Sat.Aug 19, 2023 - Fri.Aug 25, 2023

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GDPR and Biometric Data: Ethical Considerations and Privacy Implications

VISTA InfoSec

As technology advances and the use of biometric data becomes more prevalent, it is crucial to address the privacy concerns and regulatory compliance associated with this sensitive data. The General Data Protection Regulation (GDPR) plays a key role in safeguarding individuals’ privacy rights and ensuring the responsible handling of biometric data. Artificial Intelligence (AI) can also be utilized to ensure compliance and responsible handling of biometric data.

Privacy 130
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The Risks and Rewards of Generative AI In Financial Services

Open Banking Excellence

How can businesses unlock the productivity gains of AI whilst mitigating the risk of ‘hallucinations’ and solving challenges around toxicity, privacy, bias, and data governance, asks Paul O’Sullivan, SVP Solution Engineering at Salesforce? There is huge hype around generative AI apps like ChatGPT, with advocates arguing that this technology will increase productivity and improve efficiency for every type of company.

AI 130
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Trader Joe’s confirms its stores will never include self-checkout

Payments Dive

In a company podcast, the grocer’s new CEO and president slammed the popular checkout method as being bad for employees and too much work for shoppers.

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Watch a Replay of Our LinkedIn Live Discussion on PCI DSS v4.0

PCI Security Standards

Did you miss our latest LinkedIn Live event? You can watch a replay of our LinkedIn Live Discussion on PCI DSS v4.0 where Emma Sutcliffe SVP of Standards, Lauren Holloway, Director of Data Security Standards, and Lindsay Goodspeed, Senior Manager of Communications address stakeholder questions about PCI DSS v4.0 and discuss the latest updates from the PCI Security Standards Council.

PCI DSS 88
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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Enhancing lending efficiency: How digital disbursements benefit borrowers and lenders

Payments Next

By Trinity Van, PayNearMe When low-income individuals start businesses, the first hurdle they face is securing a loan. The second is getting The post Enhancing lending efficiency: How digital disbursements benefit borrowers and lenders first appeared on Payments NEXT.

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6 Financial Strategies for Maximizing Corporate Efficiency

Agile Payments

6 Financial Strategies for Maximizing Corporate Efficiency “A strategy, even a great one, doesn’t implement itself” Jeroen De Flander, Author of The Art Of Performance In the corporate world, inefficiency is a very dangerous field. It creates a domino effect and can bring the business to rock bottom. Research records a 20-30 % loss in companies revenue yearly due to company inefficiencies.

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Get a Sneak Peek at a Community Meeting Presentation on Compliance is a Program, Not a Project

PCI Security Standards

Do not pass up the chance to collaborate and gain knowledge on the latest developments in payment security at the upcoming PCI SSC Community Meetings. These events feature presentations from some of the sharpest minds in payment security. Below Brian Odian of VikingCloud previews the presentation from Michael Aminzade , QSA, PCIP, CISSP, C|CISO, CISM, CRISC, CDPSE, ISO LA27001 Vice President, Managed Compliance Services, VikingCloud and Chelsea Lopez , CIA, CISA, CRISC, CISSP, PCI-ISA Enterprise

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How ACH Payments Impact Small Business Growth

National Processing

Learn more about what ACH payments are, the benefits for small businesses, and how you can start accepting ACH payments from your customers. The post How ACH Payments Impact Small Business Growth appeared first on National Processing.

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AI document processing: The complete guide

Nanonets

AI-based document processing is transforming the way businesses handle paperwork. It is overhauling traditional data entry, approval systems, and document management. As per a Smartsheet study , workers spend over a quarter of their week on mundane tasks like data management. Most of us can relate to the frustration of sifting through complex documents, manually extracting data, or struggling with clunky document management systems.

AI 97
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Affirm takes slow approach to card

Payments Dive

After recasting its card strategy, the buy now, pay later provider is taking a gradual approach to adding new cardholders, teasing more rewards to come.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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The Benefits of Employing an IVR Payment System using ACH and Credit Card Processing

Agile Payments

The Benefits of Employing an IVR Payment System using ACH and Credit Card Processing

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ResearchAndMarkets launches Europe POS Payment Methods 2023 report

The Paypers

ResearchAndMarkets has rolled out the ‘Europe POS Payment Methods 2023’ report, detailing how digital wallets and other POS payment methods gain popularity over cash.

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Offline Digital Payments: Boosting Financial Inclusion in India

M2P Fintech

Clocking a record high of 9.96 billion transactions in July 2023, UPI has redefined the way people and businesses transact in India. But this digital payments gamechanger relies on an internet connection to function, as transactions require seamless and uninterrupted communication between a host of payment players. A QR payment flow begins with the customer scanning a QR code for the required amount.

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Swift makes progress on some G20 cross-border payments goals

Payments Dive

The international cooperative reports improvements in meeting some G20 cross-border payments goals, but says the industry is falling short on others.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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15 Payment Method Statistics Merchants Need to Know

BlueSnap

Looking for the latest payment method statistics? Here’s a roundup of what you need to know. The post 15 Payment Method Statistics Merchants Need to Know appeared first on BlueSnap.

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Beyond launches payment processor for vacation rentals

The Paypers

US-based revenue management platform Beyond has launched Tally, a modern, ready-to-use payment processing solution designed for the vacation rental industry.

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The Impact of Sales Tax on Subscription Businesses During a Down Economy

Chargebee

As a subscription-based business, you may already be familiar with sales tax compliance challenges. But compliance can become even more complicated during an economic downturn coupled with potential changes in consumer behavior.

Economy 52
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New Jersey enacts law capping surcharges

Payments Dive

New Jersey’s governor signed a new law capping credit card surcharges, limiting the amount merchants can charge for processing a transaction.

Caps 146
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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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The End of Full Life Cycle API Management (and what comes next)

Axway

Recently, Gartner Chief of Research for Software Engineering Mark O’Neill shared a post on LinkedIn discussing the significant shifts in the API management landscape, as observed by Gartner.

API 52
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Zorrz partners with Sileon for BNPL

The Paypers

UK-based fintech Zorrz Finance has announced a partnership with Sweden-based company specialising in card-based Buy Now, Pay Later (BNPL) functionality, Sileon.

BNPL 67
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How to convert text files to Excel

Nanonets

If you use text files to store and manage data, you've probably faced the challenge of converting these files into CSV, XLSX, or other Excel-compatible formats. Excel is a powerful tool for data analysis, modeling, reporting, and more. It can even handle large amounts of data efficiently. However, you must first bring your data into Excel to make the most of these capabilities.

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US check use for payments exceeds other countries: Fed

Payments Dive

Although there has been a drop in U.S. check use for transactions, other nations have seen sharper declines, a Federal Reserve study showed.

Checks 147
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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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ISO vs Payfac: Choosing the Right Payment Solution for Your Business

Exact Payments

What is an ISO vs PayFac? Independent sales organizations (ISOs) and payment facilitators (PayFacs) play important intermediary roles in the payments ecosystem. Though they seem similar on the surface, there are key differences in how they operate. For starters, ISOs function only as resellers. They are agents of the banks and therefore only sell merchant accounts issued by processors and/or acquiring banks—they can’t issue merchant accounts on their own.

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Nacha Adds USAA as a Direct Member

NACHA

CGI is now a Nacha Preferred Partner for Data Innovation. In becoming a Preferred Partner, CGI joins a select group of innovators whose offerings align with Nacha's strategies to advance the ACH Network.

NACHA 52
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Navigate the AWS API Gateway jungle with Axway’s API marketplace

Axway

Today, we’re going to explore how Axway’s Amplify Enterprise Marketplace can help organizations that heavily use AWS API Gateway. Imagine you’re in a dense jungle, and Axway’s API marketplace is your trusty guide, leading you safely through. Intrigued?

API 52
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PayNearMe partners with Dollar General

Payments Dive

The deal increases PayNearMe's retailer footprint by one-third, bringing the ability to pay bills in cash to more Americans.

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

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6 Ways Embedded Payments Benefit B2B Accounting SaaS

Exact Payments

Companies large and small rely on their accounting/finance, billing, cash flow, and subscription/revenue management tools to keep track and make sense of the financial metrics of their businesses. Independent software vendors (ISVs) and software-as-a-service (SaaS) companies have carved out a healthy niche in this market. Cloud-based offerings are easy to deploy, offer data access from anywhere, feature high uptimes with no maintenance, and can scale as the business grows.

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2023 Mid-Year Shopping Festival: The purchasing power and consumer trends of Chinese consumers

PayXpert

The Mid-Year Shopping Festival, or the 618 shopping festival, is one of the most significant events in the Chinese e-commerce industry. Initially founded by JD.com to celebrate the company's anniversary, it has gained increasing influence over time with China's massive consumer market and the rapid development of the e-commerce industry.

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Emerging Fintech: Powering the Indian startup ecosystem through Venture Debt

Wharton Fintech

Logo —  Stride Ventures Venture debt is an instrument that combines venture capital and traditional debt to provide startups with a financing that has been tailor-made for their needs. This model of financing was originally conceived in Silicon Valley in the 1960s-70s and has since been adopted by startup ecosystems across the world. In the US venture debt makes up 15% of all startup financing transactions, while the numbers for Europe, Latin America, and India are 3%, 13%, and 3% respectively.

FinTech 52
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Adyen, Braintree and Stripe face off

Payments Dive

The processing giants are battling for market share in the U.S., cutting prices in their fight to win over merchants.

Process 148
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Loyalty 101: How To Turn Browsers Into Buyers For Lasting Engagement

Speaker: Shaunna Bruton, Danielle Wyllie, and Kailey Holmes

Say goodbye to one-size-fits-all retail, and say hello to experiences that keep your customers coming back for more! Customer loyalty isn’t just earned - it’s cultivated through meaningful engagement with the help of data. This webinar will take you behind the scenes of how top retailers turn customer data into personalized experiences that drive engagement and retention.