February, 2022

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Why is Competitor Analysis Crucial to Drive Business Growth?

Agile Payments

Why is Competitor Analysis Crucial to Drive Business Growth? In the fast-paced era of automation and technological advancement, staying ahead in the business space is challenging. Especially when the market arena is noisy and full of intense competition, getting insights on your competitors becomes crucial for your business growth.

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Fraud Scams Skyrocket, But People Worry More About Pickpockets

FICO

When it comes to fraud, are people worried about the wrong things? New data suggest that people are concerned about fraud, but one of the biggest threats seems to be flying under the radar, at least for consumers. That threat is fraud scams – tactics and techniques that fraudsters are using to trick people into giving away their money. The financial impact of scams is staggering indeed: in the UK alone, authorised push payment (APP) scams accounted for £479 million in gross losses in 2020.

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State Of Blockchain 2021 Report

CB Insights

Global blockchain deals and dollars shattered records in 2021. Funding grew 713% year-over-year as investors poured money into crypto and NFT startups. In our State Of Blockchain 2021 Report, we dig into global investment trends to spotlight takeaways like: What drove the biggest year in blockchain funding yet — and what’s on the horizon. The record unicorn count, unicorn birth trends, and the highest-valued startups to close out the year.

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This FP&A Factor will Cost US Businesses $7,800,000,000 in 2022

The Finance Weekly

Billions of dollars is a lot to lose, especially in regards to a largely avoidable mistake. A study by the University of Baltimore and Excel-based FP&A company, , DataRails , lays out the full economic costs of businesses sticking with manually prepared financial reports. Breaking down the Math. $6.1 billion is the first number that came out of the research and this represents the total amount of money lost by manual financial work.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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API Reviews: Scaling Up API Governance

Axway

API reviews are part of the overall API lifecycle. They are used to check that an API’s design matches the API design guidelines.

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Uplinq partners with fundii

The Paypers

Transformative credit assessment platform, Uplinq , has partnered with fundii , an equity fundraising platform dedicated to tech startups across the Middle East and North Africa (MENA) region.

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FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles

FICO

When we talk about alternative data, we focus on how it can help bring millions more people into the mainstream credit ecosystem. An important benefit of finding new broad-based data sources and incorporating them into widely-used credit scoring models is the ability to provide greater visibility into the overall profile of an applicant population. FICO® Score XD 2 allows for exactly that.

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SME lender for Southeast Asia, Funding Societies, raises $294M in equity and debt. Funding Societies competitors include KoinWorks and Investree.

CB Insights

Funding Societies , a digital financing platform for SMEs in Southeast Asia, has raised $144M in an extended Series C round that drew participation from K3 Ventures, Rapyd Ventures, SoftBank Group, and VNG, among others. The company also raised $150M in debt financing from undisclosed investors. HOW’S THE COMPANY PERFORMING? Singapore-based Funding Societies uses an AI-based credit assessment model to provide loans, credit cards, and expense management and B2B payment services to SMEs.

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How to Use Payment Orchestration Platform

Ikajo

Considering the increase in demand for online shopping and a variety of payment options in recent years, e-commerce merchants should keep up with this pace. The speed of transaction and its fulfillment with no delay shapes customers’ buying experience and encourages them to return to the merchant again and again. It is in the best interest of merchants not only to provide an excellent service but also to use an infrastructure that can expand their business opportunities.

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Stop tinkering with APIs and start delivering secure business outcomes

Axway

You need a more scalable and consumable way to capitalize on opening key data and processes; you know that. You’re also committed to using APIs to do it.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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OFAC employs further sanctions on Russian financial sector

The Paypers

US-based Office of Foreign Assets Control (OFAC) has expanded sanctions against Russia through blocking two state-owned financial institutions and restricting sovereign debt.

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Payment Integration Mistakes - The MSB Factor

Agile Payments

It happens on a regular basis; prospective clients contact us because they have a SaaS application in development, usually nearing launch, and they need a solution to pay-out to people or companies that serve a role within the application's ecosystem, but who are not the primary beneficiary of the funds received from a credit card payment.

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How Can Banks Stop Authorised Push Payment Fraud?

FICO

A cross-party Treasury Select Committee has called on the UK government to do more to ensure that the victims of authorised push payment scams are reimbursed. Since May 2019, major UK banks have participated in a voluntary code - the Contingent Reimbursement Model (CRM), designed to provide funds back to the victims of authorised push payment fraud or APP fraud.

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Corporate card startup Ramp hits $8B valuation with new financing from Founders Fund. Ramp competitors include Brex, Mesh, Pleo, Rho, and Jeeves.

CB Insights

Ramp , a provider of corporate credit cards, has raised $200M in a Series D round that drew participation from Founders Fund. How’s the company performing? New York-based Ramp offers credit cards to SMBs, and it also provides expense management, bill payment, accounting, and reporting services. The company’s clients include Ro, DoNotPay, Bristol Hospice, Walther Farms, ClickUp, and Applied Intuition.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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The Key to Making Your Business Future-Proof in 2022

The Finance Weekly

The corporate landscape throughout the world appears to be in a never-ending state of transformation. Supply chain shortages, major gaps in the workforce, and a never-ending pandemic are impacting each and every industry and contributing to this perpetual state of uncertainty. Is your business set up to handle these dynamic market conditions? Do you have the resources to adapt?

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Bringing the open banking promise – and how to get there – into sharper focus

Axway

The practical notion of “open banking” is generally regarded as the exchange of data and services between financial institutions and third-party providers for the purpose of enhancing the capabilities and experiences of end-users.

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EPC to manage new SEPA Payment Account Access scheme

The Paypers

The European Payments Council (EPC) Board has accepted the Euro Retail Payments Board’s (ERPB) invitation to act as Scheme Manager for a new Single Euro Payments Area (SEPA) Payment Account Access (SPAA) scheme.

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2021 ACH Transaction Volume Shows Strong Growth

Agile Payments

2021 ACH Transaction Volume.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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The Rise of Money Mules in The Philippines

FICO

How COVID-19 became a catalyst for financial crime. The COVID-19 pandemic has reshaped global economies and left millions unemployed. During the peak of the pandemic, unemployment rates in the Philippines hit a 30-year record high. While things have since improved , this ongoing economic stress will likely make more people susceptible to the siren song of money muling, especially with movement restrictions that severely limit work opportunities.

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Snapshift, An HR Platform For Frontline Workers, Raises $45M. Snapshift Competitors Include Skello, Celayix, Legion, And Reflexis Systems.

CB Insights

Snapshift , an HR and workforce management platform, has raised $45M in a Series A that drew participation from Highland Europe, Bpifrance, and UL Invest. How’s the company performing? France-based Snapshift helps retail and hospitality SMEs manage payroll, scheduling, and productivity. The platform is currently used by over 6K customers including, Subway, Spar, Fitness Park, Amorino, Pizza Hut, and Columbus Café The company, which currently has more than 70 employees, aims to increas

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2022 Is a Pivotal Year For CFOs

The Finance Weekly

As we approach 2 years since the start of the pandemic, it’s safe to say that most professional long term predictions have been shaky at best. The unpredictability of the pandemic along with market volatility in a global economy has made for some unprecedented financial challenges. In addition, unemployment is low, yet companies are still scrambling to retain and recruit employees.

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EasiRun and Axway partner up for successful modernization

Axway

EasiRun is a European provider of tools for application modernization and transformation, assisting enterprises with digital transformation in hybrid environments where Axway’s solutions are essential elements to their foundation.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Mercado Pago to initiate payments

The Paypers

Brazil-based fintech Mercado Pago has announced that it will allow transactions by initiating a payment, based on the ITP number, created in the third stage of Open Banking.

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SMB Crypto: Should small businesses issue social tokens (or NFTs)?

Fintech Labs Insights

We’ve been debating whether it’s time to add a crypto category in our fintech services directory for small businesses (SMB/SME). We hadn’t really seen a killer use case for normal businesses* given that accepting payments via crypto is still too complicated, expensive and slow ( at least in the U.S. where other payment methods work fine ). But I think we have found a fairly straightforward use case: social tokens ( the fungible kind) used to reward frequent customers for participating in a com

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Fraud Scams Skyrocket, But Consumers Are More Concerned About Pickpockets

FICO

When it comes to fraud, are people worried about the wrong things? New data suggest that people are concerned about fraud, but one of the biggest threats seems to be flying under the radar, at least for consumers. That threat is fraud scams – tactics and techniques that fraudsters are using to trick people into giving away their money. The financial impact of scams is staggering indeed: in the UK alone, authorised push payment (APP) scams accounted for £479 million in gross losses in 2020.

Scams 52
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Scalapay hits $1B valuation as it scales up its European BNPL offering. Scalapay competitors include Klarna, Alma, PayRight, and Divido.

CB Insights

Scalapay , a buy now, pay later (BNPL) company, has raised $497M in a Series B. The round drew participation from Tencent Holdings, Willoughby Capital Management, Deimos Capital, and Tiger Global Management, among others. HOW’S THE COMPANY PERFORMING? Italy-based Scalapay offers a BNPL platform that enables shoppers to pay for goods in installments.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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QR payments enabled between Indonesia, Malaysia, and Thailand

The Paypers

The central banks of Malaysia, Thailand, and Indonesia have enabled cross-border QR payments between these countries, as of the end of January 2022.

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Commerzbank enables truly customer-centric services powered by Axway

Axway

Commerzbank is a leading German bank with an international presence, serving private and small business customers as well as corporates, multinationals, financial service providers, and institutional clients.

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FedEx Express partners with BigCommerce

The Paypers

FedEx Express , a subsidiary of global express transportation company FedEx, has announced a strategic partnership with US-based SaaS ecommerce platform BigCommerce.

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European Commission proposes rules for data access across economic sectors

The Paypers

The European Commission has proposed new rules on who can use and access data generated in the EU across all economic sectors.

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Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.