Mon.Mar 31, 2025

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FICO: UK Banks Must Educate Consumers About Real-Time Payments to Build Trust and Boost Adoption

The Fintech Times

UK banks need to focus on building confidence in the security of real-time payments, global analytics software leader FICO has urged following its latest international survey. According to the FICO survey, three-quarters of consumers in the UK say they have sent (79 per cent) and received (73 per cent) real-time payments (RTP). However, nearly a quarter (23 per cent) say they do not know if RTP processes include enough security checks.

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Key Differences of Payments for Small Businesses vs. Enterprises

Clearly Payments

Payment processing is a major part of business operations, influencing cash flow, customer satisfaction, and overall efficiency. However, the methods and preferences for processing payments vary between small businesses (SMB) and large enterprises. This article explores these differences in the USA and Canada for small business vs enterprise payment processing.

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UK Finance Finds Fall in Public Capital Markets, as Private Markets Continues Rapid Growth

The Fintech Times

While public capital markets remain a major funding source for companies, fewer and fewer are making the decision to list on UK public markets, while more are leaving, according to a new report from UK Finance , the financial services trade association. However, while public markets become less attractive in the UK, UK Finance finds that private capital markets in the UK are growing quickly, now providing 1.2trillion in funding.

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Fiserv Launches Clover, the World’s Smartest Point-of-Sale System, in Australia

Fintech Finance

Fiserv, Inc. (NYSE: FI) , a leading global provider of payments and financial services technology, today announced the launch of Clover in Australia. As the world’s smartest point-of-sale system and software platform, Clover will power the country’s small-to-medium businesses, by offering an all-in-one solution that streamlines operations, enhances efficiency and helps business grow.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Protecting Growth from Cost-Based Uncertainties: ChAI Launches AI Driven Price Risk Insurance

The Fintech Times

To provide insurance to companies of all sizes against pricing risk at a time of unprecedented volatility in the raw materials market, ChAI , the AI-driven commodity intelligence company, has launched ChAI Protects. Designed with support from FMCG, pharma, automotive and food production companies, ChAI Protect enables companies around the world – from SMEs to Fortune 500s – to protect their growth by covering themselves from cost-based uncertainties.

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CFPB plans to spike BNPL rule

Payments Dive

The buy now, pay later industry sued to block the consumer-friendly rule, arguing that the services are not the same as those offered via credit cards.

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TreviPay Goes Live with New B2B Purchase Controls

Finovate

B2B payments and invoicing network TreviPay has introduced new B2B purchase controls. The controls will leverage automation to help reduce manual reconciliation activity and enhance compliance with procurement requirements. Headquartered in Overland Park, Kansas, TreviPay made its Finovate debut at FinovateFall 2022 in New York. Global B2B payments and invoicing network TreviPay recently unveiled new, advanced purchase controls.

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Fiserv’s Clover Lands in Australia: Now Enhancing Business Efficiency in 11 Countries

The Fintech Times

To power small-to-medium businesses (SMEs) in Australia, Fiserv , the payments and financial services provider, has launched Clover, an all-in-one solution that streamlines operations, enhances efficiency and helps business grow. Clover offers a unique value proposition, combining proprietary hardware and purpose-built software to create an all-in-one platform that replaces fragmented payment terminals, POS systems and non-integrated surround services.

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Zempler Bank Launches International Payments with Wise Platform in Response to Growing Business Demand

Fintech Finance

Zempler Bank , a digital bank serving start-ups and microbusinesses, has today announced the launch of its new Outbound International Payments service in partnership with Wise Platform to meet growing customer appetite for overseas expansion. This new offering allows more than 500,000 Zempler customers to send international payments in multiple currencies with ease and security.

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Fintech Rundown: A Rapid Review of Weekly News

Finovate

This week marks Eid al-Fitr, the festival celebrating the end of Ramadan and the breaking of a month-long fast. Similarly, the close of this quarter feels like fintech is breaking its own fast, with Klarna filing its IPO prospectus, Rocket Companies announcing major acquisitions of Mr. Cooper and Redfin, and regulatory frameworks beginning to ease in the U.S.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Picking The Best Merchant Services Provider for your Sage Software

EBizCharge

When managing a business with Sage software, choosing the right merchant services provider (MSP) can significantly impact payment processing, cash flow management, and overall efficiency. With so many options available, its important to understand what sets a great merchant services provider apart. From seamless integration with Sage accounting software to transparent pricing and robust security features, selecting the right provider ensures smooth transactions and financial accuracy.

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Affirm COO: Walmart deal was “uneconomic”

Payments Dive

Walmart makes up a relatively small portion of Affirm’s business that the buy now, pay later company can make up elsewhere, Chief Operating Officer Michael Linford said.

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Glia unveils conversation-trained AI virtual assistant

Finextra

Glia, the leader in customer interaction technology, today announced Glia Virtual Assistant (GVA) Learning 360, a first-of-its-kind AI solution that learns how a contact centers best agents would respond to a customer request and uses the intelligence to automatically generate answers for their GVAsignificantly advancing beyond industry-standard AI virtual assistants that rely solely on written documents.

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Discover CEO may reap $2.4M bonus

Payments Dive

Michael Shepherd will remain as interim chief executive officer potentially through June, and receive a $2.4 million cash bonus if the sale to Capital One closes by then.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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CBI Approves Capital Increase of €24 Million to Support 2025-2028 Strategic Plan

Fintech Finance

CBI S.c.p.a. Societ Benefit , a leading developer of digital payment infrastructures, innovative services, and open finance ecosystems, announces the approval of share capital increase of approximately 24 million by its Shareholders during the Extraordinary General Meeting held earlier today. The Board of Directors has been granted the authority to execute the increase through both free and paid capital increases, to support the implementation of its 2025-2028 strategic plan.

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European payment schemes turn on instant cross-border money transfers

Finextra

The European Payment Alliance is beginning the switch to instant cross-border payments between mobile transfer schemes Bancomat, Bizum, MB Way and Iberia's Sibs, enabling isers in Italy, Portugal, Spain and Andorra to send and receive money instantly to mobile phone numbers.

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Fintech funding, M&A and IPOs might see gradual rise in 2025

Bank Automation

Fintechs have been in a trough since the Federal Reserves interest rate hikes began in 2022, but analysts expect that to end as the industry gets accustomed to a different macroeconomic world. Fintechs attracted a lot of venture capital before the rate hikes, Sarah Lamont, senior associate at global fintech venture capital firm F-Prime Capital, […] The post Fintech funding, M&A and IPOs might see gradual rise in 2025 appeared first on Bank Automation News.

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2025: The year of the vishing scam

BioCatch

In the ancient martial art of judo, practitioners don't meet force with equal force. Instead, they leverage their opponent's momentum, redirecting energy and using it against the attacker. A skilled judoka doesn't simply block an opponent's push; they strategically yield, pivot, and transform that forward energy into a disadvantage for the aggressor.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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IPO-bound Chime hopes to boost growth by paying higher interest rates

TechCrunch Fintech

As it gears up to go public, Chime is going all in on new features in an effort to attract more customers. The digital bank is offering customers who agree to have their paychecks directly deposited into a Chime savings or checking account an APY of 3.75%, it tells TechCrunch exclusively.

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Yuno Rolls Out Ethoca Alerts to improve the consumer experience and reduce transaction disputes

Fintech Finance

Yuno , the world’s leading payment orchestration platform, announces the launch of Ethoca Alerts, a new feature that enables merchants to proactively resolve transaction disputes before they escalate into chargebacks. This latest tool further strengthens Yuno’s end-to-end payment solution by helping merchants to take back control, save on costs and improve efficiency.

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FDIC says banks don't need prior approval for crypto activities

Finextra

US banks no longer need to receive prior approval before engaging in crypto-related activities, says the Federal Deposit Insurance Corporation.

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Cash-Rich Ultra Luxury Travelers Boost Spend, Seek Wellness in 2025, Flywire Survey Reveals

Fintech Finance

Elite travelers are seeking highly-personalized, exclusive and high-end travel experiences that will enhance their own wellbeing, according to a new report from Flywire Corporation (Nasdaq: FLYW), a global payments enablement and software company. And on a quest to feel recharged and enriched, these ultra luxury travelers are prepared to pay what it takes to have unique access to experiences.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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Archax acquires Globacap as bridgehead to the US

Finextra

Archax, the UK FCA regulated digital and traditional asset exchange, broker and custodian, today announced the acquisition of Globacap Private Markets Inc. (Globacap PMI), a US SEC and FINRA regulated broker-dealer and alternative trading system (ATS), to be renamed Archax Markets US.

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Mastercard Simplifies Virtual Card Adoption for Businesses and Banks

Fintech News

Mastercard has introduced a new program, effective 1 April, aimed at making it faster and easier for companies to adopt virtual card numbers (VCNs) for commercial payments. The initiative is designed to simplify the way banks and platform providers integrate Mastercards virtual card technology into tools that businesses already use, helping to reduce friction and speed up onboarding.

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Mastercard brings embedded virtual card tech to commercial payments

Finextra

Mastercard is launching a programme designed to bring embedded virtual card technology to commercial payments.

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Backbase partners with Salt Edge to accelerate Open Banking development

The Paypers

Backbase has announced its partnership with Salt Edge in order to accelerate Open Banking development and compliance for customers and businesses.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Ziglu launches Crypto on Card

Finextra

Ziglu, the UK-based digital banking and crypto platform, has launched Crypto on Card, a new feature enabling customers to spend their cryptocurrency in real-world transactions using their Ziglu debit card.

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Wirex introduces travel booking platform for crypto payments & rewards

The Paypers

Wirex has introduced Wirex Travel, a booking platform that provides users with discounts of up to 65% on hotel rates and up to 8% cashback when they use their Wirex card.

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UK to raise deposit protection limit to £110,000

Finextra

The Prudential Regulation Authority (PRA) is proposing to raise the deposit protection limit of the Financial Services Compensation Scheme (FSCS) from 85,000 to 110,000.

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SEC files criminal complaint against OKX for unlicenced operations

The Paypers

Thailand’s Security and Exchange Commission ( SEC ) has filed a criminal complaint against the operator of the OKX digital asset exchange platform in Thailand, Aux Cayes Fintech.

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Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.