PCI Security Standards

NOVEMBER 28, 2023

Risk analysis is a foundational tool to help organizations identify and prioritize potential threats and vulnerabilities within their environment. PCI DSS v4.0 introduced the concept of targeted risk analysis (TRA) with two different types of TRAs to provide entities with the flexibility to evaluate risk and determine the security impact of specific requirement controls, as appropriate for their environment.

PCI DSS 213

PCI DSS Risk Security 213

Payments Dive

NOVEMBER 3, 2023

The company plans to cut about 8% of its workforce over the next year as Jack Dorsey steps up his efforts to improve efficiency and revive profits.

Blocks 213

Blocks 213

Basis Theory

NOVEMBER 30, 2023

Merchants, especially online, have no choice but to contract with at least one payment service provider ( PSP ) to ensure they can execute transactions with credit cards and other payment methods. That said, simply continuing with a single PSP is no more logical than sticking with the same provider of any service forever: from time to time, any business must consider whether there are superior alternatives available.

Credit Cards 100

Credit Cards Payment Service Provider (PSP) Service Provider Transactions 100

TechCrunch Fintech

NOVEMBER 27, 2023

Hussain Elius is best known as the co-founder of Pathao, one of Bangladesh’s top ride-sharing apps. For his latest startup, however, Elius is exploring the world of DeFi with Wind.app, a self-custodial, smart contract wallet with three main features. The first is enabling businesses to send payments to remote employees around the world. The second […] © 2023 TechCrunch.

Consumer 117

Consumer Payments Blockchain FinTech 117

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Finextra

NOVEMBER 30, 2023

Swift has connected domestic payment schemes across Europe to provide full transparency and end-to-end tracking for instant cross-border transfers destined for the EU.

SWIFT 118

SWIFT Cross-Border Instant Payments Process 118

Finezza

NOVEMBER 29, 2023

Recently, the RBI’s June Financial Stability Report revealed that retail loans in the Indian banking sector experienced an impressive compounded annual growth rate (CAGR) of 24.8% between March 2021 and 2023. A pivotal reason for this growth is the ongoing transformation of the traditional and time-consuming manual loan approval process, driven by the adoption of automated […] The post Streamlining Loan Approvals with Automated Credit Underwriting Software appeared first on Finezza B

Underwriting 108

Underwriting Automation Process Posting 108

Payments Dive

NOVEMBER 17, 2023

Better spelling on fake merchant sites and more advanced card skimmers are among the latest schemes that will be deployed by fraudsters during the year-end holiday shopping season.

Consumer 174

Consumer 174

Basis Theory

NOVEMBER 29, 2023

In any subscription business, there is inevitably churn - subscribers who end their contract and move on. There is, however, a difference between those who choose to end their relationship (voluntary churn) from those who stumble into it (involuntary churn). The involuntary churn demographic generally slip out of the merchant’s grasp for maddeningly simple reasons - often a problem with payment, like an expired card, an exceeded card maximum, or hard declines following fraud attempts on a card t

Payments 100

Payments 100

TechCrunch Fintech

NOVEMBER 28, 2023

Candex, a startup that aims to simplify procurement — specifically vendor management and payment processes — for businesses, today announced that it raised $45 million in a Series B investment led by Goldman Sachs with participation from WiL (World Innovation Lab), Altos, NFX, Craft, JP Morgan, American Express and Edenred. The tranche brings Candex’s total […] © 2023 TechCrunch.

Participant 116

Participant Innovation Process Payments 116

Chargebee

NOVEMBER 30, 2023

Customer loyalty is like gold dust in today’s volatile economic landscape. With inflation reaching decades-high levels, customers are adjusting their buying habits and have no qualms about switching to more cost-effective brands to get the deals and benefits that matter to them. Price isn’t the only deciding factor for consumers. What makes a brand’s relationship with customers really unique is the ongoing value exchange.

Adjustments 98

Adjustments Consumer 98

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

Use Case

Nanonets

NOVEMBER 14, 2023

Introduction Hey Sam! Ever felt like you're juggling too many balls in the air, trying to keep that sales pipeline flowing without a spill? In the ever-evolving world of sales, where targets loom large and time is of the essence, it's crucial to have the right quiver of tools at your disposal. But here’s the deal—finding the best sales pipeline management tools isn't just about staying ahead; it's about revolutionizing your approach.

CRM 98

CRM Automation AI Database 98

PCI Security Standards

NOVEMBER 7, 2023

Welcome Cartes Bancaires, a new Principal Participating Organization (PPO) at the PCI Security Standards Council! In this special spotlight edition of our PCI Perspectives Blog, Cartes Bancaires’ Executive Vice President, Projects & Expertise Division Pierre Chassigneux introduces us to his company and how they are helping to shape the future of payment security.

Participant 113

Participant Payment Security Security Payments 113

Payments Dive

NOVEMBER 14, 2023

The new hire is tasked with boosting adoption of The Clearing House’s RTP real-time payments system, as the new rival Federal Reserve FedNow system seeks to attract clients.

Federal Reserve 173

Federal Reserve Fed FedNow RTP 173

ACI Worldwide Blog

NOVEMBER 30, 2023

Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro. The post Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica appeared first on ACI Worldwide.

Posting 95

Posting 95

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

TechCrunch Fintech

NOVEMBER 30, 2023

Alternative investment platform Yieldstreet announced today that it has agreed to acquire Cadre, an online real-estate-focused investment platform aimed at institutional and high net worth investors. Financial terms of the deal were not disclosed. Founded in 2015, Yieldstreet gives people a way to invest in areas like real estate, marine/shipping, legal finance, commercial loans and […] © 2023 TechCrunch.

Acquirers 109

Acquirers Legal Finance FinTech 109

Chargebee

NOVEMBER 30, 2023

In today’s digital marketplaces, consumers are spoiled for choice. With just a click, they can browse a plethora of options, making brand loyalty seem like a relic of the past. Yet, as brands battle for attention in this hyper-competitive landscape, the key to standing out lies not solely in attracting new customers but in nurturing existing ones. Enter the era of membership and loyalty programs — dynamic engines of retention and revenue.

Consumer 98

Consumer Returns 98

Electronic Payments Coalition

NOVEMBER 30, 2023

The post U.S. Travel Association Warns Congress of Durbin-Marshall Bill’s Devastating Impact on Travel Industry appeared first on Electronic Payments Coalition.

Posting 98

Posting Payments 98

PCI Security Standards

NOVEMBER 9, 2023

From 1-17 November 2023, the PCI Security Standards Council (PCI SSC) is accepting nominations from companies to serve on the 2024-2025 PCI SSC Brazil Regional Engagement Board.

Security 109

Security Participant 109

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Payments Dive

NOVEMBER 3, 2023

The digital payments company said it’s cooperating with a Securities and Exchange Commission probe of its stablecoin, and a Consumer Financial Protection Bureau inquiry related to bank transfers.

CFPB 174

CFPB PayPal Stablecoins Digital Payments 174

Segpay

NOVEMBER 30, 2023

8 minute read Germany, known for its solid cars, innovative engineering, rich culture, and love for sports, has emerged as a powerhouse in the European online gaming industry. Over the past few years, Germany’s online gaming market has grown remarkably, driven by a combination of factors, including regulatory changes, technological advancements, and shifting consumer preferences.

Processors 87

Processors Risk Regulations Disputes 87

TechCrunch Fintech

NOVEMBER 5, 2023

Welcome back to The Interchange, where we take a look at the hottest fintech news of the previous week. If you want to receive The Interchange directly in your inbox every Sunday, head here to sign up! Last week, we chronicled some big rounds in the fintech space, Intuit’s decision to shutter Mint and what that means […] © 2023 TechCrunch.

FinTech 109

FinTech 109

Bank Automation

NOVEMBER 29, 2023

Technology providers Alkami, Finastra and Temenos all brought on new financial institution customers in the third quarter as demand for cloud-based solutions and digital banking rose. “Digital banking is an essential product now for a financial institution.

Transactions 80

Transactions On-Demand Product Technology 80

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

NFCW

NOVEMBER 29, 2023

EGOVERNMENT: Luxembourg’s EUDIW pilot includes support for qualified electronic signatures EGOVERNMENT: Luxembourg’s EUDIW pilot includes support for qualified electronic signatures EGOVERNMENT: Luxembourg’s EUDIW pilot includes support for qualified electronic signatures Luxembourg’s Ministry for Digitalisation and Government IT Centre (CTIE) are to test a digital identity system that allows multiple official documents to be stored and exchanged across four use cases as part o

Online and Mobile Banking 79

Online and Mobile Banking Use Case Government Governance 79

PCI Security Standards

NOVEMBER 27, 2023

Welcome to this episode of Coffee with the Council. I'm Alicia Malone, Senior Manager of Public Relations at the PCI Security Standards Council. Today I'm joined by my co-host for the day, Director of Communications, Simon Kleine, at EMVCo. And we're having a conversation with Arman Aygen, Director of Technology at EMVCo, and PCI Security Standard Council's VP of Solution Standards, Andrew Jamieson.

Mobile Payments 105

Mobile Payments Payments Security Technology 105

Payments Dive

NOVEMBER 29, 2023

PayPal is attacking illegitimate customer returns with new policies after a rise in e-commerce activity has fueled that type of fraud across the industry.

PayPal 183

PayPal Returns 183

The Paypers

NOVEMBER 6, 2023

US-based crypto solutions company Ripple has become the technology partner for National Bank of Georgia ’s (NBG) digital GEL pilot project.

Technology 96

Technology 96

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

TechCrunch Fintech

NOVEMBER 16, 2023

India’s central bank has enforced several measures to cool down high growth in consumer credit in a move that will impact consumer spending and many startups in the South Asian market, industry executives said. The Reserve Bank of India raised risk weights on unsecured personal loans, credit card, consumer durable loans by banks and non-banking financial companies […] © 2023 TechCrunch.

Central Bank 101

Central Bank Consumer Non-Bank Credit Cards 101

Bank Automation

NOVEMBER 28, 2023

Scotiabank reduced its headcount and branch footprint in its fiscal fourth quarter as part of its restructuring initiatives to pull back on costs. The Canadian bank’s headcount fell 2% year over year to 89,483 and total branches also fell 2% YoY to 2,379, according to the bank’s earnings supplement for the quarter ended Oct. 31.

80

80

Chargebee

NOVEMBER 21, 2023

The world is a small place. If you want your business to unlock new opportunities, you’ve got to expand into new markets. The global SaaS market alone grew by 14.3% in 2022, hitting a record $242.57 billion. Yet, to create sustainable growth in new markets, companies competing within the SaaS ecosystem must ensure they have the right tools in place to facilitate sales across the globe.

Payment Gateways 76

Payment Gateways International Payments Gateways Facilitators 76

Finextra

NOVEMBER 30, 2023

In the fast-paced world of project management, staying ahead of timelines and ensuring seamless col

AI 93

AI 93

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity