Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). For example, Stripe is a payment service provider that offers shared merchant accounts to its platform users.

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Stax

MARCH 18, 2025

Funds are settled and deposited into the merchant account – Once the transaction has been approved, the funds are deducted from the customers account and deposited into the merchant account or payment service provider account after settlement. Also, evaluate the providers dispute and chargeback resolution speed.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Clearly Payments

JUNE 21, 2024

Winning chargeback disputes is important for merchants because chargebacks take time to deal with and lead to financial losses and increased processing fees. Here’s a guide to help merchants navigate and win chargeback disputes in credit card processing. Delayed responses can result in automatic loss of the dispute.

Disputes 52

Disputes Address Verification System (AVS) Credit Cards Best Practices 52

Fintech Finance

MAY 16, 2024

As consumers seek easier and safer shopping experiences, Mastercard (NYSE: MA) and Salesforce (NYSE: CRM) today announced a new integration to enhance trust across the ecosystem, helping customers speed up the resolution of transaction disputes, and reduce costs associated with resolving them.

Disputes 52

Disputes Visa Transactions CRM 52

Stax

JANUARY 23, 2025

Whether you’re running a small eCommerce shop or managing a high-risk industry venture, understanding merchant underwriting can help you navigate the approval process and maintain a strong partnership with your payment service provider. Key advantages include: Minimizing fraud and chargebacks.

Underwriting 68

Underwriting PCI DSS Processors Money Laundering 68

PYMNTS

OCTOBER 8, 2018

For decades, business partners have gathered at in-person meetings, conferences and networking events to do business, with the physical business card hand-off as a vote of confidence in a potential new client, service provider or vendor. Ongoing geopolitical events — including Brexit, U.S.

Disputes 75

Disputes B2B Cross-Border Risk 75

EBizCharge

NOVEMBER 12, 2024

Choosing the right merchant service provider is crucial since these providers facilitate electronic payments that will allow your business to accept credit and debit cards and ACH/eChecks, which can significantly impact sales and customer satisfaction. What is a merchant services provider?

Service Provider 52

Service Provider MSPS Payment Gateways Debit Card 52

Stax

NOVEMBER 21, 2024

Disputes and chargebacks There may be instances when your customer disputes a credit card payment because of a billing error, fraudulent transaction (unauthorized card usage), or non-delivery of goods/services. Such a business will require a provider that supports international transactions.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

EBizCharge

MARCH 14, 2025

A well-crafted refund and cancellation policy is essential for any business, as it provides clear guidelines that protect the company and its customers. These policies help set expectations, reduce disputes, and ensure efficient transactions by outlining the terms under which refunds and cancellations are allowed.

Returns 52

Returns Disputes Legal Non-Bank 52

Fintech Finance

SEPTEMBER 26, 2024

Friendly fraud — in which consumers dispute legitimate transactions — has surged in recent years, making it crucial for merchants to adopt sophisticated solutions to mitigate this issue. According to the Ravelin Fraud and Payments Survey 2024 , 52.4%

Fraud Prevention 98

Fraud Prevention Fraud Detection AI Disputes 98

Fintech Finance

OCTOBER 8, 2024

Research from Chargebacks911 , the global chargeback technology leader, shows that unrecognised transactions are the leading reason for customers to dispute a transaction, causing a significant headache for merchants, draining resources and impacting their bottom line. merchants more than £128 million each year.

Disputes 98

Disputes Consumer Transactions Cross-Border 98

Fi911

OCTOBER 15, 2024

And, by responding swiftly to chargeback alerts, merchants can potentially resolve disputes directly with the customer, possibly preventing the chargeback from being officially filed. When a transaction is flagged, an alert is sent to the merchant, typically through a chargeback alert service provider.

Disputes 92

Disputes SWIFT Processors Addressing 92

Stax

APRIL 10, 2025

You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Fintech Finance

MARCH 3, 2025

Antom , a leading unified merchant payment services provider under Ant International, has received Service Organization Control (SOC) 2 Type II certification, a globally recognised benchmark for data security and privacy protection.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Risk Management 52

The Payments Association

FEBRUARY 27, 2025

We saw a need for a proactive, real-time solution that prevents disputes before they become chargebacks. Automated chargeback management: Streamline the dispute resolution process with pre-set rule automation, reducing manual intervention and speeding up resolutions. How it works Avoided.io No-code integration: Avoided.io

Fraud Detection 88

Fraud Detection Fraud Prevention Disputes Near Real-Time 88

Stax

APRIL 8, 2025

Since each player sets its own rates, credit card processing fees can vary based on your choice of credit card processing service provider, their fee structure, and the types of transactions you process. Chargeback fee – A merchant has to pay this fee if a customer disputes a charge and wins.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

NFCW

JANUARY 10, 2024

.” Car IQ Pay provides “an easier way to pay for fuel, by connecting the vehicle directly to the pump, eliminating the need for drivers to use a credit card, PIN number, or vehicle odometer reading,” the company explains.

Credit Cards 113

Credit Cards Disputes Reconciliation Mitigation 113

Fintech Finance

OCTOBER 28, 2024

Online Payment Platform Ltd (OPP), a specialised payment service provider for platforms and marketplaces is regulated by the Financial Conduct Authority (FCA) as an Electronic Money Institution (EMI).

B2C 97

B2C Cross-Border Payments Disputes 97

Stax

NOVEMBER 14, 2024

Step 4: The credit card processing companies send the payment to the business’s bank through a certified merchant services provider such as Stax. Some merchant service providers may offer same-day or next-day funding, while others might take longer to process payouts. Step 3: The card is authorized.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Paypers

MARCH 27, 2023

Lithuania-based payment service provider PAYSTRAX has partnered with DisputeHelp to provide merchants with dispute management for transactions, chargebacks, and fraud.

Disputes 69

Disputes Service Provider Transactions Payments 69

The Payments Association

MARCH 6, 2025

Together, were empowering businesses to proactively and reactively address vulnerabilities before they impact revenue, giving merchants the power to provide a frictionless, positive experience for their customers. The hospitality industry generates an estimated $3 trillion in global revenue annually.

Transactions 88

Transactions Disputes Fraud Prevention Payment Solutions 88

The Fintech Times

APRIL 7, 2025

However, it is payment service providers (PSPs) which are currently held solely responsible for reimbursing victims of fraud, leaving a significant responsibility gap and a lack of incentive for social media and telecommunications platforms. per cent of all reports received.

Law Enforcement 45

Law Enforcement Innovation Finance Origination 45

Clearly Payments

MAY 2, 2024

This section should clearly define the process for handling disputed transactions and the associated fees. The contract should clearly define the process for handling disputed transactions and the associated fees. Customer Service and Support : Reliable customer support is crucial, especially when dealing with payment disruptions.

Process 105

Process PCI DSS Processors Payments 105

PYMNTS

OCTOBER 6, 2020

In an interview with PYMNTS, Melissa Jankowski , head of debit and ATM services at FIS , said that as cancellations and postponements mount, financial institutions (FIs) and merchants can be proactive in reaching out to customers in anticipation of disputes – and can effectively battle scammers, too. The Fraud Factor.

Disputes 82

Disputes Fraud Prevention Transactions ATM 82

Finovate

JULY 17, 2024

Percent Best Anti-Fraud/AML Solution Credit Union of Colorado ING Turkiye JP Morgan AWM Mastercard Worldpay Best Back-Office/Core Services Solution FINBOA LoanPro Mastercard Cybersecurity Mitek Systems Taktile Zafin Best Banking-as-a-Service Provider B4B Payments Colendi Grasshopper Bank North Bay Credit Union Pathward, N.A.

Credit Union 122

Credit Union Visa AI Embedded Finance 122

NFCW

JULY 17, 2024

To remove the requirement for developers to have a licence as a Payment Service Provider (‘PSP’) or a binding agreement with a PSP to access the NFC input. To allow NFC access for developers to pre-build payment apps for third party mobile wallet providers. To shorten deadlines for resolving disputes.

Payment Service Provider (PSP) 117

Payment Service Provider (PSP) Use Case Legal Agreements 117

Fintech Finance

DECEMBER 5, 2024

The new release introduces centralized chargeback approval and multilingual dispute management, empowering businesses to navigate global chargebacks with greater efficiency and control. “We The new chargeback approval centralizes dispute resolution, allowing merchants to approve chargebacks through a unified interface.

Disputes 52

Disputes AI Cross-Border Rules 52

Fintech Finance

OCTOBER 25, 2024

Mastercard is expanding its US Installments experience at checkout to provide consumers with more choice in how they pay through Mastercard Installment Payment Services. As a result, consumers will be able to spread their purchases out over time with an installment plan that is pre-approved on any eligible credit card.

Visa 98

Visa Issuers Payment APIs and Integration Point-of-Sale (POS) 98

Finovate

APRIL 9, 2024

Quavo Fraud & Disputes has teamed up with Snowflake. The partnership between Quavo and Snowflake will allow Quavo to offer its clients access to more extensive datasets, helping them manage their fraud and disputes processes. ” Quavo will integrate Quavo Fraud & Disputes (QFD) with Snowflake’s platform.

Disputes 59

Disputes Identity Theft Financial Crimes Data Security 59

PYMNTS

JULY 29, 2019

“It’s all about transparency and accountability,” Oladele told Webster when describing the service, which not only works with buyers and sellers, but also with financial institutions and payment services providers, reflecting the complex infrastructure that powers eCommerce. Such services can fill in a blank spot, he said. “We

Online and Mobile Banking 77

Online and Mobile Banking Disputes Participant Central Bank 77

Stax

MARCH 6, 2025

To implement this, businesses must work with a payment service provider that supports QR code payments (e.g., However, in crypto, merchants dont get chargeback protections for fraudulent transactions, accidental payments, or disputes. PayPal, Venmo, and Alipay).

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

NFCW

JANUARY 23, 2024

To establish a dispute settlement mechanism under which Apple’s decisions denying access to NFC input will be reviewed by independent experts. The commitments offered by Apple would remain in force for ten years.

Settlement 107

Settlement CHIPS API Interoperability 107

EBizCharge

MARCH 3, 2025

This functionality is particularly useful for sales teams, field service providers, and businesses operating outside traditional office settings to provide flexible payment options to complete transactions on the go.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Fintech Finance

SEPTEMBER 12, 2024

Network’s partnership with Lupiya, our newest fintech customer in Zambia, underscores our ability to enable digital financial service providers in all consumer segments and verticals. This new partnership marks a significant milestone for our company in Zambia and opens new avenues for growth and innovation.

Product 98

Product Financial Inclusion Debit Card Digital Payments 98

Fintech Finance

MARCH 20, 2024

Chargebacks and Disputes Are on the Rise Global chargeback volume is projected to reach 270 million in 2024 – a 13% year-over-year increase. For merchants, disputes and chargebacks lead to increased costs, lost productivity, and – if left unmanaged – can put their merchant accounts at risk.

Risk 52

Risk Disputes Payment APIs and Integration MSPS 52

EBizCharge

JULY 15, 2024

When it comes to business transactions, understanding the different billing methods is crucial for service providers and clients. Arrears billing and paid in advance represent two fundamental payment methods when settling invoices, each with different payment timelines based on the goods or services provided.

Disputes 52

Disputes Payer Legal Service Provider 52

PYMNTS

OCTOBER 23, 2018

Ongoing contract disputes between the CUPW and Canada Post have led to widespread rotating strikes starting on Monday (Oct. Interac recently consolidated and added new features to its offering, including accelerated small business payment services.).

Posting 61

Posting B2B Disputes Small Business 61