Remove Demand Deposit Account (DDA) Remove Financial Inclusion Remove Verification
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Why Credit Isn’t Working For Financial Inclusion

PYMNTS

Just a few months ago at PYMNTS’ Innovation Project 2016 , PayPal CEO Dan Schulman told Karen Webster that “financial inclusion is really about financial health.”. Acquiring that financial health means financial institutions are able to not only know, but accurately identify, their customers.

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Leveraging DDA Data in Consumer Lending to Stay Competitive

FICO

Q: Some lenders only ask applicants for access to DDA data permissioned by them when it’s an absolute requirement (e.g., Verification of Income for a mortgage) OR when the applicant is “near approval” and additional information could help the applicant. Interested in learning more about UltraFICO®, The Open Banking Score™?