Fri.Jan 05, 2024

article thumbnail

Florida weighs cashless ban

Payments Dive

Lawmakers in the state are considering legislation that would require merchants to accept cash payments.

Payments 187
article thumbnail

How to Find the Right Credit Card Terminal for Your Business

Stax

Many merchants face the trouble of sifting through numerous credit card machine options, looking for a terminal that fits with their business. There are many different types of payment terminals to choose from, and you need one that’s going to help your business operate the most efficiently. Selecting the right payment processing terminal will not only help reduce your processing costs, but it’ll also increase your profits.

article thumbnail

Tokenizing the Tabletop: Magic the Gathering's Play in the Blockchain Economy

Paystand

Magic: The Gathering, a renowned trading card game, has left an indelible mark on the gaming industry. However, its impact extends beyond entertainment, laying the foundation for integrating blockchain technology into finance.

article thumbnail

Bank groups voice concerns with CFPB’s open banking proposal

Payments Dive

The Bank Policy Institute and The Clearing House want the Consumer Financial Protection Bureau to take a tougher stance on screen scraping, and allow banks to charge fees to cover the cost of enabling data sharing.

article thumbnail

From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

article thumbnail

Open banking: API ownership, liability

Bank Automation

Data protection protocols were among the top concerns raised after the Consumer Financial Protection Bureau gave consumers and the industry until Dec. 29 to respond to its October open banking proposal.

API 80
article thumbnail

FlexWage wins EWA carve-out in Connecticut

Payments Dive

The earned wage access company said the Connecticut Department of Banking determined it doesn’t need a state lending license.

88

More Trending

article thumbnail

Tesla partners with Origence for electric vehicle financing

Finextra

Consumers shopping for Tesla vehicles are now provided with low-rate financing options when reserving or purchasing a Model Y, Model 3, Model X, Model S, or Cybertruck vehicle through Tesla’s website or mobile app.

Finance 78
article thumbnail

How Much Should We Expect Generative AI to Evolve Throughout 2024?

The Fintech Times

Particularly since the release of OpenAI ‘s ChatGPT at the back-end of 2022, the world has sat up and taken notice of the potential of artificial intelligence (AI) to disrupt all industries in countless ways. To kick off 2024, The Fintech Times is exploring how the world of AI may continue to impact the fintech industry and beyond throughout the coming year.

AI 73
article thumbnail

BitMEX sends Bitcoin to the Moon

Finextra

BitMEX, the world’s leading crypto derivatives exchange, is sending Bitcoin to the Moon on January 8 at 02:18 am ET from Cape Canaveral Space Force Station, Florida. Working in partnerships with Astrobotic, Bitcoin Magazine, and Oxcart Assembly, the mission’s success will prove the potential of Bitcoin and blockchain technology in creating a truly borderless financial system beyond Earth, in addition to the inaugural Western soft lunar landing since NASA's Apollo 17 mission in 1972.

Bitcoin 72
article thumbnail

Origence Partners with Tesla to Provide Attractive Monthly Payments and Affordable Credit Union Financing

Fintech Finance

Origence , the leading credit union lending technology company in the U.S., and Tesla , the largest EV manufacturer in the world, announce a partnership to offer credit union financing to EV buyers through the Tesla website. This partnership will provide Tesla buyers seeking affordable monthly payments with more options through credit union financing.

article thumbnail

15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

article thumbnail

Will HSBC become the Google of Forex?

Finextra

Brilliant start to the year with HSBC head of wealth announcing a new Foreign Exchange (Forex) app t.

96
article thumbnail

Finovate Global Kazakhstan: Solva Secures Investment, Kaspi to List in the U.S.

Finovate

Some of the more interesting stories in international fintech this week come from the Central Asian nation of Kazakhstan. Solva , a Kazakhstani fintech that provides working capital solutions, has secured an investment of $20 million. The funds will help Solva grow from a microfinancier into a SME-based bank. The transition is expected to be completed this year.

article thumbnail

Only 13% of Start-ups Seek Loans from Banks With the Majority Relying on Personal Finances

The Fintech Times

New research from the UK Startup Awards has revealed that bootstrapping has become the most common way of funding a new endeavour. Eighty-five per cent of start-ups in the last three years have relied on personal capital to kickstart their businesses. Meanwhile, only 13 per cent of respondents said they took out a loan at the bank. The report , titled Ambitious UK Start-Ups: The Future of UK Business , also showed that support from friends and family (20 per cent) was also more likely to take

Finance 57
article thumbnail

Talus Pay Makes Two Acquisitions to Boost Growth

Finovate

Talus Pay has acquired home services fintech infrastructure company Jobox.ai and B2B payment solutions company Clarus Merchant Services. Combined, the new entity will process more than $9 billion for 22,000+ merchant customers annually. Financial terms of the deals were not disclosed. Texas-based Talus Pay announced two major purchases this week. The payments processing company has acquired home services fintech infrastructure company Jobox.ai and B2B payment solutions company Clarus Merchant Se

article thumbnail

eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

article thumbnail

UK Lenders ‘Must Improve Access’ to Affordable Credit Solutions As Brits Struggle, Urges Fuse

The Fintech Times

Londoners have become more reliant on their savings than anywhere else in the UK, with almost three million people forced to dip into savings pots to afford essential everyday costs, according to new research from AI-powered transaction analytics firm, Fuse. As the cost of living crisis persists, many UK residents have been forced to either dip into, or completely wipe out, their savings.

article thumbnail

VIPASO and Interswitch East Africa (Kenya) Limited Usher in a New Era for Mobile Money Payments in Kenya

Fintech Finance

Vienna Payment Solutions and Interswitch East Africa (Kenya) Limited have announced a partnership to enhance payment solutions for banks, hospitality industry players, on-the-go services, financial institutions, and retailers. This synergistic alliance introduces VIPASO, an innovative solution comprised of two distinct applications: a consumer app and a merchant app.

article thumbnail

Future-Proof Your Finance Function

Nanonets

Transformative technologies such as enterprise resource planning (ERP), customer relationship management (CRM), and supply chain management (SCM) systems have brought productivity breakthroughs that have dramatically improved business performance. The finance function has reaped benefits from these advances but there’s much more to come. The next wave of transformation is upon us, and it involves transactions between business partners.

Finance 52
article thumbnail

Amanda Stewart Joins The Clearing House as Chief Marketing Officer

Fintech Finance

The Clearing House (TCH) , the leading innovator and operator of U.S. payments networks, announced today that Amanda Stewart is joining the company as Senior Vice President and Chief Marketing Officer. Stewart, a marketing and communications expert with 20 years of experience, joins The Clearing House from Deutsche Bank, where she was most recently Americas Head of Corporate Bank Marketing, and Brand Management, and the Global Marketing Lead for Deutsche Bank’s Trust and Agency Services (TAS) bu

TCH 52
article thumbnail

7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

article thumbnail

Where Finance Meets Sustainability: Shared Visions and Opportunities

Finextra

Stepping into the lively fusion of finance and sustainability, we find ourselves in a space where th.

Finance 59
article thumbnail

UK Payments Regulator Proposes To Cap Cross-Border Fees On Mastercard and Visa Cards

The Nilson Report

The post UK Payments Regulator Proposes To Cap Cross-Border Fees On Mastercard and Visa Cards appeared first on Nilson Report.

article thumbnail

AIB survey reveals cost of living influences sustainability decisions

Finextra

45% of adults say that they are personally affected by climate change, a substantial increase from 37% in 2020.

58
article thumbnail

FusionIQ partners with Kinecta

The Paypers

FusionIQ has partnered with US-based Kinecta Federal Credit Union in order to implement its fully integrated solution and accelerate the latter’s digital development.

article thumbnail

Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

article thumbnail

State of Kansas Renews Contract with PayIt

The Nilson Report

The post State of Kansas Renews Contract with PayIt appeared first on Nilson Report.

Posting 52
article thumbnail

Talus Pay acquires Jobox.ai and Clarus Merchant Services

The Paypers

Talus Pay has acquired Jobox.ai and Clarus Merchant Services for fintech software and B2B capabilities incorporation, as well as accelerated development in the US.

article thumbnail

UnionPay International Partners with Trip.com

The Nilson Report

The post UnionPay International Partners with Trip.com appeared first on Nilson Report.

Posting 40
article thumbnail

Vienna Payment Solutions partners with Interswitch East Africa (Kenya)

The Paypers

Vienna Payment Solutions has partnered with Interswitch East Africa (Kenya) to improve payment solutions for financial institutions, retailers, and hospitality industry participants.

article thumbnail

Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

article thumbnail

Surfboard Payments partners with Worldline

The Paypers

Sweden-based Surfboard Payments has partnered with Worldline to provide businesses across the Nordic region with improved payment solutions.

article thumbnail

SentinelOne to acquire PingSafe

The Paypers

US-based AI security company SentinelOne has announced its agreement to acquire PingSafe , aiming to expand its cloud security capabilities.

article thumbnail

Emirates Islamic launches QuickRemit in the UK

The Paypers

Emirates Islamic has announced the launch of its online fund transfer service QuickRemit for customers and clients in the region of the UK.

article thumbnail

NetCents partners with Worldpay

The Paypers

NetCents has partnered with Worldpay in order to accelerate the adoption of digital assets and crypto payment infrastructure across businesses globally.

article thumbnail

Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.