Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. EMV chip card technology had a good two decades or so, beginning in the mid-’90s. Most modern card readers and payment terminals are NFC-equipped.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

PYMNTS

DECEMBER 11, 2020

Mao, whose company provides solutions for payments, prepaid cards and gift cards, said the only way for merchants to go is forward, because going back isn’t an option. Mao, whose company provides solutions for payments, prepaid cards and gift cards, said the only way for merchants to go is forward, because going back isn’t an option.

Posting 116

Posting Push-to-Card Debit Card On-Demand 116

PYMNTS

JUNE 25, 2018

From music royalties to airline vouchers, there are many reasons organizations may need to push payments to individuals in various amounts, currencies, forms and frequencies, including real time. With PayPal, it can also address more traditional models and how to digitize them for the modern payments era. Why PayPal?

PayPal 60

PayPal Cross-Border Addressing Push-to-Card 60

Clearly Payments

FEBRUARY 14, 2024

From independent sales organizations (ISOs) and payment facilitators (PayFacs) to acquirers, card associations, and beyond, each entity plays a unique role in shaping the payment industry. Amidst this intricate dance of forces, competition reigns supreme, driving innovation and pushing the boundaries of convenience and accessibility.

Payments 83

Payments BNPL Value Added Service ISOs 83

PYMNTS

FEBRUARY 27, 2019

But data shows that what consumers increasingly do want is money pushed to them via the alias known as the debit card. Roughly 84 percent of consumers surveyed prefer the debit card to a mobile phone number or email alias. Millennial consumers probably wouldn’t be so generous. on a scale of 100.

Consumer 53

Consumer Debit Card Push-to-Card On-Demand 53

PYMNTS

APRIL 10, 2019

Instant settlement of funds to merchants is a relatively new hallmark of push payments, part of a slew of new offerings from FinTech firms like Square and PayPal , where sales can be settled in real time and pushed to the merchant almost as fast as sales are made. This early in the game, the uptake has been considerable.

Settlement 67

Settlement Push-to-Card PayPal Processors 67

PYMNTS

APRIL 9, 2019

Under the terms of the deal, PayActiv can use Visa Direct’s real-time push payment capabilities to deliver gig workers’ earnings to debit cards or reloadable prepaid cards. PayPal recently launched its own disbursement solution, Instant Transfer. Around the World of Disbursements. million AUD ($1.56

Venmo 75

Venmo Zelle P2P Push-to-Card 75

PYMNTS

APRIL 20, 2017

Can push payments make the push into full acceptance by consumers and corporates? In envisioning just what the concept of “push” payments means, Edwards said one need only think about how pull payments work. If there is an exchange of an item or a return, the data flow is simply reversed, and money goes back onto that card.

Push-to-Card 42

Push-to-Card Ubiquitous Checks Payments 42

PYMNTS

JULY 27, 2020

They’ve stood up the right pipes, he said — Visa Direct, Mastercard Send, RTP, Zelle and sometimes PayPal — but when it comes to tying all that together into a consumable deliverable with flexible, on-demand payment options, there remains a big gap. It’s happening either way,” Edwards told Webster. When ‘Instant’ Really Isn’t.

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

PYMNTS

DECEMBER 13, 2019

We do a deep dive on PayPal and the tech visions of Sam’s Club, and have new and original research into mobile card apps — along with many other stories. PayPal’s Schulman: Why Payments’ Biggest Innovations Are Yet To Come. Behind The Consumer’s Surging Interest In Mobile Card Apps. Trackers and Reports .

P2P 52

P2P Consumer Financial Protection Bureau (CFPB) CFPB PayPal 52

PYMNTS

JANUARY 1, 2019

The need is widespread, Ingo Money CEO Drew Edwards told Karen Webster in a recent conversation , and the call for faster and instant disbursements has come in loudly from enough corners to dub 2018 as the “Great Awakening” of push payments. Progress Points.

Instant Payments 79

Instant Payments PayPal Payments Economy 79

Cardfellow

OCTOBER 26, 2022

SQ Merchant Services Credit Card Processing Breach Insurance Cash Advances Can I get equipment from SQ Merchant Services? You can take credit and debit cards (in person, online, with mobile devices, or using internet-connected computers), as well as EBT and fleet cards. Customer Service What does it cost?

Credit Cards 52

Credit Cards Breach Data Breach Push-to-Card 52

PYMNTS

MARCH 18, 2019

Then came PayPal’s debut of Instant Transfer to Bank. This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. A Couple of Important Dots.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Real time is getting ever closer to prime time.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Clearly Payments

DECEMBER 5, 2023

Payment processors play a crucial role in modern commerce by enabling various forms of payment, including credit cards, debit cards, electronic funds transfers, and digital wallets. The evolution of credit card processing has played a pivotal role in shaping the modern landscape of commerce.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

PYMNTS

DECEMBER 13, 2019

In the running toward things column, there was German challenger bank N26’s big push into the U.S. with a new take on the locally nearly defunct world of debit card rewards and perks. When The Debit Rewards Come Mar ching In . Banks, unsurprisingly, who also need to make profits, put the kibosh on debit rewards.

Push-to-Card 52

Push-to-Card PayPal Payments Federal Reserve 52

PYMNTS

JANUARY 21, 2019

FIN members include Amazon , Apple , Google , Intuit , PayPal , Stripe and Square. The letter highlighted that access to the payments systems today is only possible through incumbent intermediaries – the banks and the card networks – which have not kept pace with the needs of consumers and businesses. Here’s where the canary flew in.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

PYMNTS

NOVEMBER 1, 2017

billion Mastercard and Maestro-branded cards worldwide. Security, Partnerships And Pushing For A More Digital World. He also noted the firm’s recent push to forge partnerships, particularly with PayPal , which has seen the implementation of Masterpass through Braintree to “broaden our digital acceptance footprint.”

Visa 49

Visa Push-to-Card Same Day ACH Volume 49

PYMNTS

DECEMBER 4, 2020

Mastercard Intros Mobilized Virtual Cards; Defines Intersection Between Functionality And Security. The virtual card offers a strong value proposition for corporates in the form of enhanced security and control over spend. But without support for mobile wallets, v-card adoption can lag. Top Trackers And Reports.

Visa 60

Visa Online and Mobile Banking Push-to-Card Digital Currency 60

PYMNTS

JUNE 21, 2017

And after talking to his fellow property managers and landlords, what he found was a very fragmented series of methods: checks, cash, money orders, PayPal, Venmo but no “product” that was universally used – and consistently. We have found that no one really pushes back on that,” Abell said. So we dove in. The Go-To Solution.

Venmo 65

Venmo P2P Payments Credit Cards 65

PYMNTS

NOVEMBER 1, 2017

billion Mastercard and Maestro-branded cards worldwide. Security, Partnerships And Pushing For A More Digital World. He also noted the firm’s recent push to forge partnerships, particularly with PayPal , which has seen the implementation of Masterpass through Braintree to “broaden our digital acceptance footprint.”

Push-to-Card 45

Push-to-Card Visa Same Day ACH Volume 45

PYMNTS

AUGUST 3, 2016

Ninety percent of the $10 trillion “push” payments market opportunity is concentrated in a variety of disbursements made between businesses and consumers that today rely on cash, checks and ACH to move money between those parties. including payments to non-Visa branded debit cards as well. Cecelia Frew, SVP of Visa Direct U.S.

P2P 50

P2P Debit Card ACH Ubiquitous 50

PYMNTS

JULY 6, 2020

The FinTech supports a number of different disbursement methods — all digital — for clients searching on its site for loans outside of the PPP program, including automated clearing house (ACH), debit card push payments, wire transfers and disbursements to PayPal-supported online wallets.

Authentication 58

Authentication Automation ACH Wire Transfer 58

PYMNTS

MARCH 1, 2018

In recent weeks, some big names have joined the push to pay employees more quickly. Once payments are disbursed, cards can be used to make online and in-store purchases, withdraw funds from an ATM, transfer funds or pay bills. Meanwhile, PayPal is also proving to be popular among gig workers. Around the Disbursements World.

Push-to-Card 40

Push-to-Card Financial Literacy Credit Cards Online and Mobile Banking 40

CB Insights

DECEMBER 4, 2019

Webpay failed to gain user traction and was shut down in 2014, unlike up-start Venmo (now a part of rival payments processor PayPal). Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. Increase the number of customers on Amazon, and enable each customer to spend more. Amazon Payments.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

JULY 6, 2017

In the third episode of our “ Kill The Check ” series, Ingo Money ’s CEO Drew Edwards spoke with PYMNTS about the demand lenders face not only to fast-track approvals, but also to push payments into the accounts of borrowers — regardless of account type. That speed factor is why some online lenders may lose market share to competition.

Payment APIs and Integration 40

Payment APIs and Integration Push-to-Card Risk Management Debit Card 40

PYMNTS

DECEMBER 10, 2018

It’s the decoupled debit card. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. Merchants paid less when they accepted those cards.

ACH 73

ACH Credential Push-to-Card Breach 73

PYMNTS

MARCH 14, 2017

PYMNTS: How do push payments differ from faster payments? PYMNTS: Why are instant push payments a better solution to meeting the need for faster payments? DE: Payment card networks already have the rails in place to offer instant payments. PYMTS: Can you describe the market opportunity for push payments?

Consumer 40

Consumer Push-to-Card Gateways P2P 40

PYMNTS

SEPTEMBER 3, 2018

Almost 33 years ago, David Letterman introduced his singular innovation in stand-up comedy: the Top 10 List. It’s a matter of some confusion and debate about who first came up with the concept. In September of 1985, the world met the Top 10 List as a vehicle for joke-telling. Theranos Investors Settle. Most agree: It won’t be much.

PayPal 40

PayPal Zelle Online and Mobile Banking P2P 40

PYMNTS

DECEMBER 24, 2020

Contactless payment methods were always in the wings for credit card companies, but the pandemic pushed them front and center. When PYMNTS and PayPal surveyed approximately 2,400 consumers in September, a majority (57 percent) reported that merchants’ digital payment offerings impacted their willingness to shop in certain stores.

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

PYMNTS

APRIL 12, 2019

Consumers can receive disbursements in many ways — via direct deposit, debit card, prepaid card and P2P services — but many are not given options. percent would prefer their disbursements to be delivered directly to their debit cards. Fast-acting P2P payments services are having a ripple effect on disbursements.

Zelle 43

Zelle P2P Venmo Direct Deposit 43

PYMNTS

MARCH 24, 2016

Which brought about news from some of the biggest players in mobile payments, like Xoom, PayPal and Western Union. President Barack Obama wasn’t alone on his historic trip to Cuba this week; he also brought execs from major companies to stand by his side, including PayPal CEO Dan Schulman. And everyone wanted in.

Online and Mobile Banking 44

Online and Mobile Banking PayPal Mobile Payments Push-to-Card 44

PYMNTS

JANUARY 24, 2019

It’s why nearly 40 percent of gig workers like to be paid via PayPal — the funds can be moved into their accounts instantly, and can be used instantly to buy things, pay bills or transfer to someone else. When looking at the latest edition of the PYMNTS and Hyperwallet Gig Economy Index , there are some familiar trends.

Payments 69

Payments Economy Instant Payments Push-to-Card 69

PYMNTS

JULY 24, 2018

billion debit, credit, prepaid and online wallet accounts, along with cash-out locations. A surefire way of annoying people is making them wait for money. That can lead to ruined friendships, strained family relations and countless arguments and frustrations. Ingo Money can deliver funds to more than 4.5 Payments And Disbursements Landscape.

Direct Deposit 40

Direct Deposit Instant Payments Push-to-Card Checks 40

PYMNTS

MAY 20, 2016

But in other (less ridiculous) bitcoin news of the week… Blockchain’s Faster Bitcoin Payments Push. Bitcoin Startup Turns Fiat Into Debit. Good intentions gone bad? “Robin Hood Hacker Donates $11,000 of Stolen Bitcoin to Help Fight ISIS.”. This is a real story and that was an actual headline. Y es, ISIS = bad. Al ways bad.

Bitcoin 41

Bitcoin Digital Currency Debit Card Push-to-Card 41

FICO

APRIL 8, 2022

A New York Times story about people being tricked into sending money to fraudsters (known in the UK as authorized push payment [APP] fraud ) on Zelle was one of the top stories for several days running, reverberating across news outlets worldwide. Scams Are Front Page News. The Future of Fraud Management: Orchestration. Orchestration.

Scams 52

Scams TPS Non-Bank Zelle 52

PYMNTS

DECEMBER 16, 2019

The last 10 years in payments and commerce have given us millions of dots to connect. The introduction of the iPhone in 2007 – and the birth of the apps ecosystem a year later in 2008 –inspired an entirely new class of innovators, stating the 2010s with a brand-new toolkit. Payments will power that shift. Payments will power that shift.

Online and Mobile Banking 72

Online and Mobile Banking Credential Payments Economy 72