September, 2022

article thumbnail

Will biometrics be the future of payments?

Payments Dive

The use of biometrics to authenticate payments is poised to bring more security and speed to transactions, but some say broad adoption on the part of consumers and merchants is still far from reach.

article thumbnail

Is Clover a Good POS System for Your Business?

Synapse Payment Systems

The Clover point-of-sale system is a big step above a standard credit card terminal. It offers a modern user interface, analytical tools, and essential features for running your business. Many business owners wonder, is Clover a good POS system compared to Square, Toast, and its many other competitors? If so, what makes Clover the best option? While any system has its merits, there are several reasons why we believe Clover is the superior choice.

article thumbnail

5 Easy Tips for Increasing Value-added Activities Among FP&A Teams

The Finance Weekly

FP&A teams spend way too little time in value-adding activities. In fact a survey from the online FP&A resource community FP&A Trends found that , only 12.5% of organizations spend 40% of their time in value-adding activities. While these numbers are concerning, the real problem lies in the fact that organizations either believe that they are doing far more business partnering and value-adding activities than they really are, or they believe that there is not much that can be done to

Finance 98
article thumbnail

Bank of Russia to legalise cross-border payments in crypto

The Paypers

The Bank of Russia , the country’s central bank, has admitted that cross-border payments in crypto are inevitable in the current geopolitical conditions.

article thumbnail

From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

article thumbnail

Axway sponsors first-ever France API event

Axway

This summer saw the inaugural France API conference, the first major French-speaking API event. Axway was proud to be a sponsor and co-organizer of this first event, alongside Accetal , Enjoy Sharing , and the API Thinking collective. .

API 72
article thumbnail

State of Fintech Spotlight: B2B contenders are entering the BNPL fray

CB Insights

“Buy Now, Pay Later” is emerging as a bright spot for fintech funding. Although overall fintech investment fell by 33% in Q2’22 , funding to BNPL companies has already reached $2.6B in 2022 — on pace to comfortably surpass 2021’s record-high of $4.3B. download the state of fintech Q2 2022 report. First name. Last name. Email.

BNPL 65

More Trending

article thumbnail

Meet Our 2023 FICO Decisions Awards Judges

FICO

Home. Blog. FICO. Meet Our 2023 FICO Decisions Awards Judges. Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation. Saxon Shirley. Thu, 05/12/2022 - 10:29. by Nikhil Behl. expand_less Back To Top. Thu, 09/29/2022 - 15:15. FICO has announced its panel of independent judges for the 2023 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, mana

article thumbnail

Fashion's Biggest Brands and Retailers are Accepting Crypto Payments: Find Out Why and How They're Doing It

BitPay

The fashion industry is always looking ahead for the next big thing. Now, many brands are finding it in crypto. Learn why crypto is being used inside boutiques and online, and why it's here to stay. Three fashion icons that accept crypto payments These forward-thinking fashion brands and retailers are laying the foundation for a world where digital payments are not only normal, but the standard.

article thumbnail

Ripple and Travelex Bank to introduce crypto-enabled payments in Brazil

The Paypers

US-based Ripple , an enterprise blockchain and crypto solutions provider, has partnered with Travelex Bank to introduce crypto-enabled payments in Brazil.

article thumbnail

What is an API call?

Axway

The functionality of application programming interfaces (APIs) is built upon several layers — one of which includes requests made to APIs to retrieve a service or data, or what’s otherwise known as an API call.

API 59
article thumbnail

15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

article thumbnail

Market Trend Report: Mobile Point-Of-Sale for Vendors

CB Insights

What is mobile POS? Mobile point-of-sale (mPOS) companies are creating software or portable points-of-sale that enable a smartphone or tablet to function as a cash register. Businesses can receive payments instantly by downloading a mobile app that connects a smartphone or tablet to a card reader. Some mPOS systems automatically flag when inventory is low, reducing the manual labor needed for inventory management. download the STATE OF FINTECH Q2 2022 report. hbspt.forms.create({. onFormReady: f

article thumbnail

Gun merchant code approved for card purchases

Payments Dive

An international standards body approved a new merchant code that will apply to gun sellers for transactions using credit card networks like Visa and Mastercard.

article thumbnail

Delivering Trust for Risk-Aware Telcos - Using Data and Analytics

FICO

Home. Blog. FICO. Delivering Trust for Risk-Aware Telcos - Using Data and Analytics. Pre-screened, right-sized offers and the efficient use of ‘just-in-time’ data are helping telcos win, retain and safeguard more customers – regardless of age or credit profile. FICO Admin. Tue, 07/02/2019 - 05:23. by Tim Young. expand_less Back To Top. Wed, 09/28/2022 - 15:25.

Risk 52
article thumbnail

How To Protect Your Business From Financial Crimes

Agile Payments

(via: [link] ).

article thumbnail

eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

article thumbnail

WayaPay launches digital bank for immigrants

The Paypers

WayaPay , a US-based Kenyan fintech, has launched its full-service digital bank and money transfer app targeting African immigrants.

FinTech 83
article thumbnail

Will your B2B company exist 10 years from now?

Axway

I’ve had discussions lately with B2B companies about their pressing need to modernize their technology processes. Many business execs have a ‘want’ and a ‘desire’ for change, to help meet fundamental business metrics.

B2B 59
article thumbnail

Market Trend Report: Omnichannel Payments for Vendors

CB Insights

What are omnichannel payments? Omnichannel payments solutions allow businesses to accept payments through multiple channels, including online, mobile, and in-store. These platforms offer data integration across payments, marketing, and sales channels so that customers can shop and transact the same way online and offline, giving businesses a single view into the customer journey.

article thumbnail

Extra costs biggest reason shoppers ditch online carts

Payments Dive

With cart abandonment costing online retailers up to $136 billion annually, Coresight Research’s findings suggest they might want to focus on total purchase price more closely matching shopper expectations.

Research 173
article thumbnail

Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

article thumbnail

Digitalization and Artificial Intelligence: 5 Keys to Success

FICO

Home. Blog. FICO. Digitalization and Artificial Intelligence: 5 Keys to Success. Digitalization and artificial intelligence will radically change retail banking. What does this mean for banks? FICO Admin. Thu, 12/19/2019 - 16:29. by Ulrich Wiesner. expand_less Back To Top. Mon, 09/26/2022 - 18:25. Machine learning, language processing, robotics - the artificial intelligence toolbox offers a range of smart tools that enable machines to act autonomously.

AI 52
article thumbnail

CFPB mulls rules for BNPL

Payments Dive

The Consumer Financial Protection Bureau is weighing new rules and guidance for the fast-growing buy now-pay later industry after wrapping up a comprehensive report on it.

Rules 158
article thumbnail

Busting the myths on FedNow

Payments Dive

Jessica Cheney, a vice president at Bottomline Technologies, aims to dispel myths about the meaning and impact of the coming Federal Reserve instant payment system.

FedNow 158
article thumbnail

Biden advances digital asset regulation

Payments Dive

The Biden administration wants the Securities and Exchange Commission and the Commodity Futures Trading Commission to “aggressively pursue investigations and enforcement actions against unlawful practices in the digital assets space.

article thumbnail

Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

article thumbnail

Bank CEOs defend Zelle in Senate hearing

Payments Dive

Sen. Elizabeth Warren called the peer-to-peer payments network “unsafe,” claiming Zelle users were defrauded out of $500 million last year.

Zelle 158
article thumbnail

Zelle counters scam talk with growth rates

Payments Dive

The instant payments brand is highlighting a double-digit growth rate for its peer-to-peer payments tool and downplaying scams on its system.

Scams 158
article thumbnail

House lawmakers add credit card competition bill

Payments Dive

Members of Congress on Monday introduced the House companion to a Senate bill seeking to rein in the Visa-Mastercard credit network “duopoly.

article thumbnail

Healthcare fintechs targeted by cyber criminals

Payments Dive

Cybersecurity professionals say healthcare payments processing firms are particularly vulnerable to information technology breaches and ransom demands.

article thumbnail

7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

article thumbnail

Consumers tap BNPL for larger purchases

Payments Dive

Marqeta's report, which showed U.S. buy now-pay later use has climbed since last year, also points to consumers acquiring more credit cards.

BNPL 139
article thumbnail

MoneyGram CEO bullish on stablecoins

Payments Dive

The money transfer company’s brick-and-mortar business is being displaced by digital payments, mobile wallets and use of stablecoins as bridge assets.

article thumbnail

Amex, Discover see lasting credit changes

Payments Dive

The chief financial officers at American Express and Discover each said this week that pre-pandemic credit metrics for delinquencies and charge-offs won’t soon return.

Returns 113
article thumbnail

Klarna seeks to shed more workers

Payments Dive

In acknowledging the pursuit of further downsizing, a Klarna spokesperson cited changes being made by company executive Camilla Giesecke assuming COO duties.

113
113
article thumbnail

Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.