PYMNTS

NOVEMBER 14, 2018

The Federal Deposit Insurance Corporation (FDIC) announced that it is has issued a request for public comments related to small-dollar lending by financial institutions. ” Recent research from the FDIC shows 20 percent of U.S. With that in mind, the FDIC suggests that in 2017, 14.8

FDIC 51

FDIC Federal Reserve Request for Information On-Demand 51

PYMNTS

JANUARY 25, 2019

Federal Reserve, Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) all released a joint report saying that due to a healthy economy, prospects for loan repayment look good. However, the portion of loans owed by strongly leveraged borrowers is still high.

FDIC 43

FDIC OCC Office of the Comptroller of the Currency Risk 43

PYMNTS

MARCH 19, 2020

The regulators also let banks know their position on using reserves and buffers during times of stress in the market, and whether that would lead to future penalizations. Regulators are now asking banks to use their built-up liquidity reserves that were stocked up after the financial crisis.

Office of the Comptroller of the Currency 56

Office of the Comptroller of the Currency Regulations FDIC Federal Reserve 56

PYMNTS

FEBRUARY 19, 2019

banking industry is in flux, largely thanks to federal policy that has made it easier (and faster) for institutions to merge. As concerns are raised about how industry consolidation might impact competition, Federal Reserve Chairman Jerome Powell is warning that it could hinder small businesses’ access to capital and financial services.

Fed 43

Fed Federal Reserve Office of the Comptroller of the Currency OCC 43

PYMNTS

NOVEMBER 12, 2020

The Post reported that the Federal Deposit Insurance Corp. FDIC) currently considers 356 banks to be “concentrated” in commercial real estate based on the ratio of CRE loans they hold.

Federal Reserve 91

Federal Reserve FDIC Posting Governance 91

PYMNTS

NOVEMBER 14, 2019

It’s easy to get caught up in the hype of new sharing economy platforms. “ But not all emerging platform economy trends are attention-grabbing. According to an FDIC study , 6.5 Findings from the Federal Reserve reinforce the need for payment choice. digital and physical goods that’s expected by 2024.

Online and Mobile Banking 49

Online and Mobile Banking Payments Push-to-Card Mobile Payments 49

PYMNTS

NOVEMBER 20, 2020

Physical banking was already on the decline before the COVID-19 pandemic put much of the physical economy into the deep freeze for a year and left customers scrambling to digitize their day-to-day lives as much as possible and as fast as possible.

Office of the Comptroller of the Currency 88

Office of the Comptroller of the Currency Online and Mobile Banking OCC Federal Reserve 88