PYMNTS

JULY 20, 2017

New players on the digital banking scene are hoping to change the game by looking to industries that are categorically unlike banks for inspiration. Over the past few years, dozens of so-called digital-only “challenger” banks have emerged on the financial scene, ready to compete with larger more traditional banks.

Online and Mobile Banking 51

Online and Mobile Banking Non-Bank Consumer Technology 51

Fintech Labs Insights

APRIL 6, 2023

With “risk-free” rates pushing 5%, even a business with $50k in reserve (throwing off $200/mo) has an incentive to sweep that out of a non-interest checking account. But what we will see is the challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 95,000 6 Meow * 11 4.3%

Small Business 15

Small Business Treasury FDIC Accounts 15

Fintech Labs Insights

JUNE 26, 2023

With “risk-free” rates pushing 5%, even a business with $50k in reserve (throwing off $200/mo) has the incentive to sweep that out of a non-interest checking account. But what we will surely see is challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. Maybe, maybe not. 613 reviews) 2.

Small Business 15

Small Business Treasury FDIC Accounts 15

Fintech Labs Insights

MARCH 30, 2015

The Fed''s latest mobile banking/payments usage numbers ( full text ) were bouncing around the fintech blogosphere last week. Note: The online survey was fielded in December of each year. The only sour note was the flatline of mobile banking usage among smartphone owners. Why has smartphone mobile banking stalled?

Online and Mobile Banking 33

Online and Mobile Banking Mobile Banking Non-Bank Issuers 33

M2P Fintech

AUGUST 25, 2023

The customer-merchant Payment Service Provider (PSP) takes charge of the approval process through National Payments Corporation of India (NPCI), swiftly debiting the money from the issuer bank and crediting it to the merchant’s acquiring bank in under 60 seconds. This also includes small ticket transactions.

Financial Inclusion 52

Financial Inclusion Digital Payments Online and Mobile Banking Payments 52

PYMNTS

AUGUST 17, 2017

With more consumers moving to mobile transactions over visits to branches, some banks are considering closing brick-and-mortar locations to reduce operational costs. The price of real estate is prompting even the largest players in the banking world to scale back their branch operations. Can banks have it both ways?

Online and Mobile Banking 53

Online and Mobile Banking Non-Bank FinTech Addressing 53

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

Fintech News

OCTOBER 28, 2024

It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions. Integrated with bank accounts and digital wallets in Pakistan, Hakeem provides customers with easy disbursement options. ThitsaWorks Pte.

AI 81

AI FinTech Innovation Payment APIs and Integration 81

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. companies are doing in mobile commerce: Cuba. Which brought about news from some of the biggest players in mobile payments, like Xoom, PayPal and Western Union.

Online and Mobile Banking 44

Online and Mobile Banking PayPal Mobile Payments Push-to-Card 44

FICO

JULY 27, 2020

Once you’re at your home screen, your fingerprint or facial scan grants access to mobile payments apps, banking apps and all manner of ways to spend and move money. Instead of a fingerprint, FICO’s voice signature capabilities allow users to enroll in online and mobile banking by saying a short phrase, such as “I love chips!”

Authentication 52

Authentication Online and Mobile Banking Non-Bank Enrollments 52

CB Insights

JUNE 7, 2021

Marqeta allows businesses to offer payment card products to customers without having to deal directly with a traditional bank. It handles the back-end payment technology while working with banks that process the payment transactions. . FREE DOWNLOAD: STATE OF FINTECH q1’21. Download the report to learn more.

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

CB Insights

SEPTEMBER 10, 2019

Download the free report to find out how fintech is shaping the future of wealth management and investing. As millennials head deeper into adulthood and make more money, the personal finance space is adapting to their unique money management attitudes in a few key ways: From in-person to online. From big banks to big tech.

Finance 77

Finance Online and Mobile Banking Advisors Micro-Entry 77

PYMNTS

NOVEMBER 18, 2019

Smart, too, because instead of trying to be the bank, Google is leveraging the brand name, banking infrastructure and reputation for trust and stability of two banks, one of which is among the world’s largest global financial institutions, to acquire new users for that product and for Google Pay.

Credential 70

Credential Credit Union PayPal Online and Mobile Banking 70

Nanonets

JULY 23, 2024

You'd typically extract the text from the image to get a digital version that you can then easily edit on your computer or mobile device. Pick an appropriate image to PDF converter from Adobe Acrobat online - e.g. the JPG to PDF converter (supported image file types include JPG, PNG, BMP, and more).

XML 52

XML Origination Online and Mobile Banking CRM 52

PYMNTS

APRIL 22, 2016

When Canada’s Equitable Bank rolled out its new digital-only bank, EQ Bank , in January of this year, the goal for the first year was modest – the bank hoped for 10,000 customer sign-ups. It’s a bit of an unprecedented step – I don’t really know many banks that have a waitlist for their bank account.”.

Online and Mobile Banking 40

Online and Mobile Banking Non-Bank Accounts Checks 40

Nanonets

FEBRUARY 13, 2024

Here’s the breakdown: Guidelines on Reimbursable vs. Non-reimbursable Expenses : It clearly outlines what expenses are on the company’s dime and what’s not. Real-time alerts and analytics can help identify non-compliance or areas needing improvement. This might seem elementary, but ambiguity leads to confusion.

Compliance 52

Compliance Non-Bank Automation Duplicate 52

PYMNTS

SEPTEMBER 25, 2017

To help merchants in affected areas get up and running, First Data announced a program that offers them a free Clover Go mobile reader, allowing business owners to accept payments from their usual location or a makeshift spot. To read the story and see who’s on top in our ranking of the best PaaS providers, download this month’s Tracker. .

On-Demand 44

On-Demand Online and Mobile Banking EMV Non-Bank 44

PYMNTS

APRIL 4, 2019

Students want the convenience of mobile, but they often need in-person assistance, as well. In a recent interview with PYMNTS, Bangerter said serving students means offering on-the-ground outreach and extending mobile services to cater to busy schedules and digital habits. Security in a Mobile World . Branches Keep Their Appeal.

Credit Union 43

Credit Union Online and Mobile Banking Credit Cards Non-Bank 43

PYMNTS

MAY 11, 2017

Several major banks, including Citi and Standard Chartered, recently launched their own APIs to help their various clients access each banks’ financial toolsets to address their individual needs. With such a staggering amount of money up for grabs, it’s little wonder that SMBs are seeking solutions to tap the online market’s potential.

API 57

API Payment APIs and Integration Online and Mobile Banking Small Business 57

CB Insights

FEBRUARY 1, 2019

Today, Indonesia features one of the most compelling macro backdrops for investment globally with a young, optimistic, and upwardly mobile population of 264M. Speaking of mobile, smartphone penetration in Indonesia continues to grow with close to half of Indonesia’s population expected to own a smartphone by next year.

Online and Mobile Banking 61

Online and Mobile Banking Small Business Non-Bank Economy 61

PYMNTS

DECEMBER 8, 2017

Bank, for one, debuted a disbursement service designed to decrease dependence on legacy payment methods. The service is also open to non-Mastercard debit cardholders. They receive a text or an email or both, and they can link to their debit or credit cards — plural — and then go and shop as they normally would do in-store or online.”.

Zelle 40

Zelle Visa Online and Mobile Banking Non-Bank 40

PYMNTS

JULY 1, 2019

billion, revenue was up 45 percent, profits were up 71 percent and mobile was driving a stunning 87 percent of ad revenue, just to highlight a few of the notable and impressive headlines. When Tencent made the move to mobile and launched WeChat in 2011, it had to persuade QQ users to download and use the WeChat app. and the U.K.,

Bots 62

Bots Online and Mobile Banking Regulations PayPal 62

PYMNTS

NOVEMBER 7, 2016

In Poland, it’s fair to say that cash is still king,” stated Joanna Erdman, director of core service and non-banking products at mBank, one of the largest banks in Poland. The adoption of contactless cards and mobile wallets has been progressing quickly, especially among young consumers.”. Cash’s volatile reign.

Online and Mobile Banking 60

Online and Mobile Banking Debit Card ATM Research 60

PYMNTS

MARCH 9, 2017

Yesterday (March 8), Samsung Pay went live and online in India, a push done in collaboration with five Indian banks: Axis, HDFC, ICICI, SBI, and Standard Chartered, and credit and debit cards from MasterCard and Visa. Most interestingly, however, is the non-traditional player that is supported by Samsung’s mobile payment entry — Paytm.

Online and Mobile Banking 43

Online and Mobile Banking Push-to-Card Mobile Payments Visa 43

PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. billion tagged for this year and significant focus on Chase mobile and digital efforts.

Online and Mobile Banking 49

Online and Mobile Banking Push-to-Card Non-Bank Accounts 49

PYMNTS

MAY 22, 2017

9, 2016, a surprise announcement by India’s Prime Minister Narendra Modi demonetized 500 and 1,000-rupee bank notes, essentially removing from circulation 86 percent of the country’s currency (in a heavily cash-reliant society). However, the movement leading up to adoption of mobile banking has been very, very slow.

Online and Mobile Banking 41

Online and Mobile Banking Digital Payments Settlement Non-Bank 41

CB Insights

OCTOBER 12, 2017

With historically weak banks and many citizens without proper identification, India has always lagged in access to financial services. UPI is a payment system that allows two individuals with bank accounts to instantly transfer money to each other with a single identifier. The race for mobile-friendly fintech.

FinTech 44

FinTech Online and Mobile Banking Non-Bank Identity Theft 44

PYMNTS

JUNE 25, 2018

Another had an offer with a promo code to get $10 off my first online order, which would be delivered free to my front door in two hours or less once I linked my Prime account to Whole Foods. But beautiful produce, nibbles and cool playlists aside, over the course of those 17 years I’ve shopped at Whole Foods, I never downloaded their app.

Online and Mobile Banking 62

Online and Mobile Banking Consumer Non-Bank Product 62

Nanonets

JUNE 4, 2024

OCR applications convert non-editable document formats such as PDFs or images to machine-readable formats that are both editable & searchable. With and document types (invoices, receipts, bank statements etc.). Later, in the 1990s, OCR was extensively used to digitize historical newspapers and legal documents. 

Use Case 52

Use Case AI Automation Online and Mobile Banking 52

PYMNTS

MAY 18, 2017

In the world of transportation and mobility, one of the most-awaited innovations is the autonomous vehicle capable of automatically navigating streets and routes based on user preference. Robo-advisors are online portfolio management solutions relying on computer algorithms to manage client investments with little human involvement.

Advisors 40

Advisors Online and Mobile Banking Rules Legal 40

PYMNTS

MARCH 14, 2017

As banks and payments companies endeavor to meet anti-money laundering (AML) regulations to avoid hefty fines for non-compliance, easily identifying customers in the digital channel becomes paramount to their success. As identity verification continues to advance, it’s expected that mobile will play a greater role in the space.

AML 44

AML Verification Money Laundering Authentication 44

CB Insights

AUGUST 14, 2018

It was the first example of a smart mobile phone. Onlookers were unsure what this device would compete with: Would it hurt mobile phone makers like Nokia or developers of handheld planners like Palm, who were also trying to enter into the phone space? That will be their role in mobile phones as well.”. We have ‘I’.

Bitcoin 78

Bitcoin Online and Mobile Banking Advisors Origination 78

CB Insights

OCTOBER 10, 2017

Download the 17 key takeaways from the 7 fastest-growing personal finance apps. How Level Money designed itself specifically for a mobile-first experience. Acorns’ rock-bottom customer acquisition costs as driven by non-viral referral. The secrets of user growth. WHY ARE THEy SUCCESSFUL? Let’s dig in. Source: Andrew Chen.

Finance 78

Finance Online and Mobile Banking Product Checks 78

PYMNTS

SEPTEMBER 19, 2016

Technology enthusiasts draw pictures on whiteboards showing bots as the new king of the stack, out-stacking the last great stack — apps, which sit on top of the next-to-last great stack — mobile operating systems, which sit on top of the next-to-next-to-last great stack — the web. It did — and WeChat was born. Add some sizzle.

Bots 79

Bots Credential Online and Mobile Banking Payments 79

Fintech Labs Insights

JULY 22, 2015

Apex Clearing will explain its cutting-edge financial services platform and how online brokerage firms and FinTech groups can grow their businesses by leveraging our technology. Backbase will talk about its Digital Banking Platform and its Open Banking Marketplace.

Payment APIs and Integration 29

Payment APIs and Integration Online and Mobile Banking API Non-Bank 29

PYMNTS

JULY 1, 2016

bank stocks have been hammered – so severely, in fact, that storied names like Barclays lost about a third of their value, literally, overnight, not to mention, perhaps their perch as attractive FinTech incubator. I’m a Prime customer and use Amazon on my desktop, mobile device and tablet but I’m not giving up my iPhone for a Fire phone.”

Debit Card 40

Debit Card Online and Mobile Banking Volume Processors 40

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players. Note: These are the rankings from 10 years ago.

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15