August, 2023

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Google joins Open Wallet Foundation

Payments Dive

"We look forward to working closely with other OWF members to advocate for solutions that ensure we’re building a privacy-forward wallet for everyone,” Google Wallet Vice President Jenny Cheng said.

Privacy 172
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5 Great Reasons to Attend a 2023 PCI SSC Community Meeting

PCI Security Standards

PCI SSC Community Meetings bring together the brightest minds in payment security. Don’t miss your opportunity to collaborate and learn about the latest developments in global payment security and in the PCI Security Standards this year in: Portland, Oregon , Dublin, Ireland or Kuala Lumpur, Malaysia. The PCI SSC Community Meetings are open to all in the payments industry.

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GDPR and Biometric Data: Ethical Considerations and Privacy Implications

VISTA InfoSec

As technology advances and the use of biometric data becomes more prevalent, it is crucial to address the privacy concerns and regulatory compliance associated with this sensitive data. The General Data Protection Regulation (GDPR) plays a key role in safeguarding individuals’ privacy rights and ensuring the responsible handling of biometric data. Artificial Intelligence (AI) can also be utilized to ensure compliance and responsible handling of biometric data.

Privacy 130
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The Risks and Rewards of Generative AI In Financial Services

Open Banking Excellence

How can businesses unlock the productivity gains of AI whilst mitigating the risk of ‘hallucinations’ and solving challenges around toxicity, privacy, bias, and data governance, asks Paul O’Sullivan, SVP Solution Engineering at Salesforce? There is huge hype around generative AI apps like ChatGPT, with advocates arguing that this technology will increase productivity and improve efficiency for every type of company.

AI 130
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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Enhancing lending efficiency: How digital disbursements benefit borrowers and lenders

Payments Next

By Trinity Van, PayNearMe When low-income individuals start businesses, the first hurdle they face is securing a loan. The second is getting The post Enhancing lending efficiency: How digital disbursements benefit borrowers and lenders first appeared on Payments NEXT.

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6 Financial Strategies for Maximizing Corporate Efficiency

Agile Payments

6 Financial Strategies for Maximizing Corporate Efficiency “A strategy, even a great one, doesn’t implement itself” Jeroen De Flander, Author of The Art Of Performance In the corporate world, inefficiency is a very dangerous field. It creates a domino effect and can bring the business to rock bottom. Research records a 20-30 % loss in companies revenue yearly due to company inefficiencies.

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Meet Our Community Meeting Keynote Speakers

PCI Security Standards

PCI SSC Community Meetings bring together the brightest minds in payment security. Don’t miss your opportunity to collaborate and learn about the latest developments in global payment security and in the PCI Security Standards. We are excited to share these keynote speakers that promise to be both fascinating and inspiring: Bob Arno, Jenny Radcliffe and Jamie Clarke along with very special Meet and Greet Experiences immediately following their sessions.

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What Industries Are Recession Proof?

Payment Savvy

While it is by no means a pleasurable experience, the simple truth of the matter is that recessions are a part of life and something we should accept as an occasional occurrence. We are going to face them once in a while – there is no avoiding that fact. Depending on your perspective (and at the risk of sounding a little existential), the very fact that recessions are inevitable at some point means we are always approaching one.

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AI document processing: The complete guide

Nanonets

AI-based document processing is transforming the way businesses handle paperwork. It is overhauling traditional data entry, approval systems, and document management. As per a Smartsheet study , workers spend over a quarter of their week on mundane tasks like data management. Most of us can relate to the frustration of sifting through complex documents, manually extracting data, or struggling with clunky document management systems.

AI 97
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Bridging the digital divide: how APIs are transforming businesses and why you can’t afford to ignore them

Axway

In the bustling streets of our digital world, there’s a hidden force at work, orchestrating the seamless interactions we engage in every day. It’s something most of us take for granted, yet it’s integral to our modern lives.

API 69
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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Using ACH APIs for Efficient Automated Payments

Agile Payments

ACH API’s enable businesses or SaaS platforms that deal with larger transaction volumes to develop software that streamlines payments via the ACH network

ACH 88
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Discover finds tech upskilling model in Chicago hub

Payments Dive

The card issuer looks at the Chatham call center and technology hub as a model for site selections, hiring procedures, customer service experience and community development.

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Get a Sneak Peek at a Community Meeting Presentation on Achieving and Maintaining PCI Compliance In An Acquisition Model

PCI Security Standards

Do not pass up the chance to collaborate and gain knowledge on the latest developments in payment security at the upcoming PCI SSC Community Meetings. These events feature presentations from some of the sharpest minds in payment security. Below Heidi Babi , PCIP, ISA, PCI Security Assurance & Compliance Sr. Lead, Mars, Incorporated provides a preview of her presentation on Achieving and Maintaining PCI Compliance In An Acquisition Model.

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BIN Checker: Understanding Bank Identification Numbers

Payment Savvy

What Are BINs? A Bank Identification Number (BIN) is the first four or six numbers found on any debit or credit card. Essentially, this set of digits specifies the financial institution that issued a payment card. Every BIN number can be checked to prevent fraud and ensure the protection of both merchants and consumers when shopping. When you run any BIN number through a checking system, you end up with accurate information about the geolocation, card issuer, and card type.

Issuers 98
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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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The Complete Guide to AI Image Processing

Nanonets

In a world increasingly dominated by digital imagery, the convergence of artificial intelligence and computer vision has ushered in a new era of innovation. Join us as we dive headfirst into the captivating realm of AI image processing. Buckle up, for the pixels are about to come to life, and the machines are poised to reveal the unseen. What is AI Image Processing?

AI 90
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U.S. Bank and Elavon launch enhanced talech software

The Paypers

Elavon , a wholly owned subsidiary of U.S. Bank, has launched the next generation of talech software aiming to help small business owners run their businesses efficiently.

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The Benefits of Employing an IVR Payment System using ACH and Credit Card Processing

Agile Payments

The Benefits of Employing an IVR Payment System using ACH and Credit Card Processing

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Why the ‘click-to-cancel’ amendment makes sense

Payments Dive

“This proposal reflects the growing consumer demand for an easier subscription cancellation process,” writes a payments industry CEO. “However, this isn’t only in the interests of consumers.

Process 147
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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Coffee with the Council Podcast: Meet the Council’s New Regional VP, North America

PCI Security Standards

Welcome to our podcast series, Coffee with the Council. I'm Alicia Malone, senior manager of public relations for the PCI Security Standards Council. Today we'll meet one of the Council's newest employees, our Regional Vice President of North America, Wenlock Free. Wen is based in the USA and spent 20 years in a senior role at Security Metrics, where he led strategic partnerships and business development activity.

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What is the Truth in Lending Act (TILA)?

Fi911

The Truth in Lending Act , commonly abbreviated as “TILA,” is a piece of legislation implemented in the US in 1968. TILA is a federal law designed to promote the informed use of consumer credit by requiring disclosures about terms and cost. It aims to give consumers a more precise understanding of what they are agreeing to before signing on the dotted line.

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The ultimate contact center automation guide

Nanonets

Contact center automation tools can enable your team to swiftly tackle mundane tasks that often consume their time. This not only ramps up your business efficiency but also frees up your team to focus on what truly matters. Contact centers are customer-focused operations. KPIs like Average Time in Queue, First Contact Resolution (FRC), and Customer Satisfaction (CSAT) are used to determine their success.

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GoCardless partners with Commusoft

The Paypers

UK-based bank payment company GoCardless has announced its partnership with Commusoft in order to provide clients with cost-effective payments via Open Banking.

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Top Careers in Digital Marketing: Your Complete Guide

Agile Payments

Top Careers in Digital Marketing: Your Complete Guide

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Consumer spending rose 4% in July: Fiserv

Payments Dive

The retail sector drove overall card spending growth, but average ticket sizes have dipped due to declining inflation, Fiserv said in its latest consumer spending report.

Consumer 148
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Watch a Replay of Our LinkedIn Live Discussion on PCI DSS v4.0

PCI Security Standards

Did you miss our latest LinkedIn Live event? You can watch a replay of our LinkedIn Live Discussion on PCI DSS v4.0 where Emma Sutcliffe SVP of Standards, Lauren Holloway, Director of Data Security Standards, and Lindsay Goodspeed, Senior Manager of Communications address stakeholder questions about PCI DSS v4.0 and discuss the latest updates from the PCI Security Standards Council.

PCI DSS 88
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The Value of Partnership—Why Choosing the Right Vendor is Important for Government Agencies

Core

For government agencies, choosing the right technology vendors and partners can make or break the citizen and the employee experience. While these partnerships are critical for other industries, they are paramount for government teams who are often working with tighter budgets, stricter timelines, and a customer base that trusts each agency to spend their hard earned tax dollars on technology and platforms that will improve their community and citizen experience.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Could Fintech Companies Learn from the Super-App Playbook?

PayXpert

The super-app is a platform-based business model with numerous characteristics that could provide Fintech companies as well as merchants with a “playbook” on how to win over clients and customers and future-proof their business.

FinTech 52
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Zil Money launches Payroll by Credit Card

The Paypers

US-based Zil Money has announced the launch of its payroll funding credit card facility, in order to improve the cash flow of small businesses and enterprises.

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Open banking reaches 11 million+ payments milestone

Open Banking

11.4 million payments mark year of significant growth Open banking, the ground-breaking financial technology, has reached a significant milestone, surpassing 11.4 million payments in July 2023. This achievement reflects a 9.3% increase in total payments compared with the previous month, highlighting the growing adoption of open banking services. Year-to-date (YTD) data for 2023 against 2022 demonstrates that total payments have doubled, showing an exceptional 102.4% growth.

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PayPal names Intuit exec as CEO

Payments Dive

Long-time Intuit executive Alex Chriss will lead the digital payments pioneer and join its board, as Dan Schulman steps down and plans to leave the board next year.

PayPal 148
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Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.