Clearly Payments

OCTOBER 31, 2024

Global Usage : Credit cards represented 20% of global e-commerce transactions in 2023, a number projected to decline slightly as digital wallets grow in popularity. Regional Penetration : In North America, over 70% of online purchases are made via credit cards, while only 10% of European consumers prefer this method.

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Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

SEPTEMBER 26, 2024

Building on its legacy of innovation, Hilton has unveiled the world’s first hotel debit cards in the UK: Hilton Honors Debit Card and Hilton Honors Plus Debit Card, in partnership with travel debit card platform Currensea. Currensea users saved almost £1.5m

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Debit Card Innovation FinTech Transactions 98

Payments Dive

MARCH 22, 2024

Having already dominated e-commerce transactions, digital wallets are projected to overtake at least one traditional form of payment in stores, according a Thursday report by Worldpay.

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Debit Card Transactions Payments 174

Fintech News

FEBRUARY 28, 2024

Xiaomi-backed online brokerage Tiger Brokers Singapore has collaborated with online money transfer service Wise to introduce the Tiger BOSS debit card. With the Tiger BOSS debit card, users can start deploying rewards earned into their investments of choice from the time when a transaction is approved.

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Debit Card Contactless Payments Credit Cards Transactions 114

Bank Automation

APRIL 2, 2025

Payments solutions provider Spire has launched a pay-by-bank solution designed to cut transaction fees and boost consumer rewards. The Pay with Spire platform uses the Discover Network to facilitate ACH point-of-sale transactions with 50%-90% lower merchant processing fees than the respective industry averages of 2.5%

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Process Debit Card ACH Facilitators 88

Fintech Review

NOVEMBER 15, 2024

The latest version of its non-custodial DeFi app elevates it into a decentralized banking ecosystem with a host of new features including a crypto debit card. The launch of a Volt debit card will enable fast and secure conversion of digital assets to fiat, so they can be spent instantly in-store or online.

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Debit Card Online and Mobile Banking Non-Bank Stablecoins 52

Stax

MARCH 13, 2025

Credit and debit cards have become the preferred payment methods for many, and it isn’t hard to see why. In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. Credit card companies also use them to fund rewards programs.

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Debit Card Credit Cards Processors Processing Costs 88

Clearly Payments

AUGUST 24, 2024

Summary of Statistics in this Article In the United States, contactless payments accounted for 34% of all debit card transactions in 2023, a significant increase from 19% in 2020. According to Visa, tokenized transactions accounted for 85% of all mobile debit transactions in North America in 2023.

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Debit Card P2P Cross-Border Central Bank 105

Fintech Finance

JANUARY 15, 2025

The research uncovers compelling trends in how people choose to pay and what drives their decisions: Debit card is the preferred method of payment for all in-person transactions, with the exception of cruises, where credit cards prevail.

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Research Debit Card Alternative Payment Methods Payments 98

Fintech Finance

DECEMBER 12, 2024

Consumers, businesses, and governments can use Visa Direct to deposit funds to bank accounts linked to eligible debit cards in real-time1. Visa Direct enables real-time money movement to eligible debit cards. Visa , a global leader in digital payments, today announced that with Visa Direct, funds transferred to U.S.

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Fintech Finance

FEBRUARY 17, 2025

PhonePe , today announced the launch of a device tokenization solution for Credit and Debit cards. For consumers, tokenizing their cards has several benefits. To begin with, consumers will be able to tokenize their Visa Credit and Debit Cards.

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Transactions Security Debit Card Payment Gateways 59

Fintech Finance

MARCH 6, 2025

Australian Payments Plus (AP+) has worked with Google to roll out eftpos functionality and Least Cost Routing (LCR) on transactions made via the mobile Google Wallet, allowing merchants to choose to have more payments routed via the lower cost eftpos network. AP+ started the rollout of LCR across selected mobile wallets in 2024.

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Debit Card Issuers Debit Network Small Business 78

Fintech Finance

MARCH 6, 2025

Australian Payments Plus (AP+) has worked with Google to roll out eftpos functionality and Least Cost Routing (LCR) on transactions made via the mobile Google Wallet, allowing merchants to choose to have more payments routed via the lower cost eftpos network. AP+ started the rollout of LCR across selected mobile wallets in 2024.

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Debit Card Issuers Debit Network Small Business 78

Fintech Finance

DECEMBER 3, 2024

myTU , a fully automated, AI-powered and cloud-first digital bank, announced the launch of a new business debit card designed for businesses. myTU’s new business debit card addresses this challenge by allowing businesses to issue cards to individual employees or entire departments, simplifying expense management.

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Debit Card API Use Case Assessments 99

Fintech News

DECEMBER 4, 2024

Users will be able to fund their cards through the Crypto.com app using e-money wallets or traditional credit and debit cards. The card will be available across Crypto.com’s five existing tiers, including the Black Obsidian, and will offer rewards of up to 8% on spending.

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Visa Central Bank APACS Debit Card 117

Fintech News

NOVEMBER 13, 2024

The platform supports multiple card and transaction types, with a focus on maintaining high security standards. Recently, the bank introduced Vietnam’s first disposable virtual debit card through the CMS and plans to expand its product line with additional debit and credit card options.

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Debit Card Financial Inclusion Credit Cards Payment Networks 114

VISTA InfoSec

MARCH 13, 2025

million credit card users in Australia, along with 43.77 million actively issued debit cards? These figures reflect Australia’s heavy reliance on digital payments and card-based transactions for everyday purchases and online commerce. Did you know that there are approximately 12.52

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Stax

MARCH 27, 2025

To choose the right payment method, consider transaction volume, transfer speed, cost, and security. ACH payment is more affordable and can be automated and payee-initiated, making it ideal for recurring transactions and subscription payments. Thats Electronic Funds Transfer (EFT) in action. Lets look into that closely below.

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ACH Electronic Funds Transfer (EFT) Wire Transfer Wires 88

Fintech Finance

SEPTEMBER 4, 2024

Building on the recent launch of Union54’s ChitChat —a messaging app with an integrated payment wallet—this collaboration introduces a USD virtual Mastercard debit card to the platform. Our goal is to create secure and efficient spaces for communication and transactions. million mobile connections representing 78.7%

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Debit Card Visa Payment APIs and Integration Instant Payments 98

Fintech Finance

MARCH 7, 2025

However, mobile payments, digital wallets, and real-time transactions are broadening financial access. Brazil’s Pix is transforming transactions, debit cards lead in Mexico, and Argentina is seeing a rise in digital wallets. Chile and Colombia remain credit card-dominated, but alternative payments are expanding.

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Digital Payments Payments Debit Card Cryptocurrency 96

Fintech News

JANUARY 21, 2025

It facilitates secure peer-to-peer transfers, as well as payments for goods and services by integrating with digital payment systems like UPI in India or by linking to credit and debit cards in other countries. Walmart-backed PhonePe and Google Pay currently lead Indias UPI market, controlling over 85% of transactions.

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Caps Digital Payments AI Debit Card 120

Clearly Payments

NOVEMBER 6, 2024

payment processing landscape, covering market size, merchant demographics, transaction volumes, major players, and key trends shaping the industry. The value chain in payment processing involves multiple parties that play specific roles in facilitating transactions. They also set interchange fees that cover transaction costs and risks.

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Process ISOs Credit Cards Online and Mobile Banking 105

Fintech Finance

JANUARY 13, 2025

With Group Payments, users can divide the payment of the transaction between several people, personalising the amounts and making it more accessible to deal with this type of expense, even generating payment links. conversion rate when the lead booker pays with the first card. when the first card payment is made.

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Process Credit Cards Payments Fraud Prevention 95

Fintech Finance

DECEMBER 12, 2024

This not only ease the digital transactions but also contributes to the development of a broader digital payments ecosystem. When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Security and privacy are at the core of Apple Pay.

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Visa Central Bank Debit Card Encryption 98

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management.

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Process Processors Payments Compliance 104

Payments Dive

OCTOBER 4, 2022

In a 6-1 vote, the Federal Reserve finalized a debit card processing rule that underscores a requirement that multiple card networks be available for routing transactions, including online.

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Rules Federal Reserve Fed Debit Card 183

Clearly Payments

JANUARY 14, 2025

Credit and Debit Cards The majority of businesses we spoke with accept both credit and debit cards. Many pointed out that people are used to paying by card because its quick, easy, and widely accepted. The main reason is to lower transaction costs and handle larger sums of money more securely.

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Online and Mobile Banking Processors Payments Debit Card 105

Stax

MARCH 6, 2025

The desire for frictionless payments skyrocketed contactless transactions to 8.1 Customers now prefer to skip the slow, fraud-prone process of swiping or inserting magnetic stripe cards. They simply tap their credit card , mobile device, or smartwatch to pay. Card emulation. billion during the COVID-19 pandemic.

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Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Fintech Finance

SEPTEMBER 9, 2024

At a time when organizations are increasingly exploring fiscal efficiencies, Adyen’s Intelligent Payment Routing ensures that enterprise businesses processing US debit transactions do not need to choose between cost, acceptance, or speed. From 2022 to 2023, the number of debit card transactions increased by more than 27%.

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Debit Transaction Transactions Debit Card Payments 102

The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). The technology lowers fraud-related declines and enhances the overall quality of transactions.

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Continuity Debit Card Push-to-Card Credit Cards 64

Fintech Finance

JANUARY 7, 2025

Travel debit card Currensea saved travellers over 2.5 Currenseas money-saving card enables travellers to spend abroad directly from their existing bank account but without the foreign exchange charges normally applied by banks, and without the hassle of opening a new bank account or topping up other cards.

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Debit Card Accounts Bank Card Finance 97

Payments Dive

OCTOBER 15, 2024

Research from payments software firm Stripe shows credit and debit card transactions using an advanced security tool are less likely to be approved.

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Authentication Debit Card Research Transactions 157

The Payments Association

FEBRUARY 4, 2025

The research uncovers compelling trends in how people choose to pay and what drives their decisions: Debit cards are the preferred payment method for all in-person transactions, except cruises, where credit cards prevail.

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Research Debit Card Alternative Payment Methods Payments 88

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 billion transactions and $9.76 The payment processing process involves several key players working together to ensure efficient transactions: Merchant – The individual or business accepting payments in exchange for goods or services.

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Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Fintech Times

MARCH 7, 2025

Australian Payments Plus , the entity bringing together Australias three domestic payment providers, BPAY Group , eftpos and NPP Australia , has worked alongside tech giant Google to roll out eftpos functionality and Least Cost Routing (LCR) on transactions made via the mobile Google Wallet.

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Debit Card Issuers Payments Debit Network 59

Fintech Finance

NOVEMBER 1, 2024

Supporters can win Crystal Palace branded bottles, t-shirts, hoodies as well as stadium tours and even personalised messages from the team for completing transaction milestones. Users can open accounts in 20 currencies, make seamless local and global transfers, and use both virtual and physical debit cards.

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Multi-Currency Debit Card Payments Payment Solutions 98

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type.

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Credit Cards Debit Card Processors Non-Bank 167