Sat.Feb 05, 2022 - Fri.Feb 11, 2022

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FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles

FICO

When we talk about alternative data, we focus on how it can help bring millions more people into the mainstream credit ecosystem. An important benefit of finding new broad-based data sources and incorporating them into widely-used credit scoring models is the ability to provide greater visibility into the overall profile of an applicant population. FICO® Score XD 2 allows for exactly that.

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API Reviews: Scaling Up API Governance

Axway

API reviews are part of the overall API lifecycle. They are used to check that an API’s design matches the API design guidelines.

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Payment Integration Mistakes - The MSB Factor

Agile Payments

It happens on a regular basis; prospective clients contact us because they have a SaaS application in development, usually nearing launch, and they need a solution to pay-out to people or companies that serve a role within the application's ecosystem, but who are not the primary beneficiary of the funds received from a credit card payment.

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Revolut obtains Australian Credit Licence

The Paypers

Revolut has been granted an Australian Credit Licence by ASIC to offer credit and personal lending products to the Australian market.

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The Evolving Retailer's Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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Seeking More: Faster Payments in the U.S. and Beyond

Faster Payments Council

This month, the FPC released the results of the third installment of the Faster Payments Barometer, the annual survey that gauges progress and perceptions around faster payments, use cases, trends, and challenges. Each year, the survey is telling: always providing an accurate pulse on where the industry stands with regard to faster payments in the United States. 2021's results spoke loudly, showing us that the industry is doing more but also wants even more when it comes to ubiquitous faster pay

More Trending

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The power of platforms to transform telecommunications – Part 3

Axway

This article is part 3 of a four-part series on the power of API-powered platforms to transform the telecommunications industry.

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El Salvador to launch first Bitcoin bond

The Paypers

El Salvador has announced plans to issue its first Bitcoin bond in March 2022, as finance minister Alejandro Zelaya said on 8 February.

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Women in AI: Diversity Can Lead to Better Models

FICO

. The United Nations International Day of Women and Girls in Science today throws a spotlight on achieving full and equal access and participation for women and girls in science, citing the importance of this goal in global development. One critical area is artificial intelligence (AI) and how it affects financial decisioning. To make fair and accurate assessments, AI software needs to be reflective of the people it scrutinises and the best way to achieve this is to have a diverse team at work

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Snapshift, An HR Platform For Frontline Workers, Raises $45M. Snapshift Competitors Include Skello, Celayix, Legion, And Reflexis Systems.

CB Insights

Snapshift , an HR and workforce management platform, has raised $45M in a Series A that drew participation from Highland Europe, Bpifrance, and UL Invest. How’s the company performing? France-based Snapshift helps retail and hospitality SMEs manage payroll, scheduling, and productivity. The platform is currently used by over 6K customers including, Subway, Spar, Fitness Park, Amorino, Pizza Hut, and Columbus Café The company, which currently has more than 70 employees, aims to increas

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Sponsoring the transformation of business models at the 3rd annual Grands Prix de l’Accélération Digitale

Axway

English translation provided below. Pour la 3e année, Axway est partenaire des Grands Prix de l’Accélération Digitale , concours prestigieux organisé par BFM Business qui récompense les plus beaux projets de transformation digitale.

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EC to release instant payments legislation in second half of 2022

The Paypers

The European Commission has announced its intention to legislate on instant payments to accelerate their adoption across the EU, according to AltFi.

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FICO Honored in Forbes’ Best Mid-Sized Employers List for Second Year

FICO

I am thrilled to share the news that FICO was ranked Number Two on the Forbes 2022 list of America’s Best Mid-Sized Employers and Number One in the IT, Internet, Software & Services Industry list. Ranking top out of 500 companies for the second consecutive year , this recognition was calculated by an anonymized survey based entirely on our employee satisfaction.

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Dune Analytics reaches $1B valuation. Dune Analytics competitors in the crypto analytics platform market include Glassnode, Messari, and Nansen.

CB Insights

Dune Analytics , a crypto analytics company, has raised $69.4M in a Series B round that drew participation from Coatue Management, Dragonfly Capital, and Multicoin Capital. How’s the company performing? Norway-based Dune Analytics enables users to generate visualizations of Ethereum blockchain activity. It supports data queries for the Ethereum, Polygon, Optimism, Binance Smart Chain, and xDAI blockchains.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Sponsoring the transformation of business models at the 3rd annual Grands Prix de l’Accélération Digitale

Axway

English translation provided below. Pour la 3e année, Axway est partenaire des Grands Prix de l’Accélération Digitale , concours prestigieux organisé par BFM Business qui récompense les plus beaux projets de transformation digitale.

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Danske Bank partners SunTec Business Solutions for SaaS solution

The Paypers

SunTec Business Solutions , a pricing and billing company, has been chosen by Danske Bank for their enterprise-wide Fee Management Program.

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ELO and FICO Partner to Bring Reduction in Transaction Fraud

FICO

The payments market in Brazil is undergoing radical change as the country moves from a traditionally cash-based society to new flexible payment products and services. This shift has created significant opportunities for local banks, however with this growth comes the inevitable threat of increased fraud, exacerbated by the Covid pandemic and the explosion in ecommerce and card-not-present fraud.

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DeFi infrastructure provider Qredo hits $460M valuation. Qredo competitors include ChainLink, Finality, Gelato Network, and Router Protocol.

CB Insights

Qredo , a decentralized finance (DeFi) infrastructure developer, has raised $80M in a Series A. The round drew participation from 10T Fund, Coinbase Ventures, AVA Labs, Kingsway Capital Partners, and Terra, among others. HOW’S THE COMPANY PERFORMING? UK-based Qredo enables crypto investors to store all of their crypto assets in one location. The startup has over 100 clients, including Coinbase, Celsius, GSR, and Deribit.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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API Reviews: Scaling Up API Governance

Axway

API reviews are part of the overall API lifecycle. They are used to check that an API’s design matches the API design guidelines.

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EU could test the digital EUR in 2023

The Paypers

The European Commission has announced it is planning to propose a bill for a digital euro early in 2023.

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UK Cards Report - Holiday Spend and More Missed Payments

FICO

Our analysis of trends for UK cards in December 2021 showed that spend and credit card balances increased, as you would expect for the Christmas period. But with the percentage of payments to balance levelling out and a drop in the numbers of accounts paying the full balance, the data suggests rising living costs could be starting to take effect. Balances continue to increase and percentage of payments to balance stable.

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People analytics HR tech company Enboarder raises $32M. Enboarder competitors include Hibob, WorkRamp, Employment Hero, and Personio.

CB Insights

Enboarder , an HR tech company, has raised $32M in a Series B. The round drew participation from NewSpring Capital, Greycroft, Next Coast Ventures, and Golub Capital, among others. HOW’S THE COMPANY PERFORMING? Australia-based Enboarder offers a people activation platform that enables HR teams to onboard new hires virtually, oversee change management, and support learning and development.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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API Reviews: Scaling Up API Governance

Axway

API reviews are part of the overall API lifecycle. They are used to check that an API’s design matches the API design guidelines.

API 52
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PayPoint Romania acquires digital payments app 24pay

The Paypers

PayPoint Romania has announced it completed the acquisition of local digital payment solution for public transport 24pay.

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How Credit Limit Increase Optimization Drives Portfolio Profit

FICO

Credit limit management is regarded as a key driver to profitable portfolios. But despite this, many issuers fail to apply advanced prescriptive analytics to a crucially important process, or if they have, it may often be without a framework or infrastructure to maximise the effectiveness of the insights it can bring. Credit limit increase optimization (CLI) is a powerful tool to achieve portfolio goals.

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GoCardless hits $2.1B valuation. GoCardless competitors include Chargebee, Slimpay, and Stripe, among others.

CB Insights

GoCardless , an account-to-account payments platform, has raised $312M in a Series G. The round drew participation from BlackRock and Permira. HOW’S THE COMPANY PERFORMING? UK-based GoCardless enables businesses to directly collect recurring and one-time payments from customers. It has established partnerships with 150 billing and subscription software companies, including Salesforce, Xero, Sage, Zuora, and QuickBooks.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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The power of platforms to transform telecommunications – Part 3

Axway

This article is part 3 of a four-part series on the power of API-powered platforms to transform the telecommunications industry.

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Axis Bank introduces digital KYC fixed deposit

The Paypers

India-based Axis Bank , a private sector bank, has introduced the Digital Fixed Deposit, a digital full KYC fixed deposit product.

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Top 21 Online Digital Accounting Services for Small Businesses (SMB): Jan 2022

Fintech Labs Insights

Companies of all sizes need bookkeeping and accounting services. And it’s an ideal service to consume digitally. When I started reporting on the space in the mid-90s, I thought banks would end up delivering the bulk of basic accounting functions through their online banking programs. But so far I’ve been proven wrong. There is too much nuance, too many gray areas, too much liability and too much competition for traditional banks to make a material profit.