Wed.Dec 27, 2023

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What are Merchant Accounts and How Do They Work?

Stax

Accepting payments is the most important functionality that a business needs to start selling. But to accept payments seamlessly and securely, you need a merchant account. A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. Without a merchant account, it’s very difficult to ensure consistent cash flow or manage multiple sales channels effectively.

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Listen: Top 3 Bank Automation News podcasts of 2023

Bank Automation

Among themes discussed on Bank Automation News’ most popular “The Buzz” podcast episodes this year are: Improving customer experience; Navigating ChatGPT for finance implications; and Preparing for FedNow Listen to the top 3 podcasts of 2023: Citi Treasury and Trade Solutions improves CX, grows revenue 34% Naveed Anwar, global head of digital and data […]

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UK Fintech News: 2023 Year in Review

The Fintech Times

Every Wednesday, we delve into the latest fintech updates from across the UK. Now, as we approach 2024, we take a look back on some of our highlights and important fintech moments from across the last year in the UK. Maybe UK tech and politics don’t mix? While the UK fintech sector looked to tackle the difficult funding landscape, amidst high interest rates, we saw a number of governmental actions – both positive and negative.

FinTech 69
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Finextra's top impact study reports of 2023

Finextra

With 2023 drawing to a close, we take a look back at our most downloaded impact study reports over the course of the past year. Our impact study reports are how-to, best practice guides that support those in the financial industry in their utilisation and optimisation of particular technologies, as well as providing an outlook at future trends to watch.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Fintech Insights: Janine Hirt, Theo Lau, Chelsea Boothroyd, Kimberley Waldron, Nicky Senyard

The Fintech Times

It’s a time of reflection and anticipation at The Fintech Times throughout December, as we look back at developments and trends over the last 12 months and forward to the year ahead. We’re excited to share the thoughts of fintech CEOs and industry leaders from across the globe to 2023’s key takeaways and what we should expect to be top of the agenda in 2024.

FinTech 64
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Tarabut partners with decentralised savings platform Hakbah

Finextra

Hakbah - the KSA-based fintech savings platform - announces a new partnership with Tarabut - MENA’s leading open banking platform, and an investor in the region’s digital transformation.

FinTech 59

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Navigating Global Business Expansion: The Crucial Role of eInvoicing Compliance

Chargebee

Scaling a business to new heights involves navigating a myriad of challenges depending on company size, regions they operate in, and so on. The journey is complex, with many strategies available to grow and diversify revenue, like venturing into new geographies, expanding the product line, and launching new business models. In today’s dynamic business landscape, one of the key challenges businesses face when expanding their operations globally is e-invoicing compliance.

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Why Payment Security Should Start at Onboarding

BioCatch

When banks think of transaction authentication, they look at obtaining confirmation from the customer through an alternate channel. For example, if a customer wants to pay someone through internet or mobile banking, banks send a one-time passcode (OTP) to a registered mobile number or email belonging to the customer as an extra layer of security to verify it was the genuine customer who initiated the transaction.

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Top 5 Metrics for Efficient Growth in 2024: Recovering from a Tough Economy

Chargebee

As we transition into 2024, reflecting on 2023 events marked by rising interest rates, capital market challenges, and evolving customer behaviors, businesses are at a pivotal juncture. The past year’s trials have prompted a hard reset, compelling organizations to reassess their operating models for increased resilience. The shift from the conventional’ growth at all costs’ mindset to prioritizing first principles is evident in this landscape.

Economy 52
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5 Ways to Remove Pages from PDFs

Nanonets

As we navigate through the intricacies of document management, it's not uncommon to encounter scenarios where a leaner, more focused PDF is desired. Perhaps you aim to trim down the file size for easier sharing, extract pertinent information for a concise report, or declutter and refine a document for a polished presentation. Whatever the reason, mastering the art of removing pages from PDFs equips you with a valuable tool in your digital toolkit.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Navigating Global Business Expansion: The Crucial Role of eInvoicing Compliance

Chargebee

Scaling a business to new heights involves navigating a myriad of challenges depending on company size, regions they operate in, and so on. The journey is complex, with many strategies available to grow and diversify revenue, like venturing into new geographies, expanding the product line, and launching new business models. In today’s dynamic business landscape, one of the key challenges businesses face when expanding their operations globally is e-invoicing compliance.

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Are virtual wallets the future of payments?

Finextra

With the ‘wallet wars’ being waged over recent months, there has been much talk of virtual wallets b.

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Top 5 Metrics for Efficient Growth in 2024: Recovering from a Tough Economy

Chargebee

As we transition into 2024, reflecting on 2023 events marked by rising interest rates, capital market challenges, and evolving customer behaviors, businesses are at a pivotal juncture. The past year’s trials have prompted a hard reset, compelling organizations to reassess their operating models for increased resilience. The shift from the conventional’ growth at all costs’ mindset to prioritizing first principles is evident in this landscape.

Economy 52
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Creditspring research reveals BNPL used to afford Christmas

Finextra

Rising costs forced young people to use buy now, pay later (BNPL) to afford Christmas this year as a quarter (23%) of young people* admitted they were planning on buying their Christmas dinner this year using BNPL, according to new research from responsible lender, Creditspring.

BNPL 49
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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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What is Decentralised Finance or Defi?

Fintech Review

In the modern financial world, where innovations are constant and revolutionary ideas emerge frequently, a novel term has caught the attention of industry experts and enthusiasts alike: Decentralised Finance. Commonly known by its acronym, DeFi, this concept represents a significant departure from the norms of traditional banking structures. But as we peel back the layers, what precisely does Decentralised Finance entail?

Finance 59
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Cash in 2023: A Mini-Renaissance Amidst Digital Domination

Finextra

2023 witnessed a curious phenomenon in the world of payments: cash made a comeback. After a decade o.

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OakNorth appoints Lord Adair Turner as chairman

Finextra

House of Lords member Lord Turner of Ecchinswell - Jonathan Adair Turner - has experience across Standard Chartered Bank, Siemens UK, Merrill Lynch Europe, and McKinsey.

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