December, 2022

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Visa pledges $1B investment in Africa

Payments Dive

The largest U.S. credit card network plans to make the investment over the next five years in a "commitment to Africa’s growth potential.

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No Merchant Account  Payment Solutions

Agile Payments

Can you accept customer payments without having a Merchant Account?

Accounts 159
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Efficiency First: Tech Trends for Finance Teams in 2023

The Finance Weekly

First things first: despite any misguided "Excel is dead" stories you may encounter in the upcoming weeks, Excel won't disappear in 2023. The humble spreadsheet remains an essential, if not critical, component of many financial operations. Therefore, while we won't pay attention to what is or isn't happening to Excel (or Google Sheets), we can predict some CFO tech trends in 2023.

Finance 98
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What is NFC Mobile Payment and How to Use It?

Payment Savvy

Consumer shopping behavior has changed greatly during the last decade. Until recently, people made their credit and debit card payments with a bit of distrust because they were afraid of scammers stealing their card information through the card’s magnetic stripe. Luckily, advances in payment technologies have paved the way for an improved experience at checkout, and such fast, secure, and convenient payment methods as near-field communication (NFC) entered the game.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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4 AI Predictions for 2023: From the Great Correction to Practical AI

FICO

Home. Blog. FICO. 4 AI Predictions for 2023: From the Great Correction to Practical AI. A pragmatic approach I call Practical AI will rise in 2023 like a phoenix from the ashes of years of irrational exuberance around artificial intelligence. JessicaButalla@fico.com. Tue, 07/19/2022 - 16:11. by Scott Zoldi. expand_less Back To Top. Thu, 12/01/2022 - 11:05.

AI 98
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France and Luxembourg central banks work together on a CBDC initiative

The Paypers

Banque de France and the Banque centrale du Luxembourg worked together on an experimental Central Bank Digital Currency (CBDC) initiative.

CBDC 101

More Trending

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How Push Payments | Consumer Permissioned Payments Can Help High-Risk Businesses

Agile Payments

How Push Payments | Consumer Permissioned Payments can solve the merchant account Merry Go Round for high-risk business payment needs?

Risk 88
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The CB Insights Book of Market Maps

CB Insights

New technologies are reshaping nearly every industry — and decision-makers need an efficient way to sort through technologies to make better business decisions. Our 139-page coffee table book features 120+ market maps created by CB Insights analysts to help you identify which technology markets and companies should be on your radar, including AI lifecycle management, omnichannel enablement, B2B payments tech, and more.

B2B 85
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How Smals helps the Belgian government innovate with APIs

Axway

Smals provides an API-centric platform to modernize the Belgium government’s data architecture and leverage new technologies and security protocols, while offering greater efficiency and cost-effectiveness. Smals: serving Belgian public agencies.

API 72
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In-depth look at the distribution of average U.S. FICO® Scores in 2022

FICO

Home. Blog. FICO. In-depth look at the distribution of average U.S. FICO® Scores in 2022. The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation. KristinaRobinson@fico.com. Tue, 08/30/2022 - 13:08. by Tom Quinn. expand_less Back To Top. Wed, 12/07/2022 - 13:00.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Italy wants to use the Algorand blockchain for guarantees

The Paypers

The Bank of Italy and IVASS have selected the Algorand blockchain to demonstrate how distributed ledger technology can be used for guarantees.

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FIS CEO exits earlier than expected

Payments Dive

In a change of plans for the payments processor, Gary Norcross will hand off the CEO title to Stephanie Ferris earlier than expected and won’t become executive chairman.

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5 Reasons Push Payments will change the online checkout landscape

Agile Payments

5 Reasons Push Payments will change the online checkout landscape.

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The CB Insights Book of Strategy Maps

CB Insights

Famous management guru Peter Drucker once said, “Tell me what you value, and I might believe you. But show me your calendar and your bank statement, and I’ll show you what you really value.” The same is true of understanding corporate strategy. FREE DOWNLOAD: BOOK OF STRATEGY MAPS. First name. Last name. Email. Company Name. Job Title. Phone number.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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Axway’s 2022 year in review

Axway

The year’s end is often a season of reflection, and we wanted to take the opportunity to briefly look back at the year we’ve shared with our customers, partners, and all of you.

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5 Ways Digital Payments Will Change FIs and Fraud in 2023

FICO

Home. Blog. FICO. 5 Ways Digital Payments Will Change FIs and Fraud in 2023. New digital payments channels and methods will grow next year, giving new opportunities for fraudsters and scammers. FICO Admin. Tue, 07/02/2019 - 02:45. by TJ Horan. Vice President, Product Management. expand_less Back To Top. Tue, 12/20/2022 - 10:20. As I look back on 2022, I’m reluctant to lean too far into predictions for 2023.

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EBRD improves cybersecurity consciousness in Moldova

The Paypers

The European Bank for Reconstruction and Development (EBRD) has partnered with cybersecurity company ISSP to enhance digital security for SMEs in Moldova.

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Shift4 CEO suggests company could go private

Payments Dive

The payments company, which went public in June 2020, isn’t ruling out a return to being private, its CEO said.

Returns 183
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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Zero ChargeBack Payment Processing: There is a solution

Agile Payments

Zero ChargeBack Payment Processing: There is a solution.

Process 88
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The CB Insights Book of RFTs

CB Insights

Are you a technology company or vendor looking to get in front of tech buyers, investors, and acquirers? We’ve compiled 141 requests for technology (RFTs) from buyers that are looking for a tech solution right now. These include: An American healthcare system is exploring drone delivery services for delivery of lab specimens across its network of hospitals.

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Ask your B2B integration service provider these 5 questions in 2023

Axway

Connections are critical in today’s B2B environment. Integration serves not only to keep essential business flowing, but also to fuel innovation as companies evolve to answer modern business demands.

B2B 59
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Assessing Digital Identity — You Need to Ask “Who?” AND “Why?”

FICO

Home. Blog. FICO. Assessing Digital Identity — You Need to Ask “Who?” AND “Why?”. As customer interactions go completely online, digital identity verification and authentication help — but sophisticated authentication can’t stop all types of fraud. FICO Admin. Thu, 08/22/2019 - 12:37. by Adam Davies. Vice President, Product Management. expand_less Back To Top.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Italy wants lower fees on electronic transactions

The Paypers

Italy's parliament has approved a measure in the 2023 budget that will impose a levy on payments firms and banks if they fail to agree lower fees on electronic transactions with shopkeepers.

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Toomey bill would put stablecoin oversight in OCC’s hands

Payments Dive

The outgoing senator said he wanted to shield stablecoin activity from the Fed, which is still debating whether to issue a central bank digital currency. Toomey noted the Fed’s “significant skepticism” of stablecoins.

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CFO Challenges to Watch out for in 2023

The Finance Weekly

2022 was another challenging year for businesses worldwide. While some of the old challenges of 2020 and 2021 are still lingering, this year brought a list of new difficulties as well. For CFOs, 2023 will be a challenge not only in their direct role as head of finance, but also in how they help set the budget and tone for the rest of the company. Here are 5 of the biggest challenges that CFOs face in the upcoming year and how they can help lead the company in the right direction. 1) Inflation.

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Prioritizing 8 technologies helping small businesses build payment solutions

CB Insights

Small to medium-sized businesses (SMBs) are going digital. Almost 1 in 5 SMB owners say they’re planning to adopt a fully digital business model, according to PYMNTS. To be successful, they need digital payment solutions that enable them to build, scale, and expand across the world. download the State of Fintech Q3 ’22 Report. Get the free report for analysis on dealmaking, funding, and exits by private market fintech companies.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Who do you trust? An interview with Ralph Bragg

Axway

The following article is an adapted transcript based on the audio recording of Season 3, Episode 7 of the Mr. Open Banking podcast. The audio version is available here.

Finance 59
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Our Scams Model Just Won an Award for Machine Learning

FICO

Home. Blog. FICO. Our Scams Model Just Won an Award for Machine Learning. Credit & Collections Technology Awards recognize our scams model with the award for Machine Learning - here's why. Saxon Shirley. Wed, 05/25/2022 - 03:43. by Scott Zoldi. Chief Analytics Officer. expand_less Back To Top. Mon, 12/19/2022 - 11:30. As scams grow worldwide – scams grew by 30% in two years in the UK and by 18% from 2020 to 2021 in the US – financial services institutions are looking for new tools to detect and

Scams 52
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Clear Junction launches escrow accounts for fiat and crypto trading

The Paypers

Clear Junction has announced the launch of a new escrow accounts solution which will act as a DVP (delivery versus payment) protection for those wishing to trade in digital currencies and fiat.

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FTX fallout spurs regulatory fears

Payments Dive

Payments industry professionals, including at the software security firm Fireblocks, worry that the crypto exchange’s downfall could trigger a regulatory backlash against digital assets.

Security 109
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Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.