Payments Dive

JANUARY 26, 2023

At the card giant’s annual meeting Tuesday, CEO Al Kelly showed no signs of backing off crypto. He also suggested Visa’s management team may change after he exits as CEO.

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Agile Payments

JANUARY 25, 2023

Authenticating ownership of a bank account is a crucial step in ensuring the security and integrity of financial transactions. It is a process of verifying that the person claiming to own a bank account is indeed the rightful owner. This can be done through a variety of means, including providing personal identification, answering security questions, or providing a signature.

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Authentication Accounts Security Transactions 88

The Finance Weekly

JANUARY 12, 2023

While 2023 has just started, the economic turbulence that has carried over from 2022 is as strong as ever. We are only a few weeks into the year and there have already been some massive layoff announcements from big companies such as Amazon and Salesforce. In 2022, more than 120 large U.S. companies conducted major rounds of layoffs, cutting nearly 125,000 employees, according to , Forbes’ layoff tracker.

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Cryptocurrency Product Rules Continuity 105

Payment Savvy

JANUARY 11, 2023

If you are one of the ten million-plus American businesses with a merchant processing credit card account, the chances are you are aware of an industry term known as interchange. As with many aspects of banking and merchant processing among credit card issuers, the term represents something slightly confusing (at best) and incredibly bewildering (at worse), with lots of banking jargon and terminology thrown into the language to confuse you a little further.

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Credit Cards Card Issuer Issuers Processors 98

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

CB Insights

JANUARY 26, 2023

The fintech industry took a hard hit in 2022 as investors scaled back their investments amid market turmoil. However, some top investors like Andreessen Horowitz (a16z) remained active in the space across various deal stages, valuations, geographies, and sub-industries. Fintech is central to a16z’s investment strategy. In recent years, the firm has not only shored up its presence in more familiar sectors like banking, but also reached deeper into newer territory like blockchain.

FinTech 101

FinTech Blockchain Underwriting Credit Cards 101

The Paypers

JANUARY 13, 2023

African payments fintech Flutterwave and existing Railsr shareholders have reportedly planned to acquire the UK-based Banking-as-a-Service company, according to Sky News.

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Acquirers FinTech Payments 85

Axway

JANUARY 26, 2023

A recent announcement from Director Chopra of the Consumer Financial Protection Bureau (CFPB) openly declares the coming of a U.S. open banking rule, representing a significant shift in the financial services landscape.

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Consumer Financial Protection Bureau (CFPB) CFPB Rules Consumer 59

The Finance Weekly

JANUARY 1, 2023

With the start of 2023, it’s important to look back on some of the highlights that occurred in the previous year. Once again 2022 was not a boring year, both for world events and finance in particular, and the growing number of readers and widely diverse range of topics attests to that. Here at the Finance Weekly, we compiled a list of the five most read articles of 2022: 1) Cloud FP&A Software Solution Comparison – The Complete Guide.

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Open Banking

JANUARY 31, 2023

Charlotte Crosswell, Chair and Trustee of Open Banking Limited (OBL), has today published her End of Implementation Roadmap summary report , marking the conclusion of her mandate as Implementation Trustee. The report details Charlotte’s Trustee recommendations to the Competition and Markets Authority (CMA) on how to maintain the ongoing requirements of the Retail Banking Market Investigation Order (the Order).

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Message Standards Enrollments Disputes Participant 52

CB Insights

JANUARY 4, 2023

Inflation. Interest rates. Supply chains. Market volatility. Projected growth. After 2022’s countless shake-ups, many are hoping that the new year will usher in a renewed sense of dynamism — and maybe even optimism — in the tech world as “the new normal” shifts once again. If nothing else, the coming year will certainly prove that nothing in tech stays the same for long.

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Research FinTech Continuity Posting 101

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

The Paypers

JANUARY 24, 2023

Philippines-based finance company Asialink has teamed with ecommerce platforms Lazada and Shopee to offer an easier way for clients to pay their loans, according to a recent statement.

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Payment Networks Finance Payments 77

Payments Dive

JANUARY 10, 2023

FedNow, embedded payments, deal-making, cybersecurity and more mature BNPL will be dominant themes, among others, in the industry this year.

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Payments Trends FedNow Embedded Payments BNPL 200

Axway

JANUARY 16, 2023

The following article is an adapted transcript based on the audio recording of Season 3, Episode 8 of the Mr. Open Banking podcast. The audio version is available here.

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Finance 59

The Finance Weekly

JANUARY 19, 2023

The CFO role traditionally has two high-level leadership archetypes: strategic and operational. Though both have many of the same responsibilities, each type carries different expertise. An operational CFO optimizes performance by combining data from various departments with financial data. A strategic CFO focuses on creating long-term plans to achieve the company's goals.

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Finance Adjustments Correspondent On-Demand 98

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PayJunction

JANUARY 23, 2023

A new year presents independent software vendors (ISVs) with fresh opportunities to invest in solutions, processes, and partnerships that help attract new customers, deepen existing relationships and generate new revenue streams. Hope is not a strategy, and success requires focus, measurable goals and due diligence so that ISVs can celebrate accomplishments and be prepared for the future.

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ISVS Due Diligence Process Payments 52

CB Insights

JANUARY 18, 2023

Global fintech funding reached $75.2B in 2022 — marking a 46% drop from 2021, but up 52% compared to 2020. The funding slowdown was especially severe in the second half of the year, with Q4’22 funding clocking in at $10.7B — the lowest quarterly level since 2018. Overall, deals fell 8% year-over-year to reached 5,048 in 2022. Africa was the only major region to see deals increase compared to 2021.

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FinTech Returns Checks Research 66

The Paypers

JANUARY 30, 2023

The central banks of Russian and Iran have signed a deal to connect national interbank communication and transfer systems to spur trade and facilitate transactions.

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Central Bank Facilitators Transactions 77

Payments Dive

JANUARY 31, 2023

The digital payments pioneer said it’s cutting 2,000 employees as the company seeks to adapt to a new, more competitive environment.

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PayPal Digital Payments Payments 196

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Payments

Axway

JANUARY 31, 2023

The New Year brings with it a multitude of good intentions, with many of us determined to improve our lives one way or another and to set aspirational goals so we can better our current self.

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API Product 52

FICO

JANUARY 24, 2023

Home Blog FICO UK Credit Cards: More Consumers Missing Second, Third Payments FICO's monthly report on UK credit cards shows some financial resilience on the part of consumers, but a trend toward payment slippage Darcy Sullivan Tue, 11/10/2020 - 12:17 by Liz Ruddick Principal Consultant expand_less Back To Top Tue, 01/24/2023 - 20:35 How was spending on UK credit cards in the run-up to Christmas — and what does it say about consumers' financial health?

Credit Cards 52

Credit Cards Consumer Payments Advisors 52

Fintech Labs Insights

JANUARY 31, 2023

Here is our curated list of the best global payments industry events, conferences and trade shows scheduled in 2023. These are the largest events in the financial services industry geared towards payments and card technologists, program managers, marketers, developers and C-Suite execs at both legacy financial institutions and upstart payments firms and card issuers.

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NACHA Card Issuer Zelle Payments 15

CB Insights

JANUARY 26, 2023

With the rise of retail investment platforms, the investment landscape has changed dramatically in the last decade. These solutions allow individuals to bypass institutional investors and control their own portfolios, offering a cheaper, faster, and more hands-on experience. DOWNLOAD THE STATE OF FINTECH 2022 REPORT Get the latest data on global fintech investment trends, the unicorn club, sectors from banking to payments, and more.

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Advisors Technology Research FinTech 63

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

The Paypers

JANUARY 12, 2023

The People’s Bank of China (PBC) has included in its currency circulation report the country’s central bank digital currency (CBDC), the e-CNY, also known as digital yuan.

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CBDC Digital Currency Central Bank 74

Payments Dive

JANUARY 12, 2023

The acquisition is the latest B2B move for the card company, which expects Nipendo’s capabilities to strengthen its position in that market.

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B2B Automation Acquirers 190

Axway

JANUARY 23, 2023

Are integration platforms just old wine in a new skin, re-marketed for our age? At some level, you could say that; integration is integration, after all, decade on decade.

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API B2B 52

Payments Dive

JANUARY 6, 2023

The ACH system has proven to be scalable, secure, ubiquitous and reliable, but complaints about processing times persist, writes Sila CEO Shamir Karkal.

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ACH Ubiquitous Security Process 183

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity

Payments Dive

JANUARY 9, 2023

The digital payment pioneer’s CEO Dan Schulman faces speculation about his exit. “We think he could move on from PayPal, legacy intact,” one analyst team wrote.

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PayPal Digital Payments Payments 167

Payments Dive

JANUARY 12, 2023

With industry acquisitions ramping up this year, payments analysts have pinpointed a pack of potential payments company targets.

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Payments 197

Payments Dive

JANUARY 18, 2023

From buy now, pay later to peer-to-peer payment fraud, there’s no shortage of payments targets for lawmakers and regulators.

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Payments Regulations 190

Payments Dive

JANUARY 31, 2023

Simon Khalaf, who takes the top job Tuesday, is counting on new embedded offerings to help expand the company’s services for corporate clients.

Embedded Finance 172

Embedded Finance Finance 172

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