Payments Dive

APRIL 26, 2024

Adopting ISO 20022 payment standards can help U.S. banks and credit unions unlock richer data and stay competitive in the global financial marketplace.

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ISO 20022 ISOs Credit Union Payments 158

Basis Theory

APRIL 26, 2024

Modern businesses do more than simply make one-off sales of products - they take advantage of the opportunities our digital reality offers. Perhaps the inspiration for today’s subscription offerings is the mortgage , the original offering that allowed people to buy something over time that they couldn’t, or wouldn’t, pay for all at once. Either way, merchants have fully committed to the Subscription Economy , and are building businesses around the concept of regular smaller payments in return fo

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Payments Origination Returns Economy 88

National Processing

APRIL 26, 2024

No one has more incentive to reduce business risk than merchants already considered to be in a high-risk industry or niche. Reducing risk saves you money on processing fees, saves time, and prevents major problems that hurt your business over the long run. Since risk management in payment processing is so critical, we are providing you […] The post Risk Management for High-Risk Merchants appeared first on National Processing.

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Risk Management Risk Process Posting 88

The Payments Association

APRIL 26, 2024

The timeline for tranche two of the institutions mandated by the PSR to join the CoP service in the UK is imminent (SD 17 requires that named organisations have implemented solutions by 31st October 2024), with the EU releasing their draft Verification of Payee (VoP) rule book for consultation (which closes 19th May 2024), and is expected to enter publication in September 2024 to take effect by September 2025… Read more

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Payee Verification Consulting Rules 88

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Finextra

APRIL 26, 2024

Share prices of Big Tech companies Google and Microsoft shot up on Friday, a result of large investments in artificial intelligence (AI) that led to immediate revenue returns.

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AI Returns 104

The Payments Association

APRIL 26, 2024

Online fraud is a growing scourge in the payments space, but biometrics-based security tools can help companies fight back – and customers are paying attention. These are the key findings of Veriff’s Fraud Index 2024, a survey of 1,000 consumers from across the US and the EU that gathered diverse viewpoints across age groups, nationalities and gender.

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Consumer Payments Security 88

Bank Automation

APRIL 26, 2024

NatWest is driving its costs down by reducing branches, trimming headcount and simplifying operations. “We incurred higher severance, branch and property exit costs in the first quarter and expect these to be weighted to the first half of the year,” Chief Financial Officer Katie Murray said during the bank’s first-quarter earnings call today.

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Finextra

APRIL 26, 2024

The European Parliament has voted to adopt a package of laws to strengthen the EU’s AML and terrorist financing toolkit, with a particular impact on the cryptocurrency industry.

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AML Cryptocurrency Compliance Regulations 87

Bank Automation

APRIL 26, 2024

As it waits for regulators to approve its $35 billion acquisition of payments network Discover, Capital One is “fully mobilized to plan and deliver a successful integration.

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Payment Networks Volume Global Payments Regulations 80

Finextra

APRIL 26, 2024

What is ethical risk? Ethical risk consists of the risks that could impede an organisation’s ability to live up to its ethical values and standards which impact consumer trust, reputation, and financial performance.

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Risk Consumer 72

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

The Fintech Times

APRIL 26, 2024

After the US Securities and Exchange Commission (SEC) approved Bitcoin exchange-traded funds (ETFs), the number of crypto fund products with significant carbon footprint grew dramatically. In light of this, Zumo , the B2B digital assets infrastructure prioritising compliance and sustainability, is joining forces with the Crypto Carbon Ratings Institute (CCRI), which provides data on the carbon exposure of investments and business activities related to blockchain, to help financial institutions b

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Bitcoin Mitigation Blockchain Product 69

Finextra

APRIL 26, 2024

Users of 14 popular overseas e-wallets from 9 countries and regions can now make payments in Hong Kong using their home apps through Alipay+, a suite of cross-border mobile payment and digitalization technology solutions operated by Ant International.

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Cross-Border Digital Payments Mobile Payments Payments 69

The Fintech Times

APRIL 26, 2024

According to research from IFS , the global cloud enterprise software company, 84 per cent of executives anticipate massive organisational benefits to stem from artificial intelligence (AI). However, despite optimism, the research revealed nearly half (48 per cent) of respondents aren’t ready to integrate the technology and are still reviewing proposals.

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AI Research Product Innovation 64

Finextra

APRIL 26, 2024

Mastercard is enhancing the Engage program and Fintech Express platform, making it even easier for fintechs and enablers to partner with Mastercard1 to quickly build and deploy solutions globally.

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Visa FinTech 64

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Fintech Finance

APRIL 26, 2024

Users of 14 popular overseas e-wallets from 9 countries and regions can now make payments in Hong Kong using their home apps through Alipay+ , a suite of cross-border mobile payment and digitalization technology solutions operated by Ant International. This covers a population of approximately over 1.2 billion, allowing them to enjoy a safe and seamless payment experience in “Asia’s World City” as the number of inbound tourists to Hong Kong continues to rise.

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Cross-Border Cross-Border Payments eWallet Digital Payments 59

Finextra

APRIL 26, 2024

According to research from the Green Finance Institute, damage to the natural environment could cause a 12% loss to UK GDP in the future.

Finance 72

Finance Research 72

Neopay

APRIL 26, 2024

At Neopay, we offer a range of solutions tailored to firms’ needs as they adjust to the changing attitude of the Regulator. All of our audits draw on the market-leading experience of our team to deliver a detailed and practical report. Despite the upfront costs, we all know that regular audits are an essential part of maintaining FCA compliance.

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Audit Due Diligence Compliance Adjustments 59

Finextra

APRIL 26, 2024

Nuvo, the fastest trade credit management platform for B2B sellers, has announced a strategic relationship with Equifax®, a leading global data, analytics and technology company.

B2B 59

B2B Technology 59

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Fintech Review

APRIL 26, 2024

In this exclusive interview, Fintech Review sits down with Laziz Kudratov , the Minister of Investment, Industry and Trade of the Republic of Uzbekistan. Minister Kudratov highlights Uzbekistan’s evolving investment scene, focusing on increased Foreign Direct Investment (FDI). He emphasises progress, especially in the fintech sector. Read more about the ambitious reforms and strategic initiatives positioning Uzbekistan as a top destination for global investors.

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FinTech Governance Government Legal Framework 59

Finextra

APRIL 26, 2024

iPipeline, a leading provider of digital solutions for the life insurance and wealth management industries, today announces the appointment of Adam Boone as Chief Financial Officer, who will lead the financial management activities for the growing global business.

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The Fintech Times

APRIL 26, 2024

Standard Chartered Bank will be expanding and enhancing its suite of payments solutions with a focus on facilitating faster, and more cost effective businesses to business (B2B) transactions as it has now joined Visa B2B Connect, a multilateral payment network that enables faster and frictionless account-to-account cross-border payments for its corporate clients.

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Cross-Border Payments Cross-Border B2B Settlement 59

Finextra

APRIL 26, 2024

In a panel session discussing the current state of play of Request-to-Pay in the Nordics, Finextra’s head of research Gary Wright spoke with Per Nilson, business development manager at Bankgirot, Anders Olofsson, head of PaaS at Tietoevry Banking, and Paul Francis Walvik-Joynt, senior vice president of real-time payments at Mastercard.

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Real Time Payments Visa Research Payments 59

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity

The Fintech Times

APRIL 26, 2024

PwC , the assurance, tax and advisory services provider, has published a new report revealing what factors impact effective anti-money laundering (AML) practices the most. In its report, titled EMEA AML Survey 2024: Spotlight on Effectiveness , PwC reveals that many organisations do not feel they have adequate AML operations. In fact, many do not think they are addressing the practicalities of modern AML operations as a result of current and upcoming AML regulations.

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AML Regulations Financial Crimes Money Laundering 59

Finextra

APRIL 26, 2024

Tradition, one of the largest global transactional and market data platform in financial and commodity related products, has today announced the appointment of accomplished industry veteran, Michel Everaert, as its Global Head of E-Commerce and Digitalization.

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Transactions Product 59

The Fintech Times

APRIL 26, 2024

With high inflation taking its toll on independent businesses and enterprise chains alike, the importance of providing customers with a good shopping experience is only growing. New research from Lloyds Bank and FreedomPay , a payment platform as a service provider, highlights the impact that embracing new payment innovation could have on UK businesses.

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Finextra

APRIL 26, 2024

Elavon, a leading global payments provider, today announces its expanded collaboration in Europe with FreedomPay, a global leader in Next Level Commerce™ technologies.

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Global Payments Technology Payments 59

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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

AI

The Paypers

APRIL 26, 2024

Entrust has introduced an authentication solution consolidating identity verification (IDV) and identity and access management (IAM) into a single platform.

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Authentication Verification 69

Finextra

APRIL 26, 2024

Paystand, the global leader in blockchain-enabled B2B payments, today announced the acquisition of Teampay, an industry-leading spend management software.

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B2B Blockchain Payments 59

EBizCharge

APRIL 26, 2024

Short-paid invoices are a common yet complex problem many businesses face that can impact cash flow and create administrative headaches. From honest mistakes to deliberate disputes, the reasons behind short-paid invoices can vary. Understanding these reasons will help your business effectively address invoicing issues and prevent discrepancies with customers.

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Disputes Best Practices Procedures SWIFT 52

Nanonets

APRIL 26, 2024

Bank feeds and automated reconciliation, easy expense claim reimbursement, and online invoicing features are just the start; Xero is a premium accounting software solution for small businesses. The tool’s out-of-box robustness lays a strong foundation to support a multitude of business processes, but it’s the Xero Marketplace – full of Xero apps and integrations – that really sets the Xero platform apart.

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Payroll CRM Reconciliation Automation 52

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments