The Fintech Times

AUGUST 12, 2024

Commissioned by Discover® Financial Services’ PULSE debit network and conducted by Banking & Payments Group , the study gauged insights from large banks, credit unions and community banks. On average, active debit cardholders completed 34.6 transactions per month, including 30.7 ATM transactions.

Debit Card 62

Debit Card Consumer Debit Transaction Point-of-Sale (POS) 62

PYMNTS

DECEMBER 31, 2020

PIN-based debit transactions are some of the most secure, but this payment method is being used less and less, with consumers instead turning to eCommerce and in-person contactless payments during the pandemic. Security challenges are mounting, too.

Issuers 109

Issuers Card Issuer Point-of-Sale (POS) Debit Transaction 109

Clearly Payments

NOVEMBER 17, 2023

Accept Debit Transactions, But Not Visa Debit Businesses can promote the usage of debit transactions as a means of reducing overall costs. Debit transactions, often characterized by lower processing fees compared to credit card transactions, offer a cost-efficient alternative for businesses.

Credit Cards 52

Credit Cards Process EMV Processors 52

PYMNTS

FEBRUARY 1, 2021

Visa noted, too, that debit spending has been high in the wake of repeated waves of stimulus payments deposited directly onto debit cards or in bank accounts. As reported in July, Visa Installments, a new point-of-sale (POS) credit solution, debuted in pilot markets across the U.S.

Issuers 82

Issuers Debit Card BNPL Point-of-Sale (POS) 82

PYMNTS

FEBRUARY 3, 2020

Consumers are increasingly relying on debit rather than credit cards to make online purchases, with one report noting that one in four debit transactions are now made without cards being physically present. Fraud And The Problem Of Convenience. Consumers — especially those in the U.S. —

Debit Card 52

Debit Card Assessments Data Breach Online and Mobile Banking 52

PYMNTS

SEPTEMBER 9, 2020

Consumers who previously paid for purchases by swiping or inserting their cards at in-store point-of-sale (POS) terminals are now turning to contactless cards and online shopping to safely and easily obtain needed goods. Around The Next-Gen Debit World. The COVID-19 pandemic is shaking up shopping behavior.

Debit Card 64

Debit Card Credit Union Service Organization Point-of-Sale (POS) Contactless Payments 64

PYMNTS

NOVEMBER 12, 2020

The price of implementing the technology came down significantly over a period of years, and contactless also benefited from increased acceptance at the point of sale (POS). Use of debit in eCommerce has accelerated during the pandemic.

Debit Card 64

Debit Card Point-of-Sale (POS) Issuers Federal Reserve 64