Tearsheet

JANUARY 9, 2024

X ended 2023 with the addition of a Money Transmitter License in Pennsylvania, pushing the total number of states where the company can engage in moving money to 13. For reference, PayPal currently has 400 million active users. We are rapidly transforming the company from what it was, Twitter 1.0,

Continuity 105

Continuity Push-to-Card Payments Debit Card 105

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Real time is getting ever closer to prime time.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

JUNE 25, 2018

From music royalties to airline vouchers, there are many reasons organizations may need to push payments to individuals in various amounts, currencies, forms and frequencies, including real time. With PayPal, it can also address more traditional models and how to digitize them for the modern payments era. Why PayPal?

PayPal 60

PayPal Cross-Border Addressing Push-to-Card 60

PYMNTS

OCTOBER 22, 2019

PayPal is expanding its small business lending operations into Canada. 21), the company announced PayPal Business Loan’s Canadian launch, connecting small businesses in the market to loans between $5,000 and $100,000. In a press release issued on Monday (Oct. In the U.S., Canadian SMBs can access one-day shipping to U.S.

PayPal 40

PayPal Small Business Cross-Border Push-to-Card 40

PYMNTS

APRIL 9, 2019

Under the terms of the deal, PayActiv can use Visa Direct’s real-time push payment capabilities to deliver gig workers’ earnings to debit cards or reloadable prepaid cards. PayPal recently launched its own disbursement solution, Instant Transfer. Around the World of Disbursements. million AUD ($1.56

Venmo 75

Venmo Zelle P2P Push-to-Card 75

PYMNTS

OCTOBER 24, 2019

PayPal Active User Base Grows 16 Pct, Hits 295M. Visa Partners With Revolut To Introduce Multi-Currency Debit Card. Revolut and Visa have teamed up on a multi-currency travel debit card in Singapore. Now, some are pushing for even more taxing abilities, and it’s causing contention in the industry. .

Void 44

Void Multi-Currency PayPal Debit Card 44

PYMNTS

JANUARY 1, 2019

The need is widespread, Ingo Money CEO Drew Edwards told Karen Webster in a recent conversation , and the call for faster and instant disbursements has come in loudly from enough corners to dub 2018 as the “Great Awakening” of push payments. Progress Points.

Instant Payments 79

Instant Payments PayPal Payments Economy 79

PYMNTS

JULY 27, 2020

They’ve stood up the right pipes, he said — Visa Direct, Mastercard Send, RTP, Zelle and sometimes PayPal — but when it comes to tying all that together into a consumable deliverable with flexible, on-demand payment options, there remains a big gap. It’s happening either way,” Edwards told Webster. When ‘Instant’ Really Isn’t.

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

PYMNTS

MARCH 18, 2019

Then came PayPal’s debut of Instant Transfer to Bank. This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. A Couple of Important Dots.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

APRIL 10, 2019

Instant settlement of funds to merchants is a relatively new hallmark of push payments, part of a slew of new offerings from FinTech firms like Square and PayPal , where sales can be settled in real time and pushed to the merchant almost as fast as sales are made. This early in the game, the uptake has been considerable.

Settlement 67

Settlement Push-to-Card PayPal Processors 67

Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. EMV chip card technology had a good two decades or so, beginning in the mid-’90s. Most modern card readers and payment terminals are NFC-equipped.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

PYMNTS

JANUARY 21, 2019

FIN members include Amazon , Apple , Google , Intuit , PayPal , Stripe and Square. The letter highlighted that access to the payments systems today is only possible through incumbent intermediaries – the banks and the card networks – which have not kept pace with the needs of consumers and businesses. Here’s where the canary flew in.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

Payment Savvy

MAY 17, 2023

Certain activities, or the industry you work in, may cause payment processors to characterize your merchant account as high risk. It isn’t uncommon for some businesses to process online payments and get higher-than-average returns, but your reputation and industry play an important role. What Is a High-Risk Merchant Account?

Venmo 52

Venmo PayPal Risk Processors 52

PYMNTS

FEBRUARY 27, 2019

But data shows that what consumers increasingly do want is money pushed to them via the alias known as the debit card. Roughly 84 percent of consumers surveyed prefer the debit card to a mobile phone number or email alias. Millennial consumers probably wouldn’t be so generous. on a scale of 100.

Consumer 53

Consumer Debit Card Push-to-Card On-Demand 53

PYMNTS

JUNE 21, 2017

And after talking to his fellow property managers and landlords, what he found was a very fragmented series of methods: checks, cash, money orders, PayPal, Venmo but no “product” that was universally used – and consistently. We have found that no one really pushes back on that,” Abell said. So we dove in. The Go-To Solution.

Venmo 65

Venmo P2P Payments PayPal 65

PYMNTS

AUGUST 20, 2020

No single payment method will suit all needs, but many employers in Europe are finding it important to disburse freelancers’ funds onto payroll cards. No single payment method will suit all needs, but many employers in Europe are finding it important to disburse freelancers’ funds onto payroll cards.

Push-to-Card 67

Push-to-Card On-Demand Debit Card PayPal 67

Clearly Payments

FEBRUARY 14, 2024

From independent sales organizations (ISOs) and payment facilitators (PayFacs) to acquirers, card associations, and beyond, each entity plays a unique role in shaping the payment industry. Amidst this intricate dance of forces, competition reigns supreme, driving innovation and pushing the boundaries of convenience and accessibility.

Payments 82

Payments Value Added Service BNPL ISOs 82

PYMNTS

SEPTEMBER 17, 2018

Like many small businesses (SMBs), he doesn’t accept cards. I needed a few outdoor cushions earlier this season and hired a local upholstery shop to make them. This small business is a really small business: a guy working out of a teeny tiny storefront in a little town north of Boston. The invoice amount was less than $500.

Rules 78

Rules Zelle Payments PayPal 78

PYMNTS

APRIL 20, 2017

Can push payments make the push into full acceptance by consumers and corporates? In envisioning just what the concept of “push” payments means, Edwards said one need only think about how pull payments work. If there is an exchange of an item or a return, the data flow is simply reversed, and money goes back onto that card.

Push-to-Card 42

Push-to-Card Ubiquitous Checks Payments 42

PYMNTS

AUGUST 3, 2016

Ninety percent of the $10 trillion “push” payments market opportunity is concentrated in a variety of disbursements made between businesses and consumers that today rely on cash, checks and ACH to move money between those parties. including payments to non-Visa branded debit cards as well. Cecelia Frew, SVP of Visa Direct U.S.

P2P 50

P2P Debit Card ACH Ubiquitous 50

PYMNTS

DECEMBER 10, 2018

It’s the decoupled debit card. Capital One made the headlines then – a genius move, many called it at that time, for an issuer that lacked demand in deposit accounts and had no other way to provide a debit-like offering that would make their brand sticky to consumers. Merchants paid less when they accepted those cards.

ACH 73

ACH Credential Push-to-Card Breach 73

PYMNTS

NOVEMBER 1, 2017

billion Mastercard and Maestro-branded cards worldwide. Security, Partnerships And Pushing For A More Digital World. He also noted the firm’s recent push to forge partnerships, particularly with PayPal , which has seen the implementation of Masterpass through Braintree to “broaden our digital acceptance footprint.”

Visa 49

Visa Push-to-Card Same Day ACH Volume 49

PYMNTS

DECEMBER 13, 2019

We do a deep dive on PayPal and the tech visions of Sam’s Club, and have new and original research into mobile card apps — along with many other stories. PayPal’s Schulman: Why Payments’ Biggest Innovations Are Yet To Come. Behind The Consumer’s Surging Interest In Mobile Card Apps. Trackers and Reports .

P2P 52

P2P Consumer Financial Protection Bureau (CFPB) CFPB PayPal 52

PYMNTS

JUNE 30, 2020

When it comes to inbound payments, consumers and even many businesses have a choice about how to pay for the products and services they are buying: cash, check, credit, debit, mobile wallet, etc. And now, McFarland said, the same thing is taking hold on the disbursement side. “So,

Push-to-Card 60

Push-to-Card Treasury Instant Payments Digital Payments 60

PYMNTS

DECEMBER 24, 2020

Contactless payment methods were always in the wings for credit card companies, but the pandemic pushed them front and center. When PYMNTS and PayPal surveyed approximately 2,400 consumers in September, a majority (57 percent) reported that merchants’ digital payment offerings impacted their willingness to shop in certain stores.

RTP 104

RTP BNPL Real Time Payments Online and Mobile Banking 104

PYMNTS

NOVEMBER 1, 2017

billion Mastercard and Maestro-branded cards worldwide. Security, Partnerships And Pushing For A More Digital World. He also noted the firm’s recent push to forge partnerships, particularly with PayPal , which has seen the implementation of Masterpass through Braintree to “broaden our digital acceptance footprint.”

Push-to-Card 45

Push-to-Card Visa Same Day ACH Volume 45

PYMNTS

JUNE 3, 2019

The two most powerful forces shaping the future of retail payments have nothing to do with payments at all. At least at first glance. It’s why we’re witness to unprecedented waves of consolidation in the merchant acquiring and payments processing space – and why there will be even more to come in the short and longer term. Those two forces?

Retail Payments 78

Retail Payments Payments PayPal Push-to-Card 78

PYMNTS

DECEMBER 13, 2019

In the running toward things column, there was German challenger bank N26’s big push into the U.S. with a new take on the locally nearly defunct world of debit card rewards and perks. When The Debit Rewards Come Mar ching In . Banks, unsurprisingly, who also need to make profits, put the kibosh on debit rewards.

Push-to-Card 52

Push-to-Card PayPal Payments Federal Reserve 52

PYMNTS

DECEMBER 4, 2020

Mastercard Intros Mobilized Virtual Cards; Defines Intersection Between Functionality And Security. The virtual card offers a strong value proposition for corporates in the form of enhanced security and control over spend. But without support for mobile wallets, v-card adoption can lag. Top Trackers And Reports.

Visa 60

Visa Online and Mobile Banking Push-to-Card Digital Currency 60

PYMNTS

OCTOBER 7, 2016

Some bitcoin companies see this period as a time to push the adoption of bitcoin in a country that has a large unbanked population at 21 percent. The merchant Zebpay is enabling some of its users to buy discount gift cards of popular U.S. But on a more commercial note, Indians are expected to spend as much as $1.7

Bitcoin 99

Bitcoin Online and Mobile Banking Payment APIs and Integration Blockchain 99

PYMNTS

JULY 6, 2020

The FinTech supports a number of different disbursement methods — all digital — for clients searching on its site for loans outside of the PPP program, including automated clearing house (ACH), debit card push payments, wire transfers and disbursements to PayPal-supported online wallets.

Authentication 58

Authentication Automation ACH Wire Transfer 58

CB Insights

AUGUST 23, 2018

JPM’s digital push, a theme it refers to as “Mobile First, Digital Everything,” is showing positive early results. JPM boasts an industry leading credit card network. With an elite rewards network, JPM is able to use its credit cards as a lever to attract and retain valuable clients. First Name.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

JANUARY 24, 2019

It’s why nearly 40 percent of gig workers like to be paid via PayPal — the funds can be moved into their accounts instantly, and can be used instantly to buy things, pay bills or transfer to someone else. When looking at the latest edition of the PYMNTS and Hyperwallet Gig Economy Index , there are some familiar trends.

Payments 69

Payments Economy Instant Payments Push-to-Card 69

PYMNTS

APRIL 26, 2018

Spending via cards – debit and credit – inside and outside the United States buoyed Visa Inc. Double-digit gains marked spending across border corridors and across card types – and management, perhaps unsurprisingly, pointed to strength in consumer spending, especially in the United States. Total cards stood at 3.3

Cross-Border 40

Cross-Border Volume Push-to-Card Debit Card 40

PYMNTS

JULY 6, 2017

In the third episode of our “ Kill The Check ” series, Ingo Money ’s CEO Drew Edwards spoke with PYMNTS about the demand lenders face not only to fast-track approvals, but also to push payments into the accounts of borrowers — regardless of account type. That speed factor is why some online lenders may lose market share to competition.

Payment APIs and Integration 40

Payment APIs and Integration Push-to-Card Risk Management Debit Card 40

PYMNTS

MARCH 1, 2018

In recent weeks, some big names have joined the push to pay employees more quickly. Once payments are disbursed, cards can be used to make online and in-store purchases, withdraw funds from an ATM, transfer funds or pay bills. Meanwhile, PayPal is also proving to be popular among gig workers. Around the Disbursements World.

Push-to-Card 40

Push-to-Card Financial Literacy Credit Cards Online and Mobile Banking 40

Cardfellow

OCTOBER 26, 2022

SQ Merchant Services Credit Card Processing Breach Insurance Cash Advances Can I get equipment from SQ Merchant Services? You can take credit and debit cards (in person, online, with mobile devices, or using internet-connected computers), as well as EBT and fleet cards. Customer Service What does it cost?

Credit Cards 52

Credit Cards Breach Data Breach Push-to-Card 52