PYMNTS

APRIL 20, 2017

Can push payments make the push into full acceptance by consumers and corporates? In envisioning just what the concept of “push” payments means, Edwards said one need only think about how pull payments work. They trust the payments ecosystem to manage and complete the actual transaction behind the scenes.

Push-to-Card 42

Push-to-Card Ubiquitous Checks Payments 42

PYMNTS

JANUARY 3, 2020

Driven by faster phones, ingenious apps and sheer market force, the move to instant is pushing the boundaries of what’s possible with payments, opening up new worlds of risk and reward. Inspecting the “up-and-to-the-right” growth curve of instant payments , it’s no shock how many players want in. Making Money Fast.

Instant Payments 60

Instant Payments Payments Push-to-Card Ubiquitous 60

PYMNTS

JULY 4, 2019

In turn, restaurants are fast embracing mobile payments as they look to deliver on the speed and convenience their customers have come to expect. As restaurants and QSR chains upgrade their payment systems to accept mobile and other forms of digital payments, they are also adopting instant payments for wages and tips paid to their workers.

Real Time Payments 50

Real Time Payments Push-to-Card Payments Instant Payments 50

PYMNTS

MAY 11, 2018

Apple and Goldman Sachs Group are in the midst of bringing a joint Apple Pay-designated credit card to market. Could that warm feeling could come courtesy of the new plastic card? Plastic cards are ubiquitous and the default payment method at checkout. percent at launch, to 2.6 percent in March 2015, to 3.0

Credit Cards 50

Credit Cards Push-to-Card Ubiquitous Product 50

PYMNTS

MAY 29, 2018

The QR Code has been enjoying some love and attention over the past few weeks, though the prospects for the digital payment tool remain relatively limited outside of Asia, at least according to one report. The idea is to “promote global interoperability across EMV QR Code payments,” the standards group said in a statement.

Financial Inclusion 48

Financial Inclusion EMV Payments Tools Online and Mobile Banking 48

PYMNTS

MAY 29, 2020

McCarthy told Karen Webster for the latest edition of The Week In Payments, merchants are experiencing sales and cash flow challenges as reticent consumers proceed with caution – and the added capacity constraints are heightening their concerns. Finding the Opportunity In Fixing Net Terms Payments. Most every state in the U.S.

Debit Card 58

Debit Card Payments Push-to-Card On-Demand 58

PYMNTS

DECEMBER 27, 2019

The word is out about instant payments — a fact made largely indisputable by the numbers. When we asked in 2017 how many consumers have received an instant payment, the answer was a mere 11 percent. The numbers go beyond awareness. Instant disbursements are also picking up steam where it really counts — usage. How do they do that?

Instant Payments 52

Instant Payments Payments Push-to-Card Payer 52

PYMNTS

JULY 24, 2017

Take faster payments. The company that commercialized the idea and consolidated the market to establish the first global faster payments network was Western Union in 1851. Innovative ideas are inspired by smart people who see problems and have the conviction, capital and courage to come up with new ways to solve for them.

Fed 47

Fed Faster Payments Ubiquitous Same Day ACH 47

PYMNTS

SEPTEMBER 18, 2019

For starters, five billion digital identities. In an interview with Karen Webster, Trulioo CEO Stephen Ufford said the roadblocks on the path to real financial inclusion and a network that truly spans the globe can be boiled down to one key challenge: crossing the Rubicon from analog to digital.

Verification 63

Verification Cross-Border Push-to-Card Online and Mobile Banking 63

PYMNTS

DECEMBER 21, 2020

It’s the impact of the digital-first consumer on nearly every one of the 10 pillars that define our connected economy — and the efforts of companies large and small to capture their attention and their business. Source: PYMNTS.com longitudinal study of over 40,000 consumers (data from the most recent panel on Nov. consumers — 47.2

CHIPS 91

CHIPS NOV Online and Mobile Banking Contactless Payments 91

PYMNTS

NOVEMBER 19, 2019

From investing to storing funds to making payments, the bank offered the total financial services bundle. And we came along with ubiquitous mobile remote deposit capture, so now consumers can put their checks into any account they want from a single app in minutes.”. The customer is approved and voila!

Instant Payments 43

Instant Payments Online and Mobile Banking Remote Deposit Capture Push-to-Card 43

PYMNTS

JUNE 3, 2019

The two most powerful forces shaping the future of retail payments have nothing to do with payments at all. It’s why we’re witness to unprecedented waves of consolidation in the merchant acquiring and payments processing space – and why there will be even more to come in the short and longer term. At least at first glance.

Retail Payments 78

Retail Payments Payments PayPal Push-to-Card 78

PYMNTS

DECEMBER 20, 2019

The year may be winding toward a close and slowing down, but this week the world of payments showed signs of neither as big players seemed to be racing down to the wire to get their big news out before the clock strikes 12 on the 31st and the calendar resets to 2020. for each share. The Consideration represents a 47.5

Interoperability 52

Interoperability PayPal Cross-Border Payments 52

PYMNTS

DECEMBER 1, 2016

But on the consumer level, between millennials and baby boomers, there’s the question of who is pushing more to get society to go cashless. As for baby boomers getting on the cashless society bandwagon, Catania said that boomers aren’t using cards for purchases under $10.

Privacy 48

Privacy Online and Mobile Banking Non-Bank Checks 48

PYMNTS

JUNE 29, 2017

That is how the world first met the iPhone a little over ten years ago in January 2007, when Steve Jobs took to the stage to announce Apple’s latest and greatest innovation. The world stopped what it was doing to take a look. And then there was the Super Bowl. Americans may not at that point fully have known why, but they knew that they wanted it.

Push-to-Card 60

Push-to-Card Innovation Transactions Consumer 60

PYMNTS

DECEMBER 23, 2019

It’s why we have a Monday Conversation every week – a conversation intended to get another human being on the other end of the phone for their input into what the moving and shaking in the world of payments and commerce means to those who are at its helm. Americans stopped talking to each other. So what did we learn this year?

Online and Mobile Banking 52

Online and Mobile Banking Cybersecurity Best Practices Economy 52

Clearly Payments

SEPTEMBER 16, 2024

Contactless payments market has been growing quickly. As digital infrastructure continues to advance, the ease and speed of contactless transactions are becoming increasingly attractive to consumers and businesses. What are Contactless Payments? Here’s a breakdown of each type and its growing significance: 1.

Contactless Payments 52

Contactless Payments Push-to-Card Payments Transactions 52

PYMNTS

MARCH 28, 2016

The path to faster payments in the U.S. Instead, we could do something right away — or almost right away — that would make payments between consumers and businesses faster. And a complicating factor for how to monetize “faster payments” in the U.S. We could kill the check – and the checks rails that exist to support them.

Faster Payments 48

Faster Payments Checks Payments Fed 48

PYMNTS

JUNE 27, 2019

Visa announced that it will bring the power and ubiquity of installment lending to digital and physical points of sale (POS) through application program interfaces (APIs) that support the development of customized installment plan options for Visa cardholders. trillion market in 2017 growing at twice the rate of credit cards.

Issuers 75

Issuers API Credential Ubiquitous 75

PYMNTS

DECEMBER 16, 2019

The last 10 years in payments and commerce have given us millions of dots to connect. Payments will power that shift. Payments will power that shift. 2020 Trendline One: Rapid Acceleration Of Cash To Digital Payments. Ironically, cash-in and cash-out networks will play a critical role in enabling that shift.

Online and Mobile Banking 72

Online and Mobile Banking Credential Payments Economy 72

PYMNTS

JANUARY 1, 2020

The last 10 years in payments and commerce have given us millions of dots to connect. Payments will power that shift. Payments will power that shift. 2020 Trendline One: Rapid Acceleration Of Cash To Digital Payments. Ironically, cash-in and cash-out networks will play a critical role in enabling that shift.

Economy 69

Economy Online and Mobile Banking Credential Push-to-Card 69

PYMNTS

OCTOBER 7, 2020

tied as they are to paper-based payments. In the latest of a continuing series on B2B payments, Melio CEO Matan Bar told Karen Webster that payments flexibility is key in helping small and medium-sized businesses (SMBs) navigate the pandemic — and flexibility leads to better cash flow, the lifeblood of companies (no matter their size).

Checks 90

Checks Venmo B2B Digital Payments 90

PYMNTS

DECEMBER 5, 2016

I couldn’t think of a more relevant metaphor for the tectonic shifts that have influenced the direction of the payments, commerce and retail ecosystems over the last several years. That change came courtesy of a shift in the Earth’s tectonic plates — a shift centuries in the making and unbeknownst to anyone — until it was much too late.

Online and Mobile Banking 86

Online and Mobile Banking Payments Ubiquitous Consumer 86

PYMNTS

MAY 24, 2018

These are merchants, too, he noted, who probably already had one foot in the omnichannel world; “growing up on digital channels,” as many may have first started selling on social channels as a complement to a physical stand in a farmer’s market, kiosk or pop-up shop. For merchants in the developed world – like the U.S.

PayPal 40

PayPal Push-to-Card Digital Payments Ubiquitous 40

PYMNTS

DECEMBER 5, 2016

I couldn’t think of a more relevant metaphor for the tectonic shifts that have influenced the direction of the payments, commerce and retail ecosystems over the last several years. That change came courtesy of a shift in the Earth’s tectonic plates — a shift centuries in the making and unbeknownst to anyone — until it was much too late.

Online and Mobile Banking 59

Online and Mobile Banking Payments Push-to-Card Consumer 59

PYMNTS

JANUARY 7, 2019

Animal metaphors aside, 2019 is a year that should inspire excitement, along with great anticipation, across the expansive payments and commerce ecosystem: It’s the bridge year between the decades of the ‘10s and the ‘20s. Welcome to the first Monday of 2019. That makes it the most important year of the last decade. Consider this.

Online and Mobile Banking 82

Online and Mobile Banking Innovation Mobile Payments Consumer 82

PYMNTS

NOVEMBER 20, 2018

In what has been — historically speaking — the blink of an eye, mobile phones have gone from zero to nearly ubiquitous in a remarkably short time. There are billions of devices always on the internet, creating massive clouds of data exhaust whenever they are used to … enable commerce or make a payment,” Sondhi said.

Online and Mobile Banking 75

Online and Mobile Banking Payments Push-to-Card Privacy 75