November, 2022

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CEOs Sound Off: Payments forecasts for 2023

Payments Dive

The CEOs of Brex, Splitit and Paystand weigh in on what’s to come in the year ahead, commenting on the trends, challenges, regulation and M&A.

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Credit Card Surcharges Hurt Your Business—Do This Instead

Synapse Payment Systems

Profit margins are tight right now, and as operating costs increase, many businesses wonder if they should surcharge credit cards. While there are pros and cons to surcharging, most businesses are better off avoiding it. Here’s why credit card surcharges hurt your business—and what you should do instead to raise revenue and keep customer loyalty. What is a Credit Card Surcharge?

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What is a B2B integration platform?

Axway

Regardless of a business’s products and services, B2B transactions are central to operations — whether communications with suppliers, customers, distributors, or even end consumers.

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6 CFO tips for taking a company public

The Finance Weekly

CFOs are well experienced finance professionals who know how to lead their team and the finance company through many different scenarios. Supposing a CFO has a couple years of experience, they have been through many ups and downs, uncertainties, and market changes that would have left them prepared for future challenges. One of the most difficult time periods that a CFO can go through is when the company decides to go public.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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In FTX’s bankruptcy, here are the top 10 investment and M&A holdings creditors should be looking at

CB Insights

Sam Bankman-Fried’s crypto exchange FTX filed for bankruptcy protection on November 11 — the culmination of a steady stream of bad news for the company and a “bank run” that saw roughly $6B in customer withdrawals. A total of 134 affiliated companies were part of the filing, and there could be more than a million creditors involved. download The State of Blockchain q3’22 report.

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UK and Singapore sign fintech agreement

The Paypers

The Government of the UK and the Monetary Authority of Singapore (MAS) have signed a cross-country memorandum of understanding (MoU), deepening collaboration in fintech, and strengthening their financial cooperation.

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7 Tips to Avoid Chargebacks & Payment Disputes This Holiday Season

Synapse Payment Systems

For many businesses, the holidays are the busiest time of the year. While more customers and revenue are certainly a plus, this can also be a season of increased chargebacks and payment disputes. Fortunately, there are things every business owner can do to minimize chargeback risk and avoid costly hassle. Keep reading to learn how to avoid chargebacks and payment disputes during the holiday season.

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The API long game. Leading with consistency and perseverance.

Axway

I’m proud to announce that Axway is named a Leader in the 2022 Gartner® Magic Quadrant for Full Life Cycle API Management.¹ This marks the seventh time that Axway has been recognized.

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The 7 Critical Finance Software for Your Companies Tech Stack

The Finance Weekly

What is a financial tech stack? A tech stack, or a solutions stack, is the combination of technologies and software tools that an organization uses in order to conduct day to day business operations. As the number and quality of software tools increases, companies are constantly looking to find better ways to cut down on manual work and increase efficiency.

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3 insurance trends to watch in Q4’22

CB Insights

While insurtech funding has remained relatively flat quarter-over-quarter in 2022, insurers are still actively engaging with startups to improve their businesses — including addressing climate-related risks. . download the State of Fintech Q3 ’22 Report. Get the free report for analysis on dealmaking, funding, and exits by private market fintech companies.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Paysera partners Airwallex to send money to 149 countries

The Paypers

Lithuania-based fintech Paysera has partnered with Airwallex to enable its clients to send money to 149 countries and 9 countries’ open IBAN accounts.

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Visa’s next CEO sees a world of growth

Payments Dive

Ryan McInerney, who will become CEO of the card network juggernaut next year, recently detailed the areas where he sees opportunities for the company.

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Stripe’s Rate Increase: What It Means for Your Business in 2022

Synapse Payment Systems

If your business is one of the millions that use Stripe to process payments, you may have heard the news about Stripe’s rate increase in November 2022. You could be paying up to 0.5% more on each transaction for manually entered payments. Fortunately, there are actions you can take to protect your revenue and improve your customer experience. Why Is Stripe Increasing Its Rates?

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Get ready for a U.S. open banking rule: protecting personal financial data rights 

Axway

The director of the?Consumer Financial Protection Bureau (CFPB) has just announced the coming of a new U.S. open banking rule , accelerating the move toward open banking in North America.

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

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How to Manage Your Investment Portfolio as a SaaS Business

Agile Payments

How to Manage Your Investment Portfolio as a SaaS Business.

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Market Trend Report: Accounts payable automation software for payment leaders

CB Insights

What is accounts payable automation software? Accounts payable (AP) automation software companies automate the entire accounts payable process, from invoice to pay to reconciliation, with the aim of reducing manual processes and avoiding human errors. Accounting and finance departments use this technology to manage massive amounts of invoices from their suppliers or payment leaders.

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Rapyd fintech developer survey shows a wish for collaboration

The Paypers

Rapyd has conducted a fintech developer survey that reveals their challenges, opportunities, and a wish to collaborate within the developer community.

FinTech 88
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FIS may cut thousands of workers, Bloomberg reports

Payments Dive

The news report on workforce reductions at the payments processor follows its announcement earlier this month that it would embark on a $500 million cost-cutting program.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Four Key Components of Real-Time Insurance Success

FICO

Home. Blog. FICO. Four Key Components of Real-Time Insurance Success. Insurers need to make real-time decisions using advanced analytics, with interactive communications, based on a complete view of the customer. FICO Admin. Thu, 08/22/2019 - 12:37. by Rodrigo Camargo. Director, Partner Solutions. expand_less Back To Top. Wed, 11/30/2022 - 12:10. Throughout these years of working with insurance companies to leverage technologies such as like data streaming and orchestration , rules authoring and

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API security is the key to business success: here’s how easily DACH organizations can implement it.

Axway

On December 12-15th, Axway and EasiRun are sponsoring the digital IT Days in Germany to highlight API security as the key to business success for organizations in Europe’s German-speaking countries (DACH region).

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How To Improve Employee Productivity with AI

Agile Payments

How To Improve Employee Productivity with AI.

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Analyzing Goldman Sachs’ growth strategy: How the 150-year-old global financial institution is reinventing itself

CB Insights

Founded in 1869 , Goldman Sachs has established itself as one of the world’s largest investment banks and is a major force in the global financial markets. But the firm is now looking to expand far beyond its traditional business lines, such as investment banking and asset management. For example, it recently launched a digital consumer bank called Marcus and partnered with Apple to launch a credit card.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Yapily partners with Certua to augment life insurance with Open Banking

The Paypers

UK-based Open Banking infrastructure Yapily has teamed up with insurance platform Certua to simplify applying for and managing life insurance.

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MoneyGram dives deeper into crypto

Payments Dive

The money transfer company said it’s adding a new crypto feature to its mobile app, expanding on an attempt to appeal to a younger client set.

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Profitability and Customer Financial Health in Retail Banking

FICO

Home. Blog. FICO. Profitability and Customer Financial Health in Retail Banking. Here’s how to strike a balance that delivers long-term benefits for customers' financial health. FICO Admin. Tue, 02/18/2020 - 14:57. by Bill Waid. expand_less Back To Top. Wed, 11/30/2022 - 19:00. In my recent Forbes article , I explored a vision for the future of retail banking where the customer’s complete financial wellness is at the center of decision making.

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Griffins at Work: Brice Flamant

Axway

Our Griffins at Work series introduces you to some of our incredible Griffins, sharing their stories about all the things that make Axway an incredible place to work, grow, and succeed.

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Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

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Mobile Banking App: Welcome Screen

Finance Magnates

IS Bank in Türkiye is one of the banks that I use. Their mobile app has something I have not witnessed with any other app I may have used. I am sure it exists, but I haven’t seen it with anyone else. It is the welcome screen depending on the time of day it is, and also on holidays & seasons. Something as simple as this welcome screen makes me happy.

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Prioritizing 10 technologies accelerating customer engagement for insurance

CB Insights

For a time, the rise of insurtech companies selling directly to consumers and businesses threatened to make agents and brokers obsolete. But not anymore. Now, they’re fighting back by investing in technologies to improve the efficiency of their businesses and help digitize the customer experience to better compete with D2C insurtechs. download the State of Fintech Q3 ’22 Report.

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Standard Chartered launches Payouts-as-a-Service solution

The Paypers

Standard Chartered has announced on the first day of Singapore Fintech Festival the launch of Payouts-as-a-Service (PaaS), a bank-grade fintech solution that allows digital businesses to manage one-to-many payments to parties in their ecosystem.

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Fiserv scoops up Nextable

Payments Dive

With the latest acquisition, Fiserv is further strengthening its restaurant chops, adding cloud-based reservation and table management to its BentoBox operation.

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Deliver Mission Critical Insights in Real Time with Data & Analytics

In the fast-moving manufacturing sector, delivering mission-critical data insights to empower your end users or customers can be a challenge. Traditional BI tools can be cumbersome and difficult to integrate - but it doesn't have to be this way. Logi Symphony offers a powerful and user-friendly solution, allowing you to seamlessly embed self-service analytics, generative AI, data visualization, and pixel-perfect reporting directly into your applications.