Remove Demand Deposit Account (DDA) Remove Payments Data Remove Underserved
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Leveraging Alternative Data to Extend Credit to More Borrowers

FICO

Instead, innovative analytic firms such as FICO are investing in identifying new predictive and compliant data sources to build models that accurately assess if underserved borrowers are in a position to successfully take on a new credit obligation. In the U.S., Our testing has found that as many as 15 million U.S.