The Payments Association

JANUARY 13, 2025

The introduction of the Digital Assets Bill and the Financial Conduct Authority (FCA)s ongoing efforts to regulate cryptoassets demonstrates the regulator’s intentions to further define just how digital assets are governed and traded. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

PYMNTS

DECEMBER 23, 2020

businesses and individuals to avoid storing data with Chinese companies due to the risk the country's government will demand and receive access to commercially valuable information. government and U.S. government and U.S. economy and businesses at direct risk for exploitation. businesses. businesses.

Government 75

Government Governance Risk Security 75

Fintech News

JUNE 5, 2024

Australia will introduce new legislation to amend the Credit Act, requiring Buy Now, Pay Later (BNPL) providers to hold an Australian credit license and comply with existing credit laws regulated by the Australian Securities and Investments Commission (ASIC). The new laws aim to balance consumer protection with innovation and competition.

Regulations 111

Regulations BNPL Product Consumer Protection 111

PYMNTS

SEPTEMBER 15, 2016

Japan’s government is pointing the finger at Apple and Google, alleging that the two tech giants are violating the country’s anti-monopoly law. Both potentially defy Japanese law. Japan’s government has shined a light on the tech industry more recently.

Government 62

Government Governance Laws Blocks 62

Fintech Finance

MARCH 17, 2025

The upcoming VAT law , effective July 1, 2025, underscores the increasing need for efficient, transparent, and compliant financial management solutions. Vietnam’s dynamic business environment presents both challenges and opportunities for businesses. “Visa is committed to driving financial inclusion and innovation in Vietnam.

Digital Payments 66

Digital Payments Payment Solutions Financial Inclusion Payments 66

PYMNTS

FEBRUARY 25, 2020

Rest easy, gigsters: Someone is thinking about you, starting with governments around the world that suddenly seem aware of how big of a deal gig work has become in the past 10 years. cities and states – as well as nations including India – announcing laws similar to AB5, at least in spirit. Gig payments are mission-critical.”.

Economy 56

Economy Laws Legal Government 56

Fintech Finance

FEBRUARY 13, 2025

” Zelle is a valuable and needed tool for small businessesthe backbone of the American economy Small business owners across the U.S. We remain intently focused on expanding access to Zelle because it unlocks opportunity for individuals, small businesses, community banks, and credit unions.”

Zelle 86

Zelle Credit Union Scams Small Business 86

The Fintech Times

FEBRUARY 26, 2024

Fundamental risks to using CBDCs Nina Moffatt, fintech and regulation partner, Paul Hastings Nina Moffatt , fintech and regulation partner, of law firm Paul Hastings , notes that while CBDCs are an attractive option, risks such as settlement times are preventing mainstream adoption.

Cross-Border Payments 145

Cross-Border Payments Cross-Border Digital Currency Central Bank 145

PYMNTS

SEPTEMBER 11, 2019

10) — and in so doing has very possibly changed the course of the gig economy forever. There are some amendments and exemptions to the law that are still being finalized. It seems AB 5 is done but for the final counting — and will soon be California’s local law of the land.

Economy 65

Economy Laws Legal Framework Legal 65

Open Banking Excellence

SEPTEMBER 27, 2024

Half a decade ago, Mexico demonstrated its ongoing commitment to updating its financial regulation with the introduction of the Fintech Law. Nevertheless, it is essential to review and complement the existing legislation with complementary laws to fully unleash the potential of this ecosystem.

Financial Inclusion 147

Financial Inclusion Laws FinTech Regulations 147

PYMNTS

NOVEMBER 11, 2020

The big gains were a great sign that the Chinese economy — and more specifically, consumer spending — is on a post-COVID rebound. The stock fell after the Chinese government announced new antimonopoly rules that will increase the pressure on eCommerce marketplaces and payments services.

Regs 95

Regs NOV Law Enforcement Economy 95

PYMNTS

JANUARY 14, 2020

About 12 associations, including foreigners, are working on the new laws with Chinese officials, and some are eager to introduce online banks, a source said. Hong Kong and Singapore are among the additional Asian economies introducing online-only banks.

Laws 58

Laws Rules Central Bank Privacy 58

Fintech Finance

SEPTEMBER 20, 2024

The government has unveiled new measures to support small businesses and the self-employed by tackling the scourge of late payments, which is costing small businesses £22,000 a year on average and leads to 50,000 business closures a year. This will mean company boards and international investors will be able to see how firms are operating.

Small Business 97

Small Business Government Governance Payments 97

PYMNTS

OCTOBER 16, 2020

In May 2019, the government took over Baoshang Bank in the first seizure of its kind in almost 20 years. The People’s Bank of China (PBOC) set the terms for commercial banks to seek bankruptcy, while outlining actions for lenders to follow as they aim to leave the market or reorganize through its first changes to the law as of 2015.

Regulations 112

Regulations Central Bank Government Governance 112

PYMNTS

MAY 8, 2020

Government program subsidies and loans have been snapped up by larger companies and mid-sized chains, and banks have capped their exposure to loan programs. The prevailing sentiment, as the crisis heads into its third month, is that more innovative government programs will be necessary to provide any meaningful relief.

Government 56

Government Governance Small Business Federal Reserve 56

The Payments Association

MARCH 18, 2025

But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. In Brazil, open finance frameworks are unlocking credit access for gig economy workers and SMEs, groups often overlooked by conventional scoring models. Regional approaches are diverging. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

JANUARY 31, 2025

Earlier this year, the City of London Corporation signed a partnership agreement with the Scottish Government committing to prioritising actions that support those who find it difficult to access fair or affordable financial services, such as free banking and affordable credit. A healthier, more resilient economy for all.

FinTech 59

FinTech Financial Inclusion Research Government 59

PYMNTS

JUNE 25, 2020

The unit will help law enforcement as well, bringing criminal charges when needed, the press release says. We are working hard to disrupt and dismantle these criminal networks, and we applaud the law enforcement authorities who are already part of this fight.

Crime 97

Crime Law Enforcement Laws Authorization 97

PYMNTS

JUNE 10, 2020

government has developed programs to help, such as the Pandemic Unemployment Assistance (PUA) program, but freelancers are still waiting weeks in some cases to receive their relief checks. Around The Gig Economy Payments World.

Economy 56

Economy Verification Online and Mobile Banking Payments 56

Electronic Transactions Association

JANUARY 16, 2025

The CFPB plays an important role in the regulatory framework governing this critical industry. To be most effective, privacy laws should be principlesbased and harmonized to ensure predictability and consistency.Critically, privacy laws must also ensure that the industry can continue to use data in order to fight fraud and protect consumers.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

PYMNTS

APRIL 15, 2019

Governments making up the European Union have backed an initiative by the European Commission aimed at protecting Europe’s creative industries, ensuring fair compensation when the likes of Google and Facebook use their content. Google argued the new rules would harm the creative and digital economies in Europe.

Government 43

Government Governance Laws Rules 43

PYMNTS

FEBRUARY 14, 2020

There’s a saying in jurisprudence: Hard cases make bad law. Early this week, a judge denied a request from Uber and Postmates to halt the enforcement of a new California labor law — known as AB5 , which was voted into law last year — that would place new restrictions on gig economy workers. New Economy and Old Laws.

Rules 64

Rules Laws Economy Government 64

The Payments Association

MARCH 19, 2025

The ascent of digital wallets The evolution of digital wallets has mainly been shaped by advancements in technology, a demand for convenience, and the broader shift towards cashless economies. Limit data collection and sharing in compliance with privacy laws such as the General Data Protection Regulations (GDPR).

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

NOVEMBER 30, 2020

The British government is establishing a new Digital Markets Unit tasked with enforcing laws that apply to Big Tech companies, such as Google and Facebook , authorities announced in a press release. The new unit, according to the government's announcement, will fall within the U.K.'s According to the U.K.

Rules 75

Rules Laws Authorization Regulations 75

PYMNTS

MARCH 21, 2018

The blockchain hype is real — just ask Long Blockchain — but governments are taking a modest, more realistic approach to the technology. In this week’s Blockchain Tracker , PYMNTS examines the latest government initiatives in the U.S. But governments are also cracking down on companies that get carried away with the blockchain hype.

Government 49

Government Governance Blockchain Federal Trade Commission 49

CoinRemitter

JUNE 30, 2024

Decentralized Autonomous Organizations (DAOs) are at the forefront of the decentralized ecosystem, offering a new way to govern, handle finances, and make informed decisions. Blockchain technology manages the organization, coordinating tasks and governance without needing a central authority. Shareholders vote on big issues.

Government 40

Government Governance Blockchain Money Laundering 40

BioCatch

OCTOBER 17, 2024

It has also become detrimental to the prospects of many economies in several ways such as undermining trust in financial systems, increasing costs for businesses and consumers, and draining government and law enforcement resources.

Law Enforcement 59

Law Enforcement Laws Economy Government 59

PYMNTS

FEBRUARY 10, 2020

Last week in India, the government proposed a tax on eCommerce transactions that will likely increase operating costs for sellers large and small. The tax, technically known as “Tax Deducted at Source” (TDS), is sent directly to an account held by the central government. The law allows for fines of more than $5,000 per violation.

Laws 70

Laws Government Governance Small Business 70

The Fintech Times

APRIL 26, 2025

“Numerous fintech initiativessuch as the digital economy frameworks, digital asset regulation and payments reform, privacy safeguards and responsible lending reforms were introduced by both sides of government as key means to ease cost pressures faced by consumers and businesses and drive new efficiencies.

FinTech 45

FinTech Real Time Payments Addressing Government 45

PYMNTS

SEPTEMBER 27, 2019

Global consensus over how such tax policies should be enacted has yet to materialize, however, and disagreements among laws create confusion and greater compliance work for businesses. The September Next-Gen Sales Tax Tracker details the latest developments on digital sales tax policies, new eCommerce tax law announcements and more.

Laws 43

Laws Compliance Government Governance 43

PYMNTS

JUNE 27, 2019

The sharing economy could play a role in that and other recovery work — something the government has noticed. territory, in fact, is the latest example of regulators and politicians to get their hands around the sharing economy, which continues to grow even as such services are beginning to lose their novelty. Sharing Backlash.

Economy 43

Economy Regulations Laws Process 43

PYMNTS

OCTOBER 22, 2020

In August, the bank warned that the loan losses for the year could far outpace those of previous years, ballooning to as much as $11 billion, with the situation worsening due to the pandemic-riddled economy.

Laws 91

Laws Economy Government Governance 91

PYMNTS

FEBRUARY 24, 2020

billion-strong, high-spending consumers and their willingness to adapt to new technologies, trends and products may represent the economy of the future for many banks and businesses, but it is notoriously difficult for firms to enter and compete in this market. Confronting the Chinese Privacy Myth . in 2019.

Privacy 64

Privacy Laws Regulations Cybersecurity 64

PYMNTS

JANUARY 7, 2021

Despite a raging pandemic, widespread unemployment and a fragile economy, U.S. In the current system, “consumers are not the customers of the Big Three credit bureaus,” Chi Chi Wu, staff attorney at the National Consumer Law Center, said of the public agency idea. But hey … those average FICO scores have never looked better.

Credit Cards 94

Credit Cards Consumer Financial Protection Bureau (CFPB) Federal Reserve CFPB 94

PYMNTS

MARCH 20, 2020

The regulator will have the authority to request information from tech firms and also enforce other Indian laws aimed at consumer protection and fair competition, the sources said. The move aligns with laws passed in 2019 that tech firms like Amazon and Walmart’s Flipkart are having trouble complying with.

Rules 73

Rules Law Enforcement Laws Regulations 73

PYMNTS

AUGUST 13, 2020

All three branches of California’s government have already made clear that these workers are employees under California law and entitled to these important safeguards.”. In November, voters will be asked to approve Proposition 22, a ballot question that would repeal the gig law.

Laws 80

Laws Economy Rules Government 80

PYMNTS

AUGUST 28, 2019

A whole new economy saturated with goods and services sold for cryptocurrency will be born,” the company said in 2017. Anyone trying to build this type of token system has to be careful on any number of levels with regulators,” said Richard Levin, an analyst who works in cryptocurrencies law. “I

Cryptocurrency 75

Cryptocurrency Money Laundering Encryption Government 75