Fintech Finance

MARCH 28, 2024

Mastercard and Singapore Airlines partner, today announcing a five-year strategic partnership, appointing Mastercard as the preferred partner for SIA’s upcoming co-branded card programs across Southeast Asia, including Cambodia, Malaysia, the Philippines, Singapore, Thailand, and Vietnam.

Visa 52

Visa Debit Card Card Issuer On-Demand 52

PYMNTS

SEPTEMBER 16, 2020

In today’s top news in payments around the world, WorldRemit has launched a WorldRemit Transfer Tracker mobile app, and SBM Bank India has introduced a premium debit card for high-net-worth clients with Mastercard. are launching a new installment payment method for customers. Plus, Standard Chartered and Amazon.ae

Visa 68

Visa Debit Card Payment Gateways Gateways 68

Stax

APRIL 18, 2024

Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Card Network (e.g., Pre-pandemic, 62.3%

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. Stax, Payment Depot, and CardX are three of the very best providers in the industry.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

JULY 9, 2024

Digital payment methods essentially make up any payment type that is done digitally. From a consumer’s perspective, that means any transaction that doesn’t need a physical credit card, debit card, prepaid cards, or checks. What makes online payment gateways unique?

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

PYMNTS

AUGUST 15, 2019

Mastercard announced it has made a deal with Artajasa Pembayaran Elektronis, an Indonesia-based payment switching company, to work together on the country’s gateway apparatus for payments, according to Reuters. According to data from Bank Indonesia, debit card transactions in the country are flourishing and profitable.

Visa 46

Visa Debit Card Gateways Payment Gateways 46

Clearly Payments

APRIL 16, 2024

Canada and the USA have a big overlap in purchasing habits and trends in payments. The two countries also have some big differences on how payment processing fees work across debit cards and credit cards. An Overview of Interchange Rates Interchange rates are often referred to as swipe fees or credit card fees.

Debit Card 87

Debit Card Credit Cards Payments CHIPS 87

CoinRemitter

FEBRUARY 14, 2024

Higher Utilization of dApps We may witness several market players launching various decentralized apps like crypto payment gateways , decentralized exchanges, NFT marketplaces, etc. The projected compound growth rate of the crypto payment gateway market is over 16% per year (from 2024 to 2030) before the launch of the recent ETF.

Bitcoin 45

Bitcoin Payment Gateways Gateways Cryptocurrency 45

Stax

APRIL 30, 2024

This account is used by banks to temporarily hold funds from credit or debit card payments or other electronic transactions. Once the bank verifies and approves the payment, the funds are transferred from the merchant account to your business account. It’s also simple to integrate PayPal with your existing website.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

Clearly Payments

APRIL 3, 2024

This process is vital for businesses, as it enables them to accept payments through various methods, including credit and debit cards, electronic bank transfers ( EFT/ACH ), and digital wallets. Visa, Mastercard). Visa, Mastercard). Today, Visa processes over 131 billion transactions annually. trillion by 2027.

Process 45

Process Processors Online and Mobile Banking Payments 45

Finovate

OCTOBER 11, 2024

The partnership makes the bank the first Hong Kong-based customer of Worldline’s open platform card solution, Paysuite Essential Edition. Previously called “Cardlite,” the solution will enable BOCHK to enhance the customer experience with new offerings, including its multi-currency Mastercard debit card.

Multi-Currency 104

Multi-Currency Stablecoins Visa Cross-Border Payments 104

National Merchants Association

AUGUST 17, 2023

Invest in a Merchant Account A merchant account is a type of business bank account for merchants that accept online payments from customers. These accounts, which process credit and debit card transactions, come wrapped in layers and layers of encryption that provide both you and your customers with ongoing peace of mind.

Payment Security 52

Payment Security Security Debit Card Credential 52

Clearly Payments

NOVEMBER 6, 2024

Payment Processor: ISO/PayFac : The payment processor handles the sales, support, onboarding, and sometimes technology for merchants, such as the payment terminals and payment gateway. Credit Card Transaction Volume : Credit card payments specifically accounted for around $5.6

Process 95

Process ISOs Credit Cards Online and Mobile Banking 95

Stax

JANUARY 10, 2024

The exact rate can vary based on several factors, including the type of card used (debit or credit), the card brand (Visa, MasterCard, etc.), the merchant’s business type, and the terms of the merchant’s agreement with their payment processor. Usually, interchange fees will range between 0.3-2%

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

PYMNTS

DECEMBER 20, 2016

Mastercard is looking to take a larger share of the B2B payments space in Australia by pushing for companies to pay their suppliers with its products. To do so, the credit card firm announced Monday (Dec. 19) that it will be working with supply chain finance company Octet Finance.

Visa 41

Visa B2B Cross-Border Payments Commercial Card 41

Stax

MAY 7, 2024

Interchange fees are set by credit card issuers, such as Bank of America, Citi, or Chase, and are adjusted every year in April and October. Assessment fees Assessment or network fees are directed to the credit card network- Mastercard, Visa, American Express, and Discover, to help settle costs associated with maintenance and operation.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Clearly Payments

FEBRUARY 14, 2024

Card Associations (Credit Card Networks): Credit card networks like Visa and Mastercard govern the rules of credit and debit card transactions, facilitating the global movement of funds. trillion in payment volume. However, they face challenges from emerging payment methods and evolving regulations.

Payments 78

Payments Value Added Service BNPL Payment Gateways 78

Stax

MARCH 15, 2024

Secure payment systems are easy to implement, as you use your payment processor to create a secure payment gateway. By combining a secure payment system with secure payment habits like not collecting excess data from customers, you’ll go a long way in safeguarding your business against fraud.

Process 88

Process Security PCI DSS Encryption 88

Clearly Payments

DECEMBER 9, 2023

Acquirers: The Foundation of Payment Networks At the heart of payment processing, acquirers, often referred to as acquiring banks , play a foundational role. These financial institutions establish a direct link between merchants and major payment networks like Visa, Mastercard, and American Express.

ISOs 59

ISOs Acquirers Credit Cards MSPS 59

Stax

NOVEMBER 11, 2024

Here, we’ll discuss the main differences between ACH and check payments and the business benefits of accepting this form of payment. TL:DR ACH Payments are essentially digital check payments. Or mobile wallet payment solutions like Google Pay and Apple Pay. With an average cost per transaction of $.29,

ACH 88

ACH Checks Identity Theft Payments 88

The Fintech Times

DECEMBER 21, 2023

Alchemy Pay, a fiat-crypto payment gateway, has entered into a strategic partnership with Worldpay , the global acquirer, to amplify its payment channels and elevate its payment capabilities. Landvault has built over 100 million square feet in virtual experiences for brands including Mastercard and Standard Chartered.

FinTech 59

FinTech Credit Union Debit Card Visa 59

Stax

SEPTEMBER 24, 2024

TL;DR A cash discount program is when a business offers its customers incentives to pay using cash for a product or service instead of a credit or debit card. A cash discount program is when a business offers its customers incentives to pay using cash for a product or service instead of a credit or debit card.

Credit Cards 88

Credit Cards Electronic Fund Transfer Act (EFTA) Push-to-Card Debit Card 88

Stax

NOVEMBER 15, 2023

They can vary based on factors like the type of card (debit, credit, rewards, etc.) These go to the card networks themselves, like Visa, Mastercard, or American Express. Interchange fees are set by the credit card networks (Visa, Mastercard, Discover, American Express, etc.) Q: Who charges credit card fees?

Credit Cards 88

Credit Cards Processors Assessments Non-Bank 88

Stax

JANUARY 15, 2024

Utilizing global payment networks (Visa, Mastercard, etc.) Below are some quick tips to ensure compliance with international laws: ​​Collaborate with industry-trusted payment processors for seamless international multi-currency transactions without legal complications. Do they favor credit over debit cards?

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

MARCH 14, 2024

This blurring is affecting payments as much as any other area. Things that have begun to merge: As mentioned, while payment methods tended to be more distinct 15 years ago, with consumers favoring credit and debit cards and businesses favoring checks and transfers, that is increasingly changing.

B2B 88

B2B Process B2C Credit Cards 88

EBizCharge

MAY 20, 2024

Decoding NetSuite payment terms When diving into NetSuite payment processing, it’s essential to familiarize yourself with common terms. Payment gateway: NetSuite payment gateways act as digital conduits connecting a merchant’s payment system to the payment processing network.

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

Stax

NOVEMBER 14, 2024

Merchant: The individual business accepting the payment and in need of credit card processing. Cardholder: The customer who owns the credit card being used for purchase. Card Association: Visa, Mastercard, American Express, and Discover. Interchange rates vary based on the type of card you are running.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

EBizCharge

SEPTEMBER 25, 2024

A customer payment portal is an online platform designed to facilitate customer payment processing. These portals serve as an interface where customers can submit payment details, such as credit or debit card information, to pay for products or services. for a more seamless checkout experience.

Multi-Currency 52

Multi-Currency Payments Payment Gateways Gateways 52

Stax

DECEMBER 20, 2023

They are a fixed credit card processing expense, and they’re the same for all processors. Here are the Mastercard and Visa interchange fees, for example. Assessments are also a series of rates and fees charged by Visa and MasterCard, and they are the same across the board. Q: What’s the cheapest way to take card payments?

Credit Cards 88

Credit Cards Small Business Process Security 88

The Fintech Times

AUGUST 30, 2024

Partnerships Global fintech Unlimit has expanded its long-standing partnership with Alchemy Pay, the fiat-crypto payment gateway, aimed at enhancing its growth in key target markets, like the EU, SEA and LatAm, with the support of Unlimit’s extensive payment method portfolio.

FinTech 59

FinTech Non-Bank Advisors RTP 59

EBizCharge

JUNE 28, 2024

Credit card (CC) surcharges are subject to different rules than those for debit cards. While retailers can impose surcharges on credit card purchases, debit card transactions are shielded from such fees, including when the debit card is run “as credit.”

Credit Cards 52

Credit Cards Legal Debit Card Disputes 52

VISTA InfoSec

JULY 5, 2023

With the proliferation of people paying hospital bills and health insurance using credit and debit cards, the risk of identity theft has also augmented exponentially! It was originally formed in 2004 by major card brands such as MasterCard, Visa, Discover Financial Services, American Express, and JCB International.

PCI DSS 130

PCI DSS Compliance Data Breach Breach 130

Payment Savvy

AUGUST 3, 2023

A BIN checker is a free tool that helps you retrieve information about a payment card based on the BIN number. A BIN number will show what type of card it is and its issuer (e.g. prepaid or standard, and AmEX or Mastercard). Risks Associated with BIN Numbers What many people fear is payment fraud.

Issuers 98

Issuers Card Issuer Processors Credit Cards 98

Stax

OCTOBER 14, 2024

This integration may be pre-built by the payment processor, or may be available for your team to build on an API. Evaluate Security Measures Security is a critical factor in selecting a payment processor. So while it may be simple, it typically results in higher overall processing costs for most established businesses.

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

CB Insights

JUNE 5, 2018

Going forward, US payments players have reason for concern, as consumers and merchants could be wooed by technology-first options with fewer middlemen. In this research briefing, we’ll discuss: The current credit and debit card value chain. Who foots the bill for credit card rewards programs. The road ahead.

Online and Mobile Banking 68

Online and Mobile Banking Debit Card Credit Cards Payment Gateways 68

Stax

AUGUST 20, 2024

The EMV 3DS solutions by EMVCo are: Verified by Visa or Visa Secure, MasterCard SecureCode, Discover ProtectBuy, and American Express SafeKey. Regardless of what you call it, all of these systems are based around the same underlying technology, and they each provide an extra layer of security when processing online payments.

Authentication 88

Authentication Security Card Issuer Payment APIs and Integration 88

Clearly Payments

DECEMBER 5, 2023

This involves the actual movement of money between financial institutions Reporting and Reconciliation: Payment processors provide merchants with reporting and reconciliation tools, allowing them to track transactions, analyze financial data, and reconcile accounts.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52