International Payments Processing

JANUARY 11, 2022

Visa has reminded acquirers that they will prohibit miscoding POS purchase transactions as ATM cash disbursements and submitting POS purchase transactions into the Plus network. PROHIBITED USE OF CASHLESS ATMS Cashless ATMs mimic standalone ATMs for the payment applications without cash disbursements involved. Instead, merchants use the devices for purchase transactions, miscoded as ATM cash disbursements.

ATM 88

ATM Transactions Point-of-Sale (POS) Acquirers 88

FICO

JANUARY 11, 2022

Last year we published a highly successful The 11 Commandments of Digital Banking eBook that introduced the 11 commandments: Digital lift-and-shift is not a strategy! Friction – not inherently good or evil. Be personable in this impersonal channel. Respect the data. Engage me, teach me – feed by TikTok obsession. Use your branch wisely! Respect my time and match my effort.

Online and Mobile Banking 98

Online and Mobile Banking Rules Risk Addressing 98

The Paypers

JANUARY 18, 2022

The European Banking Authority (EBA) has published a Discussion Paper on its preliminary observations on selected payment fraud data under the Payment Services Directive (PSD2).

Payments 81

Payments Authorization 81

PYMNTS

JANUARY 18, 2022

The CEO and CFO of the BitMEX cryptocurrency derivatives exchange announced today that they have reached an agreement to purchase a 268-year-old German bank in order to establish “a one-stop shop for regulated crypto products in Germany, Austria, and Switzerland.”. The purchase of Munich-based Bankhaus von der Haydt, established in 1754, is a vital step in its goal of creating “a regulated crypto products powerhouse in the heart of Europe,” said BitMEX Group CEO Alexander Höptner in a blog post.

Money Laundering 67

Money Laundering Procedures Regulations Cryptocurrency 67

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

CB Insights

JANUARY 25, 2022

Global fintech deals and dollars reached record highs in 2021. Funding more than doubled year-over-year as private market deal activity soared across sectors and geographies. In our State Of Fintech 2021 Report, we dive into global investment trends to spotlight takeaways including: Fintech accounted for $1 in every $5 of global venture funding. The metrics behind $100M+ mega-rounds, how mega-rounds compare against total global fintech funding, and which region had the highest number of mega-rou

FinTech 74

FinTech Checks Accounts Research 74

Axway

JANUARY 20, 2022

In our series, “Get to know the customer,” Axway focuses on getting to the heart of the people behind our customers in an informative behind-the-scenes Q&A. Last month, we profiled Scott Marshall, Director of Application Delivery Services at AmerisourceBergen.

API 59

API 59

The Finance Weekly

JANUARY 31, 2022

Organizations across the world have been struck with challenging realities for the past two years, it is unfortunate but true that many businesses have not made it through the storm. However, there have been many organizations that have successfully persevered through the challenges posed by the past couple of years, and among the differentiating factors between such businesses is leadership.

Finance 52

Finance Financial Analysis Technology Risk Management 52

The Paypers

JANUARY 10, 2022

The European Banking Authority (EBA) has published its opinion on the impact of de-risking in the EU and the steps authorities should take to tackle unwarranted de-risking.

Risk 81

Risk Authorization 81

PYMNTS

JANUARY 18, 2022

Last year saw workers around the world move out of survival mode and dedicate themselves to finding solutions to meet the needs of our new reality. Onbe CEO Bala Janakiraman expects that innovation to continue as more organizations embrace the digital transformation that working remotely requires. Read his thoughts in the PYMNTS eBook , “In a Word: 50 Thought Leaders Sum Up 2021.”.

Adjustments 63

Adjustments Automation Innovation Payments Strategy 63

CB Insights

JANUARY 25, 2022

Global fintech deals and dollars reached record highs in 2021. Funding more than doubled year-over-year as private market deal activity soared across sectors and geographies. In our State Of Fintech 2021 Report, we dive into global investment trends to spotlight takeaways including: Fintech accounted for $1 in every $5 of global venture funding. The metrics behind $100M+ mega-rounds, how mega-rounds compare against total global fintech funding, and which region had the highest number of mega-rou

FinTech 68

FinTech Checks Accounts Research 68

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Use Case

Axway

JANUARY 19, 2022

Axway’s API Builder makes it easy to make Axway Amplify platform API calls from within a flow. This can be useful for implementing Unified Catalog custom API Subscription flows and Amplify Integrations.

API 59

API Posting 59

International Payments Processing

JANUARY 7, 2022

What To Do If You’ve Been Labeled As A High-Risk Merchant By Your Payment Service Providers Having a reliable payment provider is critical to keeping your business operations running smoothly. However, for high-risk merchants, such as those involving online gaming and gambling, cannabis, health, beauty, nutra, and CBD, finding a payment service provider who sticks around can be a challenge.

Risk 88

Risk Accounts Processors International Payments 88

FICO

JANUARY 28, 2022

2022 FICO Decisions Award Winners - Decisions That Matter. I am thrilled to announce the winners of the 2022 FICO® Decisions Awards. . This year we have 11 winners across 8 award categories representing companies from every corner of the globe. Many entries this year demonstrated innovative use of technology and creative thinking to respond to the challenges of the pandemic.

Financial Inclusion 52

Financial Inclusion Regulatory Compliance Compliance Risk 52

The Paypers

JANUARY 21, 2022

US-based identity, payments, and data protection specialist Entrust has announced the completion of the Common Criteria evaluation of its Remote Qualified Signature Creation Device (QSCD).

Payments 74

Payments 74

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

Best Practices

PYMNTS

JANUARY 18, 2022

The U.K. Treasury said Tuesday (Jan. 18) that it plans to regulate cryptocurrency advertising like other financial products and ensure that promotions are “fair, clear and not misleading,” according to a Bloomberg report. That includes the crypto billboards that have recently been spotted along the London subway system, the report says. “Research suggests that understanding of what crypto actually is is declining, suggesting that some users may not fully understand what they are buying,” the U.K

Treasury 58

Treasury Cryptocurrency Regulations Authorization 58

CB Insights

JANUARY 26, 2022

Fintech company Moss has raised $85M in a Series B. The round drew participation from Capital-A and Tiger Global Management. How’s the company performing? Germany-based Moss provides corporate credit cards and expense management solutions to small- and medium-sized businesses (SMBs). The company integrates with Datev, an accounting software based in Germany.

Credit Cards 66

Credit Cards Technology Participant Research 66

Axway

JANUARY 17, 2022

Bpifrance ? is a French public investment bank, responsible for supporting entrepreneurs and keeping the French economy innovative and competitive. The organization finances sustainable and responsible growth and supports research and development initiatives. During the COVID-19 crisis, Bpifrance?

Small Business 59

Small Business Economy Research Finance 59

International Payments Processing

JANUARY 7, 2022

What To Do If You’ve Been Labeled As A High-Risk Merchant By Your Payment Service Providers Having a reliable payment provider is critical to keeping your business operations running smoothly. However, for high-risk merchants, such as those involving online gaming and gambling, cannabis, health, beauty, nutra, and CBD, finding a payment service provider who sticks around can be a challenge.

Risk 88

Risk Accounts Processors International Payments 88

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

FICO

JANUARY 28, 2022

Just as Black Friday and Cyber Monday drive peak volumes in retail sales, both in stores and online, they also drive peak volumes for FICO. Businesses around the world depend on our hosted services for everything from new account onboarding to transaction monitoring and fraud protection, and transaction volumes soar during the busy holiday period. This is when the stability of the FICO network shines.

Fraud Detection 52

Fraud Detection Volume BNPL Origination 52

The Paypers

JANUARY 4, 2022

Digital money transfer service ZEN.COM powered by Mastercard has introduced digital assets transfers between wallets and exchanges, according to the official press release.

Visa 74

Visa 74

Payment Savvy

JANUARY 26, 2022

Along with COVID-19 came a sharp increase in cybercrime. Unfortunately, high-risk merchants are among the most vulnerable to these cyber assaults. As a result, it’s critical for merchants to stay up to speed on the latest developments in merchant account security. Better yet, if you choose a payment provider offering cutting-edge tools and solutions, you can rest assured your high-risk merchant account is evolving to adopt the latest security technology as new threats appear.

Risk 52

Risk Accounts Security Duplicate 52

CB Insights

JANUARY 21, 2022

Lummo , an e-commerce enablement and bookkeeping services provider, has raised $80M in a Series C. The round drew participation from Sequoia Capital India, Tiger Global Management, and CapitalG, among others. HOW’S THE COMPANY PERFORMING? Indonesia-based Lummo offers e-commerce enablement solutions and a bookkeeping app for SMEs. Lummo’s annualized bookkeeping transaction volume currently stands at $25.9B, and its gross merchandise value (GMV) grew 11x in 2021.

Technology 64

Technology Volume Participant Research 64

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

Axway

JANUARY 18, 2022

The following article is an adapted transcript based on the audio recording of Season 2, Episode 8 of the Mr. Open Banking podcast. The audio version is available here.

FinTech 59

FinTech 59

Ikajo

JANUARY 22, 2022

Why should sellers look for bitcoin payment gateways? The answer is simple. Cryptocurrencies, along with bitcoin, functionalize too long to ignore them. Statista shares that bitcoin’s market capitalization formed 53% of the total cryptocurrencies’ market cap in 2019. According to the same source, bitcoin payments amounted to 3% of global preferred payment methods in 2017.

Payment Gateways 52

Payment Gateways Gateways Bitcoin Payment APIs and Integration 52

FICO

JANUARY 26, 2022

In 2021, the financial services world continued to grapple with the uncertainty brought on by year two of the COVID-19 pandemic. Despite the continued concerns, we were encouraged to see the growth of the average U.S. FICO® Score, as stated in our top post of the year. Other top FICO Scores posts explored the expansive reach of the FICO® Score suite, as well as dispelling common misconceptions surrounding FICO® Scores.

Demand Deposit Account (DDA) 52

Demand Deposit Account (DDA) Credit Cards Credit Risk Consumer 52

The Paypers

JANUARY 12, 2022

US-based global commerce enabler Digital River has teamed with ecommerce platform VTEX and created an integrated solution for cross-border selling.

Cross-Border 81

Cross-Border 81

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Payment Savvy

JANUARY 12, 2022

We’ve all received a mailed billing statement from our healthcare provider that made us angry and confused. Ancient procedures still dominate the healthcare industry, and providers are long overdue for an upgrade. Disconnects like this put patient loyalty and satisfaction at risk for providers and hospitals. Throughout this post, we’ll discuss how adopting contactless healthcare payments and utilizing payment technology can rid the industry of these old practices and create solid and

Technology 52

Technology Contactless Payments Payments Procedures 52

CB Insights

JANUARY 24, 2022

Plaid , an open banking fintech unicorn, has acquired Cognito , an identity verification startup, for $250M in cash and stock. WHO ARE THE PARTIES TO THE DEAL? Cognito: California-based Cognito provides business and consumer identity verification and compliance solutions. The company currently has over 300 clients, and it has verified 76M IDs to date.

Verification 63

Verification Acquirers Technology API 63

Axway

JANUARY 28, 2022

This article is Part 1 of a four-part series on the power of API-powered platforms to transform the telecommunications industry. Here, we discuss the game-changing nature of platforms using the automotive industry as an example.

API 52

API 52

The Finance Weekly

JANUARY 10, 2022

FP&A is a strategic component of the financial organization with the potential to influence critical business outcomes. When done correctly, it can have a significant positive impact on the company's future. When done incorrectly, it can cause a company to slow down. The role of FP&A has changed throughout time. It's no longer just about taking data and crunching figures; it's also about serving as a strategic counsel to the company.

Finance 52

Finance Best Practices Process Returns 52

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.

Continuity