December, 2021

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High Risk Merchant Account Rapid Application Process

International Payments Processing

At IPP, we are committed to innovation and providing excellent service to our merchants. We believe that all merchants in high risk industries deserve high-quality payment processing solutions to run and scale their businesses. Breaking down our relationship with merchants into three key steps allows us to optimize these solutions. Why High Risk Businesses Get Denied a Merchant Account?

Risk 88
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Implementing A Good Data Strategy Has Become Essential

The Finance Weekly

Data has become one of the most valuable assets any business has — not just for digital giants like Google, Amazon, or Facebook, but for small and midsize firms, too. Companies may use data to make better decisions, gain a better understanding of market trends and customers, create smarter products and services, improve corporate operations, and generate new revenue streams.

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The Future According To Andreessen Horowitz

CB Insights

2021 has been a landmark year for Andreessen Horowitz (a16z). The investor has seen a record 43 portfolio companies exit via M&A and IPO, including 3x more IPOs this year than any previous year on record. . Deal-making too has accelerated dramatically. 2021 has already seen more than double a16z’s previous annual deal record. We mined CB Insights data to track a16z’s investments over the past 5 years to see where the firm identifies the next big opportunity — and where it’s pumping the brake

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The Paypers launches the Cross-Border Payments and Ecommerce Report 2021–2022

The Paypers

The Paypers has published the Cross-Border Payments and Ecommerce Report 2021–2022 , the ultimate source of information for players interested in selling across borders.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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11 Important Features for Accepting Payments on Your Website

Agile Payments

11 Important Features for Accepting Payments on Your Website.

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Get to know the customer: Meet Scott Marshall from AmerisourceBergen

Axway

In our new series, “Get to know the customer,” Axway will focus on getting to the heart of the people behind our customers in an informative behind-the-scenes Q&A.

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Pragmatically Navigating New Technologies in The New Year

The Finance Weekly

With only two days left in another tumultuous year, the period for the wave of behavioral changes is near. For individuals, this may mean finally going to the gym the way you promised you would, reading a book a month, or seeing a new country this year. For businesses, this might spell out the adoption of a new strategy, scheduling approach, or technology implementation.

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Gtmhub Receives $120M Investment As It Tackles The OKR Software Market Alongside Competitors Like 15Five, Ally, Lattice, Workboard, And Many Others

CB Insights

Gtmhub , a provider of objectives and key results (OKRs) software, has raised $120M in a Series C round that drew participation from CRV, Index Ventures, Insight Partners, Visionaries Club, and Singular. HOW’S THE COMPANY PERFORMING? Bulgaria-based Gtmhub enables managers to design and track OKRs. Its platform has reached over 500,000+ users across 75 countries.

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Australian businesses say expanding is difficult due to inflexibility of local banks

The Paypers

The findings of a new global survey conducted by YouGov have shown 54% of Australian businesses cite cumbersome legacy banking infrastructure as one of the leading deterrents to trying to break into new markets around the world.

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5 Keys to Winning the Multi-Billion-Dollar CX Wars

FICO

As more customers switch to digital channels, customer experience (CX) is now the new battleground. The numbers speak for themselves. Investments in improving CX are worth every cent. It’s also an area that warrants continual investment as it’s the critical customer benchmark that can set you apart from the competition. One mass-market manufacturer saw an uptick in customer experience by just one satisfaction point help deliver more than US$1B in additional revenue.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Looking back on 2021: Axway’s year in review

Axway

As 2021 comes rapidly to a close, we’re looking back on a year full of ups and downs for many people in the world, but also a year where we’ve risen to the occasion to continue powering digital experiences that …

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WHAT MERCHANTS NEED TO KNOW ABOUT VISA’s NEW CHARGEBACK RULES

International Payments Processing

The constant evolution in the payment’s ecosystem requires major card networks like Visa to change their regulations to protect cardholders from fraud and cybercrime. Visa has updated rules that acquiring banks, merchants, and registered ISOs must follow. These regulations will help merchants reduce fees and chargeback liability. They can also protect merchants’ revenues from avoidable losses.

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Budgeting for Growth: Pros and Cons of Incremental Budgeting

The Finance Weekly

Budgeting is the guardrail for business success. The path for growth goes through the budgeting process, making it incredibly important to match the right one for your company’s vision. There are dozens of types and components of budgets, from zero-based to value proposition and everything in between. According to a , Clutch survey , more than half of small businesses didn’t have an official documented budget for 2020.

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TradeDepot Raises To Tackle Africa’s BNPL Opportunity Alongside Competitors, Including Zip-Owned Payflex And OneFi

CB Insights

TradeDepot , a B2B e-commerce and embedded finance platform, has raised $110M in equity and debt funding. The $42M Series B round drew participation from the International Finance Corporation, MSA Capital, and the CDC Group, among others. Arcadia Funds and some undisclosed investors have contributed the $68M in debt funding. How’s the company performing?

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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Facebook Messenger to introduce split-bill option

The Paypers

Facebook Messenger has announced that it is testing a new split payments feature that allows users to share the cost of expenses and bills directly through the app.

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Public Policy Predictions 2022: What's Coming for Financial Services

FICO

The past year was one of transition in the Washington, DC policy arena as a new President, Congress and group of banking agency heads took charge of the financial legislative and regulatory policy agenda. Now, nearly a year into this pendulum shift of political power, there is some greater clarity on what might lie ahead. It’s the time of year for predictions, and with the insights gained from 2021, I am ready to offer a few public policy forecasts for those in the financial services industry. 1

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Xignite offers real-time market data for fintechs with Amplify Streams

Axway

When market data solutions provider Xignite wanted to boost its offering by providing its fintech clients with support for real-time trading services, the SaaS provider selected Amplify Streams to build its cloud streaming platform.

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WHAT MERCHANTS NEED TO KNOW ABOUT VISA’s NEW CHARGEBACK RULES

International Payments Processing

The constant evolution in the payment’s ecosystem requires major card networks like Visa to change their regulations to protect cardholders from fraud and cybercrime. Visa has updated rules that acquiring banks, merchants, and registered ISOs must follow. These regulations will help merchants reduce fees and chargeback liability. They can also protect merchants’ revenues from avoidable losses.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Controller vs. CFO: Which is Best for your Company?

The Finance Weekly

The job description for a financial controller and a CFO are eerily similar. A controller (or comptroller in government roles) is the company’s lead accountant and the one in charge of running day-to-day activities of the accounting department. They maintain accurate financial records and are usually senior managers with lots of accounting experience and responsibility.

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55+ Startups Transforming The Global Mortgage Industry

CB Insights

The pandemic created a booming residential housing market. Amid the massive migration out of major cities, fueled by record-low interest rates, mortgage and refinance applications have jumped. This, in combination with this year’s economic recovery, has caused investors to turn to and place their bets on tech companies focused on digitizing all aspects of the industry.

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SWIFT launches ISO 20022 translation services for cross-border payments

The Paypers

Global provider of secure financial messaging services SWIFT has announced the translation availability for its ISO 20022 customer testing environment for cross-border payments.

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The Role of AI Model Governance

FICO

A few weeks back I had the pleasure of participating in a LinkedIn Live broadcast with Scott Zoldi, FICO’s Chief Analytic Officer on the topic of model governance & artificial intelligence. I always welcome opportunities to participate in panel discussions with Scott (a genuine trailblazer in the field of AI and predictive analytics), as I invariably learn something new about the field of AI every time I do!

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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API News Round-up – November 2021

Axway

Did you know some of our greatest content doesn’t live here on the blog? Axway experts often share their knowledge at conferences and in webinars , or when commenting on current events in the digital transformation world.

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4 Steps To Protecting Your High-Risk Business

International Payments Processing

4 Steps To Protecting Your High-Risk Business Many high-risk businesses are put at risk because they don’t have the right protections in place. High-risk merchants often find themselves facing increased fees, high chargebacks, and a lack of customer trust. In this blog post, we will be discussing four steps you can take to protect your high-risk business from these problems!

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Get a Healthy Bottom Line with Digital Payments

Payment Savvy

A recent study conducted by pymnts.com states 59% of over 400 CFOs believe digital payments are essential for a healthy business bank account. Reading this, you know your business should be accepting digital payments, but how do you make the switch? We’re here to help! In this blog post, we’ll cover why it’s essential for your business and what steps you can take to get started.

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Turing Hits $1.1B Valuation As The Developer Recruiting Platform Aims To Take On Terminal, Lemon.io, Andela, And Braintrust

CB Insights

Turing , a developer recruiting platform, has raised $87M in a Series C round that drew participation from AltaIR Capital, BrainStorm Ventures, WestBridge Capital, Foundation Capital, and Stepstone Group, among others. HOW’S THE COMPANY PERFORMING? California-based Turing helps companies hire, onboard, recruit, and manage developers. Over the past 12 months, the company’s developer pool has grown by more than 9x to reach 1M across 150+ countries.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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New Visa report: Australians want to drop old banks for those with crypto products

The Paypers

The latest study released by Visa unveiled that 1 in 3 Australian cryptocurrency owners would likely switch their primary bank to one that offers crypto products in the next year.

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Lending Predictions 2022: From BNPL to ESG (and More)

FICO

In an environment where everything is changing — the way we work, travel, meet and shop — the world of credit is adapting quickly. The pandemic isn’t the sole cause of this, as fintechs have been upending traditional banking models for years. Here’s what we at FICO see for next year. 1. The Focus Will Change from Digital Transformation to Digital Engagement.

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Opening Everything through collaboration – the API way

Axway

Collaboration is at the heart of digital innovation. Building or taking part in a digital platform economy means encouraging and enabling an ecosystem of collaboration.

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4 Steps To Protecting Your High-Risk Business

International Payments Processing

4 Steps To Protecting Your High-Risk Business Many high-risk businesses are put at risk because they don’t have the right protections in place. High-risk merchants often find themselves facing increased fees, high chargebacks, and a lack of customer trust. In this blog post, we will be discussing four steps you can take to protect your high-risk business from these problems!

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Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.