CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

EBizCharge

NOVEMBER 12, 2024

A merchant application is a formal document a business owner must complete and submit to a merchant account provider to be able to accept and process customer credit and debit cards and electronic payments. Bank statements: Last month’s statements to verify business cash flow.

Online and Mobile Banking 52

Online and Mobile Banking Processors Debit Card Volume 52

CB Insights

NOVEMBER 21, 2019

Digital banking and financial infrastructure. Companies in this subcategory provide (1) white-labeled technology infrastructure to banking players, or (2) leverage technology to provide financial infrastructure and banking software (e.g. APIs) directly to end-users. Personal finance. Regulatory tech. Wealth management.

FinTech 93

FinTech End User Online and Mobile Banking Payment APIs and Integration 93

Stax

AUGUST 20, 2024

Request Quote Understanding Embedded Finance Embedded finance is the seamless integration of financial services and digital banking into conventionally non-financial business services. This infrastructure helps businesses provide financial solutions, such as digital payments, directly on their websites or mobile apps.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

Stax

JANUARY 10, 2024

Basics of Credit Card Fees Credit card fees refer to a range of charges that are imposed by credit card issuers on cardholders and merchants for completing credit card payments, either online or in person. So, what types of fees should businesses expect to encounter when accepting credit and debit cards?

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

PYMNTS

OCTOBER 5, 2016

The cards are largely associated with the 10 million or so unbanked families in the U.S. as one of their primary tools of financial management — since prepaid cards can be used in ways essentially analogous to debit cards for payments, funds storage, cash-outs at ATMs or receipt of salary.

CFPB 75

CFPB Rules PayPal Debit Card 75

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

PYMNTS

OCTOBER 18, 2019

Also, Mastercard is collaborating with eCommerce retailers to offer online shoppers the Pay by Bank app, and Ant Financial is seeing an uptick in the desire for credit among small and medium-sized businesses. Mastercard Partners With Four Retailers for Pay by Bank App. Despite China’s Slowing Economy, Credit Demand Still Strong.

Venmo 40

Venmo Credit Cards PayPal Visa 40

Clearly Payments

DECEMBER 5, 2023

Payment processors play a crucial role in modern commerce by enabling various forms of payment, including credit cards, debit cards, electronic funds transfers, and digital wallets. In the 1990s, the internet revolutionized commerce, and with it, online credit card processing emerged.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Stax

JANUARY 22, 2024

In a world where we’re spending more and more time online and every click is a potential transaction, it’s no surprise the eCommerce and digital payments sectors are experiencing exponential growth. The payment gateway acts as a virtual bridge, securely transmitting payment information between the merchant, customer, and acquiring bank.

Payment Gateways 88

Payment Gateways Gateways Facilitators PCI DSS 88

Stax

AUGUST 22, 2024

According to Forrester’s data, digital payments are the most used payment method today, with 69% of American adults using them to make payments online. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

OCTOBER 22, 2020

On the consumer side of the equation, of course, higher mobile device penetration and internet connectivity mean that consumers can take advantage of those new offerings. In the great digital shift, as Purcell mused, is every app becoming a bank (and vice versa)? Debit cards work virtually.

FinTech 67

FinTech Online and Mobile Banking Privacy B2B 67

Clearly Payments

DECEMBER 9, 2023

Acquirers: The Foundation of Payment Networks At the heart of payment processing, acquirers, often referred to as acquiring banks , play a foundational role. Not only do acquirers authorize and process credit and debit card transactions, but they also ensure the seamless transfer of funds between merchants and consumers.

ISOs 59

ISOs Acquirers Credit Cards MSPS 59

PayHawk

APRIL 18, 2023

Automated Clearing House (ACH) An electronic network that enables the transfer of funds between bank accounts. Address Verification System (AVS) A system that compares the billing address provided by the cardholder with the address on file with the card issuer to verify the authenticity of a transaction.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

EBizCharge

MAY 8, 2024

Your business can achieve this level of payment efficiency by knowing what a payment facilitator is and how it connects merchants and banking systems to accelerate and secure the flow of funds. Risk and compliance: PayFacs assume responsibility for underwriting and compliance risks as they onboard and manage sub-merchant accounts.

Facilitators 52

Facilitators ISOs Processors Payments 52

Stax

MARCH 15, 2025

Embedded payments come with a lot of responsibilities, such as bank sponsorship and risk management, which is why finding the right payments partner like Stax Connect is essential to help you monetize payments and own the entire experience. credit card processing, lending, etc. What is Payment Monetization?

Enrollments 88

Enrollments Payment APIs and Integration Payments Online and Mobile Banking 88

Fintech Labs Insights

SEPTEMBER 21, 2015

Also, long-time alum, Alkami Technology picked up $11 million Friday to further their e-banking solutions business. Online investment platform. Digital banking solutions. French neo-bank. Mobile payments. Simple mobile trading app. Tags: Enterprise, lending, credit, underwriting, peer-to-peer.

FinTech 27

FinTech Online and Mobile Banking Debit Card Underwriting 27

Fintech Labs Insights

NOVEMBER 12, 2015

Mobile payments for mcommerce companies. Mobile bank. Tags: Enterprise, fraud, security, online banking, payments, API, developers, big data. Here are the deals by size from 7 Nov to 12 Nov, 2015: NCR. ATMs, POS & financial technology. Latest round: $820 million Post-IPO equity. Total raised: Unknown.

NOV 29

NOV Online and Mobile Banking FinTech ATM 29

PYMNTS

JULY 16, 2019

When people talk about omnichannel as a concept, they are usually referring to the classic retail use case: The customer buys something online and then goes and picks it up at the store, or the consumer picks it up in the store but initiates the return online. And we can see a lot of really cool things coming onto the field.

Online and Mobile Banking 55

Online and Mobile Banking Push-to-Card Payroll Transactions 55

Fintech Labs Insights

OCTOBER 9, 2015

Consumer credit underwriting. Mobile payments. Developer tools for mobile card acceptance . Developer tools for mobile card acceptance . Cybersecurity tools for banks and credit unions. Tags: B2B, credit cards, payments, mobile, card processing, API, Finovate/FinDEVr alum.

FinTech 29

FinTech Online and Mobile Banking P2P Underwriting 29

Fintech Labs Insights

MAY 26, 2016

Mobile wallet. Digital banking company. Latest round: $40 million Debt (Silcon Valley Bank). Digital bank. Mobile payments. Digital banking company. Online bookkeeping service. Prepaid debit card. Source: Crunchbase. Latest round: $50 million Series C. Total raised: $86.9 Net Element.

Debit Card 20

Debit Card Online and Mobile Banking FinTech Funds Transfer 20

Fintech Labs Insights

JUNE 6, 2016

Notable raises included Finovate alum Tagit which brought in nearly $9 million to supercharge its mobile application development platform. ——-. Mobile financial applications. Online financial advisor. Digital bank. Mobile on-demand insurance . Tags: Consumer, travel insurance, mobile. Consumer alt-lender.

Online and Mobile Banking 20

Online and Mobile Banking Debit Card FinTech Underwriting 20

Fintech Labs Insights

NOVEMBER 23, 2015

Financing online consumer purchases. Online small business financing. Mobile banking & payments platform. Mobile ecommerce & payments platform. Tags: Payments, mobile, remittances, banking, Indonesia (market). Source: Crunchbase. Total raised: $101 million (includes $100 million debt).

NOV 21

NOV Debit Card Online and Mobile Banking FinTech 21

PYMNTS

NOVEMBER 6, 2019

There, online platforms match workers with employers as payments become quicker and more digital and quicker — after all, gig labor becomes a better experience when those workers don’t have to wait too long for their wages, and don’t have to pay high fees to access instant payments.

Economy 40

Economy Payments Breach Instant Payments 40

Fintech Labs Insights

OCTOBER 26, 2015

Web and mobile payment solutions for merchants. Online personal financial management. Mobile payment & loyalty app. Mobile transaction aggregation. SoftPay Mobile. Mobile point-of-sale. Online platform for equity investing. Online telecom recharge & billpay. Total raised: $28 million.

Online and Mobile Banking 27

Online and Mobile Banking FinTech P2P Underwriting 27

Fintech Labs Insights

APRIL 13, 2016

Ixaris landed $6 million for its prepaid card platform. Online & offline real estate broker. Mobile payment platform for restuarants. Tags:Consumer, merchants, payments, POS, acquiring, debit/credit cards, mobile. Online stock trading game. Online payment platform. Total raised: Unkown.

Online and Mobile Banking 20

Online and Mobile Banking FinTech Advisors Underwriting 20

Fintech Labs Insights

DECEMBER 4, 2015

Short-term online consumer loans. Mobile bank/card. Tags: Consumer, rewards, gamification, cards, health care. HQ: Sydney, Australia. Source: Crunchbase. Latest round: $11.4 million Series A. Total raised: $11.4 HQ: Vancouver, Canada. Source: Crunchbase. Clearpool Group. Electronic trading software.

FinTech 20

FinTech Online and Mobile Banking Debit Card Underwriting 20

Fintech Labs Insights

AUGUST 8, 2016

Online automobile insurance. Digital banking technology. Investment banking platform. Mobile payments platform. Tags: Consumer, payments, debit/credit cards, merchants, API, developers. Latest round: $14.4 million Debt. Total raised previously: Unknown. HQ: New York City. Source: Crunchbase. million Seed.

Underwriting 18

Underwriting FinTech Debit Card P2P 18

Fintech Labs Insights

AUGUST 1, 2016

D3 Banking raised $10 million. Online payroll system. D3 Banking. Banking platform. Tags: SMB, merchants, point-of-sale, ecommerce, acquiring, payments, credit/debit cards, trade finance, inventory management, BI. Of the total raised, $61.5 million was debt. BizFi raised $20 million. HQ: Cincinnati, Ohio.

Underwriting 17

Underwriting Online and Mobile Banking Debit Card FinTech 17

Fintech Labs Insights

FEBRUARY 15, 2016

million to expand its mobile personal finance & savings app. Underwrites & guarantees high-risk credit card transactions . Mobile point of sale. Online stock brokerage. Digital banking app. Tags: Consumer, investing, trading, mobile. Qapital raised $3.5 times the $1.9 Total raised: $102.2

Payment APIs and Integration 19

Payment APIs and Integration FinTech Online and Mobile Banking Underwriting 19

Fintech Labs Insights

JANUARY 13, 2016

Brazilian neo-bank. Online alt-lender. Online accounting. Tags: SMB, loans, credit, peer-to-peer, underwriting, crowdfunding, investing. Source: Crunchbase. Dutch person-to-person SMB lender . Latest round: $100 million Debt. Total raised: Unknown. HQ: Netherlands. Source: Crunchbase. Source: Crunchbase. Latest round: $8.3

Underwriting 18

Underwriting P2P Online and Mobile Banking FinTech 18

Fintech Labs Insights

JULY 12, 2016

Online insurance. Mobile wallet analytics. Mobile savings account. Prepaid debit card for youth. Tags: SMB, merchant, payments, POS, point of sale, credit/debit cards, acquiring. Fintech deals by size from May 28 to 3 June, 2016: Partners Life. Latest round: $134.5 Total raised: $134.5 Avenues India.

Underwriting 17

Underwriting P2P FinTech Online and Mobile Banking 17

Fintech Labs Insights

JANUARY 18, 2016

App Annie garnered $63 million for its mobile analytics and development tools. million to its digital banking platform. Startup digital bank. Mobile analytics . Online marketplace for real estate investing. SaaS banking platform. Mobile insurance brokerage. RealtyMogul took in another $18.4

Online and Mobile Banking 18

Online and Mobile Banking Underwriting FinTech P2P 18

Fintech Labs Insights

MARCH 28, 2016

In total, there were 13 fintech startups (or 15 by the Bank Innovations definition ), 12% of the total YC W16 class of 109. Three Finovate alums brought in new cash: Kreditech raised $11 million for its banking and lending services for the underbanked. Banking services for the underbanked. Mobile wallet. FriendSurance.

FinTech 15

FinTech Underwriting Debit Card P2P 15

Fintech Labs Insights

DECEMBER 28, 2015

The vast majority went into alt-lending including NYC-based Pave ($30o million), Australian P2P platform MoneyPlace ($60 million from Auswide Bank), and Chinese lenders Fengjr.com ($80 million) and Dashu Finance ($77 million). Online identify verification. Tags: Consumer, payments, remittances, fx, mobile. HQ: New York City.

FinTech 19

FinTech Underwriting P2P Payroll 19

Fintech Labs Insights

DECEMBER 30, 2015

The Kentucky-based company has developed a vendor management platform for banks and credit unions. Mobile & online payments. Mobile bank/card. Tags: Consumer, prepaid debit card, neo-bank, challenger bank, mobile, AXA (investor). Source: Crunchbase. Prestiamoci.

FinTech 19

FinTech Online and Mobile Banking Bitcoin Underwriting 19