge

APRIL 25, 2024

Wire transfers and electronic funds transfers have been staples of financial transactions for decades, but various electronic transfer methods have emerged with the innovation in banking technology. EFTs typically include digital payments such as direct deposits, ATM transactions, and credit and debit card payments.

Wire Transfer 52

Wire Transfer Wire Wires Electronic Funds Transfer (EFT) 52

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Having looked at everything in the banking-as-a-service (BaaS) space and online marketplaces, our final focus in April is on embedded finance in e-commerce and the checkout experience.

Embedded Finance 63

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 63

Stax

JUNE 6, 2024

Some of the key features to look for include automatic invoice generation, automated payment reminders, online payment processing, and AR reporting. An intuitive user interface will make it easier for both your employees and clients to use the software whether on the web or mobile app. Learn More What is Accounts Receivable Software?

Accounts 88

Accounts PCI DSS Online and Mobile Banking Automation 88

EBizCharge

APRIL 17, 2024

Your business can benefit from payment links since they don’t involve technical requirements for the payer and offer versatile payment links such as credit cards, electronic payments, and mobile payment options. When shoppers finalize their online cart selections, they’re often redirected to a secure payment page via a link.

Payments 59

Payments Online and Mobile Banking Payment Gateways Credit Cards 59

Payment Savvy

DECEMBER 7, 2023

What Is an FSA Card? A flexible spending account (FSA) card is a special debit card that allows you to pay for approved healthcare expenses using the pre-tax money you’ve contributed to your FSA account. With an FSA card, you can avoid having to manually file claims and wait for reimbursements.

Checks 105

Checks Online and Mobile Banking Debit Card Accounts 105

PYMNTS

APRIL 15, 2020

Echoing some activity at another big bank that reported Tuesday — JPMorgan — Wells said that payments were being deferred across auto loans and mortgages. Overall credit card loans were down by $2.4 Overall non-performing assets were up 13 percent from the fourth quarter of 2019, tied to the pandemic, and stood at $6.4

Point-of-Sale (POS) 60

Point-of-Sale (POS) Debit Card Online and Mobile Banking Credit Cards 60

Stax

DECEMBER 20, 2023

No matter if you’re just starting out or you’ve been in business for a while, making your credit card system work better can really help your business grow—by saving you money, making your systems more efficient, or improving your customer experience. Q: What are credit card processing fees for small businesses?

Credit Cards 88

Credit Cards Small Business Process Security 88

EBizCharge

MAY 20, 2024

Payment portals NetSuite’s payment portal enables businesses to offer a self-service experience where clients can view their billing history, update payment information, and make payments online. Payment processor: A NetSuite payment processor handles credit card payment details. What are the benefits of NetSuite payment processing?

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

BNG Payments

FEBRUARY 4, 2022

Credit Card Processing f or Nonprofits Best 2022 Guide t o Credit Card Processing f or Nonprofits Many organizations want to accept credit card donations or payments for fundraising auctions online but don't know how. The ability to accept non-cash donations is crucial.

Credit Cards 52

Credit Cards Process Processors ACH 52

PYMNTS

AUGUST 4, 2016

The latest news on mobile payments shows that the big banks are wanting in on the mobile wallet race, but are they already too far back in the pack? Here’s the latest news on the mobile + payments + commerce front. Miami Transportation To Offer Mobile Payments. Miami Transportation To Offer Mobile Payments.

Mobile Payments 40

Mobile Payments Online and Mobile Banking Non-Bank Payments 40

PYMNTS

JANUARY 16, 2020

Metro authorities in India are planning to launch automatic fare collection (AFC) gates that will work with the country’s National Common Mobility Card (NCMC) that was introduced in March by the Ministry of Finance , according to reports on Thursday (Jan. It also has a local wallet that can be used for contactless payments.

Push-to-Card 53

Push-to-Card Online and Mobile Banking Debit Card Contactless Payments 53

FICO

JULY 28, 2021

There are five ways that banks can comply with the account validation rule, which are detailed here. Use financial institution credentials to access the end user’s bank accounts. FICO’s new Scam Detection Score , which is part of the FICO® Falcon® Fraud Manager Retail Banking Consumer v3.0 Multiple Layers of Protection.

NACHA 52

NACHA ACH Scams Account Validation 52

Stax

APRIL 11, 2024

Your PMS is a central hub to manage payment requests and store banking information (like your routing and bank account number for ACH payments ). Payment gateways securely process online payments, acting as a bridge between your website and the payment processor.

Payments 88

Payments PCI DSS Compliance Processors 88