Sat.Apr 05, 2025

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5 Signs Your Business Has Outgrown Square

Cardfellow

With its minimal underwriting and fast setup, it lowered the barriers to entry for small businesses seeking credit card processing. Suddenly, business owners could download an app, sign up for an account, and accept credit cards within days or even hours. There was no lengthy application before you could start accepting cards, and Squares simple flat rate pricing structure was much easier to understand than complex tiered or interchange plus models.

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Best cash flow forecasting software UK: Top 12 solutions for 2025

Nomentia

Many UK businesses dont go under because theyre unprofitable. They go under because they run out of cash. One late payment. One unexpected tax bill. One bad monthand suddenly, youre really scrambling.

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AFC Provides House Financial Services Committee Feedback to Make Community Banking Great Again

The Fintech Times

In late February, the House Financial Services Committee requested feedback on its “Make Community Banking Great Again” principles. Highlighting the important role that bank-fintech partnerships play in improving access to financial services, the American Fintech Council (AFC), the trade association representing fintech companies and banks, has submitted a letter in response.

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Visa Adds Featurespace and AI-Powered Fraud Prevention Platform to Portfolio

The Fintech Times

Global payments giant Visa has expanded its global value-added services portfolio with the addition of ‘ARIC Risk Hub’, a new fraud prevention platform aiming to help protect banks, acquirers, and financial institutions against a broad spectrum of fraud and financial crime. Powered by Featurespace , a developer of real-time artificial intelligence (AI) payments protection technology, which Visa acquired in December 2024, the ARIC Risk Hub leverages adaptive AI to build profiles aroun

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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SmartStream Partners With Finastra to Provide a Complete Collateral Management Workflow

The Fintech Times

To extend collateral management workflows across Treasury and Capital Markets, with a special focus on MEA and APAC regions, SmartStream , the transaction management solution, has partnered with Finastra , the financial services software applications provider. The SmartStream TLM Collateral Management solution was selected following a comprehensive evaluation of its functionality, user interface, deployment options, and seamless integration capabilities with Finastras solutions.

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PSR Moves to Address Card Scheme Fees – But Is It Enough?

The Fintech Times

The Payment Systems Regulator (PSR) has set out a series of proposed remedies aimed at addressing concerns about the fees Visa and Mastercard charge for using their card payment networks, including both scheme fees and processing fees. Following a detailed market review, the PSR concluded that the market is not working well for businesses or consumers and has opened a consultation on steps to improve transparency, governance and oversight.