Finextra

JANUARY 11, 2024

Circle Internet Financial, the issuer of the USDC stablecoin, has filed with the Securities and Exchange Commission for an initial public offering (IPO).

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Issuers Stablecoins Security 142

TechCrunch Fintech

JANUARY 11, 2024

Developers add Pier’s APIs with a few lines of codes, and the company then manages the credit lifecycle from end-to-end, including origination, underwriting, compliance and servicing. © 2023 TechCrunch. All rights reserved. For personal use only.

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Underwriting Origination API Compliance 120

Payments Dive

JANUARY 11, 2024

The latest cross-border input from the U.S. Faster Payments Council suggests it’s not too early to assess how real-time payments will shape international transactions.

Cross-Border 103

Cross-Border Instant Payments Real Time Payments Faster Payments 103

National Processing

JANUARY 11, 2024

Stay on top of credit card trends, and new features your customers expect in 2024 The post 2024 Trends in Credit Card Processing: What SMBs Need to Know appeared first on National Processing.

Credit Cards 88

Credit Cards Process Posting Payments 88

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

The Payments Association

JANUARY 11, 2024

thinkmoney partners with Edenred Payment Solutions to upgrade card and account processes for its customers. thinkmoney’s mission has always been to provide access, equality, and inclusion to best-in-class financial products, services and experiences to those that need it most. Under the partnership, Edenred Payment Solutions will provide a full platform of payment services, including card processing and settlement, banking processing including screening of transactions, enhanced mobile wallet fu

Payment Solutions 88

Payment Solutions Process Accounts Settlement 88

National Processing

JANUARY 11, 2024

This article will satisfy your curiosity about how merchant processing first began. Not only that, but you will gain key insights into future merchant processing trends for small businesses. With payments being so crucial to every business, it can only benefit you to understand the past, present, and future of this crucial component, right? […] The post The Evolution of Merchant Processing: Past, Present, and Future appeared first on National Processing.

Process 88

Process Small Business Posting Payments 88

NFCW

JANUARY 11, 2024

The NFC Forum has announced that it is in the process of developing a Digital Product Passport (DPP) standard that would allow electronic goods manufacturers to use NFC tags and chips to provide merchants and consumers with “reliable and robust access to information on how a product can be reused, remanufactured, or recycled throughout its lifecycle” The proposed NFC DPP standard will allow manufacturers to use NFC tags and chips to create a link between their products and in-depth D

Product 105

Product CHIPS Use Case Regulations 105

Fintech News

JANUARY 11, 2024

Financial software company Temenos has announced the launch of its comprehensive Enterprise Services on the Temenos Banking Cloud , aimed at retail, business, and corporate banking. This new service promises rapid deployment capabilities, allowing banks to set up software solutions within 24 hours while significantly cutting down on modernisation costs.

Product 106

Product API Agreements Security 106

Payments Dive

JANUARY 11, 2024

The restaurant point-of-sale provider may give clients a choice when it makes price adjustments, following a fee flub last year.

Adjustments 103

Adjustments 103

Fintech Finance

JANUARY 11, 2024

The U.S. Faster Payments Council (FPC) , a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published its latest research report, titled The Practicalities of Cross-Border Payments in a Faster Payments World. This new report builds on the FPC’s previous white paper, Cross-Border Faster Payments , released in June 2021, which focused on use cases and user expectations for cross-border faster payments.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Payments Dive

JANUARY 11, 2024

After opening automated stores on college campuses and sports stadiums, the tech giant is moving into healthcare facilities.

Automation 97

Automation 97

Bank Automation

JANUARY 11, 2024

Grasshopper Bank is working with account origination solution provider Mantl to make credit more easily available to the bank’s small business clients. The New York-based digital bank’s clients asked for a simpler way to access credit in “a more efficient, technology-oriented way,” Grasshopper Bank Chief Executive Mike Butler told Bank Automation News.

Small Business 75

Small Business Product Origination Automation 75

Payments Dive

JANUARY 11, 2024

The Salt Lake City-based convenience store retailer joins Yesway and Pilot in implementing Relay’s contactless purchasing platform.

Payments 78

Payments 78

Bank Automation

JANUARY 11, 2024

The financial services industry is investing in AI and generative AI as uses for both technologies expand. Ninety-seven percent of FIs plan to increase investment in AI to identify uses, optimize workflows and enhance their infrastructures, according to chip-making behemoth Nvidia’s “State of AI in Financial Services: 2024 Trends” report, published today.

AI 75

AI CHIPS Technology 75

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity

Finextra

JANUARY 11, 2024

Swiss payment technology house Rivero has raised $7 million in Series A funding to step into new markets and boost its product development and workforce.

FinTech 80

FinTech Payments Product Technology 80

The Paypers

JANUARY 11, 2024

Walmart has announced new AI-powered tools to help shoppers quickly search for products and automate the process of re-ordering frequently ordered items.

AI 83

AI Automation Process Product 83

Finovate

JANUARY 11, 2024

Start your year with a pair of brand new conversations from the Finovate Podcast ! First, join podcast host and Finovate VP Greg Palmer as he sits down with Tamara Steffens, Managing Director, TR Ventures. An early stage venture investor with more than 20 years of experience, Steffens shares her insights and perspective on what’s in store for fintech and the funding ecosystem in 2024.

FinTech 64

FinTech Posting Technology 64

The Fintech Times

JANUARY 11, 2024

The Computer & Communications Industry Association (CCIA) has responded to the Consumer Financial Protection Bureu ‘s request for comments on a proposal to define and regulate larger participants in the general-use digital consumer payment marketplace. The rule was first proposed in November 2023, to provide greater regulation for fintechs and nonbank financial service (FS) providers.

Regulations 64

Regulations CFPB Request for Comment Funds Transfer 64

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BioCatch

JANUARY 11, 2024

This blog is being published in two parts. Part 1 summarizes the final UK regulations for mandatory APP scam reimbursement. Part 2 discusses what non-UK FIs should take away from what is happening in the UK around APP scams. In December 2023, the UK Payment System Regulator (PSR) released the final details of the new APP scam reimbursement requirements ahead of the October 2024 implementation date.

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Scams Regulations Payments Authorization 64

The Fintech Times

JANUARY 11, 2024

FLIP MCR bridges the gap between founders and investors as it offers insights into investor perspectives ahead of the new year. Taking place at Peak ‘s headquarters in Manchester on 25 January 2024, the event will be hosted by Zally and SoSquared following a new collaboration. Patrick Smith , founder and CEO of Zally , the Manchester-based user authentication platform and Sam Royle , founder and CEO of SoSquared, the UK influencing marketing platform will host FLIP MCR, the free-to-atten

FinTech 64

FinTech User Authentication Authentication Facilitators 64

Finextra

JANUARY 11, 2024

Global Payments and Commerzbank are to launch a joint venture company catering to the digital payment needs of small and medium sized enterprise in germany.

Global Payments 69

Global Payments Payments Digital Payments 69

The Fintech Times

JANUARY 11, 2024

The needs of consumers change over time, including their preferences in payment methods. Businesses must constantly adapt to these changes, both for their direct to consumer and business-to-business (B2B) transactions. Alexander Berrai , deputy CEO, emerchantpay highlights how offering multiple payment options can help to satisfy customers’ expectations, help businesses expand and succeed in a competitive market.

BNPL 64

BNPL Online and Mobile Banking Payments B2B 64

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Payments

Finextra

JANUARY 11, 2024

Emerging Digital Payment Trends As we usher in 2024, the payments industry stands on the threshold o.

Industry Trends 87

Industry Trends Payments Trends Payments Digital Payments 87

The Fintech Times

JANUARY 11, 2024

Saudi Arabia has completed its next move in positioning itself as an attractive global hub for skilled professionals and investments as it launches five new premium residency products. The announcement comes as Prime Minister of the Kingdom of Saudi Arabia, His Excellency Dr. Majid bin Abdullah Alkassabi , chairman of the board of the Premium Residency Centre , aligns the company with the vision of His Royal Highness Prince Mohammed bin Salman bin Abdulaziz Al-Saud , Crown Prince to accelerate S

Product 59

Product Economy Governance Government 59

Fintech Finance

JANUARY 11, 2024

TodayPay Inc., a technology company pioneering a new category in payments called Refunds as a Service announced today at the Consumer Electronics Show (CES 2024) that Visa executive Mike West has joined as a Strategic Advisor. Mike West brings deep industry expertise from leading Visa Direct’s international commercialization and the network expansion by launching new use cases, innovative payment capabilities and value-added services.

PayPal 59

PayPal Use Case Value Added Service Advisors 59

The Fintech Times

JANUARY 11, 2024

‘Pay by Bank’ is catching on across the globe. The payment method which enables consumers to pay merchants directly through their own bank account, without the need for a debit or credit card, continues to enjoy increasing levels of success. Continuing its growth, ‘Pay with Bank’ transfer, powered by American Express , has partnered with one of the UK’s largest energy suppliers, OVO.

Authentication 59

Authentication Faster Payments Credit Cards Continuity 59

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Fintech Finance

JANUARY 11, 2024

Global Payments Inc. (NYSE: GPN) , a leading worldwide provider of payment technology and software solutions, and Commerzbank (FRA: CBK), the leading bank for small and medium size German enterprises and a strong partner for corporate clients and private and small-business customers in Germany, today announced a joint venture to offer digital payment solutions to small and medium size business customers across Germany.

Global Payments 59

Global Payments Payments Value Added Service Small Business 59

Finextra

JANUARY 11, 2024

ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, today announced that leading U.K. retailer Co-op has successfully moved its full stack of payments and fraud prevention technology software into ACI’s multi-tenant cloud platform hosted in Microsoft Azure.

Fraud Prevention 58

Fraud Prevention Real Time Payments Payments Technology 58

Fintech Finance

JANUARY 11, 2024

Nu México is launching the option to receive money from the United States, in association with Felix Pago. This strategic alliance with Felix Pago simplifies the process of sending money from the United States to Mexico and revolutionizes the landscape of cross-border money transfers, taking advantage of technology to provide a fluid, fast, secure and efficient experience to its customers.

Cross-Border 59

Cross-Border Debit Card Credit Cards Continuity 59

BioCatch

JANUARY 11, 2024

In my previous blog , I shared the key observations and industry response to the final UK PSR scam reimbursement requirements expected to go into effect in October 2024. In part two of this series, I will discuss why banks outside the UK should be paying attention to these important changes. There is much to learn from how financial institutions in the UK are dealing with consumer financial scams.

Scams 52

Scams Consumer Authorization Accounts 52

Speaker: Ian Hillis, SVP of Growth at Payrix and Worldpay for Platforms

Join us for an exclusive webinar hosted by Ian Hillis, SVP of Growth at Payrix and Worldpay for Platforms, where he’ll explore the significant impact of embedded finance on the software industry! This session is designed to provide you with the strategic insights needed to navigate the future of SaaS successfully, all while gaining a deeper understanding of how these trends can enhance your competitive edge, boost revenue, and deepen customer loyalty.

Embedded Finance