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FICO Fact: How Current is the Data in my FICO Score?

FICO

Some FICO® Scores use alternative data, which is predictive, regulatory-compliant and found outside of the credit bureau file maintained by the credit bureaus. Telco and utility payment data , similar to credit bureau data is generally reported on a monthly basis.

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Leveraging Alternative Data to Extend Credit to More Borrowers

FICO

We’re also pioneering the use of new forms of data, alternative data: With FICO® Score XD, which takes into account positive and negative telecommunications and utilities data and public record information not available in traditional credit files, millions of U.S. In the U.S.,

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Top 5 Scores Topics of 2021

FICO

FICO Fact: Do FICO Scores Consider Telco And Utility Data? FICO® Scores have always considered telco and utility payment data that is furnished to the three nationwide U.S. The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.