The Fintech Times

FEBRUARY 1, 2024

The financial wellbeing of military personnel is often impacted by various challenges, including predatory lending practices, which can have detrimental effects on their credit scores, personal lives and mission readiness. Alex Haig served in the US Army from 2006-11, including multiple deployments to Afghanistan. He currently serves as the vice president of DailyPay’s public sector, overseeing the company’s earned wage access strategic growth plans in the public sector including civil servants

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Caps ATM Blocks Credit Cards 123

Finextra

FEBRUARY 1, 2024

Mastercard is turbocharging its fraud detection technology with generative AI that can scan a trillion data points to predict whether a transaction is likely to be genuine or not.

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Fraud Detection Visa AI Transactions 119

Electronic Payments Coalition

FEBRUARY 1, 2024

Insanity is doing the same thing over and over again but expecting different outcomes. Nearly 15 years since Congress imposed new mandates on your debit card, Senators Dick Durbin and Roger Marshall are trying to do the same thing to American’s credit cards. Report after report has resoundingly proven that government routing mandates on card payments hurt consumers, small businesses, and community financial institutions.

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Credit Cards Debit Card Small Business Government 110

Basis Theory

FEBRUARY 1, 2024

According to the industry group PYMNTS, failed payments cost subscription merchants as much as 9% - 11% of their revenue. While some of that revenue loss represents customers intentionally taking their business elsewhere, at least 25% to 50% are brought about by circumstance rather than decision - anything from credit card expiration to temporary shortages of funds or credit.

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Credit Cards Continuity Process Payments 88

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Payments Next

FEBRUARY 1, 2024

By Rafael Lourenco, EVP & Partner, ClearSale The subscription model is convenient for customers and ideal for businesses that want to build The post Preventing false declines and failed payments in subscription models first appeared on Payments NEXT.

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Payments Posting Credit Cards 88

Payments Dive

FEBRUARY 1, 2024

The card network is readying to offer Chinese consumers its card services domestically after winning approval last year for a joint venture in that country.

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Visa Card Services Consumer 97

Payments Dive

FEBRUARY 1, 2024

Acquiring the digital rewards startup will bolster Blackhawk Network’s rewards platform, the gift card company said.

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Acquirers 88

Finextra

FEBRUARY 1, 2024

Business that use open banking for payments report an average annual saving of 150 hours usually spent on operational tasks such as processing invoices and financial data, recurring payments and processing refunds, new research from NatWest reveals.

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Payments Research Process 80

Bank Automation

FEBRUARY 1, 2024

ING Bank invested in its digital infrastructure in 2023 and expects to reap the benefits of those tech advancements in 2024 as the bank plans to spend less on technology this year.

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Automation Process Technology 75

Finextra

FEBRUARY 1, 2024

Worldpay, LLC, (the “Company”), a global industry leader in payments technology and solutions, announced today that it has closed upon its previously announced sale and will now operate as an independent company.

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Technology Payments 85

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Bank Automation

FEBRUARY 1, 2024

Deutsche Bank is reducing costs bankwide through automation and technology efforts. The $578 billion, Germany-based bank is using simplified workflows and automation on the front end and application decommissioning and operation model improvements on the back end, Chief Executive Christian Sewing said during today’s Q4 earnings call.

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Automation Technology 75

Finextra

FEBRUARY 1, 2024

Kikapay, an early startup in the UK's open banking scene, has become the latest fintech to fall victim to changing economic conditions.

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FinTech 75

Bank Automation

FEBRUARY 1, 2024

BNP Paribas is looking to use AI and gen AI for revenue generation and cost optimization. “In 2023, we continued to invest in technology and in artificial intelligence,” Chief Executive Jean-Laurent Bonnafe said during the company’s fourth-quarter earnings call today.

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Use Case AI Continuity Technology 72

Nanonets

FEBRUARY 1, 2024

In the rapidly evolving business landscape, the efficiency of Accounts Payable (AP) processes is no longer just a back-office concern but a strategic imperative. The complexity and resource-intensive nature of traditional AP work is becoming unsustainable, particularly in the face of growing demands for speed and accuracy. Accounts Payable (AP) automation is the use of technology to streamline and improve the process of managing a company's bills and payments owed to others.

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Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

Finextra

FEBRUARY 1, 2024

Repay Holdings Corporation (NASDAQ: RPAY) (“REPAY”), a leading provider of vertically-integrated payment solutions, today announced a new technology integration with Lexop, a self-service software for credit unions, financial institutions, and other financing companies that optimizes the repayment journey for past-due consumers.

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Credit Union Payment Solutions Finance Consumer 64

BioCatch

FEBRUARY 1, 2024

They come out of nowhere and sweep you off your feet. A tall, dark, and handsome man with a chiseled jaw and a smile brighter than freshly fallen snow. A woman who looks like she just stepped off the runway of a Paris fashion show. They are sweet, attentive, charming, intelligent, and always seem to know the right thing to say. Most of all, they chose YOU.

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Scams 64

The Fintech Times

FEBRUARY 1, 2024

International visitors can now travel by taxi across the United Arab Emirates (UAE) as Alipay+ , the cross-border digital payment and marketing solutions provider, partners with key industries and government bodies. Through partnership with Abu Dhabi’s Integrated Transport Centre (ITC) and the Dubai Roads and Transport Authority (RTA), payments made via Alipay+ are now accepted on taxis operating in the United Arab Emirates.

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Tax Refunds SARS Cross-Border Cross-Border Payments 64

Finovate

FEBRUARY 1, 2024

This week, U.S. Office of the Comptroller of the Currency (OCC) fined City National $65 million in a civil money penalty. The OCC said the California-based bank “engaged in unsafe or unsound practices,” stating that it failed to establish effective risk management and internal controls. The bank also allegedly violated the bank secrecy act.

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OCC Office of the Comptroller of the Currency Risk Management Compliance 59

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

The Fintech Times

FEBRUARY 1, 2024

After securing funding from the Department for Science, Innovation and Technology (DSIT), the cybersecurity cluster for North East England, CyberNorth , is now launching two pilot Innovation Centres in Newcastle and Durham. New Innovation Centres will provide a vital platform to pioneering early-stage businesses enabling them to pursue and accelerate their growth trajectory in the cyber security field.

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Cybersecurity Innovation Security FinTech 64

Finovate

FEBRUARY 1, 2024

Quavo Fraud & Disputes introduced new automated ACH capabilities to its dispute management platform. Among the new features is a verbal attestation capability that eliminates the requirement of a digital or manual signature. Quavo founder and CEO Joseph McLean will lead a conversation on modernizing fraud and dispute management on February 6th as part of the Finovate Webinar series.

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Disputes WSUD ACH NACHA 59

The Fintech Times

FEBRUARY 1, 2024

Global Digital Finance (GDF), the global members association advocating and accelerating the adoption of best practices for digital assets, has released a compendium of insights from its members. Industry leaders, financial institutions, regulators and policymakers share their thoughts on the past year in the industry, and what to expect in 2024. GDF’s fifth annual report, ‘ Scaling for Success in 2023: RWA Tokenization Moves from POC to Production while Crypto Positions for Greater

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Finance Blockchain CBDC Compliance 59

Finextra

FEBRUARY 1, 2024

Joint statement of ETPPA, EMA, EPIF, EFA, and OFA on: AMLR technical trilogues - RECITAL 34 discriminating against European fintechs

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AML FinTech Rules 64

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity

The Fintech Times

FEBRUARY 1, 2024

Payments are arguably the face of fintech. When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. We have heard from over 100 experts across the paytech world as we explore the following topics this February. Buy Now Pay Later (BNPL) Our February paytech focus will begin by analysing one of the most popular emerging payment methods we’ve seen stick over the last few years.

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Cross-Border Payments Cross-Border FinTech BNPL 59

Finovate

FEBRUARY 1, 2024

It’s the first of February, which means that FinovateEurope is taking place this month on the 27th through the 28th at the O2 in London. If you haven’t registered yet, now is the time ! The agenda is packed with fintech’s most relevant topics and features 36 companies that will demo their new technology on stage in Finovate’s signature 7-minute demo format.

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Metaverse Deepfake AI Authorization 52

The Fintech Times

FEBRUARY 1, 2024

Techtrust , a tech staffing firm exclusively focused on fintech, has officially launched its ‘FinTech Talent Hub’, a new talent database aiming to support the industry with top-tier technical expertise. Situated in New York City’s financial district, Techtrust equips fintech leaders with a robust pool of vetted technical experts, enabling efficient attraction, retention, and nurturing of top software and IT talent in the US.

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FinTech Database Accreditation Best Practices 59

Global Fintech & Digital Assets

FEBRUARY 1, 2024

Understanding NFTs as commodities calls for a more nuanced analysis than what their “non-fungible” label might suggest at first glance. By Yvette D. Valdez The appropriate regulatory characterization of cryptocurrencies and digital assets for US legal purposes has spawned many pages of analysis and occupied many hours of industry, law firm, and regulatory consideration.

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NFTs Laws Cryptocurrency Rules 52

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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

AI

The Fintech Times

FEBRUARY 1, 2024

Hargreaves Lansdown has a well-established presence in the financial services sector and was named Team of the Year and the Best Place to Work of the Year, in the Fintech Awards South West 2023. In this Q&A, Matt Hyde, managing director at Fintech Awards South West , chats to Gemma Al-Kaisy, product lead at Hargreaves Lansdown , about the company’s role as the UK’s leading platform for private investors, its commitment to innovation, successful collaborations, investor empower

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FinTech Innovation On-Demand Technology 59

Fintech Finance

FEBRUARY 1, 2024

Payment technology firm Praxis Tech announces the launch of its 3DS Cascading feature that makes online payments quicker and more user-friendly while maintaining Strong Customer Authentication (SCA) requirements. Available today, this feature enriches the company’s Payment Orchestration Platform, known for linking merchants to a wide range of global payment processors and methods while providing a holistic solution for managing both front and back-end transaction flows.

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Authentication Payments Verification Compromise 52

The Fintech Times

FEBRUARY 1, 2024

Digital ID verification company IDVerse is joining forces with GeoComply , a global leader in geolocation compliance technology, to provide enhanced document identity verification for clients in the gaming and sports betting industry. Onboarding players while balancing fraud and compliance risks presents a significant challenge for many companies. GeoComply offers a streamlined solution, IDComply , that combines the strengths of several top verification providers in one place and eliminates the

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Compliance Risk Verification Authentication 59

Fintech Finance

FEBRUARY 1, 2024

Small business owners are optimistic about the future, with 88% indicating the financial state of their individual businesses is about the same or better off than a year ago, which should bode well for merchant services providers. According to the J.D. Power 2024 U.S. Merchant Services Satisfaction Study, SM released today, small business financial optimism is correlated with increased sales processed by merchant services providers.

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Debit Card Small Business Service Provider BNPL 52

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Payments