Fintech News

DECEMBER 2, 2024

Tenity, a global innovation ecosystem and early-stage fintech investor, is expanding its focus on decentralised finance (DeFi) through its Incubation Fund II. The fund will provide support to startups building on the XRP Ledger (XRPL) across Asia and Europe. Backed by institutions such as UBS, SIX Group, Julius Baer, Generali’s House of InsurTech Switzerland, and Ripple, which is also a strategic partner and Limited Partner, the fund seeks to foster the development of blockchain-based financial

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Innovation Breach Blockchain FinTech 129

Payments Dive

DECEMBER 2, 2024

Credit card debt will not slow shoppers down as they spend for the holidays, according to a new survey of U.S. consumers.

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Credit Cards Consumer 120

The Payments Association

DECEMBER 2, 2024

Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability. The payments industry in 2024 saw rapid evolution, marked by the growing adoption of real-time payments, advances in AI-driven fraud detection, and significant progress in Central Bank Digital Currencies (CBDCs). These developments have set the stage for an even more dynamic year ahead as technology continues to reshape how businesses and consumers interact with payments.

Embedded Finance 88

Embedded Finance Payments Fraud Detection AI 88

Payments Next

DECEMBER 2, 2024

By Gabriel Grisham, SVP, PayQuicker The global payments landscape is on the brink of a massive evolution. In 2025, we will witness The post Global Payouts Orchestration: Driving Payments 3.0 first appeared on Payments NEXT.

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Payments Global Payments Posting Cross-Border Payments 88

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

The Payments Association

DECEMBER 2, 2024

The future of payments is evolving at an unprecedented pace, driven by innovation, regulation, and shifting consumer behaviours and, most importantly, payments professionals. We spoke to some of the trailblazers in the space to get their thoughts on their respective areas of expertise, the latest in payment trends and the challenges and opportunities that lie ahead.

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Cross-Border Payments Compliance Regulations 88

Payments Dive

DECEMBER 2, 2024

Meet the payment needs of every generation to boost loyalty, satisfaction and on-time payments.

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Payments 129

Fintech News

DECEMBER 2, 2024

Crypto.com has introduced an upgraded bug bounty programme in collaboration with HackerOne, offering rewards of up to US$2 million for identifying security vulnerabilities. The programme represents a major expansion of Crypto.com ’s security measures and is among the largest rewards available through HackerOne’s platform. Rewards summary Last updated on 2 December 2024.

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PCI DSS ISOs Regulatory Compliance Consumer Protection 101

Payments Dive

DECEMBER 2, 2024

Payments players charted an increase in spending over the Thanksgiving Day holiday weekend, with e-commerce sales growth outstripping the rise in stores.

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Payments 97

Finextra

DECEMBER 2, 2024

Swiss fintech incubator Tenity is expanding its focus on Decentralized Finance though an early-stage fund backing promising startups building blockchain-based services on Ripple's XRP ledger.

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Blockchain Finance FinTech 98

Payments Dive

DECEMBER 2, 2024

The Canadian payments software company said it expects the operational overhaul to impact 200 workers and result in savings that can be redirected to its priorities.

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Payments 88

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Finextra

DECEMBER 2, 2024

Digital payroll vendor Deel has acquired Atlantic Money, a UK fintech startup set up to compete against money transfer giant Wise.

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Acquirers Payroll FinTech 113

Fintech News

DECEMBER 2, 2024

Vietnam is undergoing a transformation and moving towards becoming a cashless economy, a shift that has been driven by innovative financial solutions and public initiatives, a new report by Chiming, a market research firm focusing on Vietnam and Indonesia, shows. The Vietnam Consumer Trends 2024 report, released in October, explores key drivers set to fuel Vietnam’s growth and opportunities, highlighting that digital payment methods are gaining dominance, and helping improve financial inclusion

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Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 89

Finextra

DECEMBER 2, 2024

A coalition of leading financial institutions and technology companies, led by the UK's Centre for Finance and Innovation Technology, has worked to design a digital company ID to make securing finance and conducting day-to-day business quicker and less vulnerable to fraud.

Finance 94

Finance Innovation Security Technology 94

Fintech News

DECEMBER 2, 2024

Thailand Post has partnered with insurtech firm bolttech to offer discounted compulsory motor insurance to customers across Thailand. This new service allows individuals to easily purchase coverage for their personal cars and trucks online through the Thailand Post website, by scanning a QR code on their post office receipts, or in person at any post office branch.

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Posting Credit Cards FinTech Process 86

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Finextra

DECEMBER 2, 2024

The European Central Bank (ECB) has published its second progress report on the preparation phase of a digital euro, laying the foundations for the potential issuance of the CBDC.

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CBDC Central Bank 92

Payments Dive

DECEMBER 2, 2024

Although early-adopting platforms are already reaping the rewards of embedded finance, crucially, supply has not yet caught up with demand.

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Embedded Finance Finance 78

Finextra

DECEMBER 2, 2024

At Finextra’s inaugural ‘NextGenAI’ event, one topic kept coming up: what is stopping successful deployment? While in the FinextraTV studio, Prashant Jajodia, Managing Partner and Financial Services Sector Lead at IBM offered his expert insights and view on the subject.

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AI 78

Stax

DECEMBER 2, 2024

In recent years, market adoption of credit card surcharging—a practice by which merchants pass on the transaction fee for accepting a credit card to the cardholder—has increased dramatically. This trend is poised to continue, with a survey from the consultancy CMSPI finding that cost reduction is the top payments priority for 60% of businesses. In parallel with growing market adoption of surcharging, more states have considered and enacted surcharging legislation, often with the stated goal of s

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Junk Fees Credit Cards Push-to-Card Laws 68

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

TechCrunch Fintech

DECEMBER 2, 2024

Sometimes, the easiest way to find a great idea for a startup is to look beyond the current problem you’re solving for your customers. That’s exactly what worked for the founders of KPay. Davis Chan and his co-founders previously helped small and medium-sized merchants optimize their revenue and traffic in Asia, but they eventually noticed […] © 2024 TechCrunch.

FinTech 72

FinTech 72

The Fintech Times

DECEMBER 2, 2024

Crypto exchange Bybit , is launching a new physical Bybit Card in Brazil, following the success of its virtual offering which aims to remove barriers to everyday crypto sending. Bybit users in Brazil can now pre-register interest, with free card issuance on offer for a limited time. The crypto exchange has explained that it continues its mission to improve the accessibility of financial solutions to its global user base.

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On-Demand API Continuity Security 68

Fintech News

DECEMBER 2, 2024

KPay, a financial management and business operations platform, has secured US$55 million in Series A funding. The round was led by Apis Growth Markets Fund III and Apis Global Growth Fund III, managed by Apis Partners LLP, a UK-based global private equity asset manager. The funding will be used to fuel KPay ‘s expansion plans across key Asian economies, including Indonesia, the Philippines, Malaysia, and Thailand.

API 71

API Underserved Economy Security 71

Finovate

DECEMBER 2, 2024

Belgian regtech Harmoney has acquired compliance specialist APPC, a subsidiary of the Forsides Group. The acquisition will provide APPC clients with a broader range of tools to fight challenges ranging from anti-money laundering (AML) to counter-terrorism financing (CTF). Harmoney made its Finovate debut at FinovateEurope 2022 in London. Belgium-based regtech Harmoney announced its acquisition of APPC, the compliance-oriented subsidiary of the Forsides Group.

Compliance 66

Compliance Acquirers Money Laundering AML 66

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity

The Fintech Times

DECEMBER 2, 2024

This month at The Fintech Times, we’re reflecting on the past year’s fintech highlights while looking ahead to what 2025 might hold. We’ve engaged with fintech CEOs and industry experts to uncover key trends from 2024 and their insights on priorities for the coming year. 2024 was a year of challenges and opportunities for fintech. According to KPMG ’s Pulse of Fintech , global investment declined to $51.9billion in the first half of the year – the lowest six-month period since

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FinTech Financial Crimes Underserved Crime 63

Finovate

DECEMBER 2, 2024

Deel has acquired U.K.-based international funds transfer company Atlantic Money. Terms of the deal were not disclosed. The acquisition marks Deel’s ninth acquisition. Deel will leverage Atlantic Money’s expertise to enhance its global payroll solutions, enabling businesses to send secure international payouts. Payroll and compliance company Deel has acquired international funds transfer company Atlantic Money.

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Acquirers Funds Transfer Payroll Facilitators 64

The Fintech Times

DECEMBER 2, 2024

Berlin-based fintech bunch has launched in the UK, bringing its operating system for private equity and venture capital funds to the region. Having tripled its revenue and assets under administration in the last year, bunch is now accelerating its international expansion and is now aiming to take a slice of a burgeoning market in the UK. London is currently home to over 1,500 active PE and VC funds, while over half the value of the European private markets’ total assets under management sits wit

On-Demand 63

On-Demand FinTech Innovation Process 63

Finextra

DECEMBER 2, 2024

Cloud-native digital banking platform Lumin Digital has raised over $160M in growth equity financing, led by Light Street Capital, NewView Capital, and Partners Group.

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Finance 64

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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

AI

Nomentia

DECEMBER 2, 2024

Liquidity management is for cash control Can your company meet its operating expenses, like lease payments, utilities, or insurance? How much cash should your business hold at any given time? How can the business optimize its cash conversion cycle? Should the business seek external financing? All important questions. All questions liquidity management planning can help to answer.

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Liquidity Management Finance Payments Cash Management 59

Finextra

DECEMBER 2, 2024

Cloud-native digital banking platform Lumin Digital has raised over $160M in growth equity financing, led by Light Street Capital, NewView Capital, and Partners Group.

Finance 64

Finance 64

Clearly Payments

DECEMBER 2, 2024

With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. In-Store Credit Card Processing For brick-and-mortar businesses, in-store credit card processing is the most traditional and widely used method.

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Credit Cards Payment Gateways Gateways Multi-Currency 59

Finextra

DECEMBER 2, 2024

DBS in Singapore plans to reach out to 50,000 SMEs to equip them with GenAI tools and technology to help boost productivty

Technology 78

Technology 78

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments