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But the renewed focus on security and dispute resolutions is a critical factor as McCarthy noted, “there’s a whole raft of merchants that are 20 years behind the curve that have quickly had to go online” and take transactions done in bits and bytes. That landscape had been scaling since before the pandemic occurred, he said.
Similarly, large ticket sizes can attract more scrutiny due to the increased potential for disputes and chargebacks. Clear, transparent billing practices can minimize disputes and reduce chargeback risks. PayFacs aggregate multiple merchants under a single masteraccount, making the application process faster and simpler.
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