Payments Dive

DECEMBER 20, 2023

This primer fills in the gaps on how digital wallets work, what companies compete to provide such payment tools and what to expect from them in the future.

Payments Tools 185

Payments Tools Payments 185

Stax

DECEMBER 20, 2023

When you research payment solution providers , you’ll start hearing the term “interchange” used when talking about payments. Interchange is the fee that credit card companies like Visa and Mastercard charge businesses to accept their cards. The interchange fee depends on a number of factors and isn’t always easy to understand. In this article, we will break down credit card interchange fees so you will know exactly how much you’re spending when running your business.

Credit Cards 167

Credit Cards Debit Card Processors Non-Bank 167

Payments Dive

DECEMBER 20, 2023

The Minneapolis-based lender flagged a CFPB probe into prepaid card use last year. The OCC added a separate penalty Tuesday.

OCC 158

OCC CFPB 158

Finextra

DECEMBER 20, 2023

The payments industry's ever-evolving nature blends innovation and change, traversing various paths.

FinTech 130

FinTech Innovation Payments 130

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is evolving fast, and brands relying on rigid, one-size-fits-all solutions risk losing agility. But modernization doesn’t have to mean disruption. In this webinar, we’ll explore how an extensible, modular approach empowers brands to integrate new capabilities, enhance performance, and scale efficiently—all while leveraging Shopify’s strengths.

B2C

The Finance Weekly

DECEMBER 20, 2023

If you're in charge of a team, you understand the importance of using ,, workforce planning software in today's business world. Without the right tools tailored to your company's needs, it's challenging to keep up and stay competitive. This article will highlight essential features to seek in workforce management tools and then introduce some top choices to enhance your workflow.

Automation 130

Automation Payroll Finance Process 130

Finextra

DECEMBER 20, 2023

Walmart has struck a deal with Affirm to offer buy now, pay later options at self-checkout kiosks at over 4500 US stores.

BNPL 123

BNPL Payments 123

Fintech News

DECEMBER 20, 2023

Home Credit, an Indonesian consumer finance company, has secured an investment of US$100 million from Mitsubishi UFJ Financial Group’s (MUFG) division in the country, according to a report by Tech in Asia. This new capital injection will be strategically allocated towards financing initiatives that are aligned with Environmental, Social, and Governance (ESG) principles.

Finance 120

Finance Financial Inclusion Acquirers Government 120

Payments Dive

DECEMBER 20, 2023

Teaming with emerging fintechs is “a way of staying very, very relevant,” said Jim Schinella, Visa’s global head of digital partnerships.

FinTech 113

FinTech 113

Fintech News

DECEMBER 20, 2023

JULO, an Indonesian fintech offering digital peer-to-peer lending, announced that it has launched ‘JULO Cares’, an embedded insurance coverage. This new offering, backed by global general insurer Sompo, provides device protection for users availing of JULO’s digital credit services. Throughout 2023, JULO has focused on launching new products aimed at supporting Indonesia’s underbanked and unbanked populations.

Financial Inclusion 114

Financial Inclusion Social Security FinTech Finance 114

Payments Dive

DECEMBER 20, 2023

PayPal, Block and Global Payments representatives contributed to the Atlanta Federal Reserve Bank’s research on how to draw more people into the digital payments sphere.

Federal Reserve 113

Federal Reserve Fed Blocks PayPal 113

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Fintech News

DECEMBER 20, 2023

Payment giant Mastercard has partnered with PT MRT Jakarta (Perseroda) to provide more payment options to commuters for cashless transit experiences. This announcement coincides with the renaming of Senayan Station to Senayan Mastercard Station. Travelers can now top up their MRT cards using Mastercard debit cards at station counters. Additionally, for the first time, Mastercard credit cards are now accepted for ticket purchases through the MyMRTJ app.

Visa 114

Visa Debit Card Payments Credit Cards 114

Finextra

DECEMBER 20, 2023

UK fintech giant Revolut is set to make $1.9 billion in revenue this year, nearly double the $1 billion it pulled in in previous 12 months, according to Bloomberg.

FinTech 89

FinTech 89

Fintech News

DECEMBER 20, 2023

Obligate, a Swiss capital markets platform operating on blockchain technology, has facilitated the issuance of a USDC-denominated bond by the USD TradeFlow Fund. This development was executed on the Polygon blockchain. TradeFlow Capital Management , is a Singapore-based advisory firm to the USD TradeFlow Fund and a member of the Supply@ME Capital Group, utilises a non-credit, fintech-enabled strategy for supporting SME physical commodity import and export transactions.

Accreditation 111

Accreditation Blockchain Advisors Issuers 111

The Payments Association

DECEMBER 20, 2023

LONDON, UK, December 18th, 2023 — Unlimit, the global fintech company, announced today Colin Neil as its new Global Chief Sales Officer.

FinTech 88

FinTech 88

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

Fintech News

DECEMBER 20, 2023

Buy now, pay later (BNPL) arrangements, a type of short-term financing that allows customers to make purchases and pay for them in monthly installments, are growing strongly around the world, picking up steam among both customers and merchants. But despite increased adoption of these novel payment methods, BNPL profitability remains a challenge, hampered by high fixed costs, increasing funding expenses and elevated delinquency rates, a new report by the Bank for International Settlements (BIS) s

BNPL 107

BNPL Consumer Financial Protection Bureau (CFPB) Settlement Non-Bank 107

Stax

DECEMBER 20, 2023

Although credit cards have been around since the 1950s, in recent years, they’ve started to dethrone cash from its position as king of payment methods. With a whopping 84% of American adults owning at least one credit card (the average is 3 credit card accounts per person), card payments reached $9.43 trillion in 2021. In fact, that’s the fastest growth rate for card payments…ever.

Credit Cards 88

Credit Cards Small Business Processors Payment APIs and Integration 88

Fintech News

DECEMBER 20, 2023

In 2023, Singapore actively pursued key initiatives across various domains in the financial sector. Green finance and environmental, social and governance (ESG) data took center stage, with the Monetary Authority of Singapore (MAS) launching Gprnt, a digital platform simplifying ESG data collection and access, as well as the establishment of Project Savannah, an initiative that aims to develop digital ESG credentials for micro, small, and medium-sized enterprises (MSMEs) worldwide.

FinTech 107

FinTech Cross-Border CBDC Web 3.0 107

Stax

DECEMBER 20, 2023

Offering payment processing services is a move that makes sense for a lot of SaaS companies, particularly if your software helps your customers run their business. For example, if you have a project management app, then you can add payment features that allow people to use your software to take payments from their clients. Similarly, if you provide appointment scheduling solutions, then it’s worth offering payment tools so your users can leverage your solution to take upfront payments and deposi

Underwriting 88

Underwriting Process Payment APIs and Integration Enrollments 88

Advertisement

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

The Fintech Times

DECEMBER 20, 2023

Commercial International Bank (CIB) Egypt has selected IBM artificial intelligence (AI) technology to integrate existing and new services from branches, digital channels, mobile and internet banking, IVR, business processes and CRM. In an effort to revolutionise CIB Egypt digital banking, IBM implemented microservices using IBM Cloud Pak for Integration, deployed on Red Hat OpenShift , a platform that provides a single, unified experience that connects applications and data.

AI 83

AI CRM End User Governance 83

Stax

DECEMBER 20, 2023

Just starting out with your small business? Finding great credit card processing rates may seem impossible, but there’s hope. By following these simple tips, you’ll be able to secure credit card processing rates that make big businesses jealous. Learn More TL;DR Not all credit card processing companies are created equal. To ensure that you’re able to take payments in a cost-effective way, be sure to carefully compare their fee structures, contract terms, and available features.

Credit Cards 88

Credit Cards Small Business Process Security 88

Bank Automation

DECEMBER 20, 2023

BECU has rolled out same-day payments for its dealer partners as the credit union looks to increase funding speed as dealer cash flow remains squeezed amid elevated interest rates. The Tukwila, Wash.

Credit Union 78

Credit Union Payments Same Day ACH ACH 78

Stax

DECEMBER 20, 2023

In the complicated world of payment processing, understanding the nuances of debit card and credit card payments, along with associated processing fees, is essential for businesses. After all, there are many more payment options available than ever before, and each comes with differing costs and technology needs. This article explores the legal landscape surrounding surcharges, shedding light on the intricacies of state and federal laws and strategies for small businesses to manage processing co

Debit Card 88

Debit Card Legal Credit Cards Processing Costs 88

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Bank Automation

DECEMBER 20, 2023

Financial institutions are looking to The Clearing House’s real-time payments network to grow deposits and offer instant gratification in their payments offerings. “It’s definitely been an interesting and accelerating year for the growth of the real-time payments (RTP) network,” Elena Whisler, chief client officer at The Clearing House, told Bank Automation News.

RTP 78

RTP Real Time Payments Payment Networks Automation 78

Finovate

DECEMBER 20, 2023

With a spot Bitcoin ETF expected in 2024, crypto investors, traders, and enthusiasts are likely feeling as optimistic about digital assets as they have in awhile. As the trauma of Sam Bankman-Fried and FTX fades further into the background, the digital asset community has been able to refocus its energies on a number of positive developments in the space – from the surging price of crypto assets like bitcoin to the increasing interest in cryptocurrencies from major financial institutions.

Bitcoin 75

Bitcoin Payment APIs and Integration Financial Inclusion Blockchain 75

Bank Automation

DECEMBER 20, 2023

Santander Bank has successfully moved its corporate investment banking business to the cloud as part of its effort to migrate all of its operations. The $1.

Transactions 78

Transactions 78

The Paypers

DECEMBER 20, 2023

Quadient has announced its partnership with Xero in order to fully automate and streamline accounting processes for SME clients in North America and the UK.

Automation 74

Automation Accounts Process 74

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Finextra

DECEMBER 20, 2023

Satoshi Nakamoto, the pseudonymous Bitcoin inventor and developer, published the white paper "B.

Transactions 72

Transactions Bitcoin 72

The Paypers

DECEMBER 20, 2023

Saudi-based fintech savings platform Hakbah has announced its USD 5.1 million Series A funding to accelerate growth and product development.

Security 74

Security FinTech Product 74

Finextra

DECEMBER 20, 2023

Mastercard has partnered with MDP to launch the first Carbon Calculator in Egypt, enabling customers to understand and consider the environmental impact of their purchases.

Visa 64

Visa 64

The Paypers

DECEMBER 20, 2023

Visa and digital identity company TECH5 have formed a strategic partnership agreement focusing on developing digital government systems globally.

Agreements 74

Agreements Government Governance 74

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity